When was Versatile Credit founded?

Versatile Credit was founded in 1995 and raised its 1st funding round 28 years after it was founded.

Where is Versatile Credit located?

Versatile Credit is headquartered in Mechanicsburg, United States. It is registered at 4900 RITTER RD STE 100,MECHANICSBURG,PA,17055,0.

Who is the current CEO of Versatile Credit?

Ed ODonnell of Versatile Credit.

How many employees does Versatile Credit have?

As of Apr 30, 2026, the latest employee count at Versatile Credit is 57.

Is Versatile Credit a funded company?

Versatile Credit is a funded company, having raised a total of $***** in its 1st and only funding round, a Unattributed round on Sep 13, 2023.

When was the latest funding round of Versatile Credit?

Versatile Credit's latest funding was a $***** Unattributed round on Sep 13, 2023, with participation from 1 investor. Its primary sector is Banking Tech. In United States, the Banking Tech sector has seen $723M in funding in 2026 to date.

Where does Versatile Credit rank among its competitors?

Versatile Credit ranks 32nd amongst 209 active competitors, of which 27 are funded. It stands 11th in terms of total funding among its competitors. The most recent competitor to raise funding was Asseco, which secured an undisclosed amount in Feb, 2025.

Who are the top competitors of Versatile Credit?

Versatile Credit's top competitors include Fino Paytech, Tyfone and Narmi. Among them, Asseco secured the most recent funding round in February, 2025.

Versatile Credit - 2026 Company Profile, Team, Funding & Competitors

Versatile Credit is an acquired company based in Mechanicsburg (United States), founded in 1995. It operates as a Provider of an omnichannel financing technology platform. Versatile Credit has raised an undisclosed amount in funding. The company has 209 active competitors, including 27 funded and 22 that have exited. Its top competitors include companies like Fino Paytech, Tyfone and Narmi.

Company Details

Provider of an omnichannel financing technology platform. This platform integrates with existing business processes to offer financing options at any point of purchase, across all sales channels. It connects retailers with a network of lenders to provide diverse financing choices for consumers, regardless of credit score. The platform also includes data analytics tools to help retailers optimize their financing programs. Seamless application experiences are facilitated across various devices, enhancing the customer journey. Retailers gain flexibility to easily adjust lenders and channels as needed.

Website: www.versatilecredit.com/
Social
Phone Number: +1 **********
Registered Address: 4900 RITTER RD STE 100,MECHANICSBURG,PA,17055,0

Key Metrics

Founded Year

1995

Location

Mechanicsburg, United States

Stage

Acquired

Latest Funding Round

Unattributed, Sep 13, 2023, $*****

Investors

PSG

Ranked

32^nd among 209 active competitors

Employee Count

57 as on Apr 30, 2026

Similar Companies

Fino Paytech & 241 more

Exit Details

Acquired by Synchrony (Oct 02, 2025)

View Versatile Credit's full profile

Versatile Credit is associated with 1 legal entity given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
Versatile Credit, Inc. CIN: 32084228785 , United States, Active		-	53 (As on Dec 31, 2023)	-

Versatile Credit got acquired by Synchrony on Oct 02, 2025.

Click here to take a look at Versatile Credit's acquisition in detail

Versatile Credit has raised funding over 1 round. Its latest funding round was a Unattributed round on Sep 13, 2023 for $*****. 1 investor participated in its latest round. Versatile Credit has 1 institutional investor.

Here is the list of recent funding rounds of Versatile Credit:

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Sep 13, 2023	4107224	Unattributed	5557628	9833653	2280471	6072874

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View details of Versatile Credit's funding rounds and investors

Versatile Credit's employee count trend

Versatile Credit has 57 employees as of Apr 26. Here is Versatile Credit's employee count trend over the years:

Employee count trend for Versatile Credit

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Top competitors of Versatile Credit include Fino Paytech, Tyfone and Narmi. Here is the list of Top 10 competitors of Versatile Credit, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Fino Paytech 2006, Mumbai (India), Series D	Provider of technology solutions and services for banking and financial sectors	$177M	IFC, Bharat Petroleum & 41 others	70/100
2nd	Tyfone 2004, Portland (United States), Series D	Omni-channel banking solutions	$38.3M	HDFC Mutual Fund, Demopolis Equity Partners ... & 8 others	69/100
3rd	Narmi 2016, New York City (United States), Series B	Provider of omnichannel banking solutions for banks and credit unions	$57.3M	New Enterprise Associates, Greycroft & 7 others	62/100
4th	Asseco 1987, Rzeszow (Poland), Public	Provider of an omnichannel banking solutions	-	venture CAPITAL funding, FMC & 3 others	62/100
5th	VNLIFE 2007, Hanoi (Vietnam), Series B	Software for omnichannel banking and distribution services	$550M	Dragoneer Investment Group, General Atlantic ... & 4 others	61/100
6th	Amount 2014, Chicago (United States), Acquired	Omnichannel Banking solutions for banks and lenders	$252M	WestCap, QED Investors & 17 others	61/100
7th	i-exceed 2011, Bengaluru (India), Funding Raised	Developer of digital banking platform offering solutions for financial institutions	-	-	58/100
8th	Senrysa Technologies 2011, Kolkata (India), Seed	Provider of technology solutions for banking, financial, and enterprise sectors	$1.82M	Prosperitas, Gala Finance & 29 others	56/100
9th	Bankingly 2015, Montevideo (Uruguay), Series A	Provider of cloud-based omnichannel banking solutions	$18.7M	Oikocredit, Elevar Equity & 14 others	55/100
10th	maviance 2008, Leipzig (Germany), Seed	Provider of digital payment and e-visa solutions for businesses and governments	$3M	MFS Africa, Finafrik & 2 others	54/100
32nd	Versatile Credit 1995, Mechanicsburg (United States), Acquired	Provider of an omnichannel financing technology platform	-	PSG	39/100