4Finance - About the company
4Finance is a funded company based in Riga (Latvia), founded in 2008. It operates as an Online unsecured personal loans' direct lender. 4Finance has raised an undisclosed amount in funding. The company has 13 active competitors, including 1 that has exited. Its top competitors include companies like Incredit, Primero and Inbank Latvia.
Company Details
4Finance is an online and mobile lending company offering single payment, lines of credit and installment loans. The single payment loan is available up to EUR 2,000 for a period of 30 days. Installment loans are offered up to EUR 3,500 for a duration up to 2 years. A credit line with flexible monthly repayments is available for up to EUR 2,100. 4Finance claims to be Europe's largest online consumer finance provider with 11.5M loans amounting to EUR 3.5B disbursed as of Jan'17. 4Finance makes its services available in 17 countries of Europe and Americas, and plans to expand to more countries. In Nov'16, 4Finance issued EUR 50M bonds, bringing the total issued amount to EUR 150M.
- Website
- www.4finance.com/
- Email ID
- *****@4finance.com
- Registered Address
- Rīga, Lielirbes iela 17A - 46
Key Metrics
Founded Year
2008
Location
Riga, Latvia
Stage
Funding Raised
Latest Funding Round
Ranked
1st among 13 active competitors
Annual Revenue
€10M - €50M as on Dec 31, 2024
Employee Count
1 as on Aug 31, 2026
Legal entities associated with 4Finance
4Finance is associated with 2 legal entities given below:
Legal Entity Name | Date of Incorporation | Revenue | Latest Employee Count | Reports |
|---|---|---|---|---|
4finance CIN: 40003991692 , Latvia, Active | Feb 11, 2008 | €10M - €50M (As on Dec 31, 2024) | 204 (As on Dec 31, 2023) | - |
4FINANCE ApS CIN: 32557864 , Denmark, Active | Oct 27, 2009 | - | 2 (As on Mar 31, 2024) |
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4Finance's funding and investors
4Finance has raised funding over 6 rounds.
Here is the list of recent funding rounds of 4Finance:
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Date of Funding | Funding Amount | Round Name | Post-Money Valuation | Revenue Multiple | Lead Investors | Other Investors |
|---|---|---|---|---|---|---|
Apr 13, 2017 | 4005239 | Conventional Debt | 4903306 | 6683533 | 5964997 | 5323478 |
Nov 23, 2016 | 6669963 | Conventional Debt | 4572508 | 1522221 | 6581306 | 1295382 |
May 19, 2016 | 4704132 | Conventional Debt | 5448628 | 4270251 | 4391558 | 1593046 |
View details of 4Finance's funding rounds and investors
4Finance's founders and board of directors
Founder? Claim Profile4Finance's employee count trend
4Finance has 1 employees as of Aug 26. Here is 4Finance's employee count trend over the years:
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4Finance's Competitors and alternates
Top competitors of 4Finance include Incredit, Primero and Inbank Latvia. Here is the list of Top 10 competitors of 4Finance, ranked by Tracxn score:
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Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st | Online unsecured personal loans' direct lender | - | - | 48/100 | |
2nd | Online lending platform for consumer and business financing | - | - | 39/100 | |
3rd | Provider of a financial services company for credit repayment terms and online application processes | - | - | 36/100 | |
4th | Inbank Latvia 2010, Riga (Latvia), Public | Platform offering loan solutions | - | - | 34/100 |
5th | Provider of a digital platform for lending solutions | - | - | 32/100 | |
6th | Ferratum Group 2005, Helsinki (Finland), Deadpooled | Online/mobile based short term loans provider | - | 31/100 | |
7th | VIA SMS Group 2008, Riga (Latvia), Unfunded | Online multi-product consumer loans provider | - | - | 30/100 |
8th | Latkredits Latvia, Unfunded | Platform offering loan solutions | - | - | 26/100 |
9th | Platform offering financial solutions | - | - | 22/100 | |
10th | Platform offering financial solutions | - | - | 21/100 |
Looking for more details on 4Finance's competitors? Click here to see the top ones
4Finance's Investments and acquisitions
4Finance has made 2 investments in Vane and Vane. 4Finance has not made any acquisitions as of now.Reports related to 4Finance
Here is the latest report on 4Finance's sector:
News related to 4Finance
Media has covered 4Finance for a total of 4 events in the last 1 year, 1 of them has been about company updates.
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Consortium Acquires 4finance Holding's Consumer Lending Assets to Launch Mellenu HoldingWebDisclosure•May 29, 2026•4Finance
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4finance Holding S.A. Reports Q1 2026 Results, Highlights Shift to Online Consumer Lending and Strong LiquidityWebDisclosure•May 28, 2026•4Finance
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4finance Announces Early Redemption of its EUR Notes Due October 2026WebDisclosure•Apr 07, 2026•4Finance
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Advent Acquires TBI Bank from 4finance Holding in Southeast EuropeGlobal Legal Chronicle•Sep 17, 2025•tbi bank, Kinstellar, Milbank, Advent International and 1 other
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Advent: EU approves acquisition of TBI Bank EADFortuneo•Aug 12, 2025•tbi bank, Advent International, 4Finance, OCT and 2 others
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MTN appoints Hermann Tischendorf Chief Technology & Information Officer for Digital and FintechAfrica Business Communities•Dec 08, 2021•MTN, 4Finance
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4Finance: Stakes deal with iDenfy to speed-up customer sign-upsFintechinshorts•Jun 17, 2021•4Finance, iDenfy
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