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4Finance - About the company

4Finance is a funded company based in Riga (Latvia), founded in 2008. It operates as an Online unsecured personal loans' direct lender. 4Finance has raised an undisclosed amount in funding. The company has 13 active competitors, including 1 that has exited. Its top competitors include companies like Incredit, Primero and Inbank Latvia.

Company Details

4Finance is an online and mobile lending company offering single payment, lines of credit and installment loans. The single payment loan is available up to EUR 2,000 for a period of 30 days. Installment loans are offered up to EUR 3,500 for a duration up to 2 years. A credit line with flexible monthly repayments is available for up to EUR 2,100. 4Finance claims to be Europe's largest online consumer finance provider with 11.5M loans amounting to EUR 3.5B disbursed as of Jan'17. 4Finance makes its services available in 17 countries of Europe and Americas, and plans to expand to more countries. In Nov'16, 4Finance issued EUR 50M bonds, bringing the total issued amount to EUR 150M.
Social
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Email ID
*****@4finance.com
Registered Address
Rīga, Lielirbes iela 17A - 46
Key Metrics
Founded Year
2008
Location
Riga, Latvia
Stage
Funding Raised
Ranked
Annual Revenue
€10M - €50M as on Dec 31, 2024
Employee Count
1 as on Aug 31, 2026
Investment & Acquisitions
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4Finance's funding and investors

4Finance has raised funding over 6 rounds.

Here is the list of recent funding rounds of 4Finance:lockFilter this list
Date of Funding
Funding Amount
Round Name
Post-Money Valuation
Revenue Multiple
Lead Investors
Other Investors
Apr 13, 2017
4005239
Conventional Debt
4903306
6683533
5964997
5323478
Nov 23, 2016
6669963
Conventional Debt
4572508
1522221
6581306
1295382
May 19, 2016
4704132
Conventional Debt
5448628
4270251
4391558
1593046
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4Finance's founders and board of directors

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4Finance's employee count trend

4Finance has 1 employees as of Aug 26. Here is 4Finance's employee count trend over the years:
Employee count trend for 4Finance
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4Finance's Competitors and alternates

Top competitors of 4Finance include Incredit, Primero and Inbank Latvia. Here is the list of Top 10 competitors of 4Finance, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for 4Finance
4Finance
2008, Riga (Latvia), Funding Raised
Online unsecured personal loans' direct lender
-
-
48/100
2nd
Logo for Incredit
Incredit
2010, Riga (Latvia), Funding Raised
Online lending platform for consumer and business financing
-
-
39/100
3rd
Logo for Primero
Primero
2019, Riga (Latvia), Unfunded
Provider of a financial services company for credit repayment terms and online application processes
-
-
36/100
4th
Logo for Inbank Latvia
Inbank Latvia
2010, Riga (Latvia), Public
Platform offering loan solutions
-
-
34/100
5th
Logo for Vendo
Vendo
2020, Riga (Latvia), Unfunded
Provider of a digital platform for lending solutions
-
-
32/100
6th
Logo for Ferratum Group
Ferratum Group
2005, Helsinki (Finland), Deadpooled
Online/mobile based short term loans provider
-
31/100
7th
Logo for VIA SMS Group
VIA SMS Group
2008, Riga (Latvia), Unfunded
Online multi-product consumer loans provider
-
-
30/100
8th
Platform offering loan solutions
-
-
26/100
9th
Logo for FINITERA
FINITERA
2017, Riga (Latvia), Unfunded
Platform offering financial solutions
-
-
22/100
10th
Logo for Eves
Eves
2012, Riga (Latvia), Unfunded
Platform offering financial solutions
-
-
21/100
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4Finance's Investments and acquisitions

4Finance has made 2 investments in Vane and Vane. 4Finance has not made any acquisitions as of now.

Reports related to 4Finance

Here is the latest report on 4Finance's sector:

News related to 4Finance

lockFilter this list
Media has covered 4Finance for a total of 4 events in the last 1 year, 1 of them has been about company updates.
•
Advent: EU approves acquisition of TBI Bank EADFortuneo•Aug 12, 2025•tbi bank, Advent International, 4Finance, OCT and 2 others
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Private Equity Investor Acquires TBI Banktechnews.bg•Apr 22, 2025•4Finance, tbi bank
•
4finance notes local Polish sanction of subsidiaryWebDisclosure•Dec 17, 2024•4Finance
•
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FAQs about 4Finance

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