When was Atome founded?

Atome was founded in 2016 and became a unicorn in 2021.

Where is Atome located?

Atome is headquartered in Singapore, Singapore.

Which legal entities is Atome associated with?

Atome is associated with APAYLATER FINANCIALS PTE. LTD..

How many employees does Atome have?

As of Jun 30, 2026, the latest employee count at Atome is 807.

Is Atome a funded company?

Atome is a funded company, having raised a total of $31M across 6 funding rounds to date. The company's 1st funding round was a $31M Series B round, raised on 2022.

How much is Atome worth?

The latest valuation of Atome is $2B as of Oct 13, 2022.

When was the latest funding round of Atome?

Atome's latest funding was a $345M Conventional Debt round on Jan 13, 2026, with participation from 0 investor. Its primary sector is Payments. In Singapore, the Payments sector has seen $1.89B in funding in 2026 to date.

What is the annual revenue of Atome?

Annual revenue of Atome is between $10M and $50M as on Dec 31, 2024

Is Atome a Payments company?

The primary sectors of Atome are Payments, E-Commerce Enablers, Alternative Lending and In Store Retail Tech.

Where does Atome rank among its competitors?

Atome ranks 2nd amongst 6 active competitors, only 1 of which is funded. Atome, which secured $345M in Jan, 2026.

Who are the top competitors of Atome?

Atome's top competitors include Klarna, Kredivo and hoolah. Among them, Atome secured the most recent funding round in January, 2026.

Atome - 2026 Company Profile, Team, Funding, Competitors & Financials

Sectors and market segments that Atome operate in

Atome serves in the FinTech, Retail market segments.The primary business model of Atome are:

Company Details

Online marketplace offering multi-category products on purchase finance. The platform offers solutions for buy now pay later and consumer financing. The product catalog includes beauty, fashion, home decor, babycare, electronics, and more. Its mobile application is available on Android and iOS platforms.

Website: www.atome.sg/
Social
Email ID: *****@atome.sg
Part Of

Key Metrics

Founded Year

2016

Location

Singapore, Singapore

Stage

Series B

Total Funding

$31M in 6 rounds

Latest Funding Round

Conventional Debt, Jan 13, 2026, $345M

Post Money Valuation

$2B as on Oct 13, 2022

Investors

Advance Intelligence Group & 8 more

Ranked

2^nd among 6 active competitors

Annual Revenue

$10M - $50M as on Dec 31, 2024

Employee Count

807 as on Jun 30, 2026

Similar Companies

Klarna & 362 more

View Atome's full profile

Atome is associated with 1 legal entity given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
APAYLATER FINANCIALS PTE. LTD. CIN: 201936265H , Singapore, Active	Oct 28, 2019	$10M - $50M (As on Dec 31, 2024)	-

Atome has raised a total funding of $31M over 6 rounds. Its first funding round was on 2022. Atome has 9 institutional investors.

Here is the list of recent funding rounds of Atome:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Jan 13, 2026	$345M	Conventional Debt	-	-	-	-
Jun 09, 2025	$75M	Venture Debt	-	-	-	Lending Ark Asia Secured Private Debt Funds
Feb 12, 2025	$80M	Conventional Debt	-	-	-	BlackRock, Innoven Capital

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View details of Atome's funding rounds and investors

The founders of Atome is David Chen.

Here are the details of Atome's key team members:

David Chen: Former Co-Founder of Atome and founder of 2 other companies, Matchimi and Matchimi. They serve on the boards of 2 companies.

Atome's Board of Directors

Atome's board has 3 active members. David Chen and Chun Dong Chau are part of team and Bernard Chan is independent board member.

Here is the list of Atome's board of directors:

Name	Type	Representing	Status	Duration
David Chen	Team	-	Current	6y 2m
Chun Dong Chau	Team	-	Current	6y 2m
Bernard Chan	Independent board member	-	Current	6y 9m

View details of Atome's Founder profiles and Board Members

Atome's employee count trend

Atome has 807 employees as of Jun 26. Here is Atome's employee count trend over the years:

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Top competitors of Atome include Klarna, Kredivo and hoolah. Here is the list of Top 10 competitors of Atome, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Klarna 2005, Stockholm (Sweden), Public	Developer of an online platform for point-of-sale financing	$4.19B	Sequoia Capital, Silver Lake & 137 others	85/100
2nd	Atome 2016, Singapore (Singapore), Series B	Online marketplace offering multi-category products on purchase finance	$31M	Temasek, Innoven Capital & 7 others	71/100
3rd	Kredivo 2015, Jakarta (Indonesia), Funding Raised	Provider of an app-based platform for purchase financing	-	Cathay Capital	64/100
4th	hoolah 2017, Singapore (Singapore), Acquired	Online purchase finance platform	-	Aletra Capital Partners, Allectus Capital ... & 33 others	45/100
5th	Rely 2014, Singapore (Singapore), Acquired	Online platform for purchase financing	-	Goldbell, StartupSpaze & 20 others	43/100
6th	Split 2018, Singapore (Singapore), Deadpooled	Online platform for point of sale financing	-	500 Global, Entrepreneur First & 2 others	30/100
7th	OmPay 2018, Singapore (Singapore), Unfunded	Online POS financing platform for travel and vacation services	-	-	16/100
8th	Nook 2022, Singapore (Singapore), Deadpooled	Split payment solution for consumers	$125K	Antler	15/100