When was Charlie founded?

Charlie was founded in 2016 and raised its 1st funding round 2 years after it was founded.

Where is Charlie located?

Charlie is headquartered in San Francisco, United States. It is registered at San Francisco, California.

How many employees does Charlie have?

As of May 31, 2026, the latest employee count at Charlie is 2.

Is Charlie a funded company?

Charlie is a funded company, having raised a total of $***** in its 1st and only funding round, a Series A round on Nov 21, 2018.

When was the latest funding round of Charlie?

Charlie's latest funding was a $***** Series A round on Nov 21, 2018, with participation from 1 investor. Its primary sector is Alternative Lending. In United States, the Alternative Lending sector has seen $3.21B in funding in 2026 to date.

Where does Charlie rank among its competitors?

Charlie ranks 6th amongst 61 active competitors, of which 11 are funded. It stands 7th in terms of total funding among its competitors. The most recent competitor to raise funding was Grad Joy, which secured $37.4M in May, 2024.

Who are the top competitors of Charlie?

Charlie's top competitors include EarnUp, Bright Money and Student Loan Hero. Among them, Grad Joy secured the most recent funding round in May, 2024.

Charlie - 2026 Company Profile, Team, Funding & Competitors

Company Details

Provider of a personal finance application that managed debt repayment. The application analyzed transactions to provide personalized recommendations for users. It aimed to simplify personal finance management. The application is no longer available.

Website: www.hicharlie.com/
Social
Email ID: *****@hicharlie.com
Registered Address: San Francisco, California

Key Metrics

Founded Year

2016

Location

San Francisco, United States

Stage

Acquired

Total Funding

$9M in 1 round

Latest Funding Round

Series A, Nov 21, 2018, $*****

Investors

Uncork Capital & 3 more

Ranked

6^th among 61 active competitors

Employee Count

2 as on May 31, 2026

Similar Companies

EarnUp & 168 more

Exit Details

Acquired by Chime (Aug 16, 2021)

View Charlie's full profile

Charlie is associated with 1 legal entity given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
CHARLIE FINANCE CO. CIN: 812570738 , United States, Active	May 02, 2016	-	13 (As on Dec 31, 2020)	-

Charlie got acquired by Chime on Aug 16, 2021.

Click here to take a look at Charlie's acquisition in detail

Charlie has raised a total funding of $9M over 1 round. Its latest funding round was a Series A round on Nov 21, 2018 for $*****. 1 investor participated in its latest round. Charlie has 4 institutional investors.

Here is the list of recent funding rounds of Charlie:

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Nov 21, 2018	5123827	Series A	3208241	4711669	3844775	2358566

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View details of Charlie's funding rounds and investors

The founders of Charlie are Rob Luedeman and Ivo Parashkevov.

Here are the details of Charlie's key team members:

Rob Luedeman: Co-Founder of Charlie and founder of 1 other company.
Contact Info: 2 email addresses
Ivo Parashkevov: Co-Founder of Charlie and founder of 1 other company.
Contact Info: 2 email addresses

View details of Charlie's Founder profiles and Board Members

Charlie's employee count trend

Charlie has 2 employees as of May 26. Here is Charlie's employee count trend over the years:

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Top competitors of Charlie include EarnUp, Bright Money and Student Loan Hero. Here is the list of Top 10 competitors of Charlie, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	EarnUp 2014, San Francisco (United States), Acquired	Online debt repayment platform for consumers	$59.2M	KeyBank, Kapor Capital & 15 others	64/100
2nd	Bright Money 2019, San Francisco (United States), Series B	Provider of financial technology solutions for debt reduction and credit building	$43M	Hummingbird Ventures, Alpha Wave Global & 14 others	63/100
3rd	Student Loan Hero 2012, New York City (United States), Acquired	Online platform for Student debt tools, calculators, and repayment plans	$65K	EvoNexus, Expansion Venture Capital	49/100
4th	Freedom Financial Network 2002, San Mateo (United States), Series D	Provider of debt consolidation and relief solutions	$235M	Stone Point Capital, Vulcan Capital & 3 others	49/100
5th	Pillar 2018, New York City (United States), Acquired	Loan management app	$5.5M	Kleiner Perkins, Day One Ventures & 14 others	45/100
6th	Charlie 2016, San Francisco (United States), Acquired	Provider of a personal finance application that managed debt repayment	$9M	Uncork Capital, Propel Venture Partners & 2 others	44/100
7th	MessagePay 2005, Alpine (United States), Unfunded	Conversational loan payment solutions	-	-	42/100
8th	Scratch 2015, San Francisco (United States), Series A	Online platform to manage and pay off debts	$17.2M	Financial Solutions Lab, JPMorgan Chase & 7 others	42/100
9th	Grad Joy 2019, Austin (United States), Series B	Debt management platform	$37.5M	Y Combinator, Cameron Ventures	41/100
10th	Payitoff 2017, New York City (United States), Acquired	API-enabled student loan repayment solutions for lenders	$11M	Lightspeed Venture Partners, Sound Ventures ... & 3 others	40/100