When was Cred founded?

Cred was founded in 2017 and raised its 1st funding round 1 year after it was founded.

Where is Cred located?

Cred is headquartered in San Francisco, United States.

How many employees does Cred have?

As of Aug 31, 2026, the latest employee count at Cred is 9.

Is Cred a funded company?

Cred is a funded company, having raised a total of $***** in its 1st and only funding round, a ICO round on May 05, 2018.

When was the latest funding round of Cred?

Cred's latest funding was a $***** ICO round on May 05, 2018, with participation from 0 investor. Its primary sector is Cryptocurrencies. In United States, the Cryptocurrencies sector has seen $2.33B in funding in 2026 to date.

Where does Cred rank among its competitors?

Cred ranks 14th amongst 42 active competitors, of which 13 are funded. It stands 11th in terms of total funding among its competitors. The most recent competitor to raise funding was Sats Terminal, which secured an undisclosed amount in Mar, 2026.

Who are the top competitors of Cred?

Cred's top competitors include Celsius, BlockFi and Salt lending. Among them, Sats Terminal secured the most recent funding round in March, 2026.

Cred - 2026 Company Profile, Team, Funding & Competitors

Company Details

Crypto-based consumer lending platform. It is a platform to borrow and earn cryptocurrencies. The platform provides access to low-interest loans using crypto as collateral along with KYC, wallet management, and more. It offers Crypto Lending as a Service (CLaaS) platform with APIs for financial institutions, cryptocurrency exchanges, blockchain alliances, stable coin providers, and more.

Key Metrics

Founded Year

2017

Location

San Francisco, United States

Stage

Funding Raised

Latest Funding Round

ICO, May 05, 2018, $*****

Investors

Ledger Capital & 5 more

Ranked

14^th among 42 active competitors

Employee Count

9 as on Aug 31, 2026

Similar Companies

Celsius & 229 more

View Cred's full profile

Cred has raised funding over 1 round. Cred has 6 institutional investors.

Here is the list of recent funding rounds of Cred:

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
May 05, 2018	2939483	ICO	1843311	7444959	8247907	8692529

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View details of Cred's funding rounds and investors

The founders of Cred are Dan Schatt and Lu Hua.

Here are the details of Cred's key team members:

Dan Schatt: Co-Founder of Cred.
Lu Hua: Co-Founder of Cred.

View details of Cred's Founder profiles and Board Members

Cred's employee count trend

Cred has 9 employees as of Aug 26. Here is Cred's employee count trend over the years:

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Top competitors of Cred include Celsius, BlockFi and Salt lending. Here is the list of Top 10 competitors of Cred, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Celsius 2017, Hoboken (United States), Acquired	Online exchange, swap, and liquidity solutions for cryptocurrency	$956M	CDPQ, WestCap & 15 others	75/100
2nd	BlockFi 2017, Jersey City (United States), Acquired	Online platform for trading, crypto-backed loans, interest accounts, and wallets	$466M	Valar Ventures, Bain Capital Ventures & 63 others	74/100
3rd	Salt lending 2016, Denver (United States), Acquired	Online platform for asset-backed loans for cryptocurrency	$65.1M	Fiparin, ValueNet Capital & 3 others	73/100
4th	Milo 2018, Miami (United States), Series A	Online crypto-backed mortgage lender for consumers	$30.1M	QED Investors, M13 Company & 2 others	56/100
5th	Airfox 2016, Boston (United States), Acquired	Mobile wallet and lending solutions	$58.2M	Verizon, Project 11 Ventures & 4 others	56/100
6th	Sats Terminal 2024, Dover (United States), Seed	Operator of a non-custodial marketplace for bitcoin backed stablecoin loans	$1.7M	Draper, Coinbase & 9 others	44/100
7th	Archimedes 2022, Los Angeles (United States), Seed	Crypto-based lending and borrowing platform	$7.3M	Hack VC, Shima Capital & 15 others	44/100
8th	Teller 2020, San Francisco (United States), Series A	Provider of a lending platform for cryptocurrency loans	$8.71M	Blockchain Capital, Franklin Templeton Investments ... & 8 others	42/100
9th	RociFi 2021, Pittsburgh (United States), Seed	Online crypto-based consumer lending platform	$2.7M	LD Capital, GoldenTree & 4 others	39/100
10th	Votre 2023, Southampton (United States), Seed	Platform providing access to liquidity using cryptocurrency as collateral	$3.75M	a16zcrypto, MaC Venture Capital & 1 others	37/100
14th	Cred 2017, San Francisco (United States), Funding Raised	Crypto-based consumer lending platform	-	Ledger Capital, 500 Global & 4 others	34/100