When was Earnin founded?

Earnin was founded in 2012 and raised its 1st funding round 2 years after it was founded.

Where is Earnin located?

Earnin is headquartered in Palo Alto, United States. It is registered at 200 PORTAGE AVE,PALO ALTO,CA,94306.

How many employees does Earnin have?

As of Aug 31, 2026, the latest employee count at Earnin is 596.

Is Earnin a funded company?

Earnin is a funded company, having raised a total of $190M across 5 funding rounds to date. The company's 1st funding round was a $***** Seed round, raised on Jul 23, 2014.

How much is Earnin worth?

The latest valuation of Earnin is $***** as of Jan 01, 2020. This marks a decline of 35% from its peak valuation of $800M in Dec, 2018. This marks a decline of 35% from its peak valuation of $800M in Dec, 2018.

When was the latest funding round of Earnin?

Earnin's latest funding was a $***** Conventional Debt round on Sep 10, 2025, with participation from 1 investor.

Where does Earnin rank among its competitors?

Earnin ranks 3rd amongst 100 active competitors, of which 23 are funded. It stands 2nd in terms of total funding among its competitors. The most recent competitor to raise funding was DailyPay, which secured $200M in Feb, 2026.

Who are the top competitors of Earnin?

Earnin's top competitors include Brigit, DailyPay and Rain. Among them, DailyPay secured the most recent funding round in February, 2026.

Earnin - 2026 Company Profile, Funding & Competitors

Earnin is a series C company based in Palo Alto (United States), founded in 2012. It operates as a Provider of a platform for accessing earned wages and financial tools. Earnin has raised $190M in funding from investors like Andreessen Horowitz, Spark Capital and Felicis Ventures, with a current valuation of $*****. The company has 100 active competitors, including 23 funded and 4 that have exited. Its top competitors include companies like Brigit, DailyPay and Rain.

Company Details

Provider of a platform for accessing earned wages and financial tools. The platform offers tools for accessing earned wages before payday. It also provides features for balance alerts, credit monitoring, and savings options. The platform aims to help users manage their finances.

Website: www.earnin.com/
Social
Email ID: *****@earnin.com
Registered Address: 200 PORTAGE AVE,PALO ALTO,CA,94306

Key Metrics

Founded Year

2012

Location

Palo Alto, United States

Stage

Series C

Total Funding

$190M in 5 rounds

Latest Funding Round

Conventional Debt, Sep 10, 2025, $*****

Post Money Valuation

$***** as on Jan 01, 2020

Investors

Andreessen Horowitz & 18 more

Ranked

3^rd among 100 active competitors

Employee Count

596 as on Aug 31, 2026

Similar Companies

Payflow & 289 more

View Earnin's full profile

Earnin is associated with 2 legal entities given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
EARNIN US1 LLC CIN: 10263439 , United States, Active	Feb 25, 2024	-	-	-
ACTIVEHOURS INC. CIN: 5174018 , United States, Active		-	242 (As on Dec 31, 2022)	-

Earnin has raised a total funding of $190M over 5 rounds. Its first funding round was on Jul 23, 2014. Its latest funding round was a Conventional Debt round on Sep 10, 2025 for $*****. 1 investor participated in its latest round. Earnin has 19 institutional investors.

Here is the list of recent funding rounds of Earnin:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Sep 10, 2025	9609562	Conventional Debt	7408076	6121697	1763141	2264026
Dec 20, 2018	9103852	Series C	6667899	2675279	8958915	Andreessen Horowitz & 2 more
Sep 21, 2017	7775079	Series B	5084638	1345775	Andreessen Horowitz	Ribbit Capital & 2 more

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View details of Earnin's funding rounds and investors

Earnin's employee count trend

Earnin has 596 employees as of Aug 26. Here is Earnin's employee count trend over the years:

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Top competitors of Earnin include Brigit, DailyPay and Rain. Here is the list of Top 10 competitors of Earnin, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Brigit 2017, New York City (United States), Acquired	Mobile application offereing loans	$38M	Canaan, Lightspeed Venture Partners & 17 others	75/100
2nd	DailyPay 2015, New York City (United States), Series D	Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand	$264M	Carrick Capital Partners, Intercept Ventures ... & 47 others	74/100
3rd	Earnin 2012, Palo Alto (United States), Series C	Provider of a platform for accessing earned wages and financial tools	$190M	TriplePoint Capital, Spark Capital & 17 others	73/100
4th	Rain 2002, Venice (United States), Series B	Provider of a platform offering payday loans	$164M	QED Investors, Prosus & 31 others	73/100
5th	PayActiv 2012, San Jose (United States), Series C	Platform providng prepaid corporate cards for employee benefit	$134M	Generation Partners, Eldridge Industries & 6 others	71/100
6th	Clair 2019, New York City (United States), Series B	Cloud-based employee benefits platform for on-demand pay	$67.7M	Thrive Capital, Upfront Ventures & 9 others	70/100
7th	Tapcheck 2011, Tarzana (United States), Series A	Online platform offering employee on-demand pay benefits	$83M	PeakSpan Capital, FIS & 1 others	67/100
8th	Beem 2006, San Francisco (United States), Seed	Cash advance app for emergencies	$7M	CMFG Ventures, Goodwater Capital & 14 others	63/100
9th	Branch 2015, Minneapolis (United States), Series C	Provider of an app-based platform for earned wages loans	$138M	Addition, March Capital & 18 others	58/100
10th	Ualett 2018, Wilmington (United States), Funding Raised	Provider of financial tools and cash advance services for independent workers	-	Thiele Capital Management	57/100