When was Earnin founded?

Earnin was founded in 2012 and raised its 1st funding round 2 years after it was founded.

Where is Earnin located?

Earnin is headquartered in Palo Alto, United States. It is registered at 200 PORTAGE AVE,PALO ALTO,CA,94306.

Who is the current CEO of Earnin?

Ram Palaniappan of Earnin. They have also founded 1 company.

How many employees does Earnin have?

As of Mar 31, 2026, the latest employee count at Earnin is 585.

Is Earnin a funded company?

Earnin is a funded company, having raised a total of $190M across 5 funding rounds to date. The company's 1st funding round was a $***** Seed round, raised on Jul 23, 2014.

When was the latest funding round of Earnin?

Earnin's latest funding was a $***** Conventional Debt round on Sep 10, 2025, with participation from 1 investor.

Where does Earnin rank among its competitors?

Earnin ranks 9th amongst 1297 active competitors, of which 173 are funded. It stands 4th in terms of total funding among its competitors. The most recent competitor to raise funding was DailyPay, which secured $200M in Feb, 2026.

Who are the top competitors of Earnin?

Earnin's top competitors include Razorpay, Gusto and Payflow. Among them, DailyPay secured the most recent funding round in February, 2026.

Earnin - 2026 Company Profile, Team, Funding & Competitors

Company Details

Provider of a platform for accessing earned wages and financial tools. The platform offers tools for accessing earned wages before payday. It also provides features for balance alerts, credit monitoring, and savings options. The platform aims to help users manage their finances.

Website: www.earnin.com/
Social
Email ID: *****@earnin.com
Registered Address: 200 PORTAGE AVE,PALO ALTO,CA,94306

Key Metrics

Founded Year

2012

Location

Palo Alto, United States

Stage

Series C

Total Funding

$190M in 5 rounds

Latest Funding Round

Conventional Debt, Sep 10, 2025, $*****

Investors

Andreessen Horowitz & 15 more

Ranked

9^th among 1297 active competitors

Employee Count

585 as on Mar 31, 2026

Similar Companies

Gusto & 1238 more

View Earnin's full profile

Earnin is associated with 2 legal entities given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
EARNIN US1 LLC CIN: 10263439 , United States, Active	Feb 25, 2024	-	-	-
ACTIVEHOURS INC. CIN: 5174018 , United States, Active		-	242 (As on Dec 31, 2022)	-

Earnin has raised a total funding of $190M over 5 rounds. Its first funding round was on Jul 23, 2014. Its latest funding round was a Conventional Debt round on Sep 10, 2025 for $*****. 1 investor participated in its latest round. Earnin has 16 institutional investors.

Here is the list of recent funding rounds of Earnin:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Sep 10, 2025	2340314	Conventional Debt	3824321	6818990	9590805	3359652
Dec 20, 2018	6441243	Series C	6108529	8933421	8879621	Andreessen Horowitz & 2 more
Sep 21, 2017	8136863	Series B	3260959	6687166	Andreessen Horowitz	Ribbit Capital & 2 more

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View details of Earnin's funding rounds and investors

The founders of Earnin is Ram Palaniappan. Ram Palaniappan is the CEO of Earnin.

Here are the details of Earnin's key team members:

Ram Palaniappan: Founder & CEO of Earnin.
Contact Info: 1 email address

View details of Earnin's Founder profiles and Board Members

Earnin's employee count trend

Earnin has 585 employees as of Mar 26. Here is Earnin's employee count trend over the years:

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Top competitors of Earnin include Razorpay, Gusto and Payflow. Here is the list of Top 10 competitors of Earnin, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Razorpay 2014, Bengaluru (India), Series F	Provider of payment gateway, business banking, payroll, and credit solutions	$742M	Peak XV Partners, GIC & 35 others	86/100
2nd	Gusto 2012, San Francisco (United States), Series E	Provider of a cloud-based platform offering payroll, benefits, and HR solutions	$718M	T. Rowe Price, CapitalG & 83 others	83/100
3rd	Payflow 2020, Madrid (Spain), Acquired	Online financial services platform for on-demand pay and savings	$41.3M	Cathay Innovation, Wayra & 34 others	77/100
4th	DailyPay 2015, New York City (United States), Series D	Developer of an online platform for employee financial benefits	$264M	Carrick Capital Partners, Intercept Ventures ... & 46 others	76/100
5th	PagarBook 2018, Bengaluru (India), Series A	Provider of staff attendance, payroll and biometric attendance tools for small to medium enterprises	$24.8M	Surge, Peak XV Partners & 11 others	75/100
6th	Rain 2002, Venice (United States), Series B	Provider of a platform offering payday loans	$164M	Prosus, Invus & 29 others	75/100
7th	PayScale 2002, Seattle (United States), Acquired	Offers payroll compensation management software	$118M	Mercer, Sapphire Ventures & 11 others	74/100
8th	Brigit 2017, New York City (United States), Acquired	Mobile application offereing loans	$38M	Lightspeed Venture Partners, Canaan & 17 others	73/100
9th	Earnin 2012, Palo Alto (United States), Series C	Provider of a platform for accessing earned wages and financial tools	$190M	March Capital, G Squared & 14 others	72/100
10th	Yonder 2020, London (United Kingdom), Series B	Online platform to discover & book outdoor tours	$81.4M	RTP Global, LocalGlobe & 47 others	72/100