When was Finosu founded?

Finosu was founded in 2024 and raised its 1st funding round within a year of its incorporation.

Where is Finosu located?

Finosu is headquartered in New York City, United States.

How many employees does Finosu have?

As of Jun 30, 2026, the latest employee count at Finosu is 7.

Is Finosu a funded company?

Finosu is a funded company, having raised a total of $***** in its 1st and only funding round, a Seed round on Jul 01, 2024.

When was the latest funding round of Finosu?

Finosu's latest funding was a $***** Seed round on Jul 01, 2024, with participation from 1 investor. Its primary sector is Banking Tech. In United States, the Banking Tech sector has seen $1.58B in funding in 2026 to date.

Where does Finosu rank among its competitors?

Finosu ranks 17th amongst 82 active competitors, of which 13 are funded. It stands 11th in terms of total funding among its competitors. The most recent competitor to raise funding was KredosAI, which secured $7M in May, 2026.

Who are the top competitors of Finosu?

Finosu's top competitors include Valon Mortgage, InDebted and KredosAI. Among them, KredosAI secured the most recent funding round in May, 2026.

Finosu - 2026 Company Profile, Team, Funding & Competitors

Finosu is a seed company based in New York City (United States), founded in 2024 by Gabriel Kho and Mark Ricciardi. It operates as a Provider of AI-powered loan servicing solutions across multiple communication channels. Finosu has raised $500K in funding. The company has 82 active competitors, including 13 funded and 10 that have exited. Its top competitors include companies like Valon Mortgage, InDebted and KredosAI.

Company Details

Provider of AI-powered loan servicing solutions across multiple communication channels. It offers personalized voice, text, email, chat, and direct mail services. Integrated payments and default compliance are also provided. The company focuses on seamless consumer servicing.

Website: www.finosu.com/
Email ID: *****@finosu.com
Phone Number: +1 **********

Key Metrics

Founded Year

2024

Location

New York City, United States

Stage

Seed

Total Funding

$500K in 1 round

Latest Funding Round

Seed, Jul 01, 2024, $*****

Investors

Y Combinator

Ranked

17^th among 82 active competitors

Employee Count

7 as on Jun 30, 2026

Similar Companies

Credgenics & 237 more

View Finosu's full profile

Finosu has raised a total funding of $500K over 1 round. Its latest funding round was a Seed round on Jul 01, 2024 for $*****. 1 investor participated in its latest round. Finosu has 1 institutional investor.

Here is the list of recent funding rounds of Finosu:

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Jul 01, 2024	8695131	Seed	9125166	1797309	8969256	8910968

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View details of Finosu's funding rounds and investors

The founders of Finosu are Gabriel Kho and Mark Ricciardi.

Here are the details of Finosu's key team members:

Gabriel Kho: Co-Founder of Finosu.
Mark Ricciardi: Co-Founder of Finosu.

View details of Finosu's Founder profiles and Board Members

Finosu's employee count trend

Finosu has 7 employees as of Jun 26. Here is Finosu's employee count trend over the years:

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Top competitors of Finosu include Valon Mortgage, InDebted and KredosAI. Here is the list of Top 10 competitors of Finosu, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Valon Mortgage 2019, New York City (United States), Series C	Cloud-native marketplace for mortgage loans	$230M	WestCap, Zigg Capital & 15 others	70/100
2nd	InDebted 2015, Sydney (Australia), Series C	Cloud-based debt collection solutions for businesses	$97.6M	MassMutual Ventures, Perennial & 10 others	65/100
3rd	KredosAI 2021, Bellevue (United States), Series A	Financial and personalized communication platform	$12.5M	Okapi Venture Capital, BMW i Ventures & 7 others	62/100
4th	Clerkie 2017, San Francisco (United States), Series A	Platform for loan servicing and credit score building through debt management	$41M	Left Lane Capital, Flourish & 6 others	59/100
5th	AKUVO 2019, Malvern (United States), Series A	Banking software suite for financial institutions	$16M	VyStar Credit Union, Reseda Group & 8 others	56/100
6th	Convoke 2006, San Francisco (United States), Acquired	SaaS platform for modernizing third-party recovery management for credit lenders	$8.16M	QED Investors, Flybridge Capital Partners ... & 2 others	56/100
7th	TrueAccord 2013, Lenexa (United States), Series C	Provider of digital-first debt collection and recovery solutions for businesses	$78M	Arbor Ventures, Nyca Partners & 27 others	50/100
8th	January 2016, New York City (United States), Series B	Provider of AI-driven platform for consumer debt recovery and credit insights	$22M	Brewer Lane Ventures, IA Ventures & 7 others	47/100
9th	Brace 2017, Santa Monica (United States), Acquired	Digital solutions transforming real estate transactions into swift, secure, data-driven experiences	$30M	Crosslink Capital, Canvas Ventures & 11 others	47/100
10th	Constant Technologies 2017, Falmouth (United States), Series A	AI-based loan servicing solution for banks and financial institutions	$5.74M	CEI	45/100
17th	Finosu 2024, New York City (United States), Seed	Provider of AI-powered loan servicing solutions across multiple communication channels	$500K	Y Combinator	33/100