When was OppFi founded?

OppFi was founded in 2009 and raised its 1st funding round 12 years after it was founded.

Where is OppFi located?

OppFi is headquartered in Chicago, United States.

Who is the current CEO of OppFi?

Jared Kaplan of OppFi. They have also founded 1 company and are an angel investors in 1 startup.

How many employees does OppFi have?

As of Aug 31, 2026, the latest employee count at OppFi is 455.

Is OppFi a funded company?

OppFi is a funded company, having raised an undisclosed amount across 3 funding rounds to date. The company's 1st funding round was a $***** Conventional Debt round, raised on Mar 29, 2021.

When was the latest funding round of OppFi?

OppFi's latest funding was a $***** Conventional Debt round on Jun 21, 2022, with participation from 1 investor.

What is the annual revenue of OppFi?

Annual revenue of OppFi is between $100M and $500M as on Dec 31, 2025

Where does OppFi rank among its competitors?

OppFi ranks 4th amongst 248 active competitors, of which 16 are funded. It stands 10th in terms of total funding among its competitors. The most recent competitor to raise funding was Union Credit, which secured $550K in Mar, 2026.

Who are the top competitors of OppFi?

OppFi's top competitors include Lending Club, Upstart and Upgrade. Among them, Union Credit secured the most recent funding round in March, 2026.

OppFi - 2026 Company Profile, Team, Funding, Competitors & Financials

OppFi is a public company based in Chicago (United States), founded in 2009. It operates as an Online marketplace for consumer loans. OppFi has raised an undisclosed amount in funding. The company has 248 active competitors, including 16 funded and 10 that have exited. Its top competitors include companies like Lending Club, Upstart and Upgrade.

Company Details

Online marketplace for consumer loans. It is a fintech platform that provides credit access for the everyday consumer. It also offers loans such as personal credit lines and personal loans.

Website: www.oppfi.com/
Social
Email ID: *****@opploans.com

Key Metrics

Founded Year

2009

Location

Chicago, United States

Stage

Public

Latest Funding Round

Conventional Debt, Jun 21, 2022, $*****

Investors

FG Ventures & 1 more

Ranked

4^th among 248 active competitors

Annual Revenue

$100M - $500M as on Dec 31, 2025

Employee Count

455 as on Aug 31, 2026

Investment & Acquisitions

BNC National Bank

Similar Companies

MoMo & 515 more

Exit Details

Public

View OppFi's full profile

OppFi is associated with 1 legal entity given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
Oppfi Inc. CIN: 1818502 , United States, Active	Dec 22, 2020	$100M - $500M (As on Dec 31, 2025)	465 (As on Dec 31, 2022)	-

OppFi got listed on Nov 20, 2020.

Click here to take a look at OppFi's IPO in detail

OppFi has raised funding over 3 rounds. Its first funding round was on Mar 29, 2021. Its latest funding round was a Conventional Debt round on Jun 21, 2022 for $*****. 1 investor participated in its latest round. OppFi has 2 institutional investors.

Here is the list of recent funding rounds of OppFi:

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Jun 21, 2022	8006854	Conventional Debt	1656410	6238983	2911172	2664049
Oct 06, 2021	1936057	Conventional Debt	3946489	5616195	1090718	4153598
Mar 29, 2021	7117102	Conventional Debt	5343306	6120847	1790657	Atalaya Capital Management

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View details of OppFi's funding rounds and investors

OppFi's employee count trend

OppFi has 455 employees as of Aug 26. Here is OppFi's employee count trend over the years:

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Top competitors of OppFi include Lending Club, Upstart and Upgrade. Here is the list of Top 10 competitors of OppFi, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Lending Club 2006, San Francisco (United States), Public	P2P marketplace for consumer and business loans	$219M	T. Rowe Price, Wellington & 46 others	83/100
2nd	Upstart 2012, Palo Alto (United States), Public	AI-enabled online marketplace offering diversified loans to consumers and businesses	$129M	First Round Capital, Collab Fund & 29 others	80/100
3rd	Upgrade 2016, San Francisco (United States), Acquired	Provider of consumer credit and banking products	$750M	CreditEase, FirstMark & 43 others	74/100
4th	OppFi 2009, Chicago (United States), Public	Online marketplace for consumer loans	-	FG Ventures, Atalaya Capital Management	62/100
5th	Community Capital Technology 2017, New York City (United States), Series A	Provider of loan transactions marketplace and business intelligence platform	$13.5M	The BHB Fund, Naples Technology Ventures & 6 others	59/100
6th	LendKey Technologies 2007, New York City (United States), Series C	Student & Home improvement loans online by local community lenders	$42.2M	TTV Capital, DFJ & 7 others	57/100
7th	FinFit 2008, Virginia Beach (United States), Series B	Financial wellness solutions combining savings and credit for employee financial health	$23M	Galaxy, Bison Capital & 1 others	56/100
8th	Lenme 2018, Oakland (United States), Seed	P2P platform for consumer loans	$3.02M	RevTech Labs, Techstars & 2 others	53/100
9th	Union Credit 2022, Santa Rosa (United States), Seed	Provider of an embedded lending marketplace	$5.55M	CMFG Ventures, Array Ventures & 2 others	51/100
10th	CommonBond 2011, Brooklyn (United States), Deadpooled	Online lending platform for education loans.	$134M	August Capital, Neuberger Berman & 16 others	50/100