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Ripe Thinking - About the company

Ripe Thinking is a funded company based in Manchester (United Kingdom), founded in 1998. It operates as an Online platform for P&C insurance. The company has 456 active competitors, including 11 funded and 119 that have exited. Its top competitors include companies like MetLife, Centene and Aviva.

Company Details

Online platform for P&C insurance. It offers solutions for boat insurance, cycling insurance, sports insurance, photography insurance, valuables insurance, caravan insurance, drone insurance, and more. It uses artificial intelligence and robotics technology for data analysis.
Social
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Email ID
*****@ripethinking.co.uk
Phone Number
+44 **********
Key Metrics
Founded Year
1998
Location
Manchester, United Kingdom
Stage
Funding Raised
Ranked
Annual Revenue
£10M - £50M as on Dec 31, 2025
Employee Count
94 as on Sep 30, 2026
Investment & Acquisitions
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Ripe Thinking's funding and investors

Ripe Thinking is a funded company.

Ripe Thinking's founders and board of directors

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Ripe Thinking's employee count trend

Ripe Thinking has 94 employees as of Sep 26. Here is Ripe Thinking's employee count trend over the years:
Employee count trend for Ripe Thinking
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Ripe Thinking's Competitors and alternates

Top competitors of Ripe Thinking include MetLife, Centene and Aviva. Here is the list of Top 10 competitors of Ripe Thinking, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for MetLife
MetLife
1868, New York City (United States), Public
Provider of insurance products and employee benefit programs for individuals
-
76/100
2nd
Logo for Centene
Centene
1984, St. Louis (United States), Public
Contracting, Network Development, Managed Care and Health insurance solutions company
$18M
74/100
3rd
Logo for Aviva
Aviva
1696, London (United Kingdom), Public
Provider of insurance, wealth, and retirement solutions for individuals
-
72/100
4th
Logo for RAC
RAC
1897, Walsall (United Kingdom), Acquired
Provider of breakdown coverage, car insurance, repair, and route planning
$20.4M
72/100
5th
Logo for Lloyd’s
Lloyd’s
1688, London (United Kingdom), Acquired
Provider of insurance carrier services
$500M
67/100
6th
Logo for Global Atlantic Financial Group
Global Atlantic Financial Group
2004, New York City (United States), Acquired
Provider of life insurance services
$1.51B
65/100
7th
Logo for Prudential
Prudential
1848, London (United Kingdom), Public
Offers insurance products and asset management services through its subsidiaries.
-
-
65/100
8th
Logo for Bupa Global
Bupa Global
1971, Wilmslow (United Kingdom), Acquired
Provider of international health insurance plans for medical treatment access
-
-
63/100
9th
Logo for Phoenix Group
Phoenix Group
1782, London (United Kingdom), Public
Provider of long-term savings, retirement, and life insurance solutions
-
61/100
10th
Logo for Convex
Convex
2019, London (United Kingdom), Acquired
Provider of international specialty insurance and reinsurance
$2.3B
60/100
34th
Logo for Ripe Thinking
Ripe Thinking
1998, Manchester (United Kingdom), Funding Raised
Online platform for P&C insurance
-
-
50/100
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Ripe Thinking's Investments and acquisitions

Ripe Thinking has acquired 3 companies including Schofields, Gjw Direct and Craftinsure. Ripe Thinking has not made any investments as of now.
Here is the list of its acquisitions:
Date of Investment/Acquisition
Type
Company Name
Founded Year
Location
Nov 19, 2025
Acquisition
Oct 01, 2024
Acquisition
1826
Manchester (United Kingdom)
Sep 21, 2023
Acquisition
2001
Sawbridgeworth (United Kingdom)
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Reports related to Ripe Thinking

Here is the latest report on Ripe Thinking's sector:

News related to Ripe Thinking

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Media has covered Ripe Thinking for a total of 3 events in the last 1 year, 1 of them has been about people movement.
•
Senior appointment at leading Manchester insurtechProlific North•Oct 01, 2025•Ripe Thinking
•
Ripe acquires boat insurance firm GJW DirectBusinessCloud•Oct 02, 2024•Gjw Direct, Munich Re, Ripe Thinking
•
Ripe names ex-Simply Business leader Alan Thomas as CEOReinsurance News•Sep 13, 2024•Ripe Thinking, Simply Business
•
Simply Business CEO Thomas to head up RipeInsurance POST•Sep 03, 2024•Simply Business, Ripe Thinking
•
Manchester insurtech appoints former Deloitte M&A leadProlific North•Jul 09, 2024•Ripe Thinking, Deloitte
•
Ripe selects head of M&ALife Insurance International•Jul 09, 2024•Ripe Thinking, Deloitte
•
Ripe Thinking’s Acquisition of CraftinsureGlobal Legal Chronicle•Nov 22, 2023•Brachers, Craftinsure, Ripe Thinking, Aquiline Capital Partners
•
Double digit growth for PE-backed insurtechTheBusinessDesk.com•Sep 29, 2023•Ripe Thinking
•
Insurtech Ripe reports 17% year-on-year growthAltFi•Sep 28, 2023•Ripe Thinking
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