Where is Tern located?

Tern is headquartered in United Arab Emirates.

Is Tern a funded company?

Tern is a funded company, having raised a total of $***** in its 1st and only funding round.

Where does Tern rank among its competitors?

Tern ranks 114th amongst 238 active competitors, of which 25 are funded. It stands 11th in terms of total funding among its competitors. The most recent competitor to raise funding was Chexy, which secured $10.2M in Mar, 2026.

Who are the top competitors of Tern?

Tern's top competitors include Esusu, Bilt Rewards and Flex. Among them, Chexy secured the most recent funding round in March, 2026.

Tern - 2026 Company Profile, Team & Competitors

Company Details

Provider of platform enabling rent payments via credit card for rewards. The platform allows tenants to pay rent using credit cards. It offers a rewards program where users can earn points. Users can redeem points with various merchants or as cashback. The platform facilitates the process of paying rent and earning rewards.

Key Metrics

Location

United Arab Emirates

Stage

Unfunded

Ranked

114^th among 238 active competitors

Similar Companies

Bilt Rewards & 23 more

View Tern's full profile

Tern has not raised any funding rounds yet.

The founders of Tern are Mohammad Shaitou, Said Sayyed, Mohammad Shaitou and Said Sayyed.

Here are the details of Tern's key team members:

Mohammad Shaitou: Co-Founder of Tern.
Said Sayyed: Co-Founder of Tern.
Mohammad Shaitou: Co-Founder of Tern and founder of 1 other company.
Said Sayyed: Co-Founder of Tern and founder of 1 other company.

View details of Tern's Founder profiles and Board Members

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Top competitors of Tern include Esusu, Bilt Rewards and Flex. Here is the list of Top 10 competitors of Tern, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Esusu 2018, New York City (United States), Series C	Online platform offering credit-building solutions through rent payment reporting	$200M	Acumen, Sinai Ventures & 32 others	77/100
2nd	Bilt Rewards 2021, New York City (United States), Series B	SaaS-driven reward-based rental management solution for residential properties	$958M	General Catalyst, Mastercard & 31 others	74/100
3rd	Flex 1999, New York City (United States), Funding Raised	Rental payment solutions	-	Financial Venture Studio, Camber Creek & 7 others	64/100
4th	Pinata 2019, New York City (United States), Series A	Provider of a platform that reports rent payments to credit bureaus	$27.6M	Wilshire Lane Capital, BDev Ventures & 4 others	63/100
5th	Stake 2018, New York City (United States), Series A	SaaS-driven rental reward management system for tenants	$18M	RET Ventures, Shadow Ventures & 14 others	60/100
6th	Chexy 2022, Toronto (Canada), Series A	Rent payment with credit builder solution for tenants	$14.1M	Khosla Ventures, Crossbeam & 8 others	59/100
7th	Rent2Cash 2023, Rome (Italy), Series A	Provider of web-enabled rental payment management solutions for tenants	$120M	-	58/100
8th	ClickPay 2009, Oradell (United States), Acquired	Electronic billing and payment solutions for the multi-housing industry	$4.3M	Activate Venture Partners, Originate Ventures ... & 3 others	56/100
9th	PayLease 2003, San Diego (United States), Acquired	Provides payment solutions to property management industry.	-	Francisco Partners, De Anda Capital & 3 others	54/100
10th	RentPayment 1999, Walnut Creek (United States), Acquired	Rental management platform to collect rent.	-	Texas Ventures, Flywheel Ventures	51/100
114th	Tern United Arab Emirates, Unfunded	Provider of platform enabling rent payments via credit card for rewards	-	-	18/100