When was Thinking Capital founded?

Thinking Capital was founded in 2006.

Where is Thinking Capital located?

Thinking Capital is headquartered in Montreal, Canada.

How many employees does Thinking Capital have?

As of May 31, 2026, the latest employee count at Thinking Capital is 97.

Where does Thinking Capital rank among its competitors?

Thinking Capital ranks 11th amongst 50 active competitors, of which 6 are funded. It stands 11th in terms of total funding among its competitors. The most recent competitor to raise funding was Everyday People Financial, which secured $4.19M in Feb, 2025.

Who are the top competitors of Thinking Capital?

Thinking Capital's top competitors include OnDeck, IOU Financial and Everyday People Financial. Among them, Everyday People Financial secured the most recent funding round in February, 2025.

Thinking Capital - 2026 Company Profile, Funding & Competitors

Company Details

Thinking Capital is an online platform for business loans. It offers loans such as business credit lines, SME loans, inventory financing, and more. It facilitates daily, weekly or bi-monthly payments. It also provides cash advisory tools for guidance & insights on business expenses.

Website: thinkingcapital.ca
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Key Metrics

Founded Year

2006

Location

Montreal, Canada

Stage

Acquired

Investors

MaRS Discovery District

Ranked

11^th among 50 active competitors

Employee Count

97 as on May 31, 2026

Investment & Acquisitions

Ario & 1 more

Similar Companies

Liberis & 810 more

Exit Details

Acquired by Purpose Investments (Mar 09, 2018)

View Thinking Capital's full profile

Thinking Capital got acquired by Purpose Investments on Mar 09, 2018 at an acquisition amount of $*****.

Click here to take a look at Thinking Capital's acquisition in detail

Thinking Capital is a funded company. Thinking Capital has 1 institutional investor.

View details of Thinking Capital's funding rounds and investors

Thinking Capital's employee count trend

Thinking Capital has 97 employees as of May 26. Here is Thinking Capital's employee count trend over the years:

Employee count trend for Thinking Capital

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Top competitors of Thinking Capital include OnDeck, IOU Financial and Everyday People Financial. Here is the list of Top 10 competitors of Thinking Capital, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	OnDeck 2007, New York City (United States), Acquired	Online platform for business loans	$197M	Sapphire Ventures, Tiger Global Management ... & 21 others	74/100
2nd	IOU Financial 2006, Kennesaw (United States), Public	Working capital loan provider to small businesses.	-	MidCap Financial, Fintech Ventures Fund & 1 others	52/100
3rd	Everyday People Financial 2014, Edmonton (Canada), Public	Provider of a partnership-based digital banking platform	-	EAM Enterprises	47/100
4th	Propel Holdings 2011, Toronto (Canada), Public	Provider of financial services	-	-	43/100
5th	Lendified 2015, Toronto (Canada), Public	Platform providing fixed rate working capital loans to small businesses	-	MaRS Discovery District, INFOR Financial Group ... & 9 others	38/100
6th	Levr 2021, Vancouver (Canada), Seed	Online AI-enabled marketplace offering diversified business loans	$1.85M	Sprout Fund, Mavan Capital Partners & 7 others	37/100
7th	Merchant Growth 2009, Vancouver (Canada), Seed	Provider of financing solutions for small and medium-sized businesses	$3.32M	Comvest Partners	36/100
8th	Pivot Financial 2015, Mississauga (Canada), Acquired	Business loans provider	-	Kensington Capital Partners	35/100
9th	OKR Financial 2016, Calgary (Canada), Series D	Provider of financial services	$150M	Ayming, Keiretsu Forum	35/100
10th	Vault Mortgage 2012, Toronto (Canada), Funding Raised	Provider of mortgage lending solutions for residential and commercial mortgages	-	-	34/100
11th	Thinking Capital 2006, Montreal (Canada), Acquired	Online platform for business loans	-	MaRS Discovery District	33/100