When was Zilch founded?

Zilch was founded in 2018 and became a unicorn in 2021, reaching the milestone in 3 years. It raised its 1st funding round 2 years after its incorporation.

Where is Zilch located?

Zilch is headquartered in London, United Kingdom. It is registered at San Francisco, California.

Who is the current CEO of Zilch?

Philip Belamant of Zilch. They have also founded 2 companies.

Which legal entities is Zilch associated with?

Zilch is associated with ZILCH HOLDINGS LIMITED and 4 others.

How many employees does Zilch have?

As of Aug 31, 2026, the latest employee count at Zilch is 319.

Is Zilch a funded company?

Zilch is a funded company, having raised a total of $566M across 13 funding rounds to date. The company's 1st funding round was a $10M Series A round, raised on Apr 01, 2020.

How much is Zilch worth?

The latest valuation of Zilch is £1.45B as of Jan 15, 2025.

When was the latest funding round of Zilch?

Zilch's latest funding was a Conventional Debt round on Nov 13, 2025, with participation from 0 investor.

What is the annual revenue of Zilch?

Annual revenue of Zilch is between £100M and £500M as on Mar 31, 2025

Is Zilch a Digital Lending company?

The primary sector of Zilch is Digital Lending.

Where does Zilch rank among its competitors?

Zilch ranks 7th amongst 289 active competitors, of which 72 are funded. It stands 3rd in terms of total funding among its competitors. The most recent competitor to raise funding was Addi, which secured $85M in Jul, 2026.

Who are the top competitors of Zilch?

Zilch's top competitors include Klarna, Square and Tabby. Among them, Addi secured the most recent funding round in July, 2026.

Zilch - 2026 Company Profile, Team, Funding, Competitors & Financials

Zilch is a series D company based in London (United Kingdom), founded in 2018 by Philip Belamant, Serge Belamant and Sean O’Connor. It operates as a Direct-to-consumer ad-subsidised payments network. Zilch has raised $566M in funding from investors like Gauss Ventures, eBay and Curve, with a current valuation of £1.45B. The company has 289 active competitors, including 72 funded and 49 that have exited. Its top competitors include companies like Klarna, Square and Tabby.

Sectors and market segments that Zilch operate in

Zilch serves in the FinTech market segments.The primary business model of Zilch is:

FinTech > Digital Lending > ***** **** > ***** ******

Company Details

Direct-to-consumer ad-subsidised payments network. It combines payments and advertising to offer customers payment solutions for online and in-store transactions. It also offers cash backs and rewards for debit transactions. The application is available on both iOS and Android platforms.

Website: www.payzilch.com
Social
Phone Number: +44 **********
Registered Address: San Francisco, California

Key Metrics

Founded Year

2018

Location

London, United Kingdom

Stage

Series D

Total Funding

$566M in 13 rounds

Latest Funding Round

Conventional Debt, Nov 13, 2025, Undisclosed

Post Money Valuation

£1.45B as on Jan 15, 2025

Investors

Gauss Ventures & 93 more

Ranked

7^th among 289 active competitors

Annual Revenue

£100M - £500M as on Mar 31, 2025

Employee Count

319 as on Aug 31, 2026

Investment & Acquisitions

Fjord Bank & 1 more

Similar Companies

Klarna & 244 more

View Zilch's full profile

Zilch is associated with 5 legal entities given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
Zilch Technology Limited CIN: 11488502 , United Kingdom, Active	Jul 26, 2018	£100M - £500M (As on Mar 31, 2025)	4 (As on Mar 31, 2025)
ZILCH HOLDINGS LIMITED CIN: 11887457 , United Kingdom, Active	Mar 17, 2019	-	-
SUSTAINABLE MOBILITY LIMITED CIN: 6836033 , New Zealand, Active	May 08, 2018	-	-
Zilch Technology Limited CIN: 11488502 , United Kingdom, Active	Jul 26, 2018	£100M - £500M (As on Mar 31, 2025)	2 (As on Mar 31, 2023)
ZILCH USA, INC CIN: 814665770 , United States, Active	Dec 31, 1999	-	14 (As on Dec 31, 2023)	-

Zilch has raised a total funding of $566M over 13 rounds. Its first funding round was on Apr 01, 2020. Zilch has 56 institutional investors and 38 angel investors.

Here is the list of recent funding rounds of Zilch:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Nov 13, 2025	Undisclosed	Conventional Debt	-	-	-	-
Nov 13, 2025	$175M	Series D	-	-	KKCG	BNF Capital
Sep 22, 2025	$40.4M	Conventional Debt	-	-	-	US Bank

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View details of Zilch's funding rounds and investors

The founders of Zilch are Philip Belamant, Serge Belamant and Sean O’Connor. Philip Belamant is the CEO of Zilch.

Here are the details of Zilch's key team members:

Philip Belamant: Co-Founder & CEO of Zilch and founder of 1 other company. They serve on the board of 1 company.
Contact Info: 1 email address
Serge Belamant: Co-Founder & Chairman of Zilch. They serve on the board of 1 company.
Sean O’Connor: Co-Founder of Zilch and founder of 1 other company. They serve on the board of 1 company.
Contact Info: 1 email address

Zilch's Board of Directors

Zilch's board has 4 active members. Philip Belamant, Serge Belamant and Sean O’Connor are part of team and Pavel Chernyshov is independent board member.

Here is the list of Zilch's board of directors:

Name	Type	Representing	Status	Duration
Philip Belamant	Team	-	Current	8y 1m
Serge Belamant	Team	-	Current	4y 10m
Sean O’Connor	Team	-	Current	4y 2m
Pavel Chernyshov	Independent board member	-	Current	4y 10m

View details of Zilch's Founder profiles and Board Members

Zilch's employee count trend

Zilch has 319 employees as of Aug 26. Here is Zilch's employee count trend over the years:

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Top competitors of Zilch include Klarna, Square and Tabby. Here is the list of Top 10 competitors of Zilch, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Klarna 2005, Stockholm (Sweden), Public	Developer of an online platform for point-of-sale financing	$4.19B	Sequoia Capital, Silver Lake & 138 others	85/100
2nd	Square 2009, San Francisco (United States), Public	Provider of integrated point of sale and business management solutions	$520M	Victory Park Capital Advisors, GIC & 58 others	84/100
3rd	Tabby 2019, Riyadh (Saudi Arabia), Series E	Provider of purchase financing solutions for businesses	$604M	STV, Global Founders Capital & 28 others	83/100
4th	Afterpay 2014, Melbourne (Australia), Acquired	Provider of buy now, pay later services with flexible options	$35.4M	Sarissa Capital, Venture Worx & 13 others	81/100
5th	Addi 2018, Bogota (Colombia), Series D	Provider of an online platform for point of sale financing	$324M	GIC, Union Square Ventures & 38 others	79/100
6th	Sunbit 2016, Los Angeles (United States), Series D	Online platform for point of sale financing	$159M	Zeev Ventures, Group 11 & 20 others	77/100
7th	Zilch 2018, London (United Kingdom), Series D	Direct-to-consumer ad-subsidised payments network	$566M	Ventura Capital, NaMa Capital & 92 others	77/100
8th	Sezzle 2016, Minneapolis (United States), Acquired	Online platform for point of sale financing	$17.5M	E-Merge, Continental Investors & 10 others	77/100
9th	Zip 2013, Sydney (Australia), Public	Provider of an online platform for point-of-sale financing	-	Cooper, Westpac & 3 others	76/100
10th	Snap Finance 2012, Salt Lake City (United States), Series B	Provider of merchandise financing through partner stores	$30.1M	Summit Partners, Rock Creek Capital & 1 others	75/100