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CRED FOUNDATION - Company Profile

Associated Brands: CRED
Last updated:

About CRED FOUNDATION

CRED FOUNDATION is a Non-Profit company and was incorporated on Jul 18, 2022 in India. It is registered at Registrar of Companies, ROC Bangalore. Its registered address is 3/A and 4/A, 11th Main Hal, 2nd Stage, Indiranagar, Bangalore, Bengaluru, Karnataka, India, 560038. Its corporate identification number is (CIN) U85300KA2022NPL163949 and its current status is Active. Its industry classification as per MCA is social Work Activities. It had a team size of 37 employees as on Aug 31, 2025.

CRED FOUNDATION's last Annual General Meeting (AGM) was held on Sep 30, 2024 as per records from Ministry of Corporate Affairs (MCA). The current board of directors of CRED FOUNDATION comprises Rohan Naresh Shah and Kunal Naresh Shah.

CRED FOUNDATION generated a revenue of Rs. 2.91Cr for the financial year ending on Mar 31, 2025.

Key Metrics
CIN
U85300KA2022NPL163949
Location
Current Status
Active
Entity Type
Non-Profit
Date Of Incorporation
Jul 18, 2022
Company Age
3 Years 8 Months
Registrar of Companies
ROC - Bangalore
Last AGM Date
Sep 30, 2024
Latest Revenue
2.91Cr INR as on Mar 31, 2025
Latest Employee Count
37 as on Aug 31, 2025

Contact Details for CRED FOUNDATION

Website
Email
*****@cred.club
Registered Address
3/A and 4/A, 11th Main Hal, 2nd Stage, Indiranagar, Bangalore, Bengaluru, Karnataka, India, 560038

Brands associated with CRED FOUNDATION

There is one brand associated with CRED FOUNDATION which include CRED .
Name
Short Description
Founded Year
Location
Current Stage
Platform offering credit card management, bill payments, credit score tracking, and rewards
2018
Series G
View more details on CRED FOUNDATION's profile

Financials of CRED FOUNDATIONFY 25 Available

CRED FOUNDATION generated a revenue of ₹2.91Cr for the financial year ending on Mar 31, 2025. The revenue of CRED FOUNDATION has a compounded annual growth rate (CAGR) of 44% in the last 1 year.

Financial Statement Summary

Metrics
FY 2024-25
FY 2023-24
FY 2022-23
Income Statement
Revenue
6828
6075
9376
EBITDA
6291
2121
3237
Balance Sheet
Assets
6995
5317
1624
Liabilities
6472
8767
7123
Equities
4935
3760
6779
To access detailed financial performance and data, Buy Financial Report FY 25 Available

Ratios

Metrics
FY 2024-25
FY 2023-24
FY 2022-23
Profitability Ratios
EBITDA Margin
4882
2737
3393
Efficiency Ratios
Asset Turnover
5028
3761
2099
Liquidity Ratios
Current Ratio
8436
1575
7130
Quick Ratio
4932
4026
5392
Growth Ratios
Revenue Growth Rate (CAGR)
7455
4762
9563
To access detailed financial performance and data, Buy Financial Report FY 25 Available

Detailed Financials (Income Statement, Balance Sheet, Cashflow Statement)

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  • Detailed Income Statement, Balance Sheet, Cashflow Statement
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  • Audited Financial Statement (AOC-4), Shareholding Pattern

Compounded Annual Growth Rate of CRED FOUNDATION

Revenue CAGR
Growth
1 Year
44%
3 Year
737
5 Year
518
EBITDA CAGR
Growth
1 Year
9%
3 Year
839
5 Year
606
Disclaimer

MSME Payment Delays by CRED FOUNDATION

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& credit risk through
MSME payment delays
2999349(excl. taxes)
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What documents will you get?
  • Payment Delays to MSME
  • Detailed Financials, Shareholding Pattern
  • Legal Cases, Loans & Charges, Related Party Transactions
  • GST Details, GST Payment History
  • Patents, Trademarks
  • Credit Ratings

Credit Ratings of CRED FOUNDATION

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credit rating information
2999349(excl. taxes)
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  • Credit rating history across instruments & agencies
  • Detailed Financials, Shareholding Pattern
  • Legal Cases, Loans & Charges, Related Party Transactions
  • Payment Delays to MSME
  • GST Details, GST Payment History
  • Patents, Trademarks

GSTIN Details of CRED FOUNDATION

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GST registrations & filings
2999349(excl. taxes)
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  • GST Details, GST Payment History
  • Detailed Financials, Shareholding Pattern
  • Legal Cases, Loans & Charges, Related Party Transactions
  • Payment Delays to MSME
  • Patents, Trademarks
  • Credit Ratings

Board of Directors and Signatories of CRED FOUNDATION

Board of Directors of CRED FOUNDATION

Here is the list of current board of directors of CRED FOUNDATION:
Name
Designation
Status
Appointment Date
Duration
Director
Current
Jul 18, 2022
3 Years 8 Months
Director
Current
Jul 18, 2022
3 Years 8 Months
To access detailed information on a company’s board members, directors, & authorized signatories, Buy Detailed Report

Signatories of CRED FOUNDATION

Here is the list of current signatories of CRED FOUNDATION:
Name
Designation(s)
Status
Appointment Date
Duration
Director
Current
Jul 18, 2022
3 Years 8 Months
Director
Current
Jul 18, 2022
3 Years 8 Months
To access detailed information on a company’s board members, directors, & authorized signatories, Buy Detailed Report

Employee Count of CRED FOUNDATION

CRED FOUNDATION has an employee count of 37 as on Aug 31, 2025.
Employee count trend for CRED FOUNDATION
Date
Employee Count
Aug 25
37
Jul 25
519
Jun 25
962
May 25
845
Apr 25
944
Mar 25
824
Feb 25
746

Trademarks of CRED FOUNDATION

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  • Trademarks across classifications & status
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  • Credit Ratings, Patents

Patents of CRED FOUNDATION

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innovation strength
through patents
2999349(excl. taxes)
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What documents will you get?
  • Patents across geographies with status & grant dates
  • Detailed Financials, Shareholding Pattern
  • Legal Cases, Loans & Charges, Related Party Transactions
  • Payment Delays to MSME
  • GST Details, GST Payment History
  • Credit Ratings, Trademarks

Competitors & Alternates of CRED FOUNDATION

CRED is the only brand associated with CRED FOUNDATION, and here are its Top 10 competitors ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for CRED
CRED
2018, Bengaluru (India), Series G
Platform offering credit card management, bill payments, credit score tracking, and rewards
$942M
79/100
2nd
Logo for Fawry
Fawry
2008, Cairo (Egypt), Public
App-based platform for consumer bill payments
$46M
75/100
3rd
Logo for Khazna
Khazna
2019, Cairo (Egypt), Series A
Digital wallet platform for individuals
$47M
70/100
4th
Logo for Doxo
Doxo
2008, Seattle (United States), Series C
Provider of mobile app for bill payments
$36.9M
69/100
5th
Logo for BillGO
BillGO
2015, Fort Collins (United States), Series C
Provider of bill payment processing solutions for businesses and consumers
$177M
65/100
6th
Logo for Bright
Bright
2019, San Francisco (United States), Series B
Provider of financial technology solutions for debt reduction and credit building
$43M
60/100
7th
Logo for CheQ
CheQ
2022, Bengaluru (India), Seed
Provider of credit card bill payment and rewards platform
$17.8M
60/100
8th
Logo for AutoPe Payment Solutions
AutoPe Payment Solutions
2006, Gurugram (India), Unfunded
App-based platform for bill payments
-
-
60/100
9th
Logo for Gerald
Gerald
2018, New York City (United States), Seed
Cloud-based bill management and payments platform for consumers
$200K
58/100
10th
Logo for Health Payment Systems
Health Payment Systems
2005, Milwaukee (United States), Series A
Provider of an all-in-one statement and payment solution for healthcare billing
$27M
56/100
To view the full list of competitors of CRED, Buy Detailed Report

News related to CRED FOUNDATION

Media has covered brands linked with CRED FOUNDATION for a total of 37 events in the last 1 year, 24 of them have been about company updates and 3 about partnerships.
Cred Appoints Matt Trueman as CEOFinSMEsJan 06, 2026CRED
India’s FinTech startup ecosystem 3rd in worldAhmedabad Mirror (Shayona Times Private Limited)Oct 11, 2025Resulticks, Diginex, Groww, Weaver and 9 others
Fintech funding in Jan-Sept at lowest since 2019Financial ExpressOct 10, 2025Resulticks, Diginex, Groww, Weaver and 9 others
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