About LIGHT MICROFINANCE PRIVATE LIMITED
LIGHT MICROFINANCE PRIVATE LIMITED is a Private Limited Company and was incorporated on Sep 20, 1994 in India. It is registered at Registrar of Companies, ROC Delhi I. Its registered address is 308 Aggarwal Tower, Plot No. 2 Sector – 5, Dwarka, New Delhi, New Delhi, Delhi, India, 110075. Its corporate identification number is (CIN) U67120DL1994PTC216764 and its current status is Active. It has 10 GST numbers registered across 9 states. These include 24AABCK0178P2ZA in Gujarat (active) and 24AABCK0178P1ZB in Gujarat (active). As of Aug, 2026, all 10 GST numbers are active. Its industry classification as per MCA is security Dealing Activities. [This Class Includes Dealing In Financial Market On Behalf Of Others (E.G. Stock Broking) And Related Activities.(Dealing In Markets On Own-Account Is Classified In Class 6599)]. It had a team size of 3679 employees as on Aug 31, 2025.
LIGHT MICROFINANCE PRIVATE LIMITED's last Annual General Meeting (AGM) was held on Sep 23, 2025 as per records from Ministry of Corporate Affairs (MCA). LIGHT MICROFINANCE PRIVATE LIMITED's authorised share capital is ₹154Cr and its paid up capital is ₹108Cr. The current board of directors of LIGHT MICROFINANCE PRIVATE LIMITED comprises Aviral Saini, Rakesh Kumar and 6 more.
LIGHT MICROFINANCE PRIVATE LIMITED generated between ₹100 Cr and ₹500 Cr in revenue for the financial year ending on Mar 31, 2025.
Key Metrics
CIN
U67120DL1994PTC216764
Location
Current Status
Active
Entity Type
Private Limited Company
Date Of Incorporation
Sep 20, 1994
Company Age
31 Years 10 Months
Registrar of Companies
ROC - Delhi I
Last AGM Date
Sep 23, 2025
Latest Revenue
₹100 - ₹500 Cr as on Mar 31, 2025
Latest Employee Count
3,679 as on Aug 31, 2025
Authorized Capital
₹154Cr
Paid Up Capital
₹108Cr
Contact Details for LIGHT MICROFINANCE PRIVATE LIMITED
- *****@lightfinance.com
- Registered Address
- 308 Aggarwal Tower, Plot No. 2 Sector – 5, Dwarka, New Delhi, New Delhi, Delhi, India, 110075
Brands associated with LIGHT MICROFINANCE PRIVATE LIMITED
There are 3 brands associated with LIGHT MICROFINANCE PRIVATE LIMITED which includes Light Microfinance , Light and LightMoney .
Name | Short Description | Founded Year | Location | Current Stage |
|---|---|---|---|---|
Microfinance institution offering financial products and services to economically disadvantaged individuals and communities | 2009 | Series B | ||
Provider of financial services including microfinance loans and credit products | 2009 | Series B | ||
Platform providing credit solutions to businesses | 2022 | Unfunded |
Principal Business Activity of LIGHT MICROFINANCE PRIVATE LIMITED
The majority of LIGHT MICROFINANCE PRIVATE LIMITED's turnover comes from Financial and insurance activities.
Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities | xeb |
Auditor Details of LIGHT MICROFINANCE PRIVATE LIMITED
Here is the list of auditors of LIGHT MICROFINANCE PRIVATE LIMITED:
Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
CNK and Associates LLP | mwltcnj | hqbbftx | vmpmbfs |
Documents of LIGHT MICROFINANCE PRIVATE LIMITEDFY 25 Available15 mins
15 minsFiling Summary
Here is a summary of filing activity and document availability across financial years:
File Type | FY 24-25 | FY 23-24 | FY 22-23 | FY 21-22 | FY 20-21 |
|---|---|---|---|---|---|
Financial Statements | |||||
Annual Returns |
Latest Financials, Share Allotment and Annual Report
The latest filed financial documents, annual reports, and share allotment filings are shown below:
Recent Filings
Below are the most recent filings submitted by the company:
Document Name | Category | Filing Date |
|---|---|---|
Form BEN - 2 | Other eForm Documents | Apr 24, 2026 |
Optional attachment(s)- if any | Other eForm Documents | Apr 22, 2026 |
Optional attachment(s)- if any | Other eForm Documents | Apr 22, 2026 |
Optional attachment(s)- if any | Other eForm Documents | Apr 21, 2026 |
Optional attachment(s)- if any | Other eForm Documents | Apr 21, 2026 |
Optional attachment(s)- if any | Other eForm Documents | Apr 21, 2026 |
Optional attachment(s)- if any | Other eForm Documents | Apr 21, 2026 |
Form PAS-3 | Other eForm Documents | Apr 21, 2026 |
Optional attachment(s)- if any | Other eForm Documents | Apr 21, 2026 |
List of Allottees | Other eForm Documents | Apr 21, 2026 |
To access all company documents and filings with a single purchase, Buy Financials and Company Filings FY 25 Available15 mins
Financials of LIGHT MICROFINANCE PRIVATE LIMITEDFY 25 Available15 mins
LIGHT MICROFINANCE PRIVATE LIMITED generated between ₹100 Cr and ₹500 Cr in revenue for the financial year ending on Mar 31, 2025. The revenue of LIGHT MICROFINANCE PRIVATE LIMITED has a compounded annual growth rate (CAGR) of -5% in the last 1 year.
Financial Statement Summary
Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
Income Statement | |||||
Revenue | 3063 | 2679 | 6419 | 4542 | 6250 |
Total Sales | 1036 | 6504 | 4337 | 4037 | 6671 |
Total Expenses | 3402 | 5866 | 7472 | 5900 | 7943 |
Operating Expenses | 8409 | 2371 | 4230 | 3210 | 3900 |
Employee Expenses | 8549 | 8719 | 3706 | 4762 | 4856 |
Operating Income (EBIT) | 8300 | 6714 | 6919 | 4871 | 2680 |
Interest Expenses | 5950 | 7635 | 8209 | 8696 | 9000 |
Expenses from other activities | 1709 | 5975 | 7682 | 4501 | 7506 |
EBITDA | 7969 | 7238 | 5511 | 2361 | 7097 |
Taxes | 5570 | 6928 | 9627 | 8371 | 7308 |
Net Profit | 7217 | 1508 | 7147 | 1339 | 8136 |
Balance Sheet | |||||
Assets | 5836 | 5744 | 4255 | 8445 | 7218 |
Accounts Receivables | 3767 | 5620 | 6106 | 1258 | 7356 |
Inventory | 2251 | 1903 | 9619 | 5683 | 4971 |
Liabilities | 1792 | 6009 | 1985 | 5782 | 1094 |
Total Debt | 6094 | 3210 | 9607 | 1886 | 7561 |
Accounts Payable | 3403 | 7872 | 7976 | 1276 | 6802 |
Equities | 3583 | 2262 | 2426 | 8865 | 3289 |
To access detailed financial performance and data, Buy Financial Report FY 25 Available15 mins
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Ratios
Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
Profitability Ratios | |||||
EBITDA Margin | 9197 | 3863 | 8280 | 3177 | 3241 |
EBIT Margin | 1971 | 9878 | 8180 | 2078 | 1332 |
Net Profit Margin | 8559 | 2319 | 4076 | 4507 | 7316 |
Return on Assets (ROA) | 1037 | 2830 | 8807 | 7398 | 8477 |
Return on Equity (ROE) | 8588 | 4126 | 4203 | 7786 | 8543 |
Return on Capital Employed | 9230 | 2449 | 2188 | 2654 | 7162 |
Return on Invested Capital | 4485 | 6866 | 4704 | 4001 | 2040 |
Efficiency Ratios | |||||
Asset Turnover | 8859 | 3583 | 7745 | 1754 | 3045 |
Receivables Turnover | 9533 | 8509 | 9171 | 8808 | 7611 |
Days Sales Outstanding | 9219 | 7184 | 3673 | 2112 | 8399 |
Inventory Turnover | 7931 | 3073 | 8027 | 2677 | 5087 |
Days Inventory Outstanding | 2737 | 5901 | 6277 | 2563 | 9210 |
Payables Turnover | 1189 | 1415 | 8110 | 5185 | 6727 |
Days Payables Outstanding | 4177 | 1928 | 3202 | 6968 | 5093 |
Liquidity Ratios | |||||
Current Ratio | 8690 | 8552 | 4692 | 4418 | 9382 |
Quick Ratio | 4456 | 4511 | 5940 | 6720 | 6161 |
Debt Ratios | |||||
Debt-to-Equity Ratio | 7608 | 7362 | 6046 | 4697 | 3571 |
Debt Ratio | 4295 | 4198 | 1337 | 7521 | 2562 |
Interest Coverage Ratio | 1814 | 4132 | 1144 | 7184 | 7277 |
Debt Service Coverage Ratio | 4158 | 3660 | 2848 | 3099 | 8874 |
Net Debt/EBITDA | 4911 | 6414 | 8592 | 6349 | 9102 |
Growth Ratios | |||||
Revenue Growth Rate (CAGR) | 9670 | 5438 | 1321 | 2925 | 2205 |
Earnings Growth Rate (CAGR) | 4259 | 7799 | 4896 | 5654 | 6572 |
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Detailed Financials (Income Statement, Balance Sheet, Cashflow Statement)
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Compounded Annual Growth Rate of LIGHT MICROFINANCE PRIVATE LIMITED
Revenue CAGR | Growth |
|---|---|
1 Year | -5% |
3 Year | 599 |
5 Year | 600 |
EBITDA CAGR | Growth |
|---|---|
1 Year | 67% |
3 Year | 735 |
5 Year | 715 |
MSME Payment Delays by LIGHT MICROFINANCE PRIVATE LIMITED
Loans and Charges on LIGHT MICROFINANCE PRIVATE LIMITED
LIGHT MICROFINANCE PRIVATE LIMITED
has taken 252 loans and
has issued 1 loan as a lender.
Here is a list of loans and charges on LIGHT MICROFINANCE PRIVATE LIMITED:
As a Borrower
Loan/ Charge ID | Lender Name | Loan Amount | Status | Creation Date | Closure Date |
|---|---|---|---|---|---|
101166259 | ₹30Cr | ghemlrg | Sep 26, 2025 | guomk{{ | |
101151778 | ₹12.5Cr | nrbxddt | Aug 29, 2025 | rdxhkdp | |
101137729 | ₹30Cr | bdfcwre | Jul 30, 2025 | jhhgkgh | |
101132833 | ₹10Cr | mlmrvct | Jul 22, 2025 | bllodkp | |
101121683 | ₹7.5Cr | zqfcdfp | Jun 30, 2025 | vgixtbc | |
101121679 | ₹7.5Cr | xmhaxko | Jun 30, 2025 | pjkjskq | |
101116375 | ₹20Cr | bcupgtu | Jun 25, 2025 | utgkdsy | |
101119408 | ₹50Cr | mkbtuws | Jun 20, 2025 | bki{vdi | |
101129945 | ₹73.9Cr | jzflnop | May 26, 2025 | jzzmtxa | |
101075154 | - | ₹50Cr | cldwonc | Mar 28, 2025 | {vgncsb |
101080358 | ₹30Cr | emglbyb | Mar 25, 2025 | mwxdybl | |
101029694 | ₹20Cr | sqsevsi | Dec 30, 2024 | pyafroh | |
101025078 | ₹20Cr | uayjpxf | Dec 28, 2024 | icjhtfo | |
101016375 | ₹25Cr | nl{oilu | Dec 12, 2024 | xiazrtu | |
100985773 | ₹50Cr | vqrykck | Sep 24, 2024 | kiycz{t | |
100973186 | ₹100Cr | wa{vtic | Aug 31, 2024 | iuyny{w | |
100959825 | ₹50Cr | yad{{sx | Jul 27, 2024 | nnqaoli | |
100957065 | ₹40Cr | lkmfmdw | Jul 19, 2024 | pwbbxjc | |
100929131 | ₹36Cr | ldzqont | May 29, 2024 | lqacy{d | |
100931518 | ₹200Cr | tgdbvsl | May 28, 2024 | tyhycwp |
To access detailed information on a company’s loans, borrowings, & registered charges, Buy Detailed Report
As a Lender
Loan/ Charge ID | Borrower Name | Loan Amount | Status | Creation Date | Closure Date |
|---|---|---|---|---|---|
101010930 | ₹25L | yqtblgd | Nov 13, 2024 | srgryss |
To access detailed information on a company’s loans, borrowings, & registered charges, Buy Detailed Report
Credit Ratings of LIGHT MICROFINANCE PRIVATE LIMITED
GSTIN Details of LIGHT MICROFINANCE PRIVATE LIMITED
Board of Directors and Signatories of LIGHT MICROFINANCE PRIVATE LIMITED
Board of Directors of LIGHT MICROFINANCE PRIVATE LIMITED
Here is the list of current board of directors of LIGHT MICROFINANCE PRIVATE LIMITED:
Name | Designation | Status | Appointment Date | Duration |
|---|---|---|---|---|
Director | Current | Sep 30, 2011 | 14 Years 10 Months | |
Director | Current | Sep 30, 2011 | 14 Years 10 Months | |
Managing Director | Current | Aug 16, 2019 | 7 Years | |
Director | Current | Aug 23, 2024 | 1 Year 11 Months | |
Director | Current | Mar 05, 2025 | 1 Year 5 Months | |
Nominee Director | Current | Nov 21, 2024 | 1 Year 8 Months | |
Nominee Director | Current | Mar 07, 2025 | 1 Year 5 Months | |
Nominee Director | Current | Jun 05, 2025 | 1 Year 2 Months |
To access detailed information on a company’s board members, directors, & authorized signatories, Buy Detailed Report
Signatories of LIGHT MICROFINANCE PRIVATE LIMITED
Here is the list of current signatories of LIGHT MICROFINANCE PRIVATE LIMITED:
Name | Designation(s) | Status | Appointment Date | Duration |
|---|---|---|---|---|
Director | Current | Sep 30, 2011 | 14 Years 10 Months | |
Director | Current | Sep 30, 2011 | 14 Years 10 Months | |
Company Secretary | Current | Aug 12, 2019 | 7 Years | |
Managing Director | Current | Aug 16, 2019 | 7 Years | |
Director | Current | Aug 23, 2024 | 1 Year 11 Months | |
Nominee Director | Current | Nov 21, 2024 | 1 Year 8 Months | |
Director | Current | Mar 05, 2025 | 1 Year 5 Months | |
Nominee Director | Current | Mar 07, 2025 | 1 Year 5 Months | |
Nominee Director | Current | Jun 05, 2025 | 1 Year 2 Months |
To access detailed information on a company’s board members, directors, & authorized signatories, Buy Detailed Report
Cross Directorships of LIGHT MICROFINANCE PRIVATE LIMITED
LIGHT MICROFINANCE PRIVATE LIMITED has directors who also hold positions in 17 other legal entities. All are listed below:
Legal Entity Name | % of Common Directors | Common Director(s) | Open Charge(s) | Active Legal Case(s) |
|---|---|---|---|---|
LIGHT SUSTAINABLE LIVELIHOOD SERVICES PRIVATE LIMITED CIN: U67120GJ2013PTC077964, India, Strike off | 952 | 570 | 139 | 343 |
LIGHT CAPITAL PRIVATE LIMITED CIN: U66190DL2025PTC448062, India, Active | 312 | 733 | 902 | 667 |
SUB-K IMPACT SOLUTIONS LIMITED CIN: U74999TG2010PLC069785, India, Active | 991 | 131 | 993 | 425 |
NOMISMA MOBILE SOLUTIONS PRIVATE LIMITED CIN: U74900WB2014PTC203082, India, Active | 935 | 811 | 552 | 510 |
SBI GENERAL INSURANCE COMPANY LIMITED CIN: U66000MH2009PLC190546, India, Active | 889 | 244 | 304 | 868 |
DVARA KSHETRIYA GRAMIN FINANCIAL SERVICES PRIVATE LIMITED CIN: U65991TN1993PTC024547, India, Active | 762 | 236 | 684 | 375 |
DVARA KSHETRIYA GRAMIN FINANCIAL SERVICES PRIVATE LIMITED CIN: U65991TN1993PTC024547, India, Active | 827 | 361 | 331 | 990 |
SBI GENERAL INSURANCE COMPANY LIMITED CIN: U66000MH2009PLC190546, India, Active | 849 | 856 | 593 | 540 |
INCLUSION FINANCE PRIVATE LIMITED CIN: U65929HR2020PTC137414, India, Active | 228 | 149 | 620 | 929 |
SALINE AREA VITALISATION ENTERPRISE PRIVATE LIMITED CIN: U74140GJ1995PTC027080, India, Active | 427 | 970 | 518 | 700 |
MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED CIN: U74900GJ2007PLC051383, India, Active | 231 | 519 | 531 | 273 |
WELLCROW PHOTOGEARS PRIVATE LIMITED CIN: U74940GJ2012PTC070779, India, Strike off | 327 | 968 | 452 | 214 |
CRESQUE DESIGN PRIVATE LIMITED CIN: U74999GJ2012PTC070871, India, Strike off | 107 | 225 | 152 | 557 |
WHEELS INDIA NISWARTH FOUNDATION CIN: U85300GJ2020NPL112214, India, Active | 185 | 670 | 182 | 577 |
RADIAN ADVISORS PRIVATE LIMITED CIN: U74140MH2008PTC188553, India, Strike off | 711 | 996 | 305 | 663 |
WELMO FINTECH PRIVATE LIMITED CIN: U67100MH2019PTC330151, India, Strike off | 555 | 348 | 857 | 965 |
ARVESTA FINANCIAL SERVICES PRIVATE LIMITED CIN: U64990MH2024PTC417309, India, Active | 736 | 595 | 522 | 483 |
To access detailed information on a company’s board members, directors, & authorized signatories, Buy Detailed Report
Legal Cases involving LIGHT MICROFINANCE PRIVATE LIMITED
Employee Count of LIGHT MICROFINANCE PRIVATE LIMITED
LIGHT MICROFINANCE PRIVATE LIMITED has an employee count of 3679 as on Aug 31, 2025.
Date | Employee Count |
|---|---|
Aug 25 | 3679 |
Jul 25 | 105 |
Jun 25 | 433 |
May 25 | 386 |
Apr 25 | 160 |
Mar 25 | 415 |
Feb 25 | 627 |
Trademarks of LIGHT MICROFINANCE PRIVATE LIMITED
Patents of LIGHT MICROFINANCE PRIVATE LIMITED
Competitors & Alternates of LIGHT MICROFINANCE PRIVATE LIMITED
There are 3 brands associated with LIGHT MICROFINANCE PRIVATE LIMITED, including Light Microfinance, Light, and others. Here is the list of the Top 10 competitors of Light Microfinance ranked by Tracxn score:
Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st |  Satin Creditcare 1990, Gurugram (India), Public | NBFC offering micro loans to businesses | $41.3M | 73/100 | |
2nd |  Satyamicrocapital 2016, Delhi (India), Series C | Provider of microfinance operations services | $116M | 72/100 | |
3rd | Muthoot Microfin 2010, Ernakulam (India), Public | Provider of microfinance financial support and loans to low-income earning women entrepreneurs | $138M | 72/100 | |
4th | Financial services company primarily focused on serving the urban poor through microfinance and banking services | $238M | 70/100 | ||
5th |  Svatantra Microfinance 2012, Mumbai (India), Late Stage | Provider of microfinance and individual loan services for entrepreneurs | $98.7M | 69/100 | |
6th |  Asirvad Microfinance 2009, Chennai (India), Acquired | Provider of micro loans for consumers | $1.75M | 69/100 | |
7th | AU Small Finance Bank 1996, Jaipur (India), Public | Small finance bank | $136M | 69/100 | |
8th | Ujjivan Small Finance Bank 2005, Bengaluru (India), Public | Small finance bank | $154M | 67/100 | |
9th | Microcredit for individuals and businesses | $325M | 67/100 | ||
10th |  Sindhuja Microcredit 2018, Noida (India), Series C | Provider of micro-credit solutions for low-income individuals and businesses | $40.7M | 66/100 | |
58th | Light Microfinance 2009, Ahmedabad (India), Series B | Microfinance institution offering financial products and services to economically disadvantaged individuals and communities | $34.6M | 41/100 |
To view the full list of competitors of Light Microfinance and the other associated brands, Buy Detailed Report
News related to LIGHT MICROFINANCE PRIVATE LIMITED
•
Light Microfinance, IppoPay Partner to Offer Digital Lending to MSMEs in Rural IndiaMicroCapital•Sep 02, 2023•Light, IppoPay
•
•
Light Microfinance Raises Series B Funding From BII, OthersEnablers•Sep 26, 2022•Light Microfinance, British International Investment, Impact Investor, Nordic Microfinance Initiative and 3 others
•
Light Microfinance raises Rs 196 Cr in Series B funding roundYourStory•Sep 22, 2022•Light Microfinance, British International Investment, Nordic Microfinance Initiative, Triple Jump and 1 other
•
Top 10 Most Innovative Startups In Ahmedabad 2022Inventiva•Mar 30, 2022•Lendingkart, Light Microfinance, MYBYK, Prescinto and 1 other
•
•
•
Satya MicroCapital raises Rs 28.5 crore through NCDsFlipboard•Sep 03, 2019•Satyamicrocapital, Light Microfinance, Northern Arc Capital, Aviator Investment and 2 others
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