What is the Corporate Identification Number (CIN) of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED?

OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED's Corporate Identification Number (CIN) is U67100MH2012PTC232145.

What is the latest revenue of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED?

OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED generated less than ₹10 Cr in revenue for the financial year ending on Mar 31, 2025, reflecting a 1-year revenue CAGR of 12% and an EBITDA CAGR of -52%. The company is currently audited by AMBAVI & ASSOCIATES.

What is the latest employee count at OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED?

As of Aug 31, 2025, the latest employee count at OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED is 87, reflecting a 3% year-over-year decline in headcount.

Does OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED have any loans on it?

OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED has taken out 1 loan from the financial institution KOTAK MAHINDRA BANK LIMITED, with a total disclosed borrowing of over ₹55.4L.

Who are the authorized signatories of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED?

As of Jul 2026, the authorized signatories of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED include Amit Punamraj Bachhawat, Chirag Keyur Shah and Bineeta Chirag Shah, and others.

OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED - 2026 Company Profile, Financials & Shareholding

Name: OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED
Brand: OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED
Price: 3.99 USD

OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED is a Private Limited Company and was incorporated on Jun 14, 2012 in India. It is registered at Registrar of Companies, ROC Mumbai. Its registered address is 7A, Plot No.32, CTS No.238/5, 32 Corporate Avenue Premises CHS Ltd, Off. Mahakali Caves Road, Gundavali, Andheri East, Mumbai, Mumbai, Maharashtra, India, 400069. Its corporate identification number is (CIN) U67100MH2012PTC232145 and its current status is Active. Its industry classification as per MCA is activities Auxiliary To Financial Intermediation, Except Insurance And Pension Funding.[This Group Includes Activities Involved In Or Closely Related To Financial Inter-Mediation Other Than Insurance And Pension Funding But Not Themselves Involving Financial Inter-Mediation]. It had a team size of 87 employees as on Aug 31, 2025.

OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED's last Annual General Meeting (AGM) was held on Sep 30, 2025 as per records from Ministry of Corporate Affairs (MCA). OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED's authorised share capital is ₹5L and its paid up capital is ₹1.35L. The current board of directors of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED comprises Chirag Keyur Shah, Amit Punamraj Bachhawat and 1 more.

OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED generated less than ₹10 Cr in revenue for the financial year ending on Mar 31, 2025.

Key Metrics

CIN

U67100MH2012PTC232145

Location

India

Current Status

Active

Entity Type

Private Limited Company

Date Of Incorporation

Jun 14, 2012

Company Age

14 Years 1 Month

Registrar of Companies

ROC - Mumbai

Last AGM Date

Sep 30, 2025

Latest Revenue

0 - ₹10 Cr as on Mar 31, 2025

Latest Employee Count

87 as on Aug 31, 2025

Authorized Capital

₹5L

Paid Up Capital

₹1.35L

Email: *****@optimumfintech.com
Registered Address: 7A, Plot No.32, CTS No.238/5, 32 Corporate Avenue Premises CHS Ltd, Off. Mahakali Caves Road, Gundavali, Andheri East, Mumbai, Mumbai, Maharashtra, India, 400069

There are 3 brands associated with OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED which includes SenSage , Optimum Financial Solutions and Instanomic Ventures .

Name	Short Description	Founded Year	Location	Current Stage
SenSage	Financial planning & advisory platform	2006	India	Unfunded
Optimum Financial Solutions	Provider of technology solutions for the financial services and banking sectors	2011	India	Seed
Instanomic Ventures	App-based platform for mutual fund investments	2020	India	Unfunded

View more details on OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED's profile

The majority of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED's turnover comes from Information and communication.

Main Activity Group Code	Description of Main Activity	Business Activity Code	Description of Business Activity	Turnover Percentage
J	Information and communication	58	Publishing activities	fcu

Here is the list of auditors of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED:

Name	Status	Appointment Date	Cessation Date
AMBAVI & ASSOCIATES	evy{t{{	okrmslv	uyjkcsy

Filing Summary

Here is a summary of filing activity and document availability across financial years:

File Type	FY 24-25	FY 23-24	FY 22-23	FY 21-22	FY 20-21
Financial Statements
Annual Returns

Latest Financials, Share Allotment and Annual Report

The latest filed financial documents, annual reports, and share allotment filings are shown below:

Changes to Capital Structure

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Recent Filings

Below are the most recent filings submitted by the company:

Document Name	Category	Filing Date
List of share holders, debenture holders	Annual Returns and Balance Sheet eForms	Dec 23, 2025
Photograph of the registered office of the Company showing external building and name prominently visible	Annual Returns and Balance Sheet eForms	Dec 23, 2025
Form MGT-7A	Annual Returns and Balance Sheet eForms	Dec 23, 2025
Copy of Financial Staements duly authenticated as per section 134 (Including Boards report, auditors report and other documents)	Annual Returns and Balance Sheet eForms	Nov 27, 2025
Optional attachment(s) - if any	Annual Returns and Balance Sheet eForms	Nov 27, 2025
Form AOC-4	Annual Returns and Balance Sheet eForms	Nov 27, 2025
e-Director?s Report	Annual Returns and Balance Sheet eForms	Nov 27, 2025
Optional attachment(s) - if any	Annual Returns and Balance Sheet eForms	Nov 27, 2025
Copies of the utility bills (not older than two months)	Other eForm Documents	Jul 15, 2025
Optional attachment(s)- if any	Other eForm Documents	Jul 15, 2025

To access all company documents and filings with a single purchase, Buy Financials and Company Filings FY 25 Available

OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED generated less than ₹10 Cr in revenue for the financial year ending on Mar 31, 2025. The revenue of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED has a compounded annual growth rate (CAGR) of 12% in the last 1 year.

Financial Statement Summary

Metrics	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22	FY 2020-21
Income Statement
Revenue	2046	1808	7331	5652	2363
Total Sales	8121	2432	9720	4487	8857
Total Expenses	2779	9396	2994	1425	9250
Operating Expenses	4056	6477	1505	8773	1152
Employee Expenses	6754	3938	3560	3817	3828
Operating Income (EBIT)	2138	4261	7878	6002	9070
Interest Expenses	2133	2278	3384	3433	4658
Expenses from other activities	7183	1032	3677	2803	2245
EBITDA	6863	2896	1332	3861	6133
Taxes	9671	6204	7661	9459	3131
Net Profit	7298	2160	3549	8083	5973
Balance Sheet
Assets	1971	2970	7252	9119	3238
Accounts Receivables	9675	7105	9969	7010	9137
Inventory	4450	9162	3163	6651	5753
Liabilities	2578	2030	8048	3772	5200
Total Debt	8895	4172	7943	7150	4569
Accounts Payable	5625	5992	5695	3400	6583
Equities	2319	3133	3593	4612	9939

To access detailed financial performance and data, Buy Financial Report FY 25 Available

Ratios

Metrics	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22	FY 2020-21
Profitability Ratios
EBITDA Margin	8884	2591	4010	9740	9810
EBIT Margin	1606	2866	9140	7141	7011
Net Profit Margin	5398	4332	8520	4097	5539
Return on Assets (ROA)	5833	4652	4924	5273	2713
Return on Equity (ROE)	2757	5296	6302	3571	5337
Return on Capital Employed	7322	8009	5380	3228	1053
Return on Invested Capital	3895	7493	7212	2394	9692
Efficiency Ratios
Asset Turnover	1479	6976	9108	8685	8832
Receivables Turnover	5568	8399	3839	6757	1341
Days Sales Outstanding	5065	3227	4475	4331	6252
Inventory Turnover	2526	2091	3217	9331	1230
Days Inventory Outstanding	8539	6383	4827	6579	8295
Payables Turnover	6814	7704	2849	1077	9998
Days Payables Outstanding	3237	8487	7341	6153	4639
Liquidity Ratios
Current Ratio	6760	1017	7490	4921	7677
Quick Ratio	9081	8060	6364	2611	4423
Debt Ratios
Debt-to-Equity Ratio	7905	4070	6635	6039	7619
Debt Ratio	8527	6719	6815	9720	5593
Interest Coverage Ratio	5736	8599	2194	5296	1649
Debt Service Coverage Ratio	1971	8746	9697	3487	2450
Net Debt/EBITDA	7321	2311	8608	7362	2921
Growth Ratios
Revenue Growth Rate (CAGR)	2800	6525	6130	5748	3151
Earnings Growth Rate (CAGR)	6408	4992	1309	9381	2069

To access detailed financial performance and data, Buy Financial Report FY 25 Available

Detailed Financials (Income Statement, Balance Sheet, Cashflow Statement)

Compounded Annual Growth Rate of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED

Revenue CAGR	Growth
1 Year	12%
3 Year	371
5 Year	107

EBITDA CAGR	Growth
1 Year	-52%
3 Year	482
5 Year	985

Disclaimer

OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED has taken 1 loan.

Here is a list of loans and charges on OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED:

As a Borrower

Loan/ Charge ID	Lender Name	Loan Amount	Status	Creation Date	Closure Date
100804316	KOTAK MAHINDRA BANK LIMITED	₹55.4L	yh{uabd	Oct 26, 2023	xnswgvg

To access detailed information on a company’s loans, borrowings, & registered charges, Buy Detailed Report

Founders (largest shareholder) own 74.00% and Angels own 26.00%. The net worth of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED's founders is INR 1.2Cr as of Mar 23, 2016.

Shareholders Name	Post Round Holding %	Net worth	Cumulative Investment	Realised Returns	Unrealised Returns	Return Multiple
Founder	74.00%	1.2Cr	1700902	3241703	4261484	9221464
Amit P Bachhawat	2427363	5433003	1980978	5588757	3539501	2738572
Chirag Shah	8388789	6048647	5075416	1185947	8824442	3295238
Angel	26.00%	42.2L	8736881	5784752	4431150	5358895
Sanjay Shah	8493049	9094588	2203768	4375233	5367319	2947365
Shirish Patel	5646658	1096323	4889955	6985292	2743641	9498487
Total	100.00%	1.62Cr	7600111	9468442	7658511	9925126

Notes: The column Net Worth represents the net worth of investments made by that entity, as per the latest cap table.

Board of Directors of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED

Here is the list of current board of directors of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED:

Name	Designation	Status	Appointment Date	Duration
Chirag Keyur Shah	Director	Current	Jun 14, 2012	14 Years 1 Month
Amit Punamraj Bachhawat	Director	Current	Jun 14, 2012	14 Years 1 Month
Bineeta Chirag Shah	Director	Current	Dec 10, 2019	6 Years 7 Months

To access detailed information on a company’s board members, directors, & authorized signatories, Buy Detailed Report

Signatories of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED

Here is the list of current signatories of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED:

Name	Designation(s)	Status	Appointment Date	Duration
Amit Punamraj Bachhawat	Director	Current	Jun 14, 2012	14 Years 1 Month
Chirag Keyur Shah	Director	Current	Jun 14, 2012	14 Years 1 Month
Bineeta Chirag Shah	Director	Current	Dec 10, 2019	6 Years 7 Months

To access detailed information on a company’s board members, directors, & authorized signatories, Buy Detailed Report

Cross Directorships of OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED

OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED has directors who also hold positions in 2 other legal entities. All are listed below:

Legal Entity Name	% of Common Directors	Common Director(s)	Open Charge(s)	Active Legal Case(s)
FUND DESK PORTFOLIO SOLUTIONS PRIVATE LIMITED CIN: U72501MH2019PTC330500, India, Strike off	667	977	387	352
CARRY CUBE TECH PRIVATE LIMITED CIN: U74999MH2016PTC271551, India, Active	399	868	878	839

To access detailed information on a company’s board members, directors, & authorized signatories, Buy Detailed Report

OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED has an employee count of 87 as on Aug 31, 2025.

Employee count trend for OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED

Date	Employee Count
Aug 25	87
Jul 25	251
Jun 25	836
May 25	320
Apr 25	555
Mar 25	330
Feb 25	673

There are 3 brands associated with OPTIMUM FINANCIAL SOLUTIONS PRIVATE LIMITED, including SenSage, Optimum Financial Solutions, and others. Here is the list of the Top 10 competitors of SenSage ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Dezerv 2021, Mumbai (India), Series C	Wealth management platform offering financial planning and advisory service	$100M	Premji Invest, Accel & 49 others	78/100
2nd	Nuvama 1993, Mumbai (India), Public	Diversified of wealth & asset management services	-	Tryrock, Sanaka India	75/100
3rd	Farther 2019, New York City (United States), Series D	App-based financial planning and management platform for individuals	$272M	CapitalG, Lightspeed Venture Partners & 14 others	68/100
4th	Warren 2014, Porto Alegre (Brazil), Series C	Diversified investment management firm	$105M	GIC, QED Investors & 14 others	68/100
5th	Pontera 2012, New York City (United States), Series C	Tax management solutions for businesses	$160M	Lightspeed Venture Partners, Iconiq Capital ... & 11 others	68/100
6th	Phoenix Group 1782, London (United Kingdom), Public	Provider of long-term savings, retirement, and life insurance solutions	-	Kingdom Holding Company, TDR Capital & 2 others	67/100
7th	Origin 2019, San Francisco (United States), Series B	Financial planning solutions for employees	$68M	General Catalyst, Felicis Ventures & 13 others	66/100
8th	Fisher Investments 1979, Camas (United States), Unfunded	Provider of wealth management, retirement planning, and investment advisory services	-	-	64/100
9th	LIQID 2015, Berlin (Germany), Series D	Provider of wealth management and investment solutions for experienced investors	$153M	LGT Group, Project A & 17 others	63/100
10th	ET Money 2014, Gurugram (India), Acquired	App-based mutual fund investment platform	-	-	63/100
147th	SenSage 2006, Hyderabad (India), Unfunded	Financial planning & advisory platform	-	-	39/100