About BCI Finance
BCI Finance is a venture capital firm founded in 2013. It is primarily based out of London, United Kingdom. As of Sep 2022, BCI Finance has invested in 5 companies. It primarily invests in Conventional Debt round in United Kingdom based startups. Its investments are spread across a wide range of sectors from FinTech to Enterprise Applications and Consumer. Most recently it participated in the $***** Conventional Debt round of Liberis Overall, BCI Finance portfolio has seen 1 acquisition, namely Liberis. A lot of funds co-invest with BCI Finance, with names like Barclays sharing a substantial percentage of its portfolio. BCI Finance has team of 10 people including 3 partners.Key Metrics
Team Members
Portfolio Count
Portfolio Sectors
Portfolio Locations
Rounds of Entry
Conventional Debt, Series A & 1 more
Portfolio Acquisitions
Portfolio Soonicorns
BCI Finance's List of All Investments
BCI Finance has a portfolio of 5 companies. Their most notable investmentis in ButterTheir portfolio spans across and United Kingdom. They have invested in FinTech, Enterprise Applications, Consumer and 3 other sectors, across stages such as Conventional Debt, Series A and 1 more. Here is the list of all investments by BCI Finance:1. Liberis
Provider of embedded finance solutions for small businesses. It offers funding and financial products directly integrated into partner platforms, enabling seamless access for small business owners. The platform uses data-driven insights to provide tailored funding options. A single API integration allows for rapid deployment, and the process is designed for quick funding approvals. This facilitates growth for both the partner businesses and their clients.
Key facts about Liberis
- Founded Year: 2007
- Location: London (United Kingdom)
- Stage: Acquired
- Total Funding till date: $135M
- Employee Count: 323 as on Aug 31, 2026
- Investors: SVB, HSBC Innovation Banking and 9 Others
- Latest Funding Round: Conventional Debt, Dec 07, 2023, $*****
- Highlight: Acquired
Provider of credit products for students pursuing advanced academic degrees. These financial instruments facilitate the payment of tuition and related educational expenses for individuals enrolled in postgraduate programs. The business model involves assessing creditworthiness to determine eligibility for financing without requiring collateral or third-party guarantees. Borrowers receive funds to cover costs associated with their studies, with repayment terms structured to align with future income potential. The process includes evaluating academic and professional backgrounds to manage risk and determine loan terms.
Key facts about Prodigy Finance
- Founded Year: 2007
- Location: London (United Kingdom)
- Annual Revenue: £10M - £50M as on Dec 31, 2024
- Valuation: $*****
- Stage: Series C
- Total Funding till date: $161M
- Employee Count: 164 as on Aug 31, 2026
- Investors: Goldman Sachs, TriplePoint Capital and 56 Others
- Latest Funding Round: Conventional Debt, Nov 07, 2024, $*****
- Highlight: Editors' Pick
Online marketplace for purchase financing focused on traveling sectors. It provides a platform for travelers to plan and book their holidays and pay for them in easy installments over time. The booking is allowed only with the partner vendors of the platform. It also provides an app-based platform that is available on iOS and Android devices.
Key facts about Fly Now Pay Later
- Founded Year: 2013
- Location: London (United Kingdom)
- Valuation: $*****
- Stage: Series A
- Total Funding till date: $62.5M
- Employee Count: 20 as on Aug 31, 2026
- Investors: Atalaya Capital Management, Shawbrook and 3 Others
- Latest Funding Round: Conventional Debt, Jan 11, 2022, $*****
- Highlight: Editors' Pick
4. Fospha
Fospha provides customer data management solutions for businesses to gain insights to optimize the customer journey. It uses machine learning and AI on customer data platform and marketing data to analyze customer journey and design statistical models to optimize marketing campaigns. Features include integration with Tableau and Excel, a dashboard for reporting and visualization and others. Clientele includes Groupon, Allianz, Coxmedia Group, DirectLine Group and others.
Key facts about Fospha
- Founded Year: 2014
- Location: Hammersmith (United Kingdom)
- Valuation: $*****
- Stage: Series A
- Total Funding till date: $7.41M
- Employee Count: 160 as on Aug 31, 2026
- Investors: Mainspring Fund Services, Blenheim Chalcot and 3 Others
- Latest Funding Round: Series A, Feb 21, 2018, $*****
- Highlight: Editors' Pick
5. Butter
App-based lending platform providing purchase financing solutions to consumers. Through multiple partnered brands it allows users to purchase products and make payments later on an installment basis. Its mobile application also allows users to view purchases, manage budgets & payments. The app is available for both Android and IOS devices.
Key facts about Butter
- Founded Year: 2017
- Location: London (United Kingdom)
- Stage: Series B
- Total Funding till date: $26.7M
- Employee Count: 1 as on Aug 31, 2026
- Investors: BCI Finance, Kusaba Capital and 1 Other
- Latest Funding Round: Series B, Mar 30, 2021, $*****
- Highlight: Editors' Pick
BCI Finance's Year-on-Year Investment Trends
BCI Finance has invested in 5 companies over the last 6 years, with an average of 0 new investment annually in the last 5 years. Its most recent first time investment was in Liberis and most recent follow-on round was in Fly Now Pay Later.Year | No. of Investments | ||
|---|---|---|---|
1st Round | Follow-on | Total | |
2026 (YTD) | 0 | 0 | 0 |
2025 | 0 | 0 | 0 |
2024 | 0 | 0 | 0 |
2023 | 0 | 0 | 0 |
2022 | 1 | 0 | 1 |
2021 | 1 | 0 | 1 |
2020 | 1 | 1 | 2 |
BCI Finance's Investments by Stage
BCI Finance has made 1 investment in Conventional Debt stage with an average round size of $151M, 1 investment in Series A stage with an average round size of $6.05M and 1 investment in Series B stage with an average round size of $21.8M.Stage of entry | No. of Investments |
|---|---|
Conventional Debt | 1 |
Series A | 1 |
Series B | 1 |
Note: We have considered here, only first round of investments
BCI Finance's Investments by Sector
BCI Finance has a diverse portfolio, with companies operating in the FinTech, Financial Services, Consumer and Travel and Hospitality Tech. Notably, it has invested in 5 Tech companies, 3 Consumer (B2C) companies, 3 Enterprise (B2B) companies and at least 3 companies focusing on Software.Sector | No. of Investments |
|---|---|
FinTech | 3 |
Financial Services | 3 |
Consumer | 1 |
Travel and Hospitality Tech | 1 |
Note: We have considered here, only first round of investments
BCI Finance's Investments by Geography
BCI Finance has made most investments in United Kingdom (3).BCI Finance's recent investments
BCI Finance has not made any investment in 2026 so far.Here are the most recent investments by BCI Finance:
Filter this listDate | Company | Location | Round Details | Round Amount | Co-Investors |
|---|---|---|---|---|---|
Sep 28, 2022 | United Kingdom | Conventional Debt | 3872 | ||
Mar 30, 2021 | United Kingdom | Series B | 7730 | - | |
May 18, 2020 | United Kingdom | Series A | 4380 | [+1] | |
May 18, 2020 | United Kingdom | Conventional Debt | 8589 | [+1] |
Acquired companies in BCI Finance's Portfolio
1 company from BCI Finance's portfolio has been acquired. The most recent acquisition was Liberis in Jun 2026 by Nordic Capital for $*****.Here are BCI Finance's portfolio companies that got acquired most recently:
Company | Acquisition Date | First Invested on | First Round of Investment | Round Size |
|---|---|---|---|---|
Jun 18, 2026 | Sep 28, 2022 | Conventional Debt | 8295 |
Team profile of BCI Finance
BCI Finance has a team of 10 members including 3 Partners and 1 Principal located in United Kingdom. BCI Finance's team does not sit on the board of any company as of now.Here is a list of all team members in BCI Finance:
Name | Designation | Location | Board Memberships | Contact Details |
|---|---|---|---|---|
Partner | London | - | ||
Partner | London | - | ||
Partner | London | - | ||
Principal | United Kingdom | - |
Co-investors of BCI Finance
Over the past 6 years, 11 investors have co-invested in BCI Finance's portfolio companies. This includes funds and angels.
- Invested before BCI Finance: British Business Investments, Paragon Bank and 2 others have invested in rounds before BCI Finance. There is 1 company where British Business Investments has invested before BCI Finance and 1 company where Paragon Bank has invested before BCI Finance.
- Top Co-investors of BCI Finance: 3 investors entered a company along with BCI Finance. These include investors like Barclays (1 company).
- Invested after BCI Finance: A total of 4 investors have invested in BCI Finance's portfolio after their investments. Top Investors include HSBC Innovation Banking (1 company), Bci Capital (1 company) and Taurus Wealth (1 company).
Recent News related to BCI Finance
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Liberis raises $140m in debt fundingFinextra•Sep 28, 2022•Liberis, Barclays, BCI Finance, Barclays and 4 others
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Butter, a new ‘responsible BNPL’ Klarna rival, raises £15mAltFi•Mar 30, 2021•Butter, BCI Finance, Blenheim Chalcot
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Advisory Firm Avonhurst Announces BCI Finance TransactionRealWire•Nov 13, 2020•Avonhurst, BCI Finance, Natwest Bank
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Fly Now Pay Later Raises £35m in Series A FundingFinSMEs•May 18, 2020•Fly Now Pay Later, Revenio Capital, Shawbrook, BCI Finance
