About BCI Finance
BCI Finance is a venture capital firm founded in 2013. It is primarily based out of London, United Kingdom. As of Sep 2022, BCI Finance has invested in 5 companies. It primarily invests in Conventional Debt round in United Kingdom based startups. Its investments are spread across a wide range of sectors from FinTech to Consumer and Enterprise Applications. Most recently it participated in the $***** Conventional Debt round of Liberis A lot of funds co-invest with BCI Finance, with names like Barclays sharing a substantial percentage of its portfolio. BCI Finance has team of 13 people including 3 partners.Key Metrics
Team Members
Portfolio Count
Portfolio Locations
Rounds of Entry
Conventional Debt, Series A & 1 more
Portfolio Soonicorns
BCI Finance's List of All Investments
BCI Finance has a portfolio of 5 companies. Their most notable investmentis in ButterTheir portfolio spans across and United Kingdom. They have invested in FinTech, Consumer, Enterprise Applications and 3 other sectors, across stages such as Conventional Debt, Series A and 1 more. Here is the list of all investments by BCI Finance:Prodigy Finance provides loans to international students who enroll in business schools. The loans are funded by institutional investors, alumni and qualified private investors. The coupon repayments are made quarterly after a grace period of 6 to 9 months. Since 2007, Prodigy Finance has disbursed in excess of $86M to over 2059 students from 92 nationalities, with a 99.1% repayment rate. Prodigy Finance considers itself a social enterprise. 75% of its student borrowers come from developing world countries and 34% hail from BRIC nations alone. In August 2015 company raised $12.5M in equity funding and $87.5M in debt funding from Balderton Capital and Credit Suisse respectively.
Key facts about Prodigy Finance
- Founded Year: 2007
- Location: London (United Kingdom)
- Annual Revenue: £52.2M as on Dec 31, 2022
- Valuation: $*****
- Stage: Series C
- Total Funding till date: $161M
- Employee Count: 174 as on Mar 31, 2026
- Investors: TriplePoint Capital, Goldman Sachs and 55 Others
- Latest Funding Round: Conventional Debt, Nov 07, 2024, $*****
- Highlight: Editors' Pick
2. Liberis
Provider of embedded finance solutions for small businesses. It offers funding and financial products directly integrated into partner platforms, enabling seamless access for small business owners. The platform uses data-driven insights to provide tailored funding options. A single API integration allows for rapid deployment, and the process is designed for quick funding approvals. This facilitates growth for both the partner businesses and their clients.
Key facts about Liberis
- Founded Year: 2007
- Location: London (United Kingdom)
- Stage: Late Stage
- Total Funding till date: $135M
- Employee Count: 313 as on Mar 31, 2026
- Investors: FTV Capital, SVB and 9 Others
- Latest Funding Round: Conventional Debt, Dec 07, 2023, $*****
- Highlight: Editors' Pick
Online marketplace for purchase financing focused on traveling sectors. It provides a platform for travelers to plan and book their holidays and pay for them in easy installments over time. The booking is allowed only with the partner vendors of the platform. It also provides an app-based platform that is available on iOS and Android devices.
Key facts about Fly Now Pay Later
- Founded Year: 2013
- Location: London (United Kingdom)
- Valuation: $*****
- Stage: Series A
- Total Funding till date: $62.5M
- Employee Count: 20 as on Feb 28, 2026
- Investors: Atalaya Capital Management, Shawbrook Bank and 3 Others
- Latest Funding Round: Conventional Debt, Jan 11, 2022, $*****
- Highlight: Editors' Pick
4. Fospha
Fospha provides customer data management solutions for businesses to gain insights to optimize the customer journey. It uses machine learning and AI on customer data platform and marketing data to analyze customer journey and design statistical models to optimize marketing campaigns. Features include integration with Tableau and Excel, a dashboard for reporting and visualization and others. Clientele includes Groupon, Allianz, Coxmedia Group, DirectLine Group and others.
Key facts about Fospha
- Founded Year: 2014
- Location: Hammersmith (United Kingdom)
- Valuation: $*****
- Stage: Series A
- Total Funding till date: $7.41M
- Employee Count: 23 as on Dec 31, 2021
- Investors: Mainspring Fund Services, BCI Finance and 3 Others
- Latest Funding Round: Series A, Feb 21, 2018, $*****
- Highlight: Editors' Pick
5. Butter
App-based lending platform providing purchase financing solutions to consumers. Through multiple partnered brands it allows users to purchase products and make payments later on an installment basis. Its mobile application also allows users to view purchases, manage budgets & payments. The app is available for both Android and IOS devices.
Key facts about Butter
- Founded Year: 2017
- Location: London (United Kingdom)
- Stage: Series B
- Total Funding till date: $26.7M
- Employee Count: 50 as on Jan 05, 2026
- Investors: BCI Finance, Kusaba Capital and 1 Other
- Latest Funding Round: Series B, Mar 30, 2021, $*****
- Highlight: Editors' Pick
BCI Finance's Year-on-Year Investment Trends
BCI Finance has invested in 5 companies over the last 6 years, with an average of 0 new investment annually in the last 5 years. Its most recent first time investment was in Liberis and most recent follow-on round was in Fly Now Pay Later.Year | No. of Investments | ||
|---|---|---|---|
1st Round | Follow-on | Total | |
2026 (YTD) | 0 | 0 | 0 |
2025 | 0 | 0 | 0 |
2024 | 0 | 0 | 0 |
2023 | 0 | 0 | 0 |
2022 | 1 | 0 | 1 |
2021 | 1 | 0 | 1 |
2020 | 1 | 1 | 2 |
BCI Finance's Investments by Stage
BCI Finance has made 1 investment in Conventional Debt stage with an average round size of $151M, 1 investment in Series A stage with an average round size of $6.05M and 1 investment in Series B stage with an average round size of $21.8M.Stage of entry | No. of Investments |
|---|---|
Conventional Debt | 1 |
Series A | 1 |
Series B | 1 |
Note: We have considered here, only first round of investments
BCI Finance's Investments by Sector
BCI Finance has a diverse portfolio, with companies operating in the FinTech, Financial Services, Consumer and Travel and Hospitality Tech. Notably, it has invested in 5 Tech companies, 3 Consumer (B2C) companies, 3 Enterprise (B2B) companies and at least 3 companies focusing on Software.Sector | No. of Investments |
|---|---|
FinTech | 3 |
Financial Services | 3 |
Consumer | 1 |
Travel and Hospitality Tech | 1 |
Note: We have considered here, only first round of investments
BCI Finance's Investments by Geography
BCI Finance has made most investments in United Kingdom (3).BCI Finance's recent investments
BCI Finance has not made any investment in 2026 so far.Here are the most recent investments by BCI Finance:
Filter this listDate | Company | Location | Round Details | Round Amount | Co-Investors |
|---|---|---|---|---|---|
Sep 28, 2022 | United Kingdom | Conventional Debt | 9381 | ||
Mar 30, 2021 | United Kingdom | Series B | 7556 | - | |
May 18, 2020 | United Kingdom | Conventional Debt | 9254 | [+1] | |
May 18, 2020 | United Kingdom | Series A | 4500 | [+1] |
Team profile of BCI Finance
BCI Finance has a team of 13 members including 3 Partners and 1 Principal located in United Kingdom. BCI Finance's team does not sit on the board of any company as of now.Here is a list of top team members in BCI Finance:
Name | Designation | Location | Board Memberships | Contact Details |
|---|---|---|---|---|
Partner | London | - | ||
Partner | London | - | ||
Partner | London | - | ||
Principal | United Kingdom | - |
Co-investors of BCI Finance
Over the past 6 years, 11 investors have co-invested in BCI Finance's portfolio companies. This includes funds and angels.
- Invested before BCI Finance: British Business Investments, Paragon Bank and 2 others have invested in rounds before BCI Finance. There is 1 company where British Business Investments has invested before BCI Finance and 1 company where Paragon Bank has invested before BCI Finance.
- Top Co-investors of BCI Finance: 3 investors entered a company along with BCI Finance. These include investors like Barclays (1 company).
- Invested after BCI Finance: A total of 4 investors have invested in BCI Finance's portfolio after their investments. Top Investors include HSBC Innovation Banking (1 company), Bci Capital (1 company) and Taurus Wealth (1 company).
Recent News related to BCI Finance
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Liberis raises $140m in debt fundingFinextra•Sep 28, 2022•Liberis, Barclays, BCI Finance, Barclays and 4 others
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Butter, a new ‘responsible BNPL’ Klarna rival, raises £15mAltFi•Mar 30, 2021•Butter, BCI Finance, Blenheim Chalcot
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Advisory Firm Avonhurst Announces BCI Finance TransactionRealWire•Nov 13, 2020•Avonhurst, BCI Finance, Natwest Bank
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Fly Now Pay Later Raises £35m in Series A FundingFinSMEs•May 18, 2020•Fly Now Pay Later, Revenio Capital, Shawbrook Bank, BCI Finance
