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Arvog - About the company

Arvog is an acquired company based in Mumbai (India), founded in 1984 by Ketan Kothari. It operates as a Provider of gold loans and personal loans to individual borrowers. Arvog has raised an undisclosed amount in funding, with last known valuation of $*****. The company has 1034 active competitors, including 77 funded and 161 that have exited. Its top competitors include companies like Northern Arc Capital, Aditya Birla Capital and Hinduja Leyland Finance.

Company Details

Provider of gold loans and personal loans to individual borrowers. It offers credit facilities secured by gold assets and flexible personal loan options. The services are facilitated through a network of physical branches and home-based evaluation processes. Borrowers receive loan disbursements following the verification of documentation and the assessment of collateral value.
Social
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Email ID
*****@arvog.com
Phone Number
+91 **********
Registered Address
202/A,02nd Floor,Trade World, D-Wing,Kamala Mills Compound, S. B. Marg, Lower Parel West, Mumbai City, Mumbai, Maharashtra, India, 400013
Key Metrics
Founded Year
1984
Location
Mumbai, India
Stage
Acquired
Latest Funding Round
Last Known Valuation
$***** as on Feb 11, 2022
Ranked
Annual Revenue
₹100 - ₹500 Cr as on Mar 31, 2025
Employee Count
264 as on Aug 31, 2025
Investment & Acquisitions
Similar Companies
Exit Details
Acquired by Revolut (Feb 11, 2022)

Arvog's acquisition details

Arvog got acquired by Revolut on Feb 11, 2022 at an acquisition amount of $*****.
Click here to take a look at Arvog's acquisition in detail
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Arvog's funding and investors

Arvog has raised funding over 1 round. Its latest funding round was a Post IPO round on Jul 02, 2026 for $*****. 1 investor participated in its latest round. Arvog has 1 institutional investor.

Here is the list of recent funding rounds of Arvog:
Date of Funding
Funding Amount
Round Name
Post-Money Valuation
Revenue Multiple
Lead Investors
Other Investors
Jul 02, 2026
3268300
Post IPO
9727774
3010094
8540459
6486165
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Arvog's founders and board of directors

Founder? Claim Profile
The founders of Arvog is Ketan Kothari. Naveen Kottala is the CEO of Arvog.
Here are the details of Arvog's key team members:

Arvog's employee count trend

Arvog has 264 employees as of Aug 25. The total employee count is 10.0% more than what it was in Aug 24. Here is Arvog's employee count trend over the years:
Employee count trend for Arvog
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Arvog's Competitors and alternates

Top competitors of Arvog include Northern Arc Capital, Aditya Birla Capital and Hinduja Leyland Finance. Here is the list of Top 10 competitors of Arvog, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for Northern Arc Capital
Northern Arc Capital
2008, Chennai (India), Public
Provider of household and business loans
$240M
76/100
2nd
Logo for Aditya Birla Capital
Aditya Birla Capital
2007, Mumbai (India), Public
Provider of loans, investments, insurance, UPI, and bill payment services
-
74/100
3rd
Logo for Hinduja Leyland Finance
Hinduja Leyland Finance
2008, Chennai (India), Series C
Provider of commercial vehicle, construction equipment, and personal vehicle financing solutions
$276M
74/100
4th
Logo for Tata Capital
Tata Capital
2007, Mumbai (India), Public
Diversified non-banking financial company
-
74/100
5th
Logo for Bajaj Finserv
Bajaj Finserv
2007, Pune (India), Public
Financial services conglomerate offers a range of financial solutions
-
74/100
6th
Housing loans to middle income households
$111M
74/100
7th
Logo for SK Finance
SK Finance
1994, Jaipur (India), Series G
Provider of financial services including commercial vehicle, car, tractor, construction equipment, two-wheeler, home renovation, and business loans
$370M
73/100
8th
Logo for Mahindra
Mahindra
1945, Mumbai (India), Public
Diversified conglomerate operating across multiple industries
$45.2M
72/100
9th
Logo for HDFC
HDFC
1977, Mumbai (India), Public
Provider of housing finance solutions
-
72/100
10th
Logo for Oxyzo
Oxyzo
2016, Gurugram (India), Series A
Provider of financial solutions, including loans, for SMEs and corporates
$201M
71/100
52nd
Logo for Arvog
Arvog
1984, Mumbai (India), Acquired
Provider of gold loans and personal loans to individual borrowers
-
60/100
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Financials of ArvogFY 25 Available

FINKURVE FINANCIAL SERVICES LIMITED, the legal entity associated with Arvog, generated between ₹100 Cr and ₹500 Cr in revenue for the financial year ending on Mar 31, 2025. The revenue of FINKURVE FINANCIAL SERVICES LIMITED has a compounded annual growth rate (CAGR) of 56% in the last 1 year.

Financial Statement Summary

Metrics
FY 2024-25
FY 2023-24
FY 2022-23
FY 2021-22
FY 2020-21
Income Statement
Revenue
5439
2394
3843
2428
4842
Total Expenses
3670
6472
4606
9076
3982
Operating Expenses
8439
7189
4689
8553
7616
Operating Income (EBIT)
6558
8217
4185
2467
1331
Interest Expenses
5340
6372
4285
1151
4135
Taxes
2726
8291
2798
4583
7285
Net Profit
3240
4900
7926
9889
7404
Balance Sheet
Assets
6122
5399
3397
2481
4327
Accounts Receivables
2837
2779
7098
4437
1582
Liabilities
3026
4593
7626
7912
9601
Total Debt
2421
6098
3366
2128
1238
Accounts Payable
4222
1941
7737
6779
7612
Equities
9565
3568
9466
2540
4166

Detailed Financials (Income Statement, Balance Sheet, Cashflow Statement)

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  • Financial Summary & Charts
  • Detailed Income Statement, Balance Sheet, Cashflow Statement
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Arvog's Latest cap tables and shareholding

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shareholding pattern of this entity
$9.99$4.23(excl. taxes)
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What documents will you get?
  • Latest Shareholding Summary - Ownership breakdown across founders, investors, and other stakeholders
  • Round-by-Round Cap Tables - Evolution of shareholding across funding rounds
  • Year-on-Year Cap Tables - Dilution trends over time

Arvog's Investments and acquisitions

Arvog has not made any acquisitions yet. Arvog has made 34 investments.
Here is the list of latest three $investments:lockFilter this list
Date of Investment/Acquisition
Type
Company Name
Founded Year
Location
Nov 10, 2025
Investments
2012
Hyderabad (India)
May 15, 2025
Investments
2017
Mumbai (India)
Dec 09, 2024
Investments
2020
Pune (India)
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Reports related to Arvog

Here is the latest report on Arvog's geography:

News related to Arvog

lockFilter this list
Media has covered Arvog for a total of 5 events in the last 1 year, 1 of them has been about company updates and 1 about partnerships.
•
•
Consider Arvog Gold Loan for Financial NeedsSMEStreet.in•Mar 21, 2024•Arvog
•
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