BASIC Home Loan - About the company
BASIC Home Loan is a series B company based in Gurugram (India), founded in 2020 by Atul Monga and Kalyan V L S R Josyula. It operates as a Provider of home loan advisory services, comparing lenders and loan options. BASIC Home Loan has raised $24.6M in funding from investors like Bertelsmann India Investments, Gruhas and Venture Catalysts, with a current valuation of $*****. The company has 18 active competitors, including 6 funded and 1 that has exited. Its top competitors include companies like Square Yards, Unico Housing Finance and Ambak.
Company Details
Provider of home loan advisory services, comparing lenders and loan options. The company offers guidance on loan amounts, tenure, and interest rates based on income and property type. It assists with funding for business, education, or personal needs, leveraging property value. The company also facilitates home loan balance transfers and funding for construction or renovation projects.
- Website
- www.basichomeloan.com/
- Social
- Email ID
- *****@basichomeloan.com
- Phone Number
- +91 **********
- Registered Address
- Flat No-41, SFS Flat Baba Gang Nath Marg Munirka Vihar, Dhanrajani, South West Delhi, New Delhi, Delhi, India, 110067
Key Metrics
Founded Year
2020
Location
Gurugram, India
Stage
Series B
Total Funding
$24.6M in 5 rounds
Latest Funding Round
Post Money Valuation
$***** as on May 02, 2026
Investors
Ranked
2nd among 18 active competitors
Annual Revenue
₹50 - ₹100 Cr as on Mar 31, 2025
Employee Count
438 as on Aug 31, 2025
Similar Companies
Legal entities associated with BASIC Home Loan
BASIC Home Loan is associated with 2 legal entities given below:
Legal Entity Name | Date of Incorporation | Revenue | Latest Employee Count | Documents |
|---|---|---|---|---|
ECHARGEBAYS EMOBILITY PRIVATE LIMITED CIN: U74999DL2020PTC363630 , India, Active | May 08, 2020 | ₹10 - ₹50 Cr (As on Mar 31, 2025) | 141 (As on Aug 31, 2025) | |
Basic Enterprises Private Limited CIN: U68200HR2020PTC087709 , India, Active | Jul 21, 2020 | ₹50 - ₹100 Cr (As on Mar 31, 2025) | 326 (As on May 01, 2026) |
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BASIC Home Loan's funding and investors
BASIC Home Loan has raised a total funding of $24.6M over 5 rounds. Its first funding round was on Sep 04, 2020. Its latest funding round was a Series B round on Feb 17, 2026 for $*****. 7 investors participated in its latest round. BASIC Home Loan has 42 institutional investors and 19 angel investors.
Here is the list of recent funding rounds of BASIC Home Loan:
Filter this list
Filter this listDate of Funding | Funding Amount | Round Name | Post-Money Valuation | Revenue Multiple | Lead Investors | Other Investors |
|---|---|---|---|---|---|---|
Feb 17, 2026 | 1071098 | Series B | 1680343 | 7740807 | 8894897 | 8748479 |
Sep 30, 2024 | 2573798 | Series B | 3579238 | 2233276 | 1270574 | |
Jun 13, 2023 | 1481149 | Series A | 4836015 | 1514144 |
Access funding benchmarks and valuations. Sign up today!View details of BASIC Home Loan's funding rounds and investors
BASIC Home Loan's founders and board of directors
Founder? Claim ProfileThe founders of BASIC Home Loan are Atul Monga and Kalyan V L S R Josyula. Atul Monga is the CEO of BASIC Home Loan.
Here are the details of BASIC Home Loan's key team members:
- Atul Monga: Co-Founder & CEO of BASIC Home Loan. They serve on the board of 1 company.Contact Info: 1 phone number
- Kalyan V L S R Josyula: Co-Founder & CTO of BASIC Home Loan. They serve on the board of 1 company.Contact Info: 1 phone number
BASIC Home Loan's Board of Directors
BASIC Home Loan's board has 4 active members. Atul Monga, Kalyan V L S R Josyula, Oliver Hartmut Heinrich and Florian Reichert Alexander are part of team.Here is the list of BASIC Home Loan's board of directors:
Name | Type | Representing | Status | Duration |
|---|---|---|---|---|
Team | - | Current | 5y 0m | |
bzprwoq | Team | - | Past | 3y 8m |
Investor | - | Current | 5y 7m | |
Investor | - | Current | 5y 7m |
View details of BASIC Home Loan's Founder profiles and Board Members
BASIC Home Loan's employee count trend
BASIC Home Loan has 438 employees as of Aug 25. The total employee count is 72.0% more than what it was in Aug 24. Here is BASIC Home Loan's employee count trend over the years:
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BASIC Home Loan's Competitors and alternates
Top competitors of BASIC Home Loan include Square Yards, Unico Housing Finance and Ambak. Here is the list of Top 10 competitors of BASIC Home Loan, ranked by Tracxn score:
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Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st | _1582547835384.png?devicePixelRatio=2&height=30&width=30){kind=logo} Square Yards 2014, Gurugram (India), Series B | Provider of integrated technology-driven real estate solutions for buying, selling and renting properties | $98M | 81/100 | |
2nd | BASIC Home Loan 2020, Gurugram (India), Series B | Provider of home loan advisory services, comparing lenders and loan options | $24.6M | 68/100 | |
3rd |  Unico Housing Finance 2023, Chennai (India), Series A | Online lending platform offering mortgage loans | $19.4M | 66/100 | |
4th | Home loan and loan against property comparison service provider | $18.1M | 66/100 | ||
5th |  InstaMortgage 2008, San Jose (United States), Acquired | AI-based platform for residential mortgages | - | - | 50/100 |
6th |  Credit Dharma 2021, Bengaluru (India), Seed | Provider of a home loan platform connecting borrowers with lenders | - | 49/100 | |
7th | Agrim Housing Finance 2018, Mumbai (India), Series A | Provider of home loans to economically weaker and low-income groups | $7.3M | 48/100 | |
8th |  Test My Loan 2021, Mumbai (India), Funding Raised | Platform offering financial solutions | - | - | 34/100 |
9th | Onlyloans.in Mumbai (India), Funding Raised | Provider of a financial research firm on various types of loans | - | - | 31/100 |
10th | SimplyForHomes 2017, Gurugram (India), Deadpooled | Online platform for home improvement loans | - | - | 27/100 |
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BASIC Home Loan's Latest cap tables and shareholding
Founders own 24.15%, Funds (largest shareholder) own 53.02%, Enterprises own 1.49% and Angels own 11.69%. The net worth of BASIC Home Loan's founders is INR 153Cr as of May 02, 2026.
Shareholders Name | Post Round Holding % | Net worth | Cumulative Investment | Realised Returns | Unrealised Returns | Return Multiple |
|---|---|---|---|---|---|---|
Founder | 24.15% | 153Cr | 7315019 | 5763554 | 7840593 | 5575963 |
4186415 | 9555438 | 7561755 | 5865083 | 4103890 | 7906897 | |
2868535 | 6836153 | 4209453 | 7216669 | 4585173 | 1249639 | |
Fund | 53.02% | 336Cr | 2307931 | 3571210 | 3288997 | 6970974 |
1048967 | 3819079 | 2180271 | 5457977 | 8488557 | 4974217 | |
6846313 | 3072269 | 6695857 | 1847007 | 5764064 | 4249423 | |
585020 | 564742 | 185819 | 337663 | 620221 | 957716 | |
0 | 0 | 0 | 0 | 0 | 0 | |
Enterprise | 1.49% | 9.43Cr | 7 | 7 | 1 | 2 |
Angel | 11.69% | 74Cr | 4815618 | 4657929 | 9945008 | 6634688 |
5529347 | 2234398 | 9188630 | 4728738 | 5587765 | 8408030 | |
ESOP Pool | 9.65% | 61.1Cr | 2402431 | 3810382 | 4694014 | 2461860 |
Total | 100.00% | 633Cr | 2995941 | 3709442 | 9976954 | 5702248 |
To unlock detailed Cap Table of BASIC Home Loan Sign up today!Notes: The column Net Worth represents the net worth of investments made by that entity, as per the latest cap table.
DisclaimerView more details of BASIC Home Loan's Shareholding
BASIC Home Loan's Investments and acquisitions
BASIC Home Loan has made no investments or acquisitions yet.
Reports related to BASIC Home Loan
Here is the latest report on BASIC Home Loan's sector:
News related to BASIC Home Loan
Filter this listMedia has covered BASIC Home Loan for a total of 2 events in the last 1 year, 2 of them have been about company updates.
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BASIC Home Loan Targets Rs 25,000 Crore Annual Home Loan Disbursals with AI Assistant HOM-iIndiatimes•Nov 28, 2025•BASIC Home Loan
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BASIC Home Loan Launches HOM-i: India’s First AI-Powered Instant Home Loan PlatformDainik Jagran•Sep 15, 2025•BASIC Home Loan
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BASIC Home Loan & Ashiana Housing Partner for Home Loan Financing,Targeting ₹1000Cr in Disbursals in FY26CXOtoday•Jul 29, 2025•BASIC Home Loan, Ashiana Housing
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BASIC Home Loan Partners With Emperium Pvt Ltd In HaryanaRealty+•Jul 04, 2025•BASIC Home Loan, Emperium
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VERTICES, Khaitan act on Basic Home Loans Series B fundraiseBar & Bench•Nov 09, 2024•BASIC Home Loan, Bertelsmann India Investments
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21 Indian startups raise $93 million across 16 deals this weekBizzBuzz•Oct 05, 2024•WayCool, BASIC Home Loan, Bertelsmann India Investments, CE Venture Capital
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Mortgage Distribution Startup BASIC Home Loan Bags $10.6 Mn From BII, OthersInc42•Sep 30, 2024•BASIC Home Loan, British International Investment, Bertelsmann India Investments, Crescent Enterprises and 7 others
•
Dhruv Dhanraj Bahl-led Eternal Capital launches $14.5 Mn VC fundEntrackr•May 02, 2024•Stupa Sports Analytics, BASIC Home Loan, ApniBus, Volt and 4 others
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