BillionLoans - About the company
BillionLoans is a seed company based in Bengaluru (India), founded in 2016 by Rangan Varadan and Venkatraman Balakrishnan. It operates as a Provider of various financial loans for businesses and individuals. BillionLoans has raised $1.94M in funding from Reliance Capital, with a current valuation of $*****. The company has 245 active competitors, including 49 funded and 10 that have exited. Its top competitors include companies like BharatPe, Recur Club and WeRize.
Company Details
Provider of various financial loans for businesses and individuals. This includes offerings such as supply chain finance, sales bill discounting, purchase bill financing, business term loans, machinery/equipment loans, personal loans, and working capital advisory services. The company facilitates access to financing for diverse needs, ranging from short-term operational needs to long-term investments in equipment or property. It offers housing loans and related services. The firm is registered as a non-banking financial institution.
- Website
- www.billionloans.com
- Social
- Email ID
- *****@billionloans.com, *****@billionloans.com
- Phone Number
- +91 **********
- Registered Address
- No. 370, 4th Cross, J. P. Nagar III Phase, Bangalore, Bangalore, Karnataka, India, 560078
Key Metrics
Founded Year
2016
Location
Bengaluru, India
Stage
Seed
Total Funding
$1.94M in 3 rounds
Latest Funding Round
Post Money Valuation
$***** as on Jul 29, 2020
Investors
Ranked
31st among 245 active competitors
Annual Revenue
0 - ₹10 Cr as on Mar 31, 2025
Employee Count
4 as on Aug 31, 2025
Legal entities associated with BillionLoans
BillionLoans is associated with 1 legal entity given below:
Legal Entity Name | Date of Incorporation | Revenue | Latest Employee Count | Reports |
|---|---|---|---|---|
BILLIONLOANS FINANCIAL SERVICES PRIVATE LIMITED CIN: U74999KA2016PTC097681 , India, Active | Nov 09, 2016 | 0 - ₹10 Cr (As on Mar 31, 2025) | 4 (As on Aug 01, 2025) |
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BillionLoans's funding and investors
BillionLoans has raised a total funding of $1.94M over 3 rounds. Its first funding round was on Jul 03, 2017. Its latest funding round was a Angel round on Jul 29, 2020 for $*****. 1 investor participated in its latest round. BillionLoans has 3 institutional investors and 3 angel investors.
Here is the list of recent funding rounds of BillionLoans:
Date of Funding | Funding Amount | Round Name | Post-Money Valuation | Revenue Multiple | Lead Investors | Other Investors |
|---|---|---|---|---|---|---|
Jul 29, 2020 | 4238921 | Angel | 6386159 | 1179837 | 3808861 | 8847323 |
Jun 07, 2019 | 7333003 | Seed | 3375093 | 3716629 | 2444384 | |
Jul 03, 2017 | 7349008 | Seed | 8059144 | 4408518 | 4765539 |
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BillionLoans' founders and board of directors
Founder? Claim ProfileThe founders of BillionLoans are Rangan Varadan and Venkatraman Balakrishnan. Rangan Varadan is the CEO of BillionLoans.
Here are the details of BillionLoans' key team members:
- Rangan Varadan: Co-Founder & CEO of BillionLoans and founder of 4 other companies, including BillionTech, MicroGraam and BeyondSquare. They are also an angel investor in 1 startup and serve on the boards of 3 companies.Contact Info: 4 email addresses and 1 phone number
- Venkatraman Balakrishnan: Co-Founder of BillionLoans. They serve on the boards of 2 companies.Contact Info: 1 phone number
BillionLoans' Board of Directors
BillionLoans's board has 2 active members. Rangan Varadan and Mohit Charnalia are part of team.Here is the list of BillionLoans' board of directors:
Name | Type | Representing | Status | Duration |
|---|---|---|---|---|
Team | - | Current | 10y 0m | |
hxxizuz | Team | - | Current | 5y 4m |
View details of BillionLoans's Founder profiles and Board Members
BillionLoans' employee count trend
BillionLoans has 4 employees as of Aug 25. The total employee count is 33.0% more than what it was in Aug 24. Here is BillionLoans's employee count trend over the years:
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BillionLoans's Competitors and alternates
Top competitors of BillionLoans include BharatPe, Recur Club and WeRize. Here is the list of Top 10 competitors of BillionLoans, ranked by Tracxn score:
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Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st | Provider of payment solutions, lending, and investment opportunities for businesses | $584M | 86/100 | ||
2nd |  Recur Club 2021, Delhi (India), Series A | Provider of non-dilutive debt financing for startups and growing businesses | $15.3M | 77/100 | |
3rd | Provider of credit insurance and savings products for small town families | $35.1M | 73/100 | ||
4th |  Kredivo Holdings 2015, Jakarta (Indonesia), Series D | Provider of a consumer lending platform for financial applications | $660M | 69/100 | |
5th |  BankBazaar 2008, Chennai (India), Series D | Provider of online financial services and credit score tracking tools | $134M | 68/100 | |
6th | Provider of a technology-driven lending platform that connects small businesses with a network of lending partners | $99.1M | 65/100 | ||
7th | P2P lending platform for consumers & businesses | $1.68M | 64/100 | ||
8th |  IndiaLends 2014, Gurugram (India), Acquired | Provider of an online financial marketplace for personal loans, credit cards, and credit score monitoring services | $25.5M | 63/100 | |
9th | Non banking financial institution that offers personal and offline loan services through a digital platform | $313M | 61/100 | ||
10th | Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions | $307M | 61/100 | ||
31st | BillionLoans 2016, Bengaluru (India), Seed | Provider of various financial loans for businesses and individuals | $1.94M | 45/100 |
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Financials of BillionLoansFY 25 Available
BILLIONLOANS FINANCIAL SERVICES PRIVATE LIMITED, the legal entity associated with BillionLoans, generated less than ₹10 Cr in revenue for the financial year ending on Mar 31, 2025. The revenue of BILLIONLOANS FINANCIAL SERVICES PRIVATE LIMITED has a compounded annual growth rate (CAGR) of 191% in the last 1 year.
Financial Statement Summary
Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
Income Statement | |||||
Revenue | 2837 | 4721 | 5368 | 3740 | 7347 |
Total Sales | 9876 | 3371 | 5070 | 1607 | 6513 |
Total Expenses | 4359 | 9121 | 8875 | 4181 | 9808 |
Operating Expenses | 3101 | 9854 | 2478 | 9720 | 9438 |
Employee Expenses | 2171 | 4498 | 4149 | 7105 | 6093 |
Operating Income (EBIT) | 6354 | 3040 | 8076 | 2692 | 9377 |
Interest Expenses | 7725 | 9015 | 9430 | 2119 | 8034 |
Expenses from other activities | 6926 | 2654 | 5715 | 3349 | 9330 |
EBITDA | 9426 | 3039 | 3301 | 1603 | 1353 |
Taxes | 6789 | 7660 | 9458 | 6748 | 7612 |
Net Profit | 1970 | 1943 | 9068 | 3024 | 9859 |
Balance Sheet | |||||
Assets | 3352 | 6013 | 8593 | 9787 | 8158 |
Accounts Receivables | 5720 | 3630 | 5184 | 8022 | 9302 |
Inventory | 8271 | 8728 | 4710 | 6178 | 7058 |
Liabilities | 4071 | 8014 | 2355 | 3656 | 1052 |
Total Debt | 4977 | 9772 | 5096 | 5283 | 4661 |
Accounts Payable | 9449 | 7943 | 1105 | 4194 | 7935 |
Equities | 8283 | 4024 | 6203 | 4287 | 7766 |
Detailed Financials (Income Statement, Balance Sheet, Cashflow Statement)
BillionLoans's Investments and acquisitions
BillionLoans has made no investments or acquisitions yet.
Reports related to BillionLoans
Here is the latest report on BillionLoans's sector:
News related to BillionLoans
•
Anil Ambani’s Reliance Capital Backs Online Lending Startup BillionloansBloombergQuint•Feb 26, 2022•BillionLoans, Reliance Capital
•
Reliance Capital arm invests $1 million in Billionloans - The HinduThe Hindu•Jul 03, 2017•BillionLoans, Reliance Industries, Reliance Capital
•
V Balakrishnan's startup Billionloans looking to raise $1mn shortlyIndiatimes•Mar 17, 2017•BillionLoans
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