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CredFlow - About the company

CredFlow is a series A company based in Noida (India), founded in 2019 by Kunal Aggarwal. It operates as a Comprehensive cash flow management platform for small and medium-sized enterprises. CredFlow has raised $13.1M in funding from investors like Trifecta Capital, Stellaris and Flourish, with a current valuation of $*****. The company has 216 active competitors, including 33 funded and 30 that have exited. Its top competitors include companies like InDebted, Collectly and Axela.

Company Details

Comprehensive cash flow management platform for small and medium-sized enterprises. It is a software-as-a-service (SaaS) platform that provides a comprehensive cash flow management solution for small and medium-sized enterprises (SMEs). The platform integrates with Tally, a popular accounting software, to automate receivables and payables, enabling businesses to streamline their financial operations and make informed decisions.
Social
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Email ID
*****@credflow.in
Phone Number
+91 **********
Registered Address
Plot no. 130, first floor Kapil Vihar, North West, PITAMPURA, Delhi, India, 110034
Key Metrics
Founded Year
2019
Location
Noida, India
Stage
Series A
Total Funding
$13.1M in 4 rounds
Latest Funding Round
Post Money Valuation
$***** as on Jan 26, 2026
Ranked
Annual Revenue
₹10 - ₹50 Cr as on Mar 31, 2025
Employee Count
121 as on Aug 31, 2025
Investment & Acquisitions
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CredFlow's funding and investors

CredFlow has raised a total funding of $13.1M over 4 rounds. Its first funding round was on Apr 10, 2021. Its latest funding round was a Series A round on Jan 26, 2026 for $*****. 1 investor participated in its latest round. CredFlow has 11 institutional investors and 3 angel investors.

Here is the list of recent funding rounds of CredFlow:lockFilter this list
Date of Funding
Funding Amount
Round Name
Post-Money Valuation
Revenue Multiple
Lead Investors
Other Investors
Jan 26, 2026
2542437
Series A
4047195
7506797
9108494
9260902
Oct 30, 2024
5535283
Series A
1785831
4378556
9284120
Dec 07, 2022
8722644
Series A
7908476
8105221
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CredFlow's founders and board of directors

Founder? Claim Profile
The founders of CredFlow is Kunal Aggarwal. Kunal Aggarwal is the CEO of CredFlow.
Here are the details of CredFlow's key team members:

CredFlow's Board of Directors

CredFlow's board has 3 active members. Ritesh Banglani, Kunal Aggarwal and Manju Aggarwal are part of team.
Here is the list of CredFlow's board of directors:
Name
Type
Representing
Status
Duration
Team
-
Current
6y 10m
Investor
Stellaris
Current
3y 7m
Investor
-
Current
6y 10m

CredFlow's employee count trend

CredFlow has 121 employees as of Aug 25. The total employee count is 13.0% lower than what it was in Aug 24. Here is CredFlow's employee count trend over the years:
Employee count trend for CredFlow
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CredFlow's Competitors and alternates

Top competitors of CredFlow include InDebted, Collectly and Axela. Here is the list of Top 10 competitors of CredFlow, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for InDebted
InDebted
2015, Sydney (Australia), Series C
Cloud-based debt collection solutions for businesses
$97.6M
65/100
2nd
Logo for CredFlow
CredFlow
2019, Noida (India), Series A
Comprehensive cash flow management platform for small and medium-sized enterprises
$13.1M
60/100
3rd
Logo for Collectly
Collectly
2015, San Francisco (United States), Series A
Provider of AI-powered medical billing solutions for improved patient payments
$34M
57/100
4th
Logo for Axela
Axela
2001, Miami (United States), Series A
Account receivable and collection software for financial institutions
$11.8M
56/100
5th
Logo for Cevinio
Cevinio
2013, Rotterdam (Netherlands), Acquired
Provider of accounts payable automation software
$5.14M
52/100
6th
Logo for TDX Group
TDX Group
2004, Nottingham (United Kingdom), Acquired
Data-driven debt management solutions for multiple industries
$99.1M
51/100
7th
Logo for TrueAccord
TrueAccord
2013, Lenexa (United States), Series C
Provider of digital-first debt collection and recovery solutions for businesses
$78M
50/100
8th
Logo for CERC
CERC
2016, Sao Paulo (Brazil), Series A
Accounts receivable management and credit facilitation platform
$121M
49/100
9th
Logo for RocketPay
RocketPay
2022, Bengaluru (India), Seed
App-based recurring payment collection solutions for businesses
$2.02M
49/100
10th
Logo for Satago
Satago
2012, London (United Kingdom), Acquired
Provider of a risk management platform for businesses
$7.73M
48/100
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CredFlow's Latest cap tables and shareholding

Founders own 34.03%, Funds (largest shareholder) own 53.45%, Enterprises own 3.17% and Angels own 0.06%. The net worth of CredFlow's founders is INR 87.3Cr as of Jan 26, 2026.
Shareholders Name
Post Round Holding %
Net worth
Cumulative Investment
Realised Returns
Unrealised Returns
Return Multiple
Founder
34.03%
87.3Cr
7853900
3010111
6336224
9488606
9982385
8960649
1930687
9579312
3687801
1399723
Fund
53.45%
137Cr
3746630
8029461
6169037
1452451
1872519
1741981
6642313
5640650
8236237
6506330
3528899
2927023
7447969
4886679
8300557
2888756
5806769
7882932
1613690
6840976
5939092
8861627
9462
3550
2124
3190
9810
8772
5
4
2
1
4
1
0
0
0
0
0
0
Enterprise
3.17%
8.13Cr
588
771
324
263
Angel
0.06%
15.7L
0
0
0
0
Other People
0.34%
88.2L
0
0
0
0
ESOP Pool
8.95%
22.9Cr
2281440
2822655
5950336
4647084
Total
100.00%
257Cr
7357156
9135840
4884660
6329967
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Notes: The column Net Worth represents the net worth of investments made by that entity, as per the latest cap table.
Disclaimer
View more details of CredFlow's Shareholding

CredFlow's Investments and acquisitions

CredFlow has acquired TechBiz. CredFlow has not made any investments as of now.

Reports related to CredFlow

Here is the latest report on CredFlow's sector:

News related to CredFlow

Media has covered CredFlow for 1 event in last 1 year, It was about company updates.
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