Credilio - About the company
Credilio is a series A company based in Mumbai (India), founded in 2020 by Sandeep Bhimrao Ghule, Anand Bharat Kapadia, Aditya Gupta, Manish Sinha and Manish Sinha. It operates as a Provider of credit card solutions and financial services. Credilio has raised $23.1M in funding from Cornerstone Ventures, with a current valuation of $*****.
Company Details
Provider of credit card solutions and financial services. This platform offers fixed deposit-backed credit cards designed to help users build credit scores and earn rewards on everyday transactions. The service provides virtual credit cards that allow for seamless digital payments and access to various brand benefits. By facilitating credit access through secure deposits, the company enables individuals to manage their spending while improving their financial standing. PF = Yes
- Website
- credilio.in
- Social
- Registered Address
- 1001, 10th floor, Classic Pentagon, Western Express Highway, Andheri (East), Andheri, Mumbai, Mumbai, Maharashtra, India, 400053
Key Metrics
Founded Year
2020
Location
Mumbai, India
Stage
Series A
Total Funding
$23.1M in 7 rounds
Latest Funding Round
Post Money Valuation
$***** as on Mar 18, 2026
Investors
Ranked
1st among 2 active competitors
Annual Revenue
₹50 - ₹100 Cr as on Mar 31, 2025
Employee Count
89 as on May 31, 2026
Similar Companies
Legal entities associated with Credilio
Credilio is associated with 1 legal entity given below:
Legal Entity Name | Date of Incorporation | Revenue | Latest Employee Count | Documents |
|---|---|---|---|---|
CREDILIO FINANCIAL TECHNOLOGIES PRIVATE LIMITED CIN: U72900MH2020PTC342791 , India, Active | Jul 28, 2020 | ₹50 - ₹100 Cr (As on Mar 31, 2025) | 89 (As on May 01, 2026) |
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Credilio's funding and investors
Credilio has raised a total funding of $23.1M over 7 rounds. Its first funding round was on Apr 05, 2021. Its latest funding round was a Venture Debt round on Apr 28, 2026 for $*****. 2 investors participated in its latest round. Credilio has 17 institutional investors and 62 angel investors.
Here is the list of recent funding rounds of Credilio:
Filter this list
Filter this listDate of Funding | Funding Amount | Round Name | Post-Money Valuation | Revenue Multiple | Lead Investors | Other Investors |
|---|---|---|---|---|---|---|
Apr 28, 2026 | 4024248 | Venture Debt | 5556501 | 3131133 | 1793423 | 3924925 |
Apr 28, 2026 | 8132201 | Series A | 3343561 | 5251395 | 4981630 | |
Mar 18, 2026 | 6162948 | Series A | 4395876 | 9349854 | 1618707 |
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Credilio's founders and board of directors
Founder? Claim ProfileThe founders of Credilio are Sandeep Bhimrao Ghule, Anand Bharat Kapadia, Aditya Gupta, Manish Sinha and Manish Sinha. Aditya Gupta is the CEO of Credilio.
Here are the details of Credilio's key team members:
- Sandeep Bhimrao Ghule: Co-Founder of Credilio and founder of 1 other company. They are also an angel investor in 2 startups and serve on the boards of 2 companies.Contact Info: 1 email address
- Anand Bharat Kapadia: Co-Founder & CBO of Credilio and founder of 1 other company. They serve on the board of 1 company.Contact Info: 1 email address and 1 phone number
- Aditya Gupta: Co-Founder & CEO of Credilio and founder of 1 other company. They serve on the board of 1 company.Contact Info: 1 email address and 1 phone number
- Manish Sinha: Co-Founder of Credilio and founder of 1 other company.
- Manish Sinha: Co-Founder of Credilio and founder of 1 other company.
Credilio's Board of Directors
Credilio's board has 7 active members. Sandeep Bhimrao Ghule, Anand Bharat Kapadia and Aditya Gupta are part of team and Shailesh Arvind Ghorpade, Vatsal Jasmin Bavishi, Amit Kumar Gupta and Deepak Satish Agrawal are independent board members.Here is the list of Credilio's board of directors:
Name | Type | Representing | Status | Duration |
|---|---|---|---|---|
Team | - | Current | 4y 10m | |
Team | - | Current | 6y 1m | |
Team | - | Current | 6y 2m | |
Independent board member | - | Current | 1y 1m | |
xfhisou | Independent board member | - | Current | 7y 2m |
iqsmwig | Independent board member | - | Current | 6y 6m |
yqeapig | Independent board member | - | Current | 3y 4m |
View details of Credilio's Founder profiles and Board Members
Credilio's employee count trend
Credilio has 89 employees as of May 26. The total employee count is 8.0% lower than what it was in May 25. Here is Credilio's employee count trend over the years:
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Credilio's Competitors and alternates
Top competitors of Credilio include Parsecredit. Here is the list of Top 10 competitors of Credilio, ranked by Tracxn score:
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Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st | Provider of credit card solutions and financial services | $23.1M | 58/100 | ||
2nd |  Parsecredit Ranga Reddy (India), Unfunded | Provider of financial services to underbanked and new-to-credit individuals | - | - | 22/100 |
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Credilio's Latest cap tables and shareholding
Founders (largest shareholder) own 48.69%, Funds own 27.87%, Enterprises own 0.51% and Angels own 11.94%. The net worth of Credilio's founders is INR 131Cr as of Mar 12, 2025.
Shareholders Name | Post Round Holding % | Net worth | Cumulative Investment | Realised Returns | Unrealised Returns | Return Multiple |
|---|---|---|---|---|---|---|
Founder | 48.69% | 131Cr | 6636451 | 9043299 | 1355789 | 1297696 |
4687027 | 5058254 | 3840108 | 6203846 | 5769497 | 7500112 | |
1612938 | 1345104 | 3273129 | 1429564 | 3262089 | 8548919 | |
5892419 | 6381237 | 9889533 | 6906996 | 1411630 | 6174294 | |
Fund | 27.87% | 75.2Cr | 1135494 | 2013134 | 2189205 | 2159628 |
8641338 | 3790550 | 1179218 | 3007088 | 6510008 | 8618150 | |
0 | 0 | 0 | 0 | 0 | 0 | |
0 | 0 | 0 | 0 | 0 | 0 | |
0 | 0 | 0 | 0 | 0 | 0 | |
Enterprise | 0.51% | 1.37Cr | 0 | 0 | 0 | 0 |
Angel | 11.94% | 32.2Cr | 8983418 | 8605175 | 5161402 | 9821332 |
Other People | 0.85% | 2.29Cr | 0 | 0 | 0 | 0 |
ESOP Pool | 10.14% | 27.4Cr | 3415973 | 8778614 | 2601001 | 8388528 |
Total | 100.00% | 270Cr | 5736717 | 5719268 | 2585543 | 2303750 |
To unlock detailed Cap Table of Credilio Sign up today!Notes: The column Net Worth represents the net worth of investments made by that entity, as per the latest cap table.
DisclaimerView more details of Credilio's Shareholding
Credilio's Investments and acquisitions
Credilio has made no investments or acquisitions yet.
Reports related to Credilio
Here is the latest report on Credilio's sector:
News related to Credilio
Media has covered Credilio for a total of 3 events in the last 1 year, 1 of them has been about partnerships.
•
Fintech firm Credilio raises Rs 78 crore led by Cornerstone VenturesApr 28, 2026•Credilio
•
Credilio raises $3.3 million in Series A round led by Cornerstone Ventures, valuation jumps 2.7XEntrackr•Mar 18, 2026•Credilio
•
DCB Bank, Credilio Launch Novio Secured Credit Card for India’s New-to-Credit UsersOnline Media Cafe•Oct 17, 2025•Credilio, DCB Bank
•
VC-backed Credilio plans new fundraising to focus on secured credit cardsVCCircle•Aug 08, 2025•Credilio, Cornerstone Ventures
•
Credilio Launches ‘Novio’: Enhancing Financial Inclusion and Credit Card Access in IndiaBusinessnewsthisweek•May 23, 2024•Credilio
•
Credilio appoints Kaizzen as their Strategic Communications partnerAdgully•Dec 04, 2023•Kaizzen, Credilio
•
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