When was Creditas founded?

Creditas was founded in 2015 and raised its 1st funding round within a year of its incorporation.

Where is Creditas located?

Creditas is headquartered in Delhi, India. It is registered at Second floor, Plot no. 63, Sector-44, Gurugram, Gurgaon Sector 45, Gurgaon, Sector -45, Haryana, India, 122003.

Which legal entities is Creditas associated with?

Creditas is associated with CREDITAS SOLUTIONS PRIVATE LIMITED.

How many employees does Creditas have?

As of Aug 31, 2025, the latest employee count at Creditas is 343.

Is Creditas a funded company?

Creditas is a funded company, having raised a total of $5.81M across 6 funding rounds to date. The company's 1st funding round was a $***** Angel round, raised on Mar 29, 2015.

How much is Creditas worth?

The latest valuation of Creditas is ₹***** as of Feb 01, 2024.

When was the latest funding round of Creditas?

Creditas' latest funding was a $***** Seed round on Feb 01, 2024, with participation from 1 investor.

What is the annual revenue of Creditas?

Annual revenue of Creditas is between ₹10 Cr and ₹50 Cr as on Mar 31, 2025

Where does Creditas rank among its competitors?

Creditas ranks 8th amongst 25 active competitors, of which 5 are funded. It stands 4th in terms of total funding among its competitors. The most recent competitor to raise funding was CredResolve, which secured $1.22M in Mar, 2026.

Who are the top competitors of Creditas?

Creditas' top competitors include Credgenics, CreditNirvana and CredResolve. Among them, CredResolve secured the most recent funding round in March, 2026.

Creditas - 2026 Company Profile, Team, Funding & Competitors

Company Details

Provider of customer engagement solutions to financial institutions. Enables financial institutions in late-stage recovery, early-stage collections and cross-selling using AI-enabled customer engagement solutions. Provides products for data enhancement, data validation, cross-selling & financial awareness. Other products include AI bots, a communication engine, legal claims recovery, profiling engine and business intelligence solutions.

Website: www.creditas.in/
Email ID: *****@creditas.in
Phone Number: +91 **********
Registered Address: Second floor, Plot no. 63, Sector-44, Gurugram, Gurgaon Sector 45, Gurgaon, Sector -45, Haryana, India, 122003

Key Metrics

Founded Year

2015

Location

Delhi, India

Stage

Seed

Total Funding

$5.81M in 6 rounds

Latest Funding Round

Seed, Feb 01, 2024, $*****

Post Money Valuation

₹***** as on Feb 01, 2024

Investors

Asia Impact Invest & 47 more

Ranked

8^th among 25 active competitors

Annual Revenue

₹10 - ₹50 Cr as on Mar 31, 2025

Employee Count

343 as on Aug 31, 2025

Similar Companies

Credgenics & 261 more

View Creditas' full profile

Creditas is associated with 1 legal entity given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
CREDITAS SOLUTIONS PRIVATE LIMITED CIN: U74999HR2014PTC136333 , India, Active	Nov 15, 2014	₹10 - ₹50 Cr (As on Mar 31, 2025)	258 (As on Mar 01, 2026)

Creditas has raised a total funding of $5.81M over 6 rounds. Its first funding round was on Mar 29, 2015. Its latest funding round was a Seed round on Feb 01, 2024 for $*****. 1 investor participated in its latest round. Creditas has 11 institutional investors and 37 angel investors.

Here is the list of recent funding rounds of Creditas:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Feb 01, 2024	5427229	Seed	1406633	3766330	8025125	4860816
Jun 02, 2023	8323704	Seed	4611495	4588362	2848504	4477952
Jun 28, 2017	8318130	Seed	6499095	1989902	Infina Finance	Balasubramaniam Padmanabhan & 27 more

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View details of Creditas's funding rounds and investors

The founders of Creditas are Madanagopal Srinivasan and Anshuman Panwar.

Here are the details of Creditas' key team members:

Madanagopal Srinivasan: Co-Founder of Creditas and founder of 1 other company. They are also an angel investor in 1 startup and serve on the boards of 2 companies.
Contact Info: 2 email addresses and 1 phone number
Anshuman Panwar: Co-Founder of Creditas. They are also an angel investor in 1 startup and serve on the boards of 2 companies.

Creditas' Board of Directors

Creditas's board has 4 active members. Madanagopal Srinivasan and Anshuman Panwar are part of team and Massimo Vita and Christian Banno are independent board members.

Here is the list of Creditas' board of directors:

Name	Type	Representing	Status	Duration
Madanagopal Srinivasan	Team	-	Current	11y 10m
Anshuman Panwar	Team	-	Current	11y 10m
Massimo Vita	Independent board member	-	Current	3y 0m
icovfzx	Independent board member	-	Current	4y 4m
eoorkyf	Independent board member	-	Past	5y 6m

View details of Creditas's Founder profiles and Board Members

Creditas' employee count trend

Creditas has 343 employees as of Aug 25. The total employee count is 26.0% lower than what it was in Aug 24. Here is Creditas's employee count trend over the years:

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Top competitors of Creditas include Credgenics, CreditNirvana and CredResolve. Here is the list of Top 10 competitors of Creditas, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Credgenics Noida (India), Series B	Provider of AI-powered platform for debt collections and resolution processes	$79.1M	Accel, WestBridge Capital & 50 others	74/100
2nd	CreditNirvana 2018, Bengaluru (India), Acquired	Provider of an AI/ML-driven debt management platform for financial institutions	$2.02M	Cornerstone Ventures, Vibhathi & 3 others	61/100
3rd	CredResolve 2023, Gurugram (India), Seed	Platform providing debt collection and debt repayment management solutions using AI-driven technology	$2.42M	Merak Ventures, UNLEASH & 7 others	61/100
4th	DPD Zero 2022, Bengaluru (India), Series A	Provider of AI-powered platform for managing and optimizing debt collection	$10.8M	Better Capital, India Quotient & 19 others	59/100
5th	Spocto 2017, Bengaluru (India), Acquired	Provider of debt collection software for lenders	-	-	59/100
6th	CreditMate 2016, Mumbai (India), Acquired	Collection platform	$2.65M	Paytm, India Quotient & 1 others	55/100
7th	Enterprise Tiger 2016, Bengaluru (India), Series A	Platform offering digital solutions	$6.17M	Vascular Technology, IDFC First Bank & 22 others	50/100
8th	Creditas 2015, Delhi (India), Seed	Provider of customer engagement solutions to financial institutions	$5.81M	Aeroflex Enterprises, Infina Finance & 46 others	53/100
9th	StatLabs 2007, Bengaluru (India), Deadpooled	Provider of integrated data mining & mobility solutions for businesses	-	-	39/100
10th	Pravid 2021, Bengaluru (India), Unfunded	AI-based platform for debt life cycle management	-	-	39/100

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Founders (largest shareholder) own 53.02%, Funds own 10.18%, Enterprises own 3.73% and Angels own 25.96%. The net worth of Creditas's founders is INR 8.75Cr as of Jun 28, 2017.

Shareholders Name	Post Round Holding %	Net worth	Cumulative Investment	Realised Returns	Unrealised Returns	Return Multiple
Founder	53.02%	8.75Cr	4442856	9270984	5501384	6752546
Madanagopal Srinivasan	7727388	1573536	7446536	5216649	8397865	8168255
Anshuman Panwar	7167839	6260846	5305344	5793794	2042105	1888894
Fund	10.18%	1.68Cr	1423142	2355496	3730997	9611516
Infina Finance	827431	708212	255523	585390	284268	965001
Enterprise	3.73%	61.6L	943	857	503	846
Angel	25.96%	4.29Cr	2142281	6190963	5028049	9113003
Balasubramaniam Padmanabhan	0	0	0	0	0	0
ESOP Pool	6.17%	1.02Cr	417768	103882	291227	356063
Total	99.06%	16.3Cr	3191683	9347249	2535455	3021668