EquipiFi - About the company
EquipiFi is a series B company based in Scottsdale (United States), founded in 2021. It operates as a Cloud-based point of sale financing solution. EquipiFi has raised $53.6M in funding from investors like PHX Ventures, New Stack Ventures and Left Lane. The company has 18 active competitors, including 10 that are funded. Its top competitors include companies like Momnt, Ratio Technologies and Skeps.
Company Details
Cloud-based point of sale financing solution. It offers a solution that enables financial institutions to provide a buy now pay later option to the end customer. It uses APIs to integrate existing customers with accounts and debit cards. It features a decision engine with customized real-time parameters for approvals, automated push notifications, a dashboard for monitoring performance and usage, and more.
- Website
- www.equipifi.com/
- Email ID
- *****@equipifi.com
Key Metrics
Founded Year
2021
Location
Scottsdale, United States
Stage
Series B
Total Funding
$53.6M in 5 rounds
Latest Funding Round
Investors
Ranked
1st among 18 active competitors
Employee Count
67 as on Jul 31, 2026
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EquipiFi's funding and investors
EquipiFi has raised a total funding of $53.6M over 5 rounds. Its first funding round was on Nov 04, 2021. Its latest funding round was a Series B round on Apr 02, 2026 for $*****. 3 investors participated in its latest round. EquipiFi has 10 institutional investors and 2 angel investors.
Here is the list of recent funding rounds of EquipiFi:
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Date of Funding | Funding Amount | Round Name | Post-Money Valuation | Revenue Multiple | Lead Investors | Other Investors |
|---|---|---|---|---|---|---|
Apr 02, 2026 | 2619922 | Series B | 6490524 | 3239999 | 2401370 | 6041902 |
Jun 03, 2025 | 8423177 | Series A | 7881639 | 4581900 | 9015937 | 2340683 |
Dec 20, 2024 | 1526804 | Series A | 7832763 | 6847042 | 3166465 | 7744162 |
View details of EquipiFi's funding rounds and investors
EquipiFi's founders and board of directors
Founder? Claim ProfileEquipiFi's employee count trend
EquipiFi has 67 employees as of Jul 26. Here is EquipiFi's employee count trend over the years:
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EquipiFi's Competitors and alternates
Top competitors of EquipiFi include Momnt, Ratio Technologies and Skeps. Here is the list of Top 10 competitors of EquipiFi, ranked by Tracxn score:
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Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st | EquipiFi 2021, Scottsdale (United States), Series B | Cloud-based point of sale financing solution | $53.6M | 58/100 | |
2nd | Momnt 2019, Atlanta (United States), Series C | AI-based lending software for point-of-sale financing | $57.7M | 57/100 | |
3rd | Ratio Technologies 2021, San Mateo (United States), Series B | Provider of payment solutions to financial institutions | $26M | 56/100 | |
4th | Skeps 2017, New York City (United States), Series A | Online marketplace and enabler for point-of-sale financing for merchants and lenders | $11.4M | 50/100 | |
5th | Insikt 2012, San Francisco (United States), Series D | Developer of white label platform for online lending | $100M | 50/100 | |
6th | Quartix 2017, Charlotte (United States), Series B | Provider of platform enabling buyers to optimize vendor payment terms | $50M | 46/100 | |
7th | Finturf 2017, Glendale (United States), Unfunded | Provider of point-of-sale financing solutions for merchants. This company connects merchants with a network of lenders, offering consumers flexible payment options at the time of purchase. The platform facilitates the entire financing process, from application to funding disbursement, streamlining operations for merchants and providing increased sales opportunities. It offers various financing options to cater to diverse customer credit profiles, enabling merchants to expand their reach and improve cash flow. The service includes tools for managing applications, reporting, and customizing financing offers. | - | - | 44/100 |
8th | ClarityPay 2024, New York City (United States), Seed | Platform offering payment solutions | - | 40/100 | |
9th | CUDL 1999, Irvine (United States), Unfunded | Cloud-based solution for automotive financing | - | - | 35/100 |
10th | Escarlata 2022, New York City (United States), Funding Raised | Lending as a service platform for POS financing | - | - | 34/100 |
Looking for more details on EquipiFi's competitors? Click here to see the top ones
EquipiFi's Investments and acquisitions
EquipiFi has made no investments or acquisitions yet.
Reports related to EquipiFi
Here is the latest report on EquipiFi's sector:
News related to EquipiFi
Media has covered EquipiFi for a total of 8 events in the last 1 year, 2 of them have been about company updates and 2 about partnerships.
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Equipifi Raises $34M Series B to Expand White-Label BNPL Platform for BanksThe SaaS News•Jun 09, 2026•Left Lane, EquipiFi
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Equipifi Secures $34 Million in Series B Funding to Expand Bank-Led BNPL NetworkPYMNTS.com•May 14, 2026•EquipiFi, Left Lane, Curql, PHX Ventures
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Ascend Federal Credit Union Introduces Member-Centered BNPL ProgramPR Newswire•Oct 31, 2025•EquipiFi, Ascend Federal Credit Union
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equipifi Named One of the "Best Places to Work in the Valley" for the Third Consecutive YearPR Newswire•Oct 30, 2025•EquipiFi
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Equipifi Joins Jack Henry Fintech Integration Network and Expands Access to Bank BNPLGlobal Fintech Series•Sep 05, 2025•EquipiFi, Jack Henry
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Vantage West Credit Union Launches BNPL to Expand Financial InclusionPR Newswire•Jun 16, 2025•Vantage West Credit Union, EquipiFi
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Former Congressman Patrick McHenry Joins equipifi as a Senior AdvisorFintech Finance•Mar 05, 2025•EquipiFi
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Arizona Financial Elevates Member Experience by Launching Buy Now, Pay LaterPR Newswire•Mar 04, 2025•Arizona Financial, EquipiFi
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