When was Ratio Technologies founded?

Ratio Technologies was founded in 2021 and raised its 1st funding round 1 year after it was founded.

Where is Ratio Technologies located?

Ratio Technologies is headquartered in San Mateo, United States.

How many employees does Ratio Technologies have?

As of Jul 31, 2026, the latest employee count at Ratio Technologies is 48.

Is Ratio Technologies a funded company?

Ratio Technologies is a funded company, having raised a total of $26M across 4 funding rounds to date. The company's 1st funding round was a $***** Series B round, raised on Sep 15, 2022.

When was the latest funding round of Ratio Technologies?

Ratio Technologies' latest funding was a $***** Series B round on Apr 14, 2026, with participation from 6 investors.

Where does Ratio Technologies rank among its competitors?

Ratio Technologies ranks 3rd amongst 18 active competitors, of which 10 are funded. It stands 5th in terms of total funding among its competitors. The most recent competitor to raise funding was Ratio Technologies, which secured $15M in Apr, 2026.

Who are the top competitors of Ratio Technologies?

Ratio Technologies' top competitors include EquipiFi, Momnt and Skeps. Among them, Ratio Technologies secured the most recent funding round in April, 2026.

Ratio Technologies - 2026 Company Profile, Team, Funding & Competitors

Company Details

Provider of payment solutions to financial institutions. It allows banks to provide their customers with flexible payment options. It allows them to create a competitive advantage for their product or services. It underwrites the customer to automate risk-adjusted pricing and allows banks to enhance cash flow by providing early financing when the customer chooses to pay later.

Website: www.ratiotech.com/
Email ID: *****@ratiotech.com

Key Metrics

Founded Year

2021

Location

San Mateo, United States

Stage

Series B

Total Funding

$26M in 4 rounds

Latest Funding Round

Series B, Apr 14, 2026, $*****

Investors

8-Bit Capital & 8 more

Ranked

3^rd among 18 active competitors

Employee Count

48 as on Jul 31, 2026

Similar Companies

Tamara & 59 more

View Ratio Technologies' full profile

Ratio Technologies is associated with 1 legal entity given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
RATIO TECHNOLOGIES, INC CIN: 87-2619167 , United States, Active	Sep 19, 2022	-	9 (As on Dec 31, 2023)	-

Ratio Technologies has raised a total funding of $26M over 4 rounds. Its first funding round was on Sep 15, 2022. Its latest funding round was a Series B round on Apr 14, 2026 for $*****. 6 investors participated in its latest round. Ratio Technologies has 9 institutional investors.

Here is the list of recent funding rounds of Ratio Technologies:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Apr 14, 2026	3159780	Series B	1138431	3851420	3758090	5055320
Apr 14, 2026	5946055	Conventional Debt	3259499	9652884	7953976	3394424
Sep 15, 2022	6860135	Conventional Debt	3418137	5004914	2170079	Streamlined Ventures & 3 more

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View details of Ratio Technologies's funding rounds and investors

The founders of Ratio Technologies is Mason Blake. Ashish Srimal is the CEO of Ratio Technologies.

Here are the details of Ratio Technologies' key team members:

Mason Blake: Co-Founder of Ratio Technologies.

View details of Ratio Technologies's Founder profiles and Board Members

Ratio Technologies' employee count trend

Ratio Technologies has 48 employees as of Jul 26. Here is Ratio Technologies's employee count trend over the years:

Employee count trend for Ratio Technologies

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Top competitors of Ratio Technologies include EquipiFi, Momnt and Skeps. Here is the list of Top 10 competitors of Ratio Technologies, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	EquipiFi 2021, Scottsdale (United States), Series B	Cloud-based point of sale financing solution	$53.6M	New Stack Ventures, PHX Ventures & 10 others	62/100
2nd	Momnt 2019, Atlanta (United States), Series C	AI-based lending software for point-of-sale financing	$57.7M	Saluda Grade, Fintech Ventures Fund & 6 others	57/100
3rd	Ratio Technologies 2021, San Mateo (United States), Series B	Provider of payment solutions to financial institutions	$26M	Cervin, MK Venture Capital & 7 others	56/100
4th	Skeps 2017, New York City (United States), Series A	Online marketplace and enabler for point-of-sale financing for merchants and lenders	$11.4M	Accel, Bertelsmann India Investments & 1 others	50/100
5th	Insikt 2012, San Francisco (United States), Series D	Developer of white label platform for online lending	$100M	Revolution Ventures, Coppel & 20 others	50/100
6th	Quartix 2017, Charlotte (United States), Series B	Provider of platform enabling buyers to optimize vendor payment terms	$50M	RevTech Labs, R Alternative Credit & 5 others	46/100
7th	Finturf 2017, Glendale (United States), Unfunded	Provider of point-of-sale financing solutions for merchants. This company connects merchants with a network of lenders, offering consumers flexible payment options at the time of purchase. The platform facilitates the entire financing process, from application to funding disbursement, streamlining operations for merchants and providing increased sales opportunities. It offers various financing options to cater to diverse customer credit profiles, enabling merchants to expand their reach and improve cash flow. The service includes tools for managing applications, reporting, and customizing financing offers.	-	-	44/100
8th	ClarityPay 2024, New York City (United States), Seed	Platform offering payment solutions	-	TTV Capital, Vesey Ventures	40/100
9th	CUDL 1999, Irvine (United States), Unfunded	Cloud-based solution for automotive financing	-	-	35/100
10th	Escarlata 2022, New York City (United States), Funding Raised	Lending as a service platform for POS financing	-	-	34/100