Where is Inicio.AI located?

Inicio.AI is headquartered in Leicester, United Kingdom. It is registered at 3 DOVER STREET,LEICESTER,LEICESTERSHIRE,UNITED KINGDOM,LE1 6PW.

Which legal entities is Inicio.AI associated with?

Inicio.AI is associated with INICIO AI LTD.

How many employees does Inicio.AI have?

As of Sep 30, 2026, the latest employee count at Inicio.AI is 25.

Is Inicio.AI a funded company?

Inicio.AI is a funded company, having raised a total of $4.06M across 3 funding rounds to date. The company's 1st funding round was a $***** Seed round.

When was the latest funding round of Inicio.AI?

Inicio.AI's latest funding was a $***** Seed round on Apr 16, 2025, with participation from 5 investors.

Where does Inicio.AI rank among its competitors?

Inicio.AI ranks 4th amongst 15 active competitors, of which 2 are funded. It stands 3rd in terms of total funding among its competitors. The most recent competitor to raise funding was Inicio.AI, which secured $3.44M in Apr, 2025.

Who are the top competitors of Inicio.AI?

Inicio.AI's top competitors include InDebted, TDX Group and EXUS. Among them, Inicio.AI secured the most recent funding round in April, 2025.

Inicio.AI - 2026 Company Profile, Team, Funding, Competitors & Financials

Inicio.AI is a seed company based in Leicester (United Kingdom), founded in 2020 by Rachel Curtis, Graeme Macleod and Andy Smy. It operates as a SaaS-based platform for debt collection and financial analysis. Inicio.AI has raised $4.06M in funding. The company has 15 active competitors, including 2 funded and 2 that have exited. Its top competitors include companies like InDebted, TDX Group and EXUS.

Company Details

SaaS-based platform for debt collection and financial analysis. It offers solutions for financial statements, AI assistants, income and expense management, compliance, debt collection, CRM, and more.

Website: m.inicio.ai/
Email ID: *****@inicio.ai
Registered Address: 3 DOVER STREET,LEICESTER,LEICESTERSHIRE,UNITED KINGDOM,LE1 6PW

Key Metrics

Founded Year

2020

Location

Leicester, United Kingdom

Stage

Seed

Total Funding

$4.06M in 3 rounds

Latest Funding Round

Seed, Apr 16, 2025, $*****

Investors

Morgan Stanley & 5 more

Ranked

4^th among 15 active competitors

Employee Count

25 as on Sep 30, 2026

Similar Companies

Cleo & 2209 more

View Inicio.AI's full profile

Inicio.AI is associated with 1 legal entity given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Reports
INICIO AI LTD CIN: 12549674 , United Kingdom, Active	Apr 06, 2020	-	16 (As on Mar 31, 2025)

Inicio.AI has raised a total funding of $4.06M over 3 rounds. Its latest funding round was a Seed round on Apr 16, 2025 for $*****. 5 investors participated in its latest round. Inicio.AI has 6 institutional investors.

Here is the list of recent funding rounds of Inicio.AI:

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Apr 16, 2025	9018121	Seed	9719780	2307981	3147633	6269322
Jun 02, 2023	3768796	Angel	1123423	6722080	3330857	6568473

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View details of Inicio.AI's funding rounds and investors

The founders of Inicio.AI are Rachel Curtis, Graeme Macleod and Andy Smy. Rachel Curtis is the CEO of Inicio.AI.

Here are the details of Inicio.AI's key team members:

Rachel Curtis: Co-Founder & CEO of Inicio.AI.
Contact Info: 1 email address
Graeme Macleod: Co-Founder of Inicio.AI.
Contact Info: 1 email address
Andy Smy: Co-Founder of Inicio.AI.
Contact Info: 1 email address

View details of Inicio.AI's Founder profiles and Board Members

Inicio.AI's employee count trend

Inicio.AI has 25 employees as of Sep 26. Here is Inicio.AI's employee count trend over the years:

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Top competitors of Inicio.AI include InDebted, TDX Group and EXUS. Here is the list of Top 10 competitors of Inicio.AI, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	InDebted 2015, Sydney (Australia), Series C	Cloud-based debt collection solutions for businesses	$97.6M	MassMutual Ventures, Perennial & 11 others	62/100
2nd	TDX Group 2004, Nottingham (United Kingdom), Acquired	Data-driven debt management solutions for multiple industries	$99.1M	QED Investors, Hanover Investors & 2 others	46/100
3rd	EXUS 2012, London (United Kingdom), Funding Raised	Debt Collection & Recovery software for banks and telecoms	-	Europa	45/100
4th	Inicio.AI 2020, Leicester (United Kingdom), Seed	SaaS-based platform for debt collection and financial analysis	$4.06M	Morgan Stanley, Angel Academe & 4 others	41/100
5th	DebtFlow 2006, Nottingham (United Kingdom), Unfunded	Debt management software	-	-	38/100
6th	Risk Free 1999, Telford (United Kingdom), Unfunded	Loan servicing solutions provider	-	-	34/100
7th	Pepper Group 2003, London (United Kingdom), Unfunded	Provider of commercial mortgage based loans	-	-	32/100
8th	Tigersolv 2000, Horwich (United Kingdom), Unfunded	Debt management software solutions provider	-	-	26/100
9th	Gojoko 2015, London (United Kingdom), Unfunded	Cloud-based loan servicing solutions	-	-	25/100
10th	debiturio 2019, Hamburg (Germany), Funding Raised	Cloud-based debt collection software	-	IFB Innovationsstarter	22/100