Kaaj.ai - About the company
Kaaj.ai is a seed company based in San Francisco (United States), founded in 2024 by Utsav Shah and Shivi Sharma. It operates as an AI-powered platform streamlines small business lending. Kaaj.ai has raised $3.8M in funding from Kindred Ventures. The company has 145 active competitors, including 37 funded and 24 that have exited. Its top competitors include companies like Tala, NetSol Tech and Linedata.
Company Details
AI-powered platform streamlines small business lending. The platform uses credit intelligence to automate loan origination and approval processes, reducing time and increasing profitability for lenders.
- Website
- kaaj.ai
- Email ID
- *****@kaaj.ai
- Registered Address
- 404 E 66TH ST,APT 4-C,NEW YORK,NY,10065
Key Metrics
Founded Year
2024
Location
San Francisco, United States
Stage
Seed
Total Funding
$3.8M in 1 round
Latest Funding Round
Investors
Ranked
19th among 145 active competitors
Employee Count
12 as on Jul 31, 2026
Legal entities associated with Kaaj.ai
Kaaj.ai is associated with 1 legal entity given below:
Legal Entity Name | Date of Incorporation | Revenue | Latest Employee Count | Documents |
|---|---|---|---|---|
KAAJ TECHNOLOGIES INC CIN: 3297848 , United States, Active | Dec 28, 2005 | - | - | - |
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Kaaj.ai's funding and investors
Kaaj.ai has raised a total funding of $3.8M over 1 round. Its latest funding round was a Seed round on Nov 19, 2025 for $*****. 2 investors participated in its latest round. Kaaj.ai has 2 institutional investors.
Here is the list of recent funding rounds of Kaaj.ai:
Date of Funding | Funding Amount | Round Name | Post-Money Valuation | Revenue Multiple | Lead Investors | Other Investors |
|---|---|---|---|---|---|---|
Nov 19, 2025 | 2132492 | Seed | 4186112 | 8183966 | 1519580 | 4157366 |
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Kaaj.ai's founders and board of directors
Founder? Claim ProfileHere are the details of Kaaj.ai's key team members:
- Utsav Shah: Co-Founder & CEO of Kaaj.ai. Contact Info: 1 email address
- Shivi Sharma: Co-Founder & President of Kaaj.ai. Contact Info: 1 email address
View details of Kaaj.ai's Founder profiles and Board Members
Kaaj.ai's employee count trend
Kaaj.ai has 12 employees as of Jul 26. Here is Kaaj.ai's employee count trend over the years:
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Kaaj.ai's Competitors and alternates
Top competitors of Kaaj.ai include Tala, NetSol Tech and Linedata. Here is the list of Top 10 competitors of Kaaj.ai, ranked by Tracxn score:
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Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st |  Tala 2011, Santa Monica (United States), Series E | Provider of financial infrastructure and credit decision models | $346M | 81/100 | |
2nd | NetSol Tech 1979, Calabasas (United States), Public | Developer of an AI-driven platform for asset finance and retail | - | - | 63/100 |
3rd | Provider of software, data, analytics, and related services for financial institutions | - | 63/100 | ||
4th |  GreenSky 2006, Atlanta (United States), Acquired | Lending as a service platform for consumer financing | $610M | 61/100 | |
5th |  Lendflow 2019, Houston (United States), Series A | Provider of cloud-based lending solutions | $13M | 60/100 | |
6th | Baker Hill 1984, Carmel (United States), Acquired | Provider of a loan origination and risk management solutions | $15M | 56/100 | |
7th | Cloud Lending 2013, Foster City (United States), Acquired | Provider of digital banking solutions for financial institutions and their clients | $16.1M | 56/100 | |
8th | Provider of AI and cloud based financial planning and investment management solutions | $250K | 54/100 | ||
9th |  Migo 2014, San Francisco (United States), Acquired | Cloud-based platform for loan origination | $38.2M | 52/100 | |
10th | Land Gorilla 2010, San Luis Obispo (United States), Funding Raised | Construction loan software streamlining lending, compliance, and risk management | - | - | 52/100 |
19th | Kaaj.ai 2024, San Francisco (United States), Seed | AI-powered platform streamlines small business lending | $3.8M | 48/100 |
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Kaaj.ai's Investments and acquisitions
Kaaj.ai has made no investments or acquisitions yet.
Reports related to Kaaj.ai
Here is the latest report on Kaaj.ai's sector:
News related to Kaaj.ai
Media has covered Kaaj.ai for a total of 2 events in the last 1 year.
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•
Credit risk automation platform Kaaj raises $3.8M seed from Kindred VenturesStartupNews•Nov 19, 2025•Kaaj.ai, Kindred Ventures, Better Tomorrow Ventures, Karman and 17 others
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