When was Kosh founded?

Kosh was founded in 2019 and raised its 1st funding round 1 year after it was founded.

Where is Kosh located?

Kosh is headquartered in Gurugram, India. It is registered at House No-251/3-5-9, S/F Gali No-6, Bhola Nath Nagar, Shahdara, Shahdara, Shahdara, Delhi, India, 110032.

Which legal entities is Kosh associated with?

Kosh is associated with ADITSH FINTECH PRIVATE LIMITED and 2 others.

How many employees does Kosh have?

As of Jun 30, 2025, Kosh has 22 employees, reflecting a 87% year-over-year decline in headcount.

Is Kosh a funded company?

Kosh is a funded company, having raised a total of $8.9M across 5 funding rounds to date. The company's 1st funding round was a $***** Seed round, raised on Mar 17, 2020.

How much is Kosh worth?

The latest valuation of Kosh is $***** as of Sep 04, 2025. This marks a decline of 2% from its peak valuation of $19.4M in Feb, 2022. This marks a decline of 2% from its peak valuation of $19.4M in Feb, 2022.

When was the latest funding round of Kosh?

Kosh's latest funding was a $***** Series A round on Mar 21, 2025, with participation from 7 investors. Its primary sector is Digital Lending. In India, the Digital Lending sector has seen $1.13B in funding in 2026 to date.

What is the annual revenue of Kosh?

Annual revenue of Kosh is less than ₹10 Cr as on Mar 31, 2025

Where does Kosh rank among its competitors?

Kosh ranks 3rd amongst 13 active competitors, of which 6 are funded. It stands 3rd in terms of total funding among its competitors. The most recent competitor to raise funding was Kosh, which secured $5.59M in Mar, 2025.

Who are the top competitors of Kosh?

Kosh's top competitors include Avanti, Sub-K and Udhaar. Among them, Kosh secured the most recent funding round in March, 2025.

Kosh - 2026 Company Profile, Team, Funding, Competitors & Financials

Company Details

Provider of community finance products and joint liability loans for businesses. The company facilitates instant loans and a paperless application process. It offers flexible EMI options and a community network for users to interact. The company provides a platform for users to stay updated and connect with brands.

Website: getkosh.com
Social
Email ID: *****@getkosh.com
Phone Number: +91 **********
Registered Address: House No-251/3-5-9, S/F Gali No-6, Bhola Nath Nagar, Shahdara, Shahdara, Shahdara, Delhi, India, 110032

Key Metrics

Founded Year

2019

Location

Gurugram, India

Stage

Series A

Total Funding

$8.9M in 5 rounds

Latest Funding Round

Series A, Mar 21, 2025, $*****

Post Money Valuation

$***** as on Sep 04, 2025

Investors

India Quotient & 14 more

Ranked

3^rd among 13 active competitors

Annual Revenue

0 - ₹10 Cr as on Mar 31, 2025

Employee Count

22 as on Jun 30, 2025

Similar Companies

Avanti & 112 more

View Kosh's full profile

Kosh is associated with 3 legal entities given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Reports
ADHIKOSH INC. CIN: 7750389 , United States, Active	Dec 12, 2019	-	-	-
ADITSH FINTECH PRIVATE LIMITED CIN: U65929DL2017PTC326684 , India, Active	Dec 04, 2017	0 - ₹10 Cr (As on Mar 31, 2025)	-
ADHIKOSH FINANCIAL ADVISORY PRIVATE LIMITED CIN: U67110HR2019PTC083828 , India, Active	Nov 25, 2019	₹10 - ₹50 Cr (As on Mar 31, 2025)	23 (As on May 01, 2026)

Kosh has raised a total funding of $8.9M over 5 rounds. Its first funding round was on Mar 17, 2020. Its latest funding round was a Series A round on Mar 21, 2025 for $*****. 7 investors participated in its latest round. Kosh has 15 institutional investors.

Here is the list of recent funding rounds of Kosh:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Mar 21, 2025	5056037	Series A	4583178	7648407	6817456	7403996
Feb 28, 2023	2753061	Series A	8660465	9605172	3947461	5490451
Feb 03, 2022	3306137	Series A	9367959	1171388	India Quotient	9250630

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View details of Kosh's funding rounds and investors

The founders of Kosh are Sahil Bansal and Aayush Goel.

Here are the details of Kosh's key team members:

Sahil Bansal: Co-Founder & Director of Kosh and founder of 1 other company.
Contact Info: 1 email address and 1 phone number
Aayush Goel: Co-Founder & Director of Kosh and founder of 1 other company.
Contact Info: 1 email address

Kosh's Board of Directors

Kosh's board has 3 active members. Satyapal Singh, Pawan Kapoor and Shardul Singh are independent board members.

Here is the list of Kosh's board of directors:

Name	Type	Representing	Status	Duration
Satyapal Singh	Independent board member	-	Current	8y 10m
vkjagqv	Independent board member	-	Current	9y 1m
hsth{{o	Independent board member	-	Current	1y 2m

View details of Kosh's Founder profiles and Board Members

Kosh's employee count trend

Kosh has 22 employees as of Jun 25. The total employee count is 88.0% lower than what it was in Jun 24. Here is Kosh's employee count trend over the years:

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Top competitors of Kosh include Avanti, Sub-K and Udhaar. Here is the list of Top 10 competitors of Kosh, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Avanti 2016, Bengaluru (India), Series B	Provider of financial services focused on livelihood advancement for underserved communities	$79.7M	Gates, Nomura & 17 others	66/100
2nd	Sub-K 2010, Hyderabad (India), Series C	Provider of digital financial services for underserved populations	$21.9M	Accion, Basix & 46 others	43/100
3rd	Kosh 2019, Gurugram (India), Series A	Provider of community finance products and joint liability loans for businesses	$8.9M	JAFCO Asia, India Quotient & 13 others	38/100
4th	Udhaar 2015, Bengaluru (India), Seed	Platform offering financial solutions	$93.4K	JSS STEP, Astir Ventures & 3 others	37/100
5th	Gosree Finance 2014, Kochi (India), Unfunded	Diversified lending NBFI	-	-	37/100
6th	DailyPe 2022, Surat (India), Seed	Online lending marketplace for business financing	$500K	Y Combinator	33/100
7th	A1 Loans 2022, Chennai (India), Seed	Platform providing loan solutions	$96.9K	-	33/100
8th	Orange5 2019, Mumbai (India), Deadpooled	Online lending solution for micro loans	-	-	32/100
9th	Robocash 2014, Mumbai (India), Deadpooled	Online micro loans platform	-	-	26/100
10th	Akansha Credit Capital 2004, Kolkata (India), Unfunded	Provider of digital micro loan services for salaried and self-employed	-	-	25/100

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Founders own 0.00%, Funds (largest shareholder) own 44.03%, Parent Entities own 40.39% and Enterprises own 5.36%. The net worth of Kosh's founders is INR 1.14K as of Sep 04, 2025. The cap table displayed below is for ADITSH FINTECH PRIVATE LIMITED which is the legal entity associated with Kosh.

Shareholders Name	Post Round Holding %	Net worth	Cumulative Investment	Realised Returns	Unrealised Returns	Return Multiple
Founder	0.00%	1.14K	0	0	0	0
Sahil Bansal	0	0	0	0	0	0
Fund	44.03%	74.1Cr	8348208	2327497	1056793	2405965
India Quotient	4203300	1442136	9811577	1585787	3186656	1925477
JAFCO Asia	5107772	1799653	6630842	1853355	1942196	3841319
CDM Capital	76	15	15	71	19	11
100Unicorns	96	56	52	18	77	60
Parent Entity	40.39%	68Cr	9247108	6882703	3679255	2080253
Enterprise	5.36%	9.03Cr	75773	36783	91387	38066
ESOP Pool	10.22%	17.2Cr	8279960	5425647	5154011	4503601
Total	100.00%	168Cr	5698801	6779543	8616399	4773236