When was Lendapi founded?

Lendapi was founded in 2024 and raised its 1st funding round within a year of its incorporation.

Where is Lendapi located?

Lendapi is headquartered in Irvine, United States.

Who is the current CEO of Lendapi?

Timothy Li of Lendapi. They have also founded 1 company.

How many employees does Lendapi have?

As of Aug 31, 2026, the latest employee count at Lendapi is 53.

Is Lendapi a funded company?

Lendapi is a funded company, having raised a total of $3.22M across 2 funding rounds to date. The company's 1st funding round was a $***** Seed round, raised on Sep 09, 2024.

When was the latest funding round of Lendapi?

Lendapi's latest funding was a $***** Seed round on Nov 06, 2024, with participation from 6 investors. Its primary sector is Digital Lending. In United States, the Digital Lending sector has seen $5.11B in funding in 2026 to date.

Where does Lendapi rank among its competitors?

Lendapi ranks 8th amongst 340 active competitors, of which 81 are funded. It stands 8th in terms of total funding among its competitors. The most recent competitor to raise funding was Taktile, which secured $110M in May, 2026.

Who are the top competitors of Lendapi?

Lendapi's top competitors include Nova Credit, Scienaptic and Zest AI. Among them, Taktile secured the most recent funding round in May, 2026.

Lendapi - 2026 Company Profile, Team, Funding & Competitors

Lendapi is a seed company based in Irvine (United States), founded in 2024 by Sam Xia and Timothy Li. It operates as a Provider of a no-code platform for building and deploying lending products. This platform allows financial institutions to design the complete lending process, from application to offer, with a few clicks. It features real-time testing and extensive customization options. The platform integrates with various fintech tools, including CRMs and data providers, streamlining operations. A visual underwriting tool and a powerful decision engine enable the creation and deployment of complex lending rules quickly. The platform aims to accelerate time-to-market, reduce operational costs, and increase lending revenue.. Lendapi has raised $3.22M in funding from Techstars and Cohen Circle. The company has 340 active competitors, including 81 funded and 31 that have exited. Its top competitors include companies like Nova Credit, Scienaptic and Zest AI.

Company Details

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Key Metrics

Founded Year

2024

Location

Irvine, United States

Stage

Seed

Total Funding

$3.22M in 2 rounds

Latest Funding Round

Seed, Nov 06, 2024, $*****

Investors

Techstars & 5 more

Ranked

8^th among 340 active competitors

Employee Count

53 as on Aug 31, 2026

Similar Companies

Nova Credit & 461 more

View Lendapi's full profile

Lendapi has raised a total funding of $3.22M over 2 rounds. Its first funding round was on Sep 09, 2024. Its latest funding round was a Seed round on Nov 06, 2024 for $*****. 6 investors participated in its latest round. Lendapi has 6 institutional investors.

Here is the list of recent funding rounds of Lendapi:

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Nov 06, 2024	9349199	Seed	3013826	2259688	5775406	4320157
Sep 09, 2024	1387154	Seed	6440177	5473239	Techstars	3193401

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View details of Lendapi's funding rounds and investors

The founders of Lendapi are Sam Xia and Timothy Li. Timothy Li is the CEO of Lendapi.

Here are the details of Lendapi's key team members:

Sam Xia: Co-Founder of Lendapi.
Contact Info: 1 email address
Timothy Li: Co-Founder & CEO of Lendapi.
Contact Info: 1 email address

View details of Lendapi's Founder profiles and Board Members

Lendapi's employee count trend

Lendapi has 53 employees as of Aug 26. Here is Lendapi's employee count trend over the years:

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Top competitors of Lendapi include Nova Credit, Scienaptic and Zest AI. Here is the list of Top 10 competitors of Lendapi, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Nova Credit 2016, San Francisco (United States), Series D	Provider of unified consumer credit data infrastructure and analytics platform	$156M	Kleiner Perkins, Financial Solutions Lab ... & 36 others	71/100
2nd	Scienaptic 2014, New York City (United States), Series A	Provider of an AI-powered credit decisioning platform for financial institutions	$9.9M	TVS Motor, 4Front Credit Union & 7 others	69/100
3rd	Zest AI 2009, Burbank (United States), Series D	Provider of AI-enabled credit risk assessment platform	$319M	Insight Partners, SchoolsFirst Federal Credit Union ... & 30 others	66/100
4th	Taktile 2020, Berlin (Germany), Series C	Developer of software for automated financial decisioning and case management	$189M	Index Ventures, Goldman Sachs & 20 others	66/100
5th	zypl.ai 2019, Delaware (United States), Series A	AI-based credit scoring solution for financial and credit institutions	$9M	White Hill Capital, Prosus & 13 others	61/100
6th	Savvymoneycom 2009, Dublin (United States), Series F	Financial wellness platform empowering institutions to drive growth and strengthen relationships	$272M	Spectrum Equity, Canapi Ventures & 6 others	59/100
7th	Applied Data Finance 2014, New York City (United States), Series C	Fair and responsible consumer lending solutions using data science and technology	$202M	MAI Capital Management, Colchis Capital Management ... & 4 others	58/100
8th	Lendapi 2024, Irvine (United States), Seed	Provider of a no-code platform for building and deploying lending products. This platform allows financial institutions to design the complete lending process, from application to offer, with a few clicks. It features real-time testing and extensive customization options. The platform integrates with various fintech tools, including CRMs and data providers, streamlining operations. A visual underwriting tool and a powerful decision engine enable the creation and deployment of complex lending rules quickly. The platform aims to accelerate time-to-market, reduce operational costs, and increase lending revenue.	$3.22M	Cohen Circle, Plug and Play Tech Center & 4 others	56/100
9th	Cerved 1974, Milano (Italy), Public	Credit rating agency	-	FSI, Clessidra Private Equity & 1 others	56/100
10th	Planky 2013, London (United Kingdom), Acquired	Analytical software for financial insights and credit risk solutions	$375K	Mercia, Bankia Fintech & 3 others	56/100