Scienaptic - About the company
Scienaptic is a series A company based in New York City (United States), founded in 2014. It operates as a Provider of an AI-powered credit decisioning platform for financial institutions. Scienaptic has raised $9.9M in funding from investors like CoVantage Credit Union, Credit Union of Colorado and ELGA Credit Union. The company has 309 active competitors, including 79 funded and 30 that have exited. Its top competitors include companies like Nova Credit, Zest AI and Juvo.
Company Details
Provider of an AI-powered credit decisioning platform for financial institutions. The platform automates and enhances credit underwriting processes. It integrates with existing lending ecosystems to provide automated credit decisions. The companys technology uses diverse data sources and machine learning algorithms to score applicants, including those without traditional credit scores, and aims to promote fair and equitable lending.
- Website
- www.scienaptic.ai/
- Email ID
- *****@scienaptic.com
- Phone Number
- +1 **********
- Registered Address
- 753 1st Floor, 22nd Cross, 20th Main, Sector 2, HSR Layout, Bangalore, Bangalore, Karnataka, India, 560102
Key Metrics
Founded Year
2014
Location
New York City, United States
Stage
Series A
Total Funding
$9.9M in 4 rounds
Latest Funding Round
Investors
Ranked
5th among 309 active competitors
Annual Revenue
₹10 - ₹50 Cr as on Mar 31, 2025
Employee Count
125 as on Aug 31, 2025
Legal entities associated with Scienaptic
Scienaptic is associated with 2 legal entities given below:
Legal Entity Name | Date of Incorporation | Revenue | Latest Employee Count | Documents |
|---|---|---|---|---|
SCIENAPTIC SYSTEMS PRIVATE LIMITED CIN: U72200KA2014FTC076129 , India, Active | Sep 01, 2014 | ₹10 - ₹50 Cr (As on Mar 31, 2025) | 125 (As on Aug 01, 2025) | |
SCIENAPTIC SYSTEMS INC CIN: 47-1596539 , United States, Active | - | 8 (As on Dec 31, 2023) | - |
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Scienaptic's funding and investors
Scienaptic has raised a total funding of $9.9M over 4 rounds. Its first funding round was on Nov 15, 2016. Its latest funding round was a Series A round on Sep 09, 2024 for $*****. 6 investors participated in its latest round. Scienaptic has 8 institutional investors and 1 angel investor.
Here is the list of recent funding rounds of Scienaptic:
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Date of Funding | Funding Amount | Round Name | Post-Money Valuation | Revenue Multiple | Lead Investors | Other Investors |
|---|---|---|---|---|---|---|
Sep 09, 2024 | 8543721 | Series A | 6911015 | 6635700 | 1231576 | 3440414 |
Feb 13, 2020 | 3692072 | Series A | 5847028 | 6152261 | 8652134 | 8480037 |
Jul 22, 2019 | 7892001 | Series A | 1275076 | 6639140 | 9652087 |
View details of Scienaptic's funding rounds and investors
Scienaptic's founders and board of directors
Founder? Claim ProfileScienaptic's Board of Directors
Scienaptic's board has 3 active members. Pankaj Kulshreshtha is part of team and Lakshmi Anitha Garimella and Vinod Behari Kulshreshtha are independent board members.Here is the list of Scienaptic's board of directors:
Name | Type | Representing | Status | Duration |
|---|---|---|---|---|
Team | - | Current | 11y 11m | |
Independent board member | - | Current | 3y 11m | |
yudskbi | Independent board member | - | Current | 9y 8m |
Scienaptic's employee count trend
Scienaptic has 125 employees as of Aug 25. The total employee count is 19.0% more than what it was in Aug 24. Here is Scienaptic's employee count trend over the years:
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Scienaptic's Competitors and alternates
Top competitors of Scienaptic include Nova Credit, Zest AI and Juvo. Here is the list of Top 10 competitors of Scienaptic, ranked by Tracxn score:
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Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st | Nova Credit 2016, San Francisco (United States), Series D | Provider of unified consumer credit data infrastructure and analytics platform | $156M | 71/100 | |
2nd | Zest AI 2009, Burbank (United States), Series D | Provider of AI-enabled credit risk assessment platform | $319M | 66/100 | |
3rd | Juvo 2014, San Francisco (United States), Series B | Alternative credit soring solutions based on mobile data transactions | $59.3M | 66/100 | |
4th | Developer of software for automated financial decisioning and case management | $189M | 66/100 | ||
5th | Scienaptic 2014, New York City (United States), Series A | Provider of an AI-powered credit decisioning platform for financial institutions | $9.9M | 66/100 | |
6th | Demyst 2010, New York City (United States), Acquired | Provider of a platform for external data management and access | $64.5M | 65/100 | |
7th | CRS 2016, Huntington Beach (United States), Seed | Credit reporting API solutions for lenders | $1M | 59/100 | |
8th | Savvymoneycom 2009, Dublin (United States), Series F | Financial wellness platform empowering institutions to drive growth and strengthen relationships | $272M | 59/100 | |
9th | Applied Data Finance 2014, New York City (United States), Series C | Fair and responsible consumer lending solutions using data science and technology | $202M | 58/100 | |
10th | Credit rating agency | - | 56/100 |
Looking for more details on Scienaptic's competitors? Click here to see the top ones
Scienaptic's Investments and acquisitions
Scienaptic has made no investments or acquisitions yet.
Reports related to Scienaptic
Here is the latest report on Scienaptic's geography:
News related to Scienaptic
Media has covered Scienaptic for a total of 18 events in the last 1 year, 11 of them have been about company updates and 6 about partnerships.
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Barksdale Federal Credit Union Selects Scienaptic AI to Strengthen Fraud and Anomaly DetectionGlobal Fintech Series•May 11, 2026•Scienaptic, Barksdale Federal Credit Union
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Scienaptic AI Integrates with Temenos to Accelerate Smarter Lending for US Credit UnionsGlobal Fintech Series•Apr 27, 2026•Temenos, Scienaptic
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Genisys Credit Union Taps Scienaptic AI to Scale Inclusive LendingGlobal Fintech Series•Feb 03, 2026•Scienaptic
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Orion Financial to Deploy Scienaptic AI for Advanced Credit UnderwritingBusiness Wire•Jan 20, 2026•Orion FCU, Scienaptic
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GHS Federal Credit Union selects Scienaptic AI to Enable Smarter LendingGlobal Fintech Series•Jan 05, 2026•Scienaptic, GHS Federal Credit Union
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First Community Credit Union Chooses Scienaptic AI for Inclusive Lending, Member GrowthGlobal Fintech Series•Nov 04, 2025•Scienaptic, First Community Credit Union
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