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Scienaptic - About the company

Scienaptic is a series A company based in New York City (United States), founded in 2014 by Pankaj Kulshreshtha. It operates as a Provider of an AI-powered credit decisioning platform for financial institutions. Scienaptic has raised $9.9M in funding from investors like CoVantage Credit Union, Credit Union of Colorado and ELGA Credit Union. The company has 338 active competitors, including 80 funded and 31 that have exited. Its top competitors include companies like Nova Credit, Zest AI and Taktile.

Company Details

Provider of an AI-powered credit decisioning platform for financial institutions. The platform automates and enhances credit underwriting processes. It integrates with existing lending ecosystems to provide automated credit decisions. The companys technology uses diverse data sources and machine learning algorithms to score applicants, including those without traditional credit scores, and aims to promote fair and equitable lending.
Social
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Email ID
*****@scienaptic.com
Phone Number
+1 **********
Registered Address
753 1st Floor, 22nd Cross, 20th Main, Sector 2, HSR Layout, Bangalore, Bangalore, Karnataka, India, 560102
Key Metrics
Founded Year
2014
Location
New York City, United States
Stage
Series A
Total Funding
$9.9M in 4 rounds
Latest Funding Round
Ranked
Annual Revenue
₹10 - ₹50 Cr as on Mar 31, 2025
Employee Count
139 as on May 31, 2026
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Scienaptic's funding and investors

Scienaptic has raised a total funding of $9.9M over 4 rounds. Its first funding round was on Nov 15, 2016. Its latest funding round was a Series A round on Sep 09, 2024 for $*****. 6 investors participated in its latest round. Scienaptic has 8 institutional investors and 1 angel investor.

Here is the list of recent funding rounds of Scienaptic:lockFilter this list
Date of Funding
Funding Amount
Round Name
Post-Money Valuation
Revenue Multiple
Lead Investors
Other Investors
Sep 09, 2024
1598295
Series A
9253691
9938477
3219512
4001500
Feb 13, 2020
7699228
Series A
8096030
8664934
8152995
4307349
Jul 22, 2019
9069763
Series A
3451463
1673032
4429849
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Scienaptic's founders and board of directors

Founder? Claim Profile
The founders of Scienaptic is Pankaj Kulshreshtha. Pankaj Kulshreshtha is the CEO of Scienaptic.
Here are the details of Scienaptic's key team members:

Scienaptic's Board of Directors

Scienaptic's board has 3 active members. Pankaj Kulshreshtha is part of team and Lakshmi Anitha Garimella and Vinod Behari Kulshreshtha are independent board members.
Here is the list of Scienaptic's board of directors:
Name
Type
Representing
Status
Duration
Team
-
Current
12y 1m
Independent board member
-
Current
4y 1m
okqgnjb
Independent board member
-
Current
6y 4m

Scienaptic's employee count trend

Scienaptic has 139 employees as of May 26. The total employee count is 23.0% more than what it was in May 25. Here is Scienaptic's employee count trend over the years:
Employee count trend for Scienaptic
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Scienaptic's Competitors and alternates

Top competitors of Scienaptic include Nova Credit, Zest AI and Taktile. Here is the list of Top 10 competitors of Scienaptic, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for Nova Credit
Nova Credit
2016, San Francisco (United States), Series D
Provider of unified consumer credit data infrastructure and analytics platform
$156M
71/100
2nd
Logo for Scienaptic
Scienaptic
2014, New York City (United States), Series A
Provider of an AI-powered credit decisioning platform for financial institutions
$9.9M
69/100
3rd
Logo for Zest AI
Zest AI
2009, Burbank (United States), Series D
Provider of AI-enabled credit risk assessment platform
$319M
66/100
4th
Logo for Taktile
Taktile
2020, New York City (United States), Series C
Developer of software for automated financial decisioning and case management
$189M
66/100
5th
Logo for zypl.ai
zypl.ai
2019, Delaware (United States), Series A
AI-based credit scoring solution for financial and credit institutions
$9M
61/100
6th
Logo for Savvymoneycom
Savvymoneycom
2009, Dublin (United States), Series F
Financial wellness platform empowering institutions to drive growth and strengthen relationships
$272M
59/100
7th
Logo for Applied Data Finance
Applied Data Finance
2014, New York City (United States), Series C
Fair and responsible consumer lending solutions using data science and technology
$202M
58/100
8th
Logo for CredoLab
CredoLab
2016, Singapore (Singapore), Series A
Credit assessment & decisioning solutions provider
$10.1M
56/100
9th
Logo for Lendapi
Lendapi
2024, Irvine (United States), Seed
Provider of a no-code platform for building and deploying lending products. This platform allows financial institutions to design the complete lending process, from application to offer, with a few clicks. It features real-time testing and extensive customization options. The platform integrates with various fintech tools, including CRMs and data providers, streamlining operations. A visual underwriting tool and a powerful decision engine enable the creation and deployment of complex lending rules quickly. The platform aims to accelerate time-to-market, reduce operational costs, and increase lending revenue.
$3.22M
56/100
10th
Logo for Cerved
Cerved
1974, Milano (Italy), Public
Credit rating agency
-
56/100
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Scienaptic's Investments and acquisitions

Scienaptic has made no investments or acquisitions yet.

Reports related to Scienaptic

Here is the latest report on Scienaptic's geography:

News related to Scienaptic

lockFilter this list
Media has covered Scienaptic for a total of 17 events in the last 1 year, 11 of them have been about company updates and 5 about partnerships.
•
Genisys Credit Union Taps Scienaptic AI to Scale Inclusive LendingGlobal Fintech Series•Feb 03, 2026•Scienaptic
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