When was Scienaptic founded?

Scienaptic was founded in 2014 and raised its 1st funding round 2 years after it was founded.

Where is Scienaptic located?

Scienaptic is headquartered in New York City, United States. It is registered at 753 1st Floor, 22nd Cross, 20th Main, Sector 2, HSR Layout, Bangalore, Bangalore, Karnataka, India, 560102.

Who is the current CEO of Scienaptic?

Pankaj Kulshreshtha of Scienaptic. They have also founded 1 company.

Which legal entities is Scienaptic associated with?

Scienaptic is associated with SCIENAPTIC SYSTEMS PRIVATE LIMITED and 1 other.

How many employees does Scienaptic have?

As of Aug 31, 2025, the latest employee count at Scienaptic is 125.

Is Scienaptic a funded company?

Scienaptic is a funded company, having raised a total of $9.9M across 4 funding rounds to date. The company's 1st funding round was a $***** Angel round, raised on Nov 15, 2016.

When was the latest funding round of Scienaptic?

Scienaptic's latest funding was a $***** Series A round on Sep 09, 2024, with participation from 6 investors.

What is the annual revenue of Scienaptic?

Annual revenue of Scienaptic is between ₹10 Cr and ₹50 Cr as on Mar 31, 2025

Where does Scienaptic rank among its competitors?

Scienaptic ranks 4th amongst 320 active competitors, of which 86 are funded. It stands 8th in terms of total funding among its competitors. The most recent competitor to raise funding was Zest AI, which secured an undisclosed amount in Nov, 2025.

Who are the top competitors of Scienaptic?

Scienaptic's top competitors include Borrowell, Juvo and Nova Credit. Among them, Zest AI secured the most recent funding round in November, 2025.

Scienaptic - 2026 Company Profile, Team, Funding, Competitors & Financials

Scienaptic is a series A company based in New York City (United States), founded in 2014 by Pankaj Kulshreshtha and Pankaj Jain. It operates as a Provider of an AI-powered credit decisioning platform for financial institutions. Scienaptic has raised $9.9M in funding from investors like CoVantage Credit Union, Credit Union of Colorado and ELGA Credit Union. The company has 320 active competitors, including 86 funded and 30 that have exited. Its top competitors include companies like Borrowell, Juvo and Nova Credit.

Company Details

Provider of an AI-powered credit decisioning platform for financial institutions. The platform automates and enhances credit underwriting processes. It integrates with existing lending ecosystems to provide automated credit decisions. The companys technology uses diverse data sources and machine learning algorithms to score applicants, including those without traditional credit scores, and aims to promote fair and equitable lending.

Website: www.scienaptic.ai/
Social
Email ID: *****@scienaptic.com
Phone Number: +1 **********
Registered Address: 753 1st Floor, 22nd Cross, 20th Main, Sector 2, HSR Layout, Bangalore, Bangalore, Karnataka, India, 560102

Key Metrics

Founded Year

2014

Location

New York City, United States

Stage

Series A

Total Funding

$9.9M in 4 rounds

Latest Funding Round

Series A, Sep 09, 2024, $*****

Investors

CoVantage Credit Union & 8 more

Ranked

4^th among 320 active competitors

Annual Revenue

₹10 - ₹50 Cr as on Mar 31, 2025

Employee Count

125 as on Aug 31, 2025

Similar Companies

Cleo & 2179 more

View Scienaptic's full profile

Scienaptic is associated with 2 legal entities given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
SCIENAPTIC SYSTEMS PRIVATE LIMITED CIN: U72200KA2014FTC076129 , India, Active	Sep 01, 2014	₹10 - ₹50 Cr (As on Mar 31, 2025)	125 (As on Aug 01, 2025)
SCIENAPTIC SYSTEMS INC CIN: 47-1596539 , United States, Active		-	8 (As on Dec 31, 2023)	-

Scienaptic has raised a total funding of $9.9M over 4 rounds. Its first funding round was on Nov 15, 2016. Its latest funding round was a Series A round on Sep 09, 2024 for $*****. 6 investors participated in its latest round. Scienaptic has 8 institutional investors and 1 angel investor.

Here is the list of recent funding rounds of Scienaptic:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Sep 09, 2024	9042769	Series A	6472074	9938362	3463826	7965523
Feb 13, 2020	9464108	Series A	4525873	4065809	9062555	9908089
Jul 22, 2019	8011613	Series A	6308744	4452021	7649387	TVS Motor

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View details of Scienaptic's funding rounds and investors

The founders of Scienaptic are Pankaj Kulshreshtha and Pankaj Jain. Pankaj Kulshreshtha is the CEO of Scienaptic.

Here are the details of Scienaptic's key team members:

Pankaj Kulshreshtha: Founder & CEO of Scienaptic. They serve on the board of 1 company.
Contact Info: 2 phone numbers
Pankaj Jain: Cofounder & President of Scienaptic.

Scienaptic's Board of Directors

Scienaptic's board has 3 active members. Pankaj Kulshreshtha is part of team and Lakshmi Anitha Garimella and Vinod Behari Kulshreshtha are independent board members.

Here is the list of Scienaptic's board of directors:

Name	Type	Representing	Status	Duration
Pankaj Kulshreshtha	Team	-	Current	11y 9m
Lakshmi Anitha Garimella	Independent board member	-	Current	3y 9m
aznhslp	Independent board member	-	Current	2y 3m

View details of Scienaptic's Founder profiles and Board Members

Scienaptic's employee count trend

Scienaptic has 125 employees as of Aug 25. The total employee count is 19.0% more than what it was in Aug 24. Here is Scienaptic's employee count trend over the years:

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Top competitors of Scienaptic include Borrowell, Juvo and Nova Credit. Here is the list of Top 10 competitors of Scienaptic, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Borrowell 2014, Toronto (Canada), Series B	Provider of a credit monitoring and financial products comparison platform	$53.6M	Equitable Bank, White Star Capital & 28 others	76/100
2nd	Juvo 2014, San Francisco (United States), Series B	Alternative credit soring solutions based on mobile data transactions	$59.3M	Wing Venture Capital, New Enterprise Associates ... & 15 others	72/100
3rd	Nova Credit 2016, San Francisco (United States), Series D	Provider of unified consumer credit data infrastructure and analytics platform	$156M	General Catalyst, Financial Solutions Lab ... & 35 others	71/100
4th	Scienaptic 2014, New York City (United States), Series A	Provider of an AI-powered credit decisioning platform for financial institutions	$9.9M	TVS Motor, 4Front Credit Union & 7 others	71/100
5th	Nithio 2017, Washington, DC (United States), Series B	Analytics & financial solutions for the distributed solar energy sectors	$63.8M	ElectriFI, The Rise Fund & 12 others	68/100
6th	Zest AI 2009, Burbank (United States), Series D	Provider of AI-enabled credit risk assessment platform	$319M	Insight Partners, SchoolsFirst Federal Credit Union ... & 30 others	66/100
7th	Demyst 2010, New York City (United States), Acquired	Provider of a platform for external data management and access	$64.5M	Accion, MissionOG & 13 others	65/100
8th	Taktile 2020, Berlin (Germany), Series B	Provider of an agentic decision platform for financial service applications	$78.8M	Index Ventures, Tiger Global Management & 19 others	64/100
9th	Braviant Holdings 2014, Chicago (United States), Series A	Credit assessment solutions for individuals and businesses	$7.1M	Keystone, Loom Capital Group	60/100
10th	CRS 2016, Huntington Beach (United States), Seed	Credit reporting API solutions for lenders	$1M	IA Capital Group, Fresh Ventures & 3 others	59/100