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Scienaptic - About the company

Scienaptic is a series A company based in New York City (United States), founded in 2014. It operates as a Provider of an AI-powered credit decisioning platform for financial institutions. Scienaptic has raised $9.9M in funding from investors like CoVantage Credit Union, Credit Union of Colorado and ELGA Credit Union. The company has 309 active competitors, including 79 funded and 30 that have exited. Its top competitors include companies like Nova Credit, Zest AI and Juvo.

Company Details

Provider of an AI-powered credit decisioning platform for financial institutions. The platform automates and enhances credit underwriting processes. It integrates with existing lending ecosystems to provide automated credit decisions. The companys technology uses diverse data sources and machine learning algorithms to score applicants, including those without traditional credit scores, and aims to promote fair and equitable lending.
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Email ID
*****@scienaptic.com
Phone Number
+1 **********
Registered Address
753 1st Floor, 22nd Cross, 20th Main, Sector 2, HSR Layout, Bangalore, Bangalore, Karnataka, India, 560102
Key Metrics
Founded Year
2014
Location
New York City, United States
Stage
Series A
Total Funding
$9.9M in 4 rounds
Latest Funding Round
Ranked
Annual Revenue
₹10 - ₹50 Cr as on Mar 31, 2025
Employee Count
125 as on Aug 31, 2025
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Scienaptic's funding and investors

Scienaptic has raised a total funding of $9.9M over 4 rounds. Its first funding round was on Nov 15, 2016. Its latest funding round was a Series A round on Sep 09, 2024 for $*****. 6 investors participated in its latest round. Scienaptic has 8 institutional investors and 1 angel investor.

Here is the list of recent funding rounds of Scienaptic:lockFilter this list
Date of Funding
Funding Amount
Round Name
Post-Money Valuation
Revenue Multiple
Lead Investors
Other Investors
Sep 09, 2024
8543721
Series A
6911015
6635700
1231576
3440414
Feb 13, 2020
3692072
Series A
5847028
6152261
8652134
8480037
Jul 22, 2019
7892001
Series A
1275076
6639140
9652087
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Scienaptic's founders and board of directors

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Scienaptic's Board of Directors

Scienaptic's board has 3 active members. Pankaj Kulshreshtha is part of team and Lakshmi Anitha Garimella and Vinod Behari Kulshreshtha are independent board members.
Here is the list of Scienaptic's board of directors:
Name
Type
Representing
Status
Duration
Team
-
Current
11y 11m
Independent board member
-
Current
3y 11m
yudskbi
Independent board member
-
Current
9y 8m

Scienaptic's employee count trend

Scienaptic has 125 employees as of Aug 25. The total employee count is 19.0% more than what it was in Aug 24. Here is Scienaptic's employee count trend over the years:
Employee count trend for Scienaptic
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Scienaptic's Competitors and alternates

Top competitors of Scienaptic include Nova Credit, Zest AI and Juvo. Here is the list of Top 10 competitors of Scienaptic, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for Nova Credit
Nova Credit
2016, San Francisco (United States), Series D
Provider of unified consumer credit data infrastructure and analytics platform
$156M
71/100
2nd
Logo for Zest AI
Zest AI
2009, Burbank (United States), Series D
Provider of AI-enabled credit risk assessment platform
$319M
66/100
3rd
Logo for Juvo
Juvo
2014, San Francisco (United States), Series B
Alternative credit soring solutions based on mobile data transactions
$59.3M
66/100
4th
Logo for Taktile
Taktile
2020, Berlin (Germany), Series C
Developer of software for automated financial decisioning and case management
$189M
66/100
5th
Logo for Scienaptic
Scienaptic
2014, New York City (United States), Series A
Provider of an AI-powered credit decisioning platform for financial institutions
$9.9M
66/100
6th
Logo for Demyst
Demyst
2010, New York City (United States), Acquired
Provider of a platform for external data management and access
$64.5M
65/100
7th
Logo for CRS
CRS
2016, Huntington Beach (United States), Seed
Credit reporting API solutions for lenders
$1M
59/100
8th
Logo for Savvymoneycom
Savvymoneycom
2009, Dublin (United States), Series F
Financial wellness platform empowering institutions to drive growth and strengthen relationships
$272M
59/100
9th
Logo for Applied Data Finance
Applied Data Finance
2014, New York City (United States), Series C
Fair and responsible consumer lending solutions using data science and technology
$202M
58/100
10th
Logo for Cerved
Cerved
1974, Milano (Italy), Public
Credit rating agency
-
56/100
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Scienaptic's Investments and acquisitions

Scienaptic has made no investments or acquisitions yet.

Reports related to Scienaptic

Here is the latest report on Scienaptic's geography:

News related to Scienaptic

lockFilter this list
Media has covered Scienaptic for a total of 18 events in the last 1 year, 11 of them have been about company updates and 6 about partnerships.
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