Where is PayNet located?

PayNet is headquartered in Skokie, United States.

How many employees does PayNet have?

As of May 31, 2026, the latest employee count at PayNet is 27.

Where does PayNet rank among its competitors?

PayNet ranks 197th amongst 386 active competitors, of which 90 are funded. It stands 11th in terms of total funding among its competitors. The most recent competitor to raise funding was Taktile, which secured $110M in May, 2026.

Who are the top competitors of PayNet?

PayNet's top competitors include Nova Credit, Scienaptic and Zest AI. Among them, Taktile secured the most recent funding round in May, 2026.

PayNet - 2026 Company Profile & Competitors

Company Details

PayNet provides credit ratings on small businesses and enables lenders in risk management. It offer its solution to banks and commercial finance institution. It tracks lending and default data on more than 22M small business loans compiled from their proprietary database of $1.2 T in loan value from leading U.S. lenders which is updated monthly. It helps in portfolio risk measurement, default forecasting, peer benchmarking, industry trend analysis etc.

Website: paynet.com
Social

Key Metrics

Founded Year

1999

Location

Skokie, United States

Stage

Acqui-Hired

Ranked

197^th among 386 active competitors

Employee Count

27 as on May 31, 2026

Similar Companies

Nova Credit & 428 more

View PayNet's full profile

PayNet has not raised any funding rounds yet.

PayNet's employee count trend

PayNet has 27 employees as of May 26. Here is PayNet's employee count trend over the years:

Uncover PayNet's growth story! Sign up today!

Access Tracxn on any website

Our Google Chrome extension lets you view company details while browsing their websites

Install Tracxn Extension

Top competitors of PayNet include Nova Credit, Scienaptic and Zest AI. Here is the list of Top 10 competitors of PayNet, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Nova Credit 2016, San Francisco (United States), Series D	Provider of unified consumer credit data infrastructure and analytics platform	$156M	Kleiner Perkins, Financial Solutions Lab ... & 36 others	71/100
2nd	Scienaptic 2014, New York City (United States), Series A	Provider of an AI-powered credit decisioning platform for financial institutions	$9.9M	TVS Motor, 4Front Credit Union & 7 others	69/100
3rd	Zest AI 2009, Burbank (United States), Series D	Provider of AI-enabled credit risk assessment platform	$319M	Insight Partners, SchoolsFirst Federal Credit Union ... & 30 others	66/100
4th	Taktile 2020, Berlin (Germany), Series C	Developer of software for automated financial decisioning and case management	$189M	Index Ventures, Goldman Sachs & 20 others	66/100
5th	zypl.ai 2019, Delaware (United States), Series A	AI-based credit scoring solution for financial and credit institutions	$9M	White Hill Capital, Prosus & 13 others	61/100
6th	Savvymoneycom 2009, Dublin (United States), Series F	Financial wellness platform empowering institutions to drive growth and strengthen relationships	$272M	Spectrum Equity, Canapi Ventures & 6 others	59/100
7th	Applied Data Finance 2014, New York City (United States), Series C	Fair and responsible consumer lending solutions using data science and technology	$202M	MAI Capital Management, Colchis Capital Management ... & 4 others	58/100
8th	Lendapi 2024, Irvine (United States), Seed	Provider of a no-code platform for building and deploying lending products. This platform allows financial institutions to design the complete lending process, from application to offer, with a few clicks. It features real-time testing and extensive customization options. The platform integrates with various fintech tools, including CRMs and data providers, streamlining operations. A visual underwriting tool and a powerful decision engine enable the creation and deployment of complex lending rules quickly. The platform aims to accelerate time-to-market, reduce operational costs, and increase lending revenue.	$3.22M	Cohen Circle, Techstars & 4 others	56/100
9th	Cerved 1974, Milano (Italy), Public	Credit rating agency	-	FSI, Clessidra Private Equity & 1 others	56/100
10th	Planky 2013, London (United Kingdom), Acquired	Analytical software for financial insights and credit risk solutions	$375K	Mercia, Bankia Fintech & 3 others	55/100
197th	PayNet 1999, Skokie (United States), Acqui-Hired	Credit risk management solutions for commercial lenders	-	-	24/100