When was PaySense founded?

PaySense was founded in 2015 and raised its 1st funding round within a year of its incorporation.

Where is PaySense located?

PaySense is headquartered in Mumbai, India. It is registered at HAVELOCK ROAD, Singapore, 59763.

Which legal entities is PaySense associated with?

PaySense is associated with PAYSENSE PTE. LTD. and 1 other.

How many employees does PaySense have?

As of Sep 30, 2026, the latest employee count at PaySense is 240.

Is PaySense a funded company?

PaySense is a funded company, having raised a total of $34.1M across 4 funding rounds to date. The company's 1st funding round was a $***** Seed round, raised on Jun 03, 2015.

How much is PaySense worth?

The last known valuation of PaySense was $***** as of Dec 23, 2019.

When was the latest funding round of PaySense?

PaySense's latest funding was a $***** Series B round on Jun 25, 2019, with participation from 3 investors.

What is the annual revenue of PaySense?

Annual revenue of PaySense is between ₹100 Cr and ₹500 Cr as on Mar 31, 2026

Where does PaySense rank among its competitors?

PaySense ranks 10th amongst 240 active competitors, of which 30 are funded. It stands 5th in terms of total funding among its competitors. The most recent competitor to raise funding was WeRize, which secured $7M in Jun, 2026.

Who are the top competitors of PaySense?

PaySense's top competitors include BharatPe, WeRize and Kredivo Holdings. Among them, WeRize secured the most recent funding round in June, 2026.

PaySense - 2026 Company Profile, Team, Funding, Competitors & Financials

Q: Is PaySense an acquired company?

PaySense got acquired by PayU on Dec 23, 2019.

PaySense is an acquired company based in Mumbai (India), founded in 2015 by Prashanth Ranganathan and Sayali Karanjkar. It operates as an Online platform for consumer loans. PaySense has raised $34.1M in funding from investors like Naspers, Nexus Venture Partners and PayU, with last known valuation of $*****. The company has 240 active competitors, including 30 funded and 8 that have exited. Its top competitors include companies like BharatPe, WeRize and Kredivo Holdings.

Company Details

Online platform for consumer loans. It offers unsecured personal financing, auto loans, and home improvement loans with flexible interest rates, terms, and repayment options. It uses proprietary risk evaluation and measurement software for credit assessment. The application is available on the Android platform.

Website: gopaysense.com
Social
Email ID: *****@gopaysense.com
Registered Address: HAVELOCK ROAD, Singapore, 59763

Key Metrics

Founded Year

2015

Location

Mumbai, India

Stage

Acquired

Total Funding

$34.1M in 4 rounds

Latest Funding Round

Series B, Jun 25, 2019, $*****

Last Known Valuation

$***** as on Dec 23, 2019

Investors

Naspers & 19 more

Ranked

10^th among 240 active competitors

Annual Revenue

₹100 - ₹500 Cr as on Mar 31, 2026

Employee Count

240 as on Sep 30, 2026

Similar Companies

MoMo & 514 more

Exit Details

Acquired by PayU (Dec 23, 2019)

View PaySense's full profile

PaySense is associated with 2 legal entities given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Reports
PAYSENSE PTE. LTD. UEN: 201503478E , Singapore, Active	Feb 04, 2015	-	-
PAYSENSE SERVICES INDIA PRIVATE LIMITED CIN: U72100MH2015PTC266824 , India, Active	Jul 24, 2015	₹100 - ₹500 Cr (As on Mar 31, 2026)	64 (As on May 01, 2026)

PaySense got acquired by PayU on Dec 23, 2019 at an acquisition amount of $*****.

Click here to take a look at PaySense's acquisition in detail

PaySense has raised a total funding of $34.1M over 4 rounds. Its first funding round was on Jun 03, 2015. Its latest funding round was a Series B round on Jun 25, 2019 for $*****. 3 investors participated in its latest round. PaySense has 10 institutional investors and 10 angel investors.

Here is the list of recent funding rounds of PaySense:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Jun 25, 2019	5470464	Series B	2036249	7679529	2564447	3181949
Jun 25, 2018	4092415	Series B	3468191	8880129	6441088	Nexus Venture Partners & 7 more
Dec 21, 2016	7823933	Series A	3846249	5537303	Naspers & 1 more	Nexus Venture Partners & 2 more

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View details of PaySense's funding rounds and investors

The founders of PaySense are Prashanth Ranganathan and Sayali Karanjkar.

Here are the details of PaySense's key team members:

Prashanth Ranganathan: Former Co-Founder of PaySense and founder of 2 other companies, Zinc and Truvie Security. They are also an angel investor in 2 startups and serve on the boards of 2 companies.
Contact Info: 2 phone numbers
Sayali Karanjkar: Former Co-Founder of PaySense and founder of 1 other company. They are also an angel investor in 9 startups and serve on the boards of 2 companies.
Contact Info: 1 phone number

PaySense's Board of Directors

PaySense's board has 3 active members. Patrick Jeremy Thomas Ellis, Gitte Corine Groenewold-wong and Ho Wui Mee Marian are independent board members.

Here is the list of PaySense's board of directors:

Name	Type	Representing	Status	Duration
brmkrdp	Team	-	Past	3y 4m
Patrick Jeremy Thomas Ellis	Independent board member	-	Current	3y 1m
yhqgiss	Independent board member	-	Current	6y 7m
cdjmbyy	Independent board member	-	Current	1y 7m
gvtph{w	Independent board member	-	Past	1y 4m
it{myvb	Independent board member	-	Past	8y 8m
{pryggu	Independent board member	-	Past	8y 8m
mxnsaea	Independent board member	-	Past	6y 9m
afznlmq	Independent board member	-	Past	5y 4m

View details of PaySense's Founder profiles and Board Members

PaySense's employee count trend

PaySense has 240 employees as of Sep 26. Here is PaySense's employee count trend over the years:

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Top competitors of PaySense include BharatPe, WeRize and Kredivo Holdings. Here is the list of Top 10 competitors of PaySense, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	BharatPe 2018, Gurugram (India), Series E	Provider of payment solutions, lending, and investment opportunities for businesses	$584M	Ribbit Capital, Coatue & 60 others	86/100
2nd	WeRize 2019, Bengaluru (India), Series B	Provider of credit insurance and savings products for small town families	$35.1M	Orios Venture Partners, 3one4 Capital & 8 others	73/100
3rd	Kredivo Holdings 2015, Jakarta (Indonesia), Series D	Provider of a consumer lending platform for financial applications	$660M	Jungle Ventures, Square Peg Ventures & 35 others	69/100
4th	BankBazaar 2008, Chennai (India), Series D	Online platform providing tools for comparing and applying for financial products	$134M	Walden International, Peak XV Partners & 47 others	68/100
5th	i2i 2015, Noida (India), Seed	P2P lending platform for consumers & businesses	$1.68M	SucSEED, Transerve & 68 others	65/100
6th	IndiaLends 2014, Gurugram (India), Acquired	Provider of personal loans, business loans, gold loans, and credit cards	$25.8M	DSG Consumer Partners, American Express & 21 others	64/100
7th	Finfinity 2023, Mumbai (India), Seed	Provider of a platform for loans, investments, and wellness products	$4.63M	Complete Circle Capital, Kochar Sons & 49 others	60/100
8th	Paisabazaar 2014, Gurugram (India), Funding Raised	Online financial marketplace that offers a range of personal loan and credit card options to consumers	-	Axis Bank	58/100
9th	FinanceBuddha 2012, Bengaluru (India), Public	Provider of a loan matching service for personal and business loans	$576K	Acsys Investments, Lucky Investment Managers ... & 38 others	58/100
10th	PaySense 2015, Mumbai (India), Acquired	Online platform for consumer loans	$34.1M	Nexus Venture Partners, Prosus & 18 others	58/100

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Looking for more details on PaySense's competitors? Click here to see the top ones

PAYSENSE SERVICES INDIA PRIVATE LIMITED, the legal entity associated with PaySense, generated between ₹100 Cr and ₹500 Cr in revenue for the financial year ending on Mar 31, 2026. The revenue of PAYSENSE SERVICES INDIA PRIVATE LIMITED has a compounded annual growth rate (CAGR) of -17% in the last 1 year.

Financial Statement Summary

Metrics	FY 2025-26	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22
Income Statement
Revenue	4760	6841	7421	3710	1077
Total Sales	7608	2268	8843	5958	2547
Total Expenses	6687	5600	2650	9227	3599
Operating Expenses	2771	7502	8154	5470	8445
Employee Expenses	2553	2388	8897	8382	5110
Marketing Expenses	3865	5879	2486	9198	4675
Operating Income (EBIT)	1575	7337	1261	5528	9271
Interest Expenses	3358	4628	7607	2437	9225
Expenses from other activities	9118	7950	1870	4364	7457
Information Technology Expenses	4185	9028	3064	8576	7847
EBITDA	9954	5234	6765	7537	6684
Taxes	9011	1339	6656	5554	1883
Net Profit	8027	9816	6096	1529	5793
Balance Sheet
Assets	7821	4481	9065	1305	2442
Cash Equivalent	9532	7507	2843	5451	4152
Accounts Receivables	3962	2513	4699	5016	7327
Inventory	2079	4290	2482	5412	9951
Liabilities	4084	3895	6951	5095	2561
Total Debt	9367	2440	1295	3547	1947
Accounts Payable	7206	9072	5306	2010	3199
Equities	7434	3463	1750	2210	6650
Cashflow Statement
Cash from Operating activities	7373	8711	6605	1738	4527
Cash from Investing activities	6114	9050	7804	6049	4228
Net cash from Financing activities	4596	5099	3353	7557	9587

Detailed Financials (Income Statement, Balance Sheet, Cashflow Statement)

Funds (largest shareholder) own 56.20%, Enterprises own 1.98%, Angels own 2.19% and Other People own 30.39%.

Shareholders Name	Post Round Holding %	Net worth	Cumulative Investment	Realised Returns	Unrealised Returns	Return Multiple
Fund	56.20%	75.2M	6348429	3729165	2965296	1709488
Nexus Venture Partners	4369159	8110924	5787100	6819241	4873341	4974120
Naspers	2623330	8335633	5384477	7553928	8180671	8601693
Jungle Ventures	9825129	7345174	7864507	6926428	6505710	7846496
YL Angel One	0	0	0	0	0	0
Enterprise	1.98%	2.64M	1	7	1	2
Angel	2.19%	2.92M	89	60	24	72
Other People	30.39%	40.7M	9260279	4144885	5876247	9545133
ESOP Pool	9.25%	12.4M	2613174	2173768	6309412	8669057
Total	100.00%	13.4Cr	3558348	1590796	2942401	7192904