When was PaySense founded?

PaySense was founded in 2015 and raised its 1st funding round within a year of its incorporation.

Where is PaySense located?

PaySense is headquartered in Mumbai, India. It is registered at HAVELOCK ROAD, Singapore, 59763.

Which legal entities is PaySense associated with?

PaySense is associated with PAYSENSE PTE. LTD. and 1 other.

How many employees does PaySense have?

As of Sep 30, 2026, the latest employee count at PaySense is 240.

Is PaySense a funded company?

PaySense is a funded company, having raised a total of $34.1M across 4 funding rounds to date. The company's 1st funding round was a $***** Seed round, raised on Jun 03, 2015.

How much is PaySense worth?

The last known valuation of PaySense was $***** as of Dec 23, 2019.

When was the latest funding round of PaySense?

PaySense's latest funding was a $***** Series B round on Jun 25, 2019, with participation from 3 investors. Its primary sector is Digital Lending. In India, the Digital Lending sector has seen $1.9B in funding in 2026 to date.

What is the annual revenue of PaySense?

Annual revenue of PaySense is between ₹100 Cr and ₹500 Cr as on Mar 31, 2026

Where does PaySense rank among its competitors?

PaySense ranks 12th amongst 203 active competitors, of which 33 are funded. It stands 7th in terms of total funding among its competitors. The most recent competitor to raise funding was BharatPe, which secured $14M in Sep, 2026.

Who are the top competitors of PaySense?

PaySense's top competitors include BharatPe, WeRize and Kredivo Holdings. Among them, BharatPe secured the most recent funding round in September, 2026.

PaySense - 2026 Company Profile, Team, Funding, Competitors & Financials

Q: Is PaySense an acquired company?

PaySense got acquired by PayU on Dec 23, 2019.

Company Details

Online platform for consumer loans. It offers unsecured personal financing, auto loans, and home improvement loans with flexible interest rates, terms, and repayment options. It uses proprietary risk evaluation and measurement software for credit assessment. The application is available on the Android platform.

Website: gopaysense.com
Social
Email ID: *****@gopaysense.com
Registered Address: HAVELOCK ROAD, Singapore, 59763

Key Metrics

Founded Year

2015

Location

Mumbai, India

Stage

Acquired

Total Funding

$34.1M in 4 rounds

Latest Funding Round

Series B, Jun 25, 2019, $*****

Last Known Valuation

$***** as on Dec 23, 2019

Investors

Naspers & 19 more

Ranked

12^th among 203 active competitors

Annual Revenue

₹100 - ₹500 Cr as on Mar 31, 2026

Employee Count

240 as on Sep 30, 2026

Similar Companies

MoMo & 476 more

Exit Details

Acquired by PayU (Dec 23, 2019)

View PaySense's full profile

PaySense is associated with 2 legal entities given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Reports
PAYSENSE PTE. LTD. UEN: 201503478E , Singapore, Active	Feb 04, 2015	-	-
PAYSENSE SERVICES INDIA PRIVATE LIMITED CIN: U72100MH2015PTC266824 , India, Active	Jul 24, 2015	₹100 - ₹500 Cr (As on Mar 31, 2026)	64 (As on May 01, 2026)

PaySense got acquired by PayU on Dec 23, 2019 at an acquisition amount of $*****.

Click here to take a look at PaySense's acquisition in detail

PaySense has raised a total funding of $34.1M over 4 rounds. Its first funding round was on Jun 03, 2015. Its latest funding round was a Series B round on Jun 25, 2019 for $*****. 3 investors participated in its latest round. PaySense has 10 institutional investors and 10 angel investors.

Here is the list of recent funding rounds of PaySense:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Jun 25, 2019	4643346	Series B	1782245	7977420	2099181	1362869
Jun 25, 2018	7895355	Series B	7173370	8779136	6880811	Nexus Venture Partners & 7 more
Dec 21, 2016	2409008	Series A	8718607	2519957	Naspers & 1 more	Nexus Venture Partners & 2 more

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View details of PaySense's funding rounds and investors

The founders of PaySense are Prashanth Ranganathan and Sayali Karanjkar.

Here are the details of PaySense's key team members:

Prashanth Ranganathan: Former Co-Founder of PaySense and founder of 2 other companies, Zinc and Truvie Security. They are also an angel investor in 2 startups and serve on the boards of 2 companies.
Contact Info: 2 phone numbers
Sayali Karanjkar: Former Co-Founder of PaySense and founder of 1 other company. They are also an angel investor in 9 startups and serve on the boards of 2 companies.
Contact Info: 1 phone number

PaySense's Board of Directors

PaySense's board has 3 active members. Patrick Jeremy Thomas Ellis, Gitte Corine Groenewold-wong and Ho Wui Mee Marian are independent board members.

Here is the list of PaySense's board of directors:

Name	Type	Representing	Status	Duration
ivyhfdk	Team	-	Past	5y 8m
Patrick Jeremy Thomas Ellis	Independent board member	-	Current	3y 3m
svzqhah	Independent board member	-	Current	7y 3m
yklqgjd	Independent board member	-	Current	8y 4m
zvvbqsm	Independent board member	-	Past	8y 1m
fxgzvdu	Independent board member	-	Past	2y 9m
bsjvglv	Independent board member	-	Past	7y 1m
cgtbbht	Independent board member	-	Past	8y 3m
ysppl{t	Independent board member	-	Past	6y 9m

View details of PaySense's Founder profiles and Board Members

PaySense's employee count trend

PaySense has 240 employees as of Sep 26. Here is PaySense's employee count trend over the years:

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Top competitors of PaySense include BharatPe, WeRize and Kredivo Holdings. Here is the list of Top 10 competitors of PaySense, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	BharatPe 2018, Gurugram (India), Series E	Provider of payment solutions, lending, and investment opportunities for businesses	$584M	Ribbit Capital, Coatue & 61 others	86/100
2nd	WeRize 2019, Bengaluru (India), Series B	Provider of credit insurance and savings products for small town families	$35.1M	Orios Venture Partners, 3one4 Capital & 8 others	73/100
3rd	Kredivo Holdings 2015, Jakarta (Indonesia), Series D	Provider of a consumer lending platform for financial applications	$660M	Jungle Ventures, Square Peg Ventures & 35 others	69/100
4th	BankBazaar 2008, Chennai (India), Series D	Provider of online financial services and credit score tracking tools	$134M	Walden International, Peak XV Partners & 47 others	68/100
5th	i2i 2015, Noida (India), Seed	P2P lending platform for consumers & businesses	$1.68M	SucSEED, Transerve & 68 others	64/100
6th	IndiaLends 2014, Gurugram (India), Acquired	Provider of an online financial marketplace for personal loans, credit cards, and credit score monitoring services	$25.5M	DSG Consumer Partners, American Express Ventures ... & 20 others	63/100
7th	KrazyBee 2016, Bengaluru (India), Series D	Non banking financial institution that offers personal and offline loan services through a digital platform	$313M	Premji Invest, MUFG & 44 others	61/100
8th	KreditBee 2016, Bengaluru (India), Series E	Provider of personal finance solutions facilitating loan transactions between borrowers and financial institutions	$472M	Motilal Oswal, Premji Invest & 22 others	59/100
9th	Finfinity 2023, Mumbai (India), Seed	Provider of a platform for loans, investments, and wellness products	$4.63M	Complete Circle Capital, Kochar Sons & 49 others	59/100
10th	Lendbox 2015, Delhi (India), Series A	Provider of peer-to-peer lending platform connecting lenders and borrowers	$3.05M	Orios Venture Partners, IvyCap Ventures & 3 others	59/100
12th	PaySense 2015, Mumbai (India), Acquired	Online platform for consumer loans	$34.1M	Nexus Venture Partners, Prosus & 18 others	58/100

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Looking for more details on PaySense's competitors? Click here to see the top ones

PAYSENSE SERVICES INDIA PRIVATE LIMITED, the legal entity associated with PaySense, generated between ₹100 Cr and ₹500 Cr in revenue for the financial year ending on Mar 31, 2026. The revenue of PAYSENSE SERVICES INDIA PRIVATE LIMITED has a compounded annual growth rate (CAGR) of -17% in the last 1 year.

Financial Statement Summary

Metrics	FY 2025-26	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22
Income Statement
Revenue	5011	6830	8637	9080	7756
Total Sales	3828	8708	9050	1499	1760
Total Expenses	1605	2843	6771	7525	1011
Operating Expenses	3817	3226	2644	3363	9288
Employee Expenses	5602	3571	2541	7663	7795
Marketing Expenses	3199	5023	8846	8835	7511
Operating Income (EBIT)	7110	8574	8268	7134	9964
Interest Expenses	7421	3846	1347	6671	6099
Expenses from other activities	1506	7893	4736	7226	5822
Information Technology Expenses	1516	6577	9876	4165	5401
EBITDA	4490	3387	1202	4733	8409
Taxes	3946	1969	3685	7711	7188
Net Profit	7314	9633	3897	6602	4975
Balance Sheet
Assets	7489	1038	4246	2113	3445
Cash Equivalent	4175	3597	5342	2341	6610
Accounts Receivables	2839	5518	8006	9108	8554
Inventory	4138	7826	3830	6247	4393
Liabilities	2327	3160	9237	3571	2665
Total Debt	5132	4700	9729	3439	4528
Accounts Payable	5596	3730	3506	6358	7164
Equities	4807	8391	2058	3147	8968
Cashflow Statement
Cash from Operating activities	9136	6992	7707	5307	9312
Cash from Investing activities	3984	2620	3482	9573	7771
Net cash from Financing activities	6444	2474	8602	7520	7068

Detailed Financials (Income Statement, Balance Sheet, Cashflow Statement)

Funds (largest shareholder) own 56.20%, Enterprises own 1.98%, Angels own 2.19% and Other People own 30.39%.

Shareholders Name	Post Round Holding %	Net worth	Cumulative Investment	Realised Returns	Unrealised Returns	Return Multiple
Fund	56.20%	75.2M	3160347	1123227	4540220	6445205
Nexus Venture Partners	2180230	1669341	5075220	3084651	6489300	8417294
Naspers	3354876	6905538	2807164	4995307	2594244	8027663
Jungle Ventures	6483597	4527925	8597212	3830603	8332859	5964381
YL Angel One	0	0	0	0	0	0
Enterprise	1.98%	2.64M	2	3	4	3
Angel	2.19%	2.92M	72	89	44	95
Other People	30.39%	40.7M	5739805	1080406	1400221	8198568
ESOP Pool	9.25%	12.4M	3099531	3047615	6730395	1586306
Total	100.00%	13.4Cr	9436405	1821945	6960977	2580780