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Ring - About the company

Ring is a funded company based in Mumbai (India), founded in 2016 by Ranvir Singh and Krishnan Vishwanathan. It operates as an Online platform providing instant personal loans with flexible repayment options and a paperless process, designed to empower individuals with easy and convenient access to credit. Ring has raised an undisclosed amount in funding. The company has 1792 active competitors, including 150 funded and 84 that have exited. Its top competitors include companies like SoFi, Moneylion and InCred.

Company Details

Online platform providing instant personal loans with flexible repayment options and a paperless process, designed to empower individuals with easy and convenient access to credit.
Social
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Email ID
*****@paywithring.com, *****@paywithring.com
Phone Number
+91 **********
Part Of
Registered Address
10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla West, Mumbai City, Mumbai, Maharashtra, India, 400070
Key Metrics
Founded Year
2016
Location
Mumbai, India
Stage
Funding Raised
Ranked
Annual Revenue
₹1,000+ Cr as on Mar 31, 2026
Employee Count
262 as on Aug 31, 2025
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Ring's funding and investors

Ring has raised funding over 2 rounds. Its first funding round was on 2022. Its latest funding round was a Venture Debt round on Apr 17, 2024 for $*****. 1 investor participated in its latest round. Ring has 1 institutional investor.

Here is the list of recent funding rounds of Ring:
Date of Funding
Funding Amount
Round Name
Post-Money Valuation
Revenue Multiple
Lead Investors
Other Investors
Apr 17, 2024
6856685
Venture Debt
1363404
2468942
6029335
3992000
2022
1459
Venture Debt
2973
2374
5466
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Ring's founders and board of directors

Founder? Claim Profile
The founders of Ring are Ranvir Singh and Krishnan Vishwanathan. Ranvir Singh is the CEO of Ring.
Here are the details of Ring's key team members:

Ring's Board of Directors

Ring's board has 6 active members. Siddhartha Das, Ranvir Singh, Krishnan Vishwanathan, Sateesh Kumar Andra, James Tze Wei Lee and Piyush Kharbanda are part of team.
Here is the list of Ring's board of directors:
Name
Type
Representing
Status
Duration
Team
-
Current
9y 9m
Team
-
Current
10y 3m
Investor
-
Current
7y 2m
Investor
-
Current
8y 8m
gqhzcuc
Investor
mkqjvvq
Current
2y 6m
blctmys
Investor
cmsioma
Current
4y 9m

Ring's employee count trend

Ring has 262 employees as of Aug 25. The total employee count is 15.0% lower than what it was in Aug 24. Here is Ring's employee count trend over the years:
Employee count trend for Ring
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Ring's Competitors and alternates

Top competitors of Ring include SoFi, Moneylion and InCred. Here is the list of Top 10 competitors of Ring, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for SoFi
SoFi
2011, San Francisco (United States), Public
Online bank offering consumer loans and insurances
$3.04B
87/100
2nd
Logo for Moneylion
Moneylion
2013, Sandy (United States), Acquired
Online platform for instant consumer loans and mobile banking
$268M
82/100
3rd
Logo for InCred
InCred
2016, Mumbai (India), Series D
Provider of financial services specializing in personal, education, and business loans
$320M
82/100
4th
Logo for Funding Societies
Funding Societies
2015, Singapore (Singapore), Series D
Digital platform providing financing solutions for small businesses
$242M
81/100
5th
Logo for Finnable
Finnable
2016, Bengaluru (India), Series C
Platform offering online personal loans with minimal documentation
$90.2M
79/100
6th
Logo for Moneyview
Moneyview
2014, Bengaluru (India), Public
Provider of loans, credit cards, gold investment, insurance, and UPI
$215M
79/100
7th
Logo for Avant
Avant
2012, Chicago (United States), Series E
Online platform for consumer loans
$905M
78/100
8th
Logo for Figure
Figure
2018, San Francisco (United States), Public
Blockchain-based platform for consumer loans
$435M
77/100
9th
Logo for Salmon
Salmon
2022, Taguig (Philippines), Series B
Developer of a platform offering business and consumer loans
$143M
76/100
10th
Logo for Liberis
Liberis
2007, London (United Kingdom), Acquired
Provider of embedded finance solutions for small businesses
$135M
76/100
55th
Logo for Ring
Ring
2016, Mumbai (India), Funding Raised
Online platform providing instant personal loans with flexible repayment options and a paperless process, designed to empower individuals with easy and convenient access to credit
-
54/100
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Ring's Latest cap tables and shareholding

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shareholding pattern of this entity
$9.99$4.23(excl. taxes)
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What documents will you get?
  • Latest Shareholding Summary - Ownership breakdown across founders, investors, and other stakeholders
  • Round-by-Round Cap Tables - Evolution of shareholding across funding rounds
  • Year-on-Year Cap Tables - Dilution trends over time

Ring's Investments and acquisitions

Ring has made no investments or acquisitions yet.

Reports related to Ring

Here is the latest report on Ring's sector:

News related to Ring

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