Uni Cards - About the company
Uni Cards is a series A company based in Bengaluru (India), founded in 2020 by Nitin Gupta, Prateek Jindal, Laxmikant Vyas and Nitin Gupta. It operates as a Provider of a gold rewards credit card program. Uni Cards has raised $104M in funding from investors like DMI Sparkle Fund, Accel and General Catalyst, with a current valuation of $*****. The company has 20 active competitors, including 7 funded and 1 that has exited. Its top competitors include companies like American Express, OneCard and Stashfin.
Company Details
Provider of a gold rewards credit card program. This program allows cardholders to earn 24K gold based on spending. Rewards are convertible to digital gold, which can then be exchanged for physical gold or cash. The card offers features such as zero forex markup fees on international transactions and no annual fees. The application process is designed to be quick and paperless.
- Website
- www.uni.cards/
- Social
- Email ID
- *****@uni.club
- Phone Number
- +91 **********
- Registered Address
- Indiqube-Sigma A Wing 3/B, Floor 2 Block 1A Industrial Layout, Koramangala, Bangalore, Bangalore South, Karnataka, India, 560034
Key Metrics
Founded Year
2020
Location
Bengaluru, India
Stage
Series A
Total Funding
$104M in 6 rounds
Latest Funding Round
Post Money Valuation
$***** as on Sep 05, 2024
Investors
Ranked
4th among 20 active competitors
Annual Revenue
₹50 - ₹100 Cr as on Mar 31, 2025
Employee Count
123 as on Aug 31, 2025
Investment & Acquisitions
Similar Companies
Legal entities associated with Uni Cards
Uni Cards is associated with 1 legal entity given below:
Legal Entity Name | Date of Incorporation | Revenue | Latest Employee Count | Documents |
|---|---|---|---|---|
Uniorbit Technologies Private Limited CIN: U72900KA2020PTC187447 , India, Active | Aug 25, 2020 | ₹50 - ₹100 Cr (As on Mar 31, 2025) | 84 (As on Mar 01, 2026) |
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Uni Cards's funding and investors
Uni Cards has raised a total funding of $104M over 6 rounds. Its first funding round was on Oct 06, 2020. Its latest funding round was a Series A round on Sep 05, 2024 for $*****. 4 investors participated in its latest round. Uni Cards has 19 institutional investors and 42 angel investors.
Here is the list of recent funding rounds of Uni Cards:
Filter this list
Filter this listDate of Funding | Funding Amount | Round Name | Post-Money Valuation | Revenue Multiple | Lead Investors | Other Investors |
|---|---|---|---|---|---|---|
Sep 05, 2024 | 3368894 | Series A | 9875675 | 1362195 | 9177971 | 4865607 |
Feb 09, 2024 | 5063907 | Series A | 9729267 | 5896871 | 1761042 | |
Jun 08, 2022 | 9073698 | Venture Debt | 9162888 | 3581739 | 5497482 |
Access funding benchmarks and valuations. Sign up today!View details of Uni Cards's funding rounds and investors
Uni Cards' founders and board of directors
Founder? Claim ProfileThe founders of Uni Cards are Nitin Gupta, Prateek Jindal, Laxmikant Vyas and Nitin Gupta. Nitin Gupta and Nitin Gupta are the CEOs of Uni Cards.
Here are the details of Uni Cards' key team members:
- Nitin Gupta: Co-Founder & CEO of Uni Cards. They are also an angel investor in 9 startups and serve on the boards of 2 companies.Contact Info: 1 phone number
- Prateek Jindal: Former Co-Founder of Uni Cards. They are also an angel investor in 1 startup and serve on the boards of 2 companies.Contact Info: 1 email address
- Laxmikant Vyas: Co-Founder of Uni Cards and founder of 1 other company. They serve on the boards of 2 companies.
- Nitin Gupta: Founder and CEO of Uni Cards and founder of 2 other companies, Khojguru and PayU. Contact Info: 1 email address
Uni Cards' Board of Directors
Uni Cards's board has 4 active members. Nitin Gupta, Prateek Jindal, Laxmikant Vyas and Prayank Swaroop are part of team.Here is the list of Uni Cards' board of directors:
Name | Type | Representing | Status | Duration |
|---|---|---|---|---|
Team | - | Current | 5y 11m | |
Team | - | Current | 4y 4m | |
igccwao | Team | - | Past | 4y 8m |
Investor | - | Current | 4y 7m |
View details of Uni Cards's Founder profiles and Board Members
Uni Cards' employee count trend
Uni Cards has 123 employees as of Aug 25. The total employee count is 69.0% lower than what it was in Aug 24. Here is Uni Cards's employee count trend over the years:
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Uni Cards's Competitors and alternates
Top competitors of Uni Cards include American Express, OneCard and Stashfin. Here is the list of Top 10 competitors of Uni Cards, ranked by Tracxn score:
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Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st | American Express 1850, New York City (United States), Public | Online comparison portal of financial products for individuals and businesses | - | 84/100 | |
2nd | Provider of metal credit cards with a mobile application interface | $262M | 75/100 | ||
3rd | Digital financial platform offering instant credit, investments, bill payments, and credit-building tools online | $115M | 72/100 | ||
4th | Provider of a gold rewards credit card program | $104M | 66/100 | ||
5th | Platform enabling UPI payments via credit cards | $43M | 59/100 | ||
6th | Provider of UPI payment solutions and credit card based reward program | $35.9M | 54/100 | ||
7th | Provider of credit cards and cashback rewards via UPI transactions | $5.44M | 48/100 | ||
8th |  Pixel Cards 2021, India, Deadpooled | Credit cards for digital creators | $2.73M | 46/100 | |
9th | Galaxycard 2017, Gurugram (India), Seed | Smartphone-linked credit cards for consumers | $1.54M | 44/100 | |
10th | Provider of fixed deposit backed credit cards for digital payments | - | - | 39/100 |
Get insights and benchmarks for competitors of 2M+ companies! Sign up today!Looking for more details on Uni Cards's competitors? Click here to see the top ones
Uni Cards's Latest cap tables and shareholding
Founders own 25.32%, Funds (largest shareholder) own 52.45%, Enterprises own 0.43% and Angels own 1.31%. The net worth of Uni Cards's founders is INR 736Cr as of Sep 05, 2024.
Shareholders Name | Post Round Holding % | Net worth | Cumulative Investment | Realised Returns | Unrealised Returns | Return Multiple |
|---|---|---|---|---|---|---|
Founder | 25.32% | 736Cr | 7683143 | 2335634 | 7246297 | 9613676 |
1496205 | 5112303 | 7894013 | 7746293 | 9222095 | 6533882 | |
Fund | 52.45% | 1,530Cr | 8283708 | 1016279 | 8243504 | 3815037 |
7699638 | 4446481 | 4069179 | 5676737 | 5836045 | 7855990 | |
5928219 | 7047776 | 4035683 | 4099478 | 1778914 | 5263086 | |
3097289 | 7563754 | 6596475 | 9232831 | 8436908 | 5186845 | |
682 | 648 | 302 | 820 | 423 | 392 | |
0 | 0 | 0 | 0 | 0 | 0 | |
0 | 0 | 0 | 0 | 0 | 0 | |
0 | 0 | 0 | 0 | 0 | 0 | |
Enterprise | 0.43% | 20.2Cr | 0 | 0 | 0 | 0 |
Angel | 1.31% | 39.7Cr | 1 | 2 | 1 | 7 |
Other People | 3.58% | 104Cr | 908 | 292 | 782 | 663 |
ESOP Pool | 16.92% | 492Cr | 5253815 | 8376178 | 1159063 | 1749551 |
Total | 100.00% | 2,920Cr | 3585890 | 1148796 | 9921055 | 3342562 |
To unlock detailed Cap Table of Uni Cards Sign up today!Notes: The column Net Worth represents the net worth of investments made by that entity, as per the latest cap table.
DisclaimerView more details of Uni Cards's Shareholding
Uni Cards's Investments and acquisitions
Uni Cards has acquired OMLP2P. Uni Cards has not made any investments as of now.Reports related to Uni Cards
Here is the latest report on Uni Cards's sector:
News related to Uni Cards
Filter this listMedia has covered Uni Cards for 1 event in last 1 year, It was about company updates.
•
India’s alternative payments startups raise $418 million since 2020, funding peaks in 2025Indiatimes•Jan 22, 2026•Kiwi, Uni Cards, Scapia
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Fintech startup Mysa $2.8 Mn led by Blume VenturesEntrackr•Feb 12, 2025•Mysa, Blume Venture, Mysa, EMVC and 7 others
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GreyLabs AI Raises over $1.5M Led by Matrix Partners IndiaZ47•Jun 18, 2024•GreyLabs, Z47, Matrix Partners India, OfBusiness and 3 others
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CirclePe raises close to $1 Mn in pre-seed roundEntrackr•May 27, 2024•CirclePe, iSeed Ventures, Indian Institute of Technology Delhi, Venture Catalysts and 5 others
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Unicard Buys Ecebs Digital Ticketing Business from VisaFinSMEs•Aug 10, 2023•Uni Cards, Visa, Rambus, Europay and 1 other
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Fintech Startup Uni Cards Acquires P2P Lending Platform OHMY TechnologiesInc42•Apr 13, 2023•Uni Cards, OMLP2P,
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Fintech startup Bold Finance raises $1.5 mn in seed fundingLivemint•Nov 11, 2022•Bold Finance, Kae Capital, Antler, BOLD Finance and 4 others
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