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Uni Cards - About the company

Uni Cards is a series A company based in Bengaluru (India), founded in 2020 by Nitin Gupta, Prateek Jindal, Laxmikant Vyas and Nitin Gupta. It operates as a Provider of a gold rewards credit card program. Uni Cards has raised $104M in funding from investors like DMI Sparkle Fund, Accel and General Catalyst, with a current valuation of $*****. The company has 19 active competitors, including 7 funded and 1 that has exited. Its top competitors include companies like American Express, OneCard and Kiwi.

Company Details

Provider of a gold rewards credit card program. This program allows cardholders to earn 24K gold based on spending. Rewards are convertible to digital gold, which can then be exchanged for physical gold or cash. The card offers features such as zero forex markup fees on international transactions and no annual fees. The application process is designed to be quick and paperless.
Social
XFacebook
Email ID
*****@uni.club
Phone Number
+91 **********
Registered Address
Indiqube-Sigma A Wing 3/B, Floor 2 Block 1A Industrial Layout, Koramangala, Bangalore, Bangalore South, Karnataka, India, 560034
Key Metrics
Founded Year
2020
Location
Bengaluru, India
Stage
Series A
Total Funding
$104M in 6 rounds
Latest Funding Round
Post Money Valuation
$***** as on Sep 05, 2024
Ranked
Annual Revenue
₹50 - ₹100 Cr as on Mar 31, 2025
Employee Count
6 as on May 31, 2026
Investment & Acquisitions
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Uni Cards's funding and investors

Uni Cards has raised a total funding of $104M over 6 rounds. Its first funding round was on Oct 06, 2020. Its latest funding round was a Series A round on Sep 05, 2024 for $*****. 4 investors participated in its latest round. Uni Cards has 19 institutional investors and 41 angel investors.

Here is the list of recent funding rounds of Uni Cards:lockFilter this list
Date of Funding
Funding Amount
Round Name
Post-Money Valuation
Revenue Multiple
Lead Investors
Other Investors
Sep 05, 2024
7295771
Series A
5300221
6565307
2235331
7788004
Feb 09, 2024
1531802
Series A
7424752
8835698
4368185
Jun 08, 2022
2481957
Venture Debt
5319079
8489250
8962873
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Uni Cards' founders and board of directors

Founder? Claim Profile
The founders of Uni Cards are Nitin Gupta, Prateek Jindal, Laxmikant Vyas and Nitin Gupta. Nitin Gupta and Nitin Gupta are the CEOs of Uni Cards.
Here are the details of Uni Cards' key team members:

Uni Cards' Board of Directors

Uni Cards's board has 4 active members. Nitin Gupta, Prateek Jindal, Laxmikant Vyas and Prayank Swaroop are part of team.
Here is the list of Uni Cards' board of directors:
Name
Type
Representing
Status
Duration
Team
-
Current
6y 1m
Team
-
Current
4y 5m
ruosiqy
Team
-
Past
4y 6m
Investor
-
Current
4y 8m

Uni Cards' employee count trend

Uni Cards has 6 employees as of May 26. The total employee count is 97.0% lower than what it was in May 25. Here is Uni Cards's employee count trend over the years:
Employee count trend for Uni Cards
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Uni Cards's Competitors and alternates

Top competitors of Uni Cards include American Express, OneCard and Kiwi. Here is the list of Top 10 competitors of Uni Cards, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for American Express
American Express
1850, New York City (United States), Public
Online comparison portal of financial products for individuals and businesses
-
77/100
2nd
Logo for OneCard
OneCard
2019, Pune (India), Series D
Provider of metal credit cards with a mobile application interface
$262M
74/100
3rd
Logo for Uni Cards
Uni Cards
2020, Bengaluru (India), Series A
Provider of a gold rewards credit card program
$104M
64/100
4th
Logo for Kiwi
Kiwi
2022, Bengaluru (India), Series B
Platform enabling UPI payments via credit cards
$43M
59/100
5th
Logo for Popclub
Popclub
2022, Bengaluru (India), Series A
Provider of UPI payment solutions and credit card based reward program
$35.9M
54/100
6th
Logo for Kredit.Pe
Kredit.Pe
2023, Bengaluru (India), Seed
Provider of credit cards and cashback rewards via UPI transactions
$5.44M
48/100
7th
Logo for Pixel Cards
Pixel Cards
2021, India, Deadpooled
Credit cards for digital creators
$2.73M
46/100
8th
Logo for Galaxycard
Galaxycard
2017, Gurugram (India), Seed
Smartphone-linked credit cards for consumers
$1.54M
44/100
9th
Logo for Novio
Novio
2020, Mumbai (India), Unfunded
Provider of fixed deposit backed credit cards for digital payments
-
-
39/100
10th
Logo for Tata Card
Tata Card
2006, Gurugram (India), Unfunded
Credit card provider
-
-
36/100
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Uni Cards's Latest cap tables and shareholding

Founders own 25.32%, Funds (largest shareholder) own 52.45%, Enterprises own 0.43% and Angels own 1.31%. The net worth of Uni Cards's founders is INR 736Cr as of Sep 05, 2024. The cap table displayed below is for Uniorbit Technologies Private Limited which is the legal entity associated with Uni Cards.
Shareholders Name
Post Round Holding %
Net worth
Cumulative Investment
Realised Returns
Unrealised Returns
Return Multiple
Founder
25.32%
736Cr
2570389
6707833
7620982
4775314
1908775
6412701
2169283
1539985
2042882
4512194
Fund
52.45%
1,530Cr
4400312
1740777
7331511
3670719
8143404
7226917
7358540
7028449
5092630
8000219
6886195
3879122
7063615
9880201
7613455
3923652
8107029
2864187
1474928
5722699
5141676
7701566
142
497
371
589
575
911
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Enterprise
0.43%
20.2Cr
0
0
0
0
Angel
1.31%
39.7Cr
4
5
8
2
Other People
3.58%
104Cr
527
673
911
282
ESOP Pool
16.92%
492Cr
3241578
1361009
5179427
3812056
Total
100.00%
2,920Cr
4148128
2000472
9280949
6847549
Notes: The column Net Worth represents the net worth of investments made by that entity, as per the latest cap table.
Disclaimer
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shareholding pattern of this entity
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What documents will you get?
  • Latest Shareholding Summary - Ownership breakdown across founders, investors, and other stakeholders
  • Round-by-Round Cap Tables - Evolution of shareholding across funding rounds
  • Year-on-Year Cap Tables - Dilution trends over time

Uni Cards's Investments and acquisitions

Uni Cards has acquired OMLP2P. Uni Cards has not made any investments as of now.

Reports related to Uni Cards

Here is the latest report on Uni Cards's sector:

News related to Uni Cards

lockFilter this list
Media has covered Uni Cards for 1 event in last 1 year, It was about company updates.
•
Unicard Buys Ecebs Digital Ticketing Business from VisaFinSMEs•Aug 10, 2023•Uni Cards, Visa, Rambus, Europay and 1 other
•
Uni Cards posts Rs 139.5 cr loss in FY22VCCircle•Dec 29, 2022•Uni Cards
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