About FinTech sector in Europe
The FinTech sector in Europe comprises 55K companies, including 11.1K funded companies having collectively raised $215B in venture capital money and private equity. Out of these, 4.77K are Series A+ funded, and 88 have achieved unicorn status.
FinTech sector in Europe has seen 2.55K acquisitions and 641 IPOs. This represents almost 5.8% of all such companies - which is higher than the 3.8% exit rate of tech companies in general.
This sector includes companies providing tech-enabled financial services and IT infrastructure and software for offering and managing financial services.
FinTech sector is also known as BFSI Tech.
Companies providing tech solutions to provide financial services like lending, banking, fundraising, insurance, etc are included in this sector. Companies offering traditional financial services like Banks, NBFCs, Insurance Carriers, etc are excluded.
Top FinTech Companies in Europe
There are 55,038 FinTech startups in Europe which include SumUp, Blockchain, Qonto, Adyen, Revolut. Out of these, 11,135 startups are funded, with 4,770 having secured Series A+ funding, and 88 achieving unicorn status.
2026 has seen the creation of 973 FinTech startups in Europe. Over the past 10 years, an average of 2,986 new companies have been launched annually. Notably, several of these startups have been founded by alumni of University of Cambridge, University of Oxford and London School of Economics and Political Science.
Here is the list of top FinTech startups in Europe
1. SumUp
Provider of card payment terminals and point of sale systems. These hardware and software tools facilitate transaction processing for merchants. The offerings include mobile card readers, self-service kiosks, and digital invoicing capabilities. Merchants utilize these tools to accept contactless payments and manage financial records. The system integrates with mobile applications to support business operations and order processing.
Key facts about SumUp
- Founded Year: 2012
- Location: Wilmington (United States)
- Stage: Series E
- Total Funding till date: $997M
- Investors: Bain Capital, Life.SREDA and 52 Others
- Latest Funding Round: Conventional Debt, May 19, 2025, $*****
- Tracxn Score: 84/100 What is this?
- Competitors Rank: 1 of 682 Competitors
2. Blockchain
App-based platform for exchange and trading solutions for cryptocurrency. It enables users to buy, sell, swap, hold, earn, and trade crypto. It also has a wallet where users can buy, sell, and swap cryptocurrencies like Bitcoin, Ethereum, Bitcoin Cash, Stellar, and ALGO. It also allows users to transfer cryptocurrencies to interest accounts where users can earn interest. It is available on iOS and Android devices.
Key facts about Blockchain
- Founded Year: 2011
- Location: London (United Kingdom)
- Stage: Series E
- Total Funding till date: $700M
- Investors: Lightspeed Venture Partners, Lakestar and 29 Others
- Latest Funding Round: Series E, Nov 14, 2023, $*****
- Tracxn Score: 83/100 What is this?
- Competitors Rank: 2 of 5,444 Competitors
3. Qonto
Provider of business account, payment cards, and financial management solutions. The company offers tools for customer and supplier invoicing, team expense management, and accounting and bookkeeping. It provides integrations to boost productivity, along with resources such as a resource hub, blog, and finance glossary. The company also provides payment terminals and payment links.
Key facts about Qonto
- Founded Year: 2017
- Location: Paris (France)
- Stage: Series D
- Total Funding till date: $717M
- Investors: Alven, Valar Ventures and 27 Others
- Latest Funding Round: Series D, Apr 21, 2022, $*****
- Tracxn Score: 83/100 What is this?
- Competitors Rank: 1 of 48 Competitors
4. Adyen
Provider of end-to-end payment, data, and financial management platform solutions. The platform facilitates payment acceptance, revenue protection, and financial control. It allows businesses to add payment methods and expand into new markets. The platform connects online and offline channels to create customer experiences using cross-channel insights. It helps businesses understand their data and manage fraud.
Key facts about Adyen
- Founded Year: 2006
- Location: Amsterdam (Netherlands)
- Stage: Public
- Total Funding till date: $266M
- Investors: Index Ventures, Iconiq Capital and 16 Others
- Latest Funding Round: Series C, Sep 30, 2015, $*****
- Tracxn Score: 83/100 What is this?
- Competitors Rank: 6 of 8,185 Competitors
5. Revolut
Provider of financial services and digital banking solutions. This platform offers a range of tools for managing money, including currency exchange, international transfers, and budgeting features. Users can access various accounts to track spending, save funds, and perform transactions through a secure digital interface.
Key facts about Revolut
- Founded Year: 2015
- Location: London (United Kingdom)
- Stage: Series E
- Total Funding till date: $1.73B
- Investors: Balderton Capital, TSG Consumer Partners and 149 Others
- Latest Funding Round: Series E, Aug 09, 2021, $*****
- Tracxn Score: 83/100 What is this?
- Competitors Rank: 7 of 3,204 Competitors
Companies founded year-on-year in the FinTech sector in Europe
973 new startups have been founded so far in 2026 in the FinTech sector in Europe. 4,833 FinTech startups in Europe were founded in 2021 - this is the most number of startups founded in any year in the last 10 years.
- Total Number of Companies
Year | No. of companies |
|---|---|
2026 | 973 |
2025 | 1,082 |
2024 | 1,729 |
2023 | 2,468 |
2022 | 3,261 |
2021 | 4,833 |
2020 | 3,774 |
2019 | 3,727 |
2018 | 4,543 |
2017 | 3,478 |
Stage-wise distribution of FinTech sector companies in Europe
Out of the total 55,038 FinTech companies in Europe, 11,135 have secured funding. Among them, 4,770 have reached Series A or higher, and 3,820 to Series B or beyond.
Founded - 55,038
Funded - 11,135
Series A+ - 4,770
Series B+ - 3,820
Series C+ - 3,484
Company Stage | No. of companies |
|---|---|
Founded | 55,038 |
Funded | 11,135 |
Series A+ | 4,770 |
Series B+ | 3,820 |
Series C+ | 3,484 |
Let us walk you through our Sectors and other offerings
Designed with precision for VCs, PE, IBs, Incubators, M&A, Innovation more
Designed with precision for VCs, PE, IBs, Incubators, M&A, Innovation more
Funding Trends in the FinTech sector in Europe
Total funding year-on-year in the FinTech sector in Europe
The FinTech sector in Europe saw a total funding of more than $197B in the last 10 years. The most amount of funding was in 2021 at more than $43.1B. There has been a total funding of $9.96B in 2026 till date.
- Total Funding
Year | Total Funding |
|---|---|
2026 | $9.96B |
2025 | $21.1B |
2024 | $16.3B |
2023 | $20.6B |
2022 | $34.3B |
2021 | $43.1B |
2020 | $13.2B |
2019 | $18.2B |
2018 | $11.1B |
2017 | $8.79B |
Recent Funding Rounds in FinTech in Europe
In the year 2026, till October 2026, FinTech companies in Europe have raised $5.96B in equity funding across 335 rounds.
In the same period last year (i.e. till October 2025), FinTech companies in Europe had raised $6.49B across 473 rounds.
So, 2026 has seen a 8.17% drop in funding in FinTech companies in Europe as compared to 2025.
Here are some recent, important funding rounds in FinTech companies in Europe:
Company | Round Raised | Amount Raised | Funding Date | Investors |
|---|---|---|---|---|
PE | 8492 | Oct 28, 2026 | - | |
Seed | 4308 | Oct 26, 2026 | ||
Series B | 6138 | Oct 26, 2026 | and 5 more | |
Series C | 8005 | Oct 22, 2026 | ||
Series E | 8008 | Oct 21, 2026 |
_1577950710605.png?devicePixelRatio=2&height=20&width=20){kind=logo}
Top Investors in FinTech in Europe
Europa is the top investor in FinTech companies in Europe based on number of companies invested.
Here are some top investors in FinTech companies in Europe:
Investor | Location | Top Portfolio Companies |
|---|---|---|
Sunnyvale (United States) | ||
Palo Alto (United States) | ||
Menlo Park (United States) | ||
Berlin (Germany) |
M&A activity in FinTech sector in Europe
In the year 2026, till October 2026, 141 acquisitions happened in FinTech sector in Europe. Last year, in 2025, a total of 276 acquisitions happened in FinTech sector in Europe.
Here are some recent, important acquisitions in FinTech sector in Europe:
Company | Acquisition Type | Acquisition Date | Acquirers |
|---|---|---|---|
Business Acquisition | Oct 27, 2026 | ||
Business Acquisition | Oct 27, 2026 | ||
Business Acquisition | Oct 26, 2026 | ||
Business Acquisition | Oct 23, 2026 | ||
Business Acquisition | Oct 23, 2026 |
Acquisition trends in FinTech sector in Europe
Here are the acquisition trends in FinTech sector in Europe:
- Total Number of Acquisitions
Year | No. of companies |
|---|---|
2026 | 141 |
2025 | 276 |
2024 | 243 |
2023 | 243 |
2022 | 289 |
2021 | 318 |
2020 | 200 |
2019 | 195 |
2018 | 177 |
2017 | 161 |
IPOs in FinTech in Europe
In the year 2026, till September 2026, 3 IPOs happened in FinTech sector in Europe.
Here are some recent, important IPOs in FinTech sector in Europe:
Company | IPO Date | Exchange Symbol |
|---|---|---|
Sep 01, 2026 | Canadian Securities Exchange (CSE) | |
Mar 30, 2026 | Euronext Exchange (Euronext) | |
Feb 25, 2026 | London Stock Exchange (LSE) | |
Sep 19, 2025 | SIX Swiss Exchange (SIX) | |
Sep 10, 2025 | New York Stock Exchange (NYSE) |
Colleges which produce the most FinTech companies in Europe
Companies founded by alumni from top colleges in the FinTech in Europe
Most number of FinTech startups in Europe have been founded by alumni from University of Cambridge, University of Oxford and London School of Economics and Political Science.
College | No. of companies |
|---|---|
University of Cambridge | 213 |
University of Oxford | 185 |
London School of Economics and Political Science | 136 |
Imperial College London | 117 |
INSEAD | 114 |
HEC Paris | 109 |
London Business School (LBS) | 95 |
University College London | 84 |
Harvard University | 73 |
Stanford University | 68 |
Total funding in FinTech companies founded by alumni from top colleges in Europe
In the last 10 years, University of Cambridge graduates' FinTech companies in Europe have raised the most funding among top colleges. London School of Economics and Political Science alumni are second, and University of Oxford alumni are third.
College | Total Funding |
|---|---|
University of Cambridge | $12.7B |
London School of Economics and Political Science | $11.8B |
University of Oxford | $10.4B |
INSEAD | $7.74B |
Stanford University | $6.42B |
University of Edinburgh | $6.16B |
Harvard University | $5.1B |
Imperial College London | $4.7B |
Stanford Business School | $4.54B |
London Business School (LBS) | $4.37B |
Top News in FinTech in Europe
•
•
Revolut partners with Just Eat for one-click payments and rewards in UK and IrelandBusinessplus•Oct 28, 2026•Just Eat Takeaway, Revolut
•
•
Insurwave Relaunches Dynamic Risk Platform with AI-Powered UpdatesReinsurance News•Oct 28, 2026•Insurwave
•
EQS Group Launches Q by EQS, an AI-Powered Intelligence Layer for Compliance WorkflowsPR Newswire•Oct 28, 2026•Eqs
•
•
•
•
•
Global Blue reports luxury tax-free sales rose 5% in the first half of 2026Fashion Network•Oct 27, 2026•Global Blue
