About FinTech sector in North America
The FinTech sector in North America comprises 56.5K companies, including 14.9K funded companies having collectively raised $509B in venture capital money and private equity. Out of these, 7.21K are Series A+ funded, and 220 have achieved unicorn status.
FinTech sector in North America has seen 3.82K acquisitions and 436 IPOs. This represents almost 7.5% of all such companies - which is higher than the 5.0% exit rate of tech companies in general.
This sector includes companies offering tech-enabled financial services and IT infrastructure and software for offering and managing financial services.
FinTech sector is also known as BFSI Tech.
Companies included in FinTech
Companies providing tech solutions to provide financial services like lending, banking, fundraising, insurance, etc.Companies excluded in FinTech
Companies offering traditional financial services like Banks, NBFCs, Insurance Carriers, etc.Top FinTech Companies in North America
There are more than 56.5K companies in FinTech in North America. Circle is the top FinTech company in North America, ranked using Tracxn Score (what's this?).
Here are 5 of the top FinTech companies in North America:
Company | Description | Location | Founded | Current Stage | Private Funding Raised |
|---|---|---|---|---|---|
Cross-border payment solution for businesses focusing on cryptocurrency | Boston (United States) | 2013 | Public | $1.5B | |
Broker-based online trading and investment platform | Menlo Park (United States) | 2013 | Public | $5.73B | |
Provider of a cloud-based platform offering payroll, benefits, and HR solutions | San Francisco (United States) | 2012 | Series E | $718M | |
SaaS-based corporate travel and expense management solution for businesses | Palo Alto (United States) | 2015 | Public | $1.58B | |
Provider of solutions for global payments, workforce management, and related services | New York City (United States) | 2005 | Public | $269M |
Companies founded year-on-year in the FinTech sector in North America
5,966 FinTech startups in North America were founded in 2021 - this is the most number of startups founded in any year in the last 10 years.
- Total Number of Companies
Year | No. of companies |
|---|---|
2026 | - |
2025 | 482 |
2024 | 1,737 |
2023 | 3,089 |
2022 | 3,899 |
2021 | 5,966 |
2020 | 5,015 |
2019 | 4,404 |
2018 | 4,442 |
2017 | 3,435 |
Stage-wise distribution of FinTech sector companies in North America
Out of the total 56,548 FinTech companies in North America, 14,938 have secured funding. Among them, 7,206 have reached Series A or higher, and 5,560 to Series B or beyond.
Founded - 56,548
Funded - 14,938
Series A+ - 7,206
Series B+ - 5,560
Series C+ - 4,850
Company Stage | No. of companies |
|---|---|
Founded | 56,548 |
Funded | 14,938 |
Series A+ | 7,206 |
Series B+ | 5,560 |
Series C+ | 4,850 |
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Funding Trends in the FinTech sector in North America
Total funding year-on-year in the FinTech sector in North America
The FinTech sector in North America saw a total funding of more than $410B in the last 10 years. The most amount of funding was in 2021 at more than $99.8B. There has been a total funding of $186M in 2026 till date.
- Total Funding
Year | Total Funding |
|---|---|
2026 | $186M |
2025 | $37.8B |
2024 | $26.5B |
2023 | $33.3B |
2022 | $58.7B |
2021 | $99.8B |
2020 | $38.8B |
2019 | $43.6B |
2018 | $46.5B |
2017 | $24.7B |
Recent Funding Rounds in FinTech in North America
In the year 2026, till January 2026, FinTech companies in North America have raised $166M in equity funding across 9 rounds.
In the same period last year (i.e. till January 2025), FinTech companies in North America had raised $1.19B across 111 rounds.
So, 2026 has seen a 86.05% drop in funding in FinTech companies in North America as compared to 2025.
Here are some recent, important funding rounds in FinTech companies in North America:
Company | Round Raised | Amount Raised | Funding Date | Investors |
|---|---|---|---|---|
Series B | 3393 | Jan 09, 2026 | ||
Series A | 7083 | Jan 09, 2026 | and 9 more | |
Series A | 8570 | Jan 08, 2026 | ||
Series A | 8002 | Jan 08, 2026 | ||
Series B | 9111 | Jan 07, 2026 |
Top Investors in FinTech in North America
Y Combinator is the top investor in FinTech companies in North America based on number of companies invested.
Here are some top investors in FinTech companies in North America:
Investor | Location | Top Portfolio Companies |
|---|---|---|
Mountain View (United States) | ||
New York City (United States) | ||
Ho Chi Minh City (Vietnam) | ||
Sunnyvale (United States) | ||
Washington, DC (United States) |
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M&A activity in FinTech sector in North America
In the year 2026, till January 2026, 9 acquisitions happened in FinTech sector in North America. Last year, in 2025, a total of 332 acquisitions happened in FinTech sector in North America.
Here are some recent, important acquisitions in FinTech sector in North America:
Company | Acquisition Type | Acquisition Date | Acquirers |
|---|---|---|---|
Business Acquisition | Jan 10, 2026 | ||
Business Acquisition | Jan 09, 2026 | ||
Business Acquisition | Jan 08, 2026 | ||
Business Acquisition | Jan 07, 2026 | ||
Business Acquisition | Jan 07, 2026 |
Acquisition trends in FinTech sector in North America
Here are the acquisition trends in FinTech sector in North America:
- Total Number of Acquisitions
Year | No. of companies |
|---|---|
2026 | 9 |
2025 | 332 |
2024 | 313 |
2023 | 247 |
2022 | 378 |
2021 | 508 |
2020 | 300 |
2019 | 289 |
2018 | 325 |
2017 | 258 |
IPOs in FinTech in North America
In the year 2025, till December 2025, 19 IPOs happened in FinTech sector in North America.
Here are some recent, important IPOs in FinTech sector in North America:
Company | IPO Date | Exchange Symbol |
|---|---|---|
Dec 17, 2025 | London Stock Exchange (LSE) | |
Dec 12, 2025 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Nov 05, 2025 | New York Stock Exchange (NYSE) | |
Oct 30, 2025 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Oct 01, 2025 | New York Stock Exchange (NYSE) |
Colleges which produce the most FinTech companies in North America
Companies founded by alumni from top colleges in the FinTech in North America
Most number of FinTech startups in North America have been founded by alumni from Stanford University, Harvard University and University of Pennsylvania.
College | No. of companies |
|---|---|
Stanford University | 599 |
Harvard University | 525 |
University of Pennsylvania | 387 |
University of California (Berkeley) | 365 |
Massachusetts Institute of Technology | 358 |
Columbia University | 281 |
Harvard Business School | 274 |
Wharton School | 262 |
Cornell University | 218 |
Stanford Business School | 190 |
Total funding in FinTech companies founded by alumni from top colleges in North America
In the last 10 years, Stanford University graduates' FinTech companies in North America have raised the most funding among top colleges. Harvard University alumni are second, and Massachusetts Institute of Technology alumni are third.
College | Total Funding |
|---|---|
Stanford University | $56.2B |
Harvard University | $43B |
Massachusetts Institute of Technology | $30.3B |
Stanford Business School | $25.3B |
Harvard Business School | $17.5B |
University of California (Berkeley) | $16.8B |
Cornell University | $15.8B |
University of Pennsylvania | $15.4B |
Wharton School | $14.8B |
Tel Aviv University | $13.6B |
Top News in FinTech in North America
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New partnership on anti-spoof system for National ID projectssecurityworldmarket.com•Jan 12, 2026•SecuGen, Precise Biometrics
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Payroc and ID TECH Expand NEO 3 Device Family to Accelerate ISV GrowthBusiness Wire•Jan 12, 2026•iD Tech, Payroc
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WisdomTree Stops XRP ETF Launch Plans in US Amid Market ShiftsCrowdfund Insider•Jan 12, 2026•WisdomTree
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