About FinTech sector in North America
The FinTech sector in North America comprises 65.5K companies, including 15.4K funded companies having collectively raised $518B in venture capital money and private equity. Out of these, 7.44K are Series A+ funded, and 246 have achieved unicorn status.
FinTech sector in North America has seen 3.91K acquisitions and 505 IPOs. This represents almost 6.7% of all such companies - which is higher than the 3.8% exit rate of tech companies in general.
This sector includes companies providing tech-enabled financial services and IT infrastructure and software for offering and managing financial services.
FinTech sector is also known as BFSI Tech.
Companies providing tech solutions to provide financial services like lending, banking, fundraising, insurance, etc are included in this sector. Companies offering traditional financial services like Banks, NBFCs, Insurance Carriers, etc are excluded.
Top FinTech Companies in North America
There are 65,514 FinTech startups in North America which include Robinhood, Circle, PayPal, Coinbase, SoFi. Out of these, 15,356 startups are funded, with 7,443 having secured Series A+ funding, and 246 achieving unicorn status.
2026 has seen the creation of 1,100 FinTech startups in North America. Over the past 10 years, an average of 3,672 new companies have been launched annually. Notably, several of these startups have been founded by alumni of Stanford University, Harvard University and Massachusetts Institute of Technology.
Here is the list of top FinTech startups in North America
1. Robinhood
Broker-based online trading and investment platform. It offers tools for building investment strategies and tracking market trends. It facilitates trading in stocks, funds, options, and crypto assets. Expert-managed portfolios are available, providing market insights and investment adjustments. The company also provides educational resources to improve investor knowledge.
Key facts about Robinhood
- Founded Year: 2013
- Location: Menlo Park (United States)
- Stage: Public
- Total Funding till date: $5.58B
- Investors: DST Global, Sequoia Capital and 155 Others
- Latest Funding Round: Post IPO, May 13, 2022, $*****
- Tracxn Score: 90/100 What is this?
- Competitors Rank: 1 of 415 Competitors
2. Circle
Cross-border payment solution for businesses focusing on cryptocurrency. It offers a payments API for payment processing, a payouts API for global payouts solutions, and more. The mobile application is available for Android users.
Key facts about Circle
- Founded Year: 2013
- Location: Boston (United States)
- Stage: Public
- Total Funding till date: $1.51B
- Investors: Coinbase, Fin Capital and 58 Others
- Latest Funding Round: Post IPO, Sep 22, 2026, $*****
- Tracxn Score: 89/100 What is this?
- Competitors Rank: 1 of 576 Competitors
3. PayPal
Provider of online payment solutions, money transfers, and virtual wallets. It facilitates online transactions for individuals and businesses. It offers tools for online checkout, payment links, and invoicing. The platform provides risk management, dispute management, and reporting tools. It allows users to send and receive payments.
Key facts about PayPal
- Founded Year: 1998
- Location: United States
- Stage: Public
- Total Funding till date: $216M
- Investors: Credit Agricole, MDP and 30 Others
- Latest Funding Round: Post IPO, Jul 26, 2022, $*****
- Tracxn Score: 88/100 What is this?
- Competitors Rank: 1 of 8,185 Competitors
4. Coinbase
Online platform for crypto portfolio. It offers solutions for consumers such as regular trading platforms, wallets for storing cryptocurrencies, crypto exchanges, USD-backed stable coins, and more. It also provides solutions for businesses such as custodian services, crypto-based payment acceptance solutions, and more.
Key facts about Coinbase
- Founded Year: 2012
- Location: San Francisco (United States)
- Stage: Public
- Total Funding till date: $547M
- Investors: Pritzker Group, Mitsubishi UFJ Capital and 152 Others
- Latest Funding Round: Post IPO, Aug 13, 2021, $*****
- Tracxn Score: 87/100 What is this?
- Competitors Rank: 1 of 4,472 Competitors
5. SoFi
Online bank offering consumer loans and insurances. It offers multiple loan products including personal loans, student loans, home loans, business loans, and more. It also offers insurance including life insurance, home insurance, and more. It also features an app-based platform for trading stocks, ETFs, crypto, and accessing financial services. The app is available on IOS and Android devices.
Key facts about SoFi
- Founded Year: 2011
- Location: San Francisco (United States)
- Stage: Public
- Total Funding till date: $3.04B
- Investors: Renren, Baseline Ventures and 79 Others
- Latest Funding Round: Post IPO, Feb 18, 2024, $*****
- Tracxn Score: 87/100 What is this?
- Competitors Rank: 1 of 567 Competitors
Companies founded year-on-year in the FinTech sector in North America
1,100 new startups have been founded so far in 2026 in the FinTech sector in North America. 6,125 FinTech startups in North America were founded in 2021 - this is the most number of startups founded in any year in the last 10 years.
- Total Number of Companies
Year | No. of companies |
|---|---|
2026 | 1,100 |
2025 | 1,702 |
2024 | 2,583 |
2023 | 3,514 |
2022 | 4,130 |
2021 | 6,125 |
2020 | 5,035 |
2019 | 4,479 |
2018 | 4,539 |
2017 | 3,518 |
Stage-wise distribution of FinTech sector companies in North America
Out of the total 65,514 FinTech companies in North America, 15,356 have secured funding. Among them, 7,443 have reached Series A or higher, and 5,721 to Series B or beyond.
Founded - 65,514
Funded - 15,356
Series A+ - 7,443
Series B+ - 5,721
Series C+ - 5,007
Company Stage | No. of companies |
|---|---|
Founded | 65,514 |
Funded | 15,356 |
Series A+ | 7,443 |
Series B+ | 5,721 |
Series C+ | 5,007 |
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Funding Trends in the FinTech sector in North America
Total funding year-on-year in the FinTech sector in North America
The FinTech sector in North America saw a total funding of more than $424B in the last 10 years. The most amount of funding was in 2021 at more than $95.6B. There has been a total funding of $34B in 2026 till date.
- Total Funding
Year | Total Funding |
|---|---|
2026 | $34B |
2025 | $36.6B |
2024 | $28.4B |
2023 | $33.3B |
2022 | $56.8B |
2021 | $95.6B |
2020 | $37.2B |
2019 | $39.5B |
2018 | $39B |
2017 | $24B |
Recent Funding Rounds in FinTech in North America
In the year 2026, till October 2026, FinTech companies in North America have raised $23.6B in equity funding across 792 rounds.
In the same period last year (i.e. till October 2025), FinTech companies in North America had raised $20.8B across 1.11K rounds.
So, 2026 has seen a 13.38% rise in funding in FinTech companies in North America as compared to 2025.
Here are some recent, important funding rounds in FinTech companies in North America:
Company | Round Raised | Amount Raised | Funding Date | Investors |
|---|---|---|---|---|
Series F | 6558 | Oct 30, 2026 | ||
Seed | 1631 | Oct 28, 2026 | ||
Series F | 1795 | Oct 28, 2026 | ||
Series B | 4550 | Oct 27, 2026 | and 4 more | |
Series A | 9359 | Oct 27, 2026 | and 3 more |
Top Investors in FinTech in North America
Y Combinator is the top investor in FinTech companies in North America based on number of companies invested.
Here are some top investors in FinTech companies in North America:
Investor | Location | Top Portfolio Companies |
|---|---|---|
Mountain View (United States) | ||
New York City (United States) | ||
Ho Chi Minh City (Vietnam) | ||
Sunnyvale (United States) | ||
New York City (United States) |
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M&A activity in FinTech sector in North America
In the year 2026, till October 2026, 219 acquisitions happened in FinTech sector in North America. Last year, in 2025, a total of 331 acquisitions happened in FinTech sector in North America.
Here are some recent, important acquisitions in FinTech sector in North America:
Company | Acquisition Type | Acquisition Date | Acquirers |
|---|---|---|---|
Business Acquisition | Oct 30, 2026 | ||
Business Acquisition | Oct 28, 2026 | ||
Business Acquisition | Oct 26, 2026 | ||
Business Acquisition | Oct 21, 2026 | ||
Business Acquisition | Oct 19, 2026 |
Acquisition trends in FinTech sector in North America
Here are the acquisition trends in FinTech sector in North America:
- Total Number of Acquisitions
Year | No. of companies |
|---|---|
2026 | 219 |
2025 | 331 |
2024 | 303 |
2023 | 240 |
2022 | 366 |
2021 | 490 |
2020 | 294 |
2019 | 277 |
2018 | 316 |
2017 | 249 |
IPOs in FinTech in North America
In the year 2026, till September 2026, 6 IPOs happened in FinTech sector in North America.
Here are some recent, important IPOs in FinTech sector in North America:
Company | IPO Date | Exchange Symbol |
|---|---|---|
Sep 18, 2026 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Jun 23, 2026 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Jun 01, 2026 | Canadian Securities Exchange (CSE) | |
Feb 20, 2026 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Jan 29, 2026 | National Association of Securities Dealers Automated Quotations (NASDAQ) |
Colleges which produce the most FinTech companies in North America
Companies founded by alumni from top colleges in the FinTech in North America
Most number of FinTech startups in North America have been founded by alumni from Stanford University, Harvard University and Massachusetts Institute of Technology.
College | No. of companies |
|---|---|
Stanford University | 574 |
Harvard University | 468 |
Massachusetts Institute of Technology | 354 |
University of Pennsylvania | 335 |
University of California (Berkeley) | 305 |
Harvard Business School | 291 |
Columbia University | 238 |
University of California (Los Angeles) | 221 |
Cornell University | 211 |
Wharton School | 201 |
Total funding in FinTech companies founded by alumni from top colleges in North America
In the last 10 years, Stanford University graduates' FinTech companies in North America have raised the most funding among top colleges. Harvard University alumni are second, and Massachusetts Institute of Technology alumni are third.
College | Total Funding |
|---|---|
Stanford University | $54B |
Harvard University | $34.3B |
Massachusetts Institute of Technology | $31.7B |
Stanford Business School | $25.3B |
University of California (Los Angeles) | $20.5B |
University of California (Berkeley) | $15.4B |
Harvard Business School | $14.7B |
University of Pennsylvania | $14.4B |
Wharton School | $14B |
Tel Aviv University | $12.9B |
Top News in FinTech in North America
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Springbrook Expands Cirrus ERP Platform with AI Innovations and Citizen PortalPR Newswire•Oct 30, 2026•Springbrook Software
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Sentinel AI and Webull Launch Pilot Program to Enhance Retail Investor EngagementNewMediaWire•Oct 30, 2026•Webull
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Calero Named Mobile Compliance Platform of the Year in 2026 Mobile Breakthrough AwardsBusiness Wire•Oct 29, 2026•Calero
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Storyteq, from ITG, named a leader in DAM by Gartner® due to its advanced AI approachEuropa Press•Oct 29, 2026•ITG
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Diligent Launches BIS50 Ownership Intelligence Dataset to Uncover Compliance RisksAiThority•Oct 29, 2026•Diligent
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