About Fluent Ventures
Fluent Ventures is a venture capital firm founded in 2023. It is primarily based out of San Francisco, United States. It primarily invests in United States based startups. Its investments are spread across a wide range of sectors from FinTech to Consumer and Enterprise Applications. Overall, Fluent Ventures portfolio has seen 3 unicorns and 1 IPO including key companies like Chime, Neon and Kin. Fluent Ventures has team of 5 people including 1 partners.Fluent Ventures' List of Top Investments
Fluent Ventures has a portfolio of 12 companies, including 3 unicorns. Their most notable investments include Chime and Neon.Their portfolio spans across United States, Mexico, Nigeria and 3 more locations. They have invested in FinTech, Consumer, Enterprise Applications and 8 other sectors. Here is the list of top investments by Fluent Ventures:1. Chime
Digital bank for individuals. Its services include debit cards, savings account, money transfers, cash withdrawals, online/offline payments, check deposits, and more. It also offers transaction and balance alerts. The application is available on iOS and Android devices.
Key facts about Chime
- Founded Year: 2012
- Location: San Francisco (United States)
- Annual Revenue: $1B+ as on Dec 31, 2024
- Stage: Public
- Total Funding till date: $3.15B
- Employee Count: 2,506 as on Aug 31, 2026
- Investors: equitywestsecurities.com, Access Industries and 58 Others
- Latest Funding Round: Series F, Aug 06, 2021, $*****
- Highlight: Public
2. Neon
Provider of an online bank for consumers. Its services include deposit accounts, money transfers, bill payments, NFC-enabled debit cards for online/offline purchases, and cash withdrawals. It offers an app-based platform that is available on iOS and Android stores.
Key facts about Neon
- Founded Year: 2016
- Location: Sao Paulo (Brazil)
- Valuation: $*****
- Stage: Series E
- Total Funding till date: $924M
- Employee Count: 1,941 as on Aug 31, 2026
- Investors: General Atlantic, Across Capital and 24 Others
- Latest Funding Round: Series E, Jul 10, 2025, $*****
- Highlight: Editors' Pick

3. Kueski
Provider of an online platform for personal loans. It offers loans to salaried individuals with customized terms, amounts, and repayment options. Users must add the required details along with the documents and select the required loan option. Once approved, the funds are transferred to the registered bank account.
Key facts about Kueski
- Founded Year: 2012
- Location: Guadalajara (Mexico)
- Stage: Series C
- Total Funding till date: $137M
- Employee Count: 573 as on Aug 31, 2026
- Investors: IDC Ventures, Core Ventures Group and 29 Others
- Latest Funding Round: Series C, Oct 21, 2022, $*****
- Highlight: Editors' Pick

4. Kin
Online platform for homeowner insurance platform for individuals. It offers claims settlement services. It features a repair program for policyholders to rebuild homes. It offers insurance such as condo insurance, vacation home insurance, landlord insurance, and more. It also helps with insurance fraud.
Key facts about Kin
- Founded Year: 2016
- Location: Chicago (United States)
- Valuation: $*****
- Stage: Series E
- Total Funding till date: $422M
- Employee Count: 736 as on Aug 31, 2026
- Investors: August Capital, Savano Capital Partners and 52 Others
- Latest Funding Round: Series E, Sep 08, 2025, $*****
- Highlight: Editors' Pick

5. ZenBusiness
Cloud based business incorporation platform. It provides solutions and guidance for business owners. The platform offers tools, services, and support to start, run, and grow a business. It helps customers to protect the liability, manage finances, and establish online presence with a dashboard.
Key facts about ZenBusiness
- Founded Year: 2017
- Location: Austin (United States)
- Valuation: $*****
- Stage: Series C
- Total Funding till date: $275M
- Employee Count: 302 as on Aug 31, 2026
- Investors: Omega Venture Partners, SoftBank Vision Fund and 30 Others
- Latest Funding Round: Series C, Nov 08, 2021, $*****
- Highlight: Editors' Pick
Unicorns in Fluent Ventures' Portfolio
Fluent Ventures has 3 unicorns in its portfolio - Kin, Neon and ZenBusiness. The most recent unicorn in their portfolio is Kin. It became a unicorn in 2023, 3 years before Fluent Ventures first invested in it.Here is a list of unicorns in Fluent Ventures' portfolio:
Tracxn Score | Company | Short Description | Founded year | Sector | Location | Company Stage | First Investment/ Acquisition Details |
|---|---|---|---|---|---|---|---|
66 | Online platform for homeowner insurances for individuals | 2016 | Chicago | Series E | zarknci | ||
77 | Provider of an online bank for consumers | 2016 | Sao Paulo | Series E | aivjtuy | ||
65 | Cloud based business incorporation platform | 2017 | Austin | Series C | miwbfba |
IPOs and Publicly Listed companies in Fluent Ventures' Portfolio
1 of Fluent Ventures' portfolio company became public - Chime. It got listed on the National Association of Securities Dealers Automated Quotations (NASDAQ), in Jun 2025 at marketcap of $8.97BHere are Fluent Ventures' portfolio companies that went public:
Company | IPO Date | First Invested on | First Round of Investment | Round Size |
|---|---|---|---|---|
Jun 12, 2025 | - | - | 6502 |
Team profile of Fluent Ventures
Fluent Ventures has a team of 5 members including 1 Partner and 1 Venture Partner located in United States. Fluent Ventures' team does not sit on the board of any company as of now.Recent News related to Fluent Ventures
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BRKZ secures a $17 million Series A round to strengthen its presence in Saudi ArabiaAssiyaq•Feb 11, 2025•BRKZ, Capifly, BECO Capital, Aramco and 12 others
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Baton Raises $10M Series A to Lead America’s Future of Small Business Salesintelligence360•Feb 10, 2025•Baton Market, Obvious Ventures, Burst Capital, Fluent Ventures and 1 other
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Baton Raises $10M Series A to Lead America’s Future of Small Business SalesSalesTech Star•Jan 22, 2025•Baton Market, Obvious Ventures, Burst Capital, Fluent Ventures and 9 others
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Prima Secures $42.5 Million to Transform Manufacturing Across North America and Grow Its US FootprintMiningstockeducation•Dec 06, 2024•Prima, ACrew, Quona, Greenoaks and 11 others
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African B2B e-commerce startup Sabi tops $300M valuation in new fundingcrast.net•May 19, 2023•Sabi, CommerzVentures, Norrsken22, Fluent Ventures and 5 others
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Billing platform Inbox Health raises $22.5M and more digital health fundingsMobiHealthNews•May 04, 2023•Inbox Health, Hygieia, Connecticut Innovations, Healthy Ventures and 13 others
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GGV Leads USD60m Series B+ for Mexico’s ClaraLAVCA•Apr 27, 2023•Notable Capital, Clara, Endeavor, Citi and 9 others
