About ZEMU
ZEMU is a venture capital firm founded in 2018. It is primarily based out of Shanghai, China. As of Aug 2024, ZEMU has invested in 7 companies. It primarily invests in Seed round in China based startups. Its investments are spread across a wide range of sectors from FinTech to HealthTech and InsurTech. Most recently it participated in the $***** Seed round of stabble A lot of funds co-invest with ZEMU, with names like JKL Group sharing a substantial percentage of its portfolio. ZEMU has team of 6 people including 3 partners.ZEMU's List of Top Investments
ZEMU has a portfolio of 7 companies. Their most notable investments are in Avify and YAS.Their portfolio spans across China, Germany, Netherlands and 3 more locations. They have invested in FinTech, HealthTech, InsurTech and 7 other sectors, across stages such as Seed stage. Here is the list of top investments by ZEMU:1. RedotPay
Provider of cryptocurrency payment card and app. It offers a cryptocurrency card for crypto payments. It provides a range of services, including instant approval for virtual and physical cards deposit of crypto, and management of digital assets.
Key facts about RedotPay
- Founded Year: 2023
- Location: Hong Kong (China)
- Stage: Series B
- Total Funding till date: $194M
- Employee Count: 123 as on Mar 31, 2026
- Investors: Lightspeed Venture Partners, DST Global and 10 Others
- Latest Funding Round: Series B, Dec 16, 2025, $*****

2. YAS
App-based micro health insurance solutions for individuals. It offers solutions for cyclist microinsurance, medical expenses coverage, bike repair expenses coverage, accident protection, and more. The app is available for Android and iOS platforms.
Key facts about YAS
- Founded Year: 2019
- Location: Wan Chai (China)
- Stage: Seed
- Total Funding till date: $4.5M
- Employee Count: 37 as on Jul 01, 2024
- Investors: Plug and Play APAC, Beyond Ventures and 7 Others
- Latest Funding Round: Seed, Sep 30, 2022, $*****
- Highlight: Editors' Pick
3. Stack
Key facts about Stack
- Founded Year: 2019
- Location: Rotterdam (Netherlands)
- Stage: Seed
- Total Funding till date: $3.35M
- Employee Count: 12 as on May 30, 2025
- Investors: Peak, Flyer One Ventures and 6 Others
- Latest Funding Round: Seed, Jul 27, 2022, $*****

4. Zywa
Provider of a financial application and card for young adults. The application allows users to spend, save, and earn money. It facilitates money transfers and tracks spending. The card can be frozen and set with spending limits. The application also provides access to rewards and cashback offers.
Key facts about Zywa
- Founded Year: 2020
- Location: Dubai (United Arab Emirates)
- Stage: Seed
- Total Funding till date: $4M
- Employee Count: 11 as on Jul 01, 2024
- Investors: Goodwater Capital, Rebel Fund and 5 Others
- Latest Funding Round: Seed, Aug 23, 2022, $*****
- Highlight: Editors' Pick

5. Avify
Provider of SaaS-based inventory and order management software solutions. The software feature includes integration of messaging, billing & payment services, collection of orders by conversations & social networks, creating shipping guides, client management, and more.
Key facts about Avify
- Founded Year: 2012
- Location: San Jose (United States)
- Stage: Seed
- Total Funding till date: $800K
- Employee Count: 6 as on Jul 01, 2024
- Investors: 500 Global, Venture Do and 8 Others
- Latest Funding Round: Seed, Dec 07, 2023, $*****
ZEMU's Year-on-Year Investment Trends
ZEMU has invested in 7 companies over the last 4 years, with an average of 1 new investment annually in the last 3 years. Its most recent first time investment was in stabble.Year | No. of Investments | ||
|---|---|---|---|
1st Round | Follow-on | Total | |
2026 (YTD) | 0 | 0 | 0 |
2025 | 0 | 0 | 0 |
2024 | 1 | 0 | 1 |
2023 | 1 | 0 | 1 |
2022 | 3 | 0 | 3 |
ZEMU's Investments by Stage
ZEMU has made 5 investments in Seed stage with an average round size of $2.66M.ZEMU's Investments by Sector
ZEMU has a diverse portfolio, with companies operating in the FinTech, Blockchain - Industry Applications, Blockchain Technology, Enterprise Applications and Enterprise Infrastructure. Notably, it has invested in 6 Tech companies, 5 Consumer (B2C) companies, 4 Software companies and at least 3 companies focusing on Blockchain.Sector | No. of Investments |
|---|---|
FinTech | 3 |
Blockchain - Industry Applications | 2 |
Blockchain Technology | 1 |
Enterprise Applications | 1 |
Enterprise Infrastructure | 1 |
Others | 4 |
Note: We have considered here, only first round of investments
ZEMU's Investments by Geography
ZEMU has made most investments in China (1), followed by Germany where it has made 1 investment.Country | No. of Investments |
|---|---|
China | 1 |
Germany | 1 |
Netherlands | 1 |
United Arab Emirates | 1 |
United States | 1 |
Note: We have considered here, only first round of investments
ZEMU's recent investments
ZEMU has not made any investment in 2026 so far.Here are the most recent investments by ZEMU:
Date | Company | Location | Round Details | Round Amount | Co-Investors |
|---|---|---|---|---|---|
Aug 05, 2024 | Germany | Seed | 2708 | [+5] | |
Dec 07, 2023 | United States | Seed | 4233 | [+8] | |
Sep 30, 2022 | China | Seed | 4800 | [+2] | |
Aug 23, 2022 | United Arab Emirates | Seed | 6638 | [+4] | |
Jul 27, 2022 | Netherlands | Seed | 2525 | [+3] |
Team profile of ZEMU
ZEMU has a team of 6 members including 3 Partners and 1 Principal located in China. ZEMU's team does not sit on the board of any company as of now.Here is a list of all team members in ZEMU:
Name | Designation | Location | Board Memberships | Contact Details |
|---|---|---|---|---|
Partner | Hong Kong | - | - | |
Partner | - | - | - | |
Partner | - | - | - | |
Principal | Shanghai | - | - |
Co-investors of ZEMU
Over the past 4 years, 31 investors have co-invested in ZEMU's portfolio companies. This includes funds and angels.
- Invested before ZEMU: 500 Global, Beyond Ventures and 4 others have invested in rounds before ZEMU. There are 2 companies where 500 Global has invested before ZEMU and 1 company where Beyond Ventures has invested before ZEMU.
- Top Co-investors of ZEMU: 25 investors entered a company along with ZEMU. These include investors like JKL Group (1 company).
Recent News related to ZEMU
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Avify closes pre-seed investment for US$800 thousandTekios•Dec 08, 2023•Avify, ZEMU, Ganas Ventures, Amplifica Capital and 3 others
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YAS MicroInsurance Closes US$4.5M Pre-Series A Funding RoundFinSMEs•Sep 30, 2022•YAS, JKL Group, ZEMU
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MENA fintech startup raises $3 million for Gen Z bankingITP•Sep 23, 2022•Zywa, Goodwater Capital, Dubai Future District Fund, Rebel Fund and 1 other
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Teen-focused fintech startup Zywa raises $3m seed roundGulf Business•Aug 23, 2022•Zywa, Goodwater Capital, Dubai Future District Fund, Rebel Fund and 2 others
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YC Backed Better Opinions Raises $2.5 Million from Metaplanet VC othersSMEStreet.in•Jul 25, 2022•Y Combinator, Taurus Ventures, Original Capital, Tremis and 17 others
