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Atlanticus Holdings - About the company

Atlanticus Holdings is a public company based in Atlanta (United States), founded in 1996. It operates as a Provider of credit cards for individuals and businesses. Atlanticus Holdings has raised an undisclosed amount in funding. The company has 527 active competitors, including 38 funded and 31 that have exited. Its top competitors include companies like SoFi, Affirm and Moneylion.

Company Details

Provider of credit cards for individuals and businesses. It provides users with general-purpose credit cards for consumers, retail credit cards for point-of-sale financing, and more. It also offers solutions for financing healthcare payments.
Email ID
*****@atlanticus.com
Phone Number
+1 **********
Registered Address
Atlanta, Georgia
Key Metrics
Founded Year
1996
Location
Atlanta, United States
Stage
Public
Ranked
Annual Revenue
$1B+ as on Dec 31, 2025
Employee Count
699 as on Aug 31, 2026
Investment & Acquisitions
Similar Companies
Exit Details
Public

Atlanticus Holdings's IPO details

Atlanticus Holdings got listed on Apr 23, 1999.
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Atlanticus Holdings's funding and investors

Atlanticus Holdings has raised funding over 3 rounds. Its latest funding round was a Conventional Debt round on Nov 28, 2018 for $*****. 1 investor participated in its latest round. Atlanticus Holdings has 3 institutional investors.

Here is the list of recent funding rounds of Atlanticus Holdings:
Date of Funding
Funding Amount
Round Name
Post-Money Valuation
Revenue Multiple
Lead Investors
Other Investors
Nov 28, 2018
8399957
Conventional Debt
6590531
5167433
4035963
7292413
Jun 17, 2018
7878447
Conventional Debt
3673856
1027345
6095511
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Atlanticus Holdings' founders and board of directors

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Atlanticus Holdings' employee count trend

Atlanticus Holdings has 699 employees as of Aug 26. Here is Atlanticus Holdings's employee count trend over the years:
Employee count trend for Atlanticus Holdings
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Atlanticus Holdings's Competitors and alternates

Top competitors of Atlanticus Holdings include SoFi, Affirm and Moneylion. Here is the list of Top 10 competitors of Atlanticus Holdings, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for SoFi
SoFi
2011, San Francisco (United States), Public
Online bank offering consumer loans and insurances
$3.04B
87/100
2nd
Logo for Affirm
Affirm
2012, San Francisco (United States), Public
Provider of point of sale financing solutions for consumers and merchants
$1.22B
86/100
3rd
Logo for Moneylion
Moneylion
2013, Sandy (United States), Acquired
Online platform for instant consumer loans and mobile banking
$268M
82/100
4th
Logo for American Express
American Express
1850, New York City (United States), Public
Online comparison portal of financial products for individuals and businesses
-
78/100
5th
Logo for Avant
Avant
2012, Chicago (United States), Series E
Online platform for consumer loans
$905M
77/100
6th
Logo for Best Egg
Best Egg
2000, Wilmington (United States), Acquired
Online platform for personal loans
$300M
75/100
7th
Logo for Upgrade
Upgrade
2016, San Francisco (United States), Series G
Provider of consumer credit and banking products
$750M
72/100
8th
Logo for Earnest
Earnest
2013, San Francisco (United States), Acquired
Direct lender for student loan refinancing and personal loans
$107M
71/100
9th
Logo for Discover
Discover
1985, Riverwoods (United States), Acquired
Provider of banking and card payment network
-
-
69/100
10th
Logo for LendingPoint
LendingPoint
2014, Atlanta (United States), Series B
Personal loans provider offering financial solutions with proprietary technology and AI
$325M
69/100
11th
Logo for Atlanticus Holdings
Atlanticus Holdings
1996, Atlanta (United States), Public
Provider of credit cards for individuals and businesses
-
67/100
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Atlanticus Holdings's Investments and acquisitions

Atlanticus Holdings has made 2 investments in Fintiv and Prosper and acquired Mercury Financial.
Here is the list of these investments and acquisitions:
Date of Investment/Acquisition
Type
Company Name
Founded Year
Location
Sep 11, 2025
Acquisition
2013
Columbus (United States)
May 30, 2014
Investments
2008
Austin (United States)
Jan 28, 2013
Investments
2005
San Francisco (United States)
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Reports related to Atlanticus Holdings

Here is the latest report on Atlanticus Holdings's sector:

News related to Atlanticus Holdings

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Media has covered Atlanticus Holdings for a total of 8 events in the last 1 year, 1 of them has been about company updates.
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FAQs about Atlanticus Holdings

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