CreditMantri - About the company
CreditMantri is a series B company based in Chennai (India), founded in 2012 by Gowri Thyagarajan Mukherjee, Rajasundaram Sudarshan and Ranjit Punja. It operates as an App-based credit score management platform. CreditMantri has raised $14.3M in funding from investors like Accion, Chiratae Ventures and Elevar Equity, with a current valuation of ₹*****. The company has 30 active competitors, including 6 funded and 6 that have exited. Its top competitors include companies like TransUnion, Equifax and CRIF.
Company Details
App-based credit score management platform. It offers a proprietary technology to analyze credit history and helps understand credit worthiness for users. Users can access their credit scores, learn how they can improve their credit health, resolve past issues, reduce current borrowing costs and in the process discover loan products best matched to their credit profile.
- Website
- www.creditmantri.com/
- Social
- Email ID
- *****@creditmantri.com
- Phone Number
- +91 **********
- Registered Address
- B-2 PHASE-1, LOWER GROUND FLOOR, SPENCER PLAZA, 769, ANNA SALAI, Anna Road, Chennai, Chennai, Tamil Nadu, India, 600002
Key Metrics
Founded Year
2012
Location
Chennai, India
Stage
Series B
Total Funding
$14.3M in 5 rounds
Latest Funding Round
Post Money Valuation
₹***** as on May 22, 2020
Ranked
8th among 30 active competitors
Annual Revenue
₹10 - ₹50 Cr as on Mar 31, 2025
Employee Count
372 as on Aug 31, 2025
Similar Companies
Legal entities associated with CreditMantri
CreditMantri is associated with 1 legal entity given below:
Legal Entity Name | Date of Incorporation | Revenue | Latest Employee Count | Documents |
|---|---|---|---|---|
CREDITMANTRI FINSERVE PRIVATE LIMITED CIN: U72100TN2012PTC085154 , India, Active | Mar 27, 2012 | ₹10 - ₹50 Cr (As on Mar 31, 2025) | 372 (As on Aug 31, 2025) |
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CreditMantri's funding and investors
CreditMantri has raised a total funding of $14.3M over 5 rounds. Its first funding round was on May 19, 2015. Its latest funding round was a Series B round on May 22, 2020 for $*****. 4 investors participated in its latest round. CreditMantri has 8 institutional investors.
Here is the list of recent funding rounds of CreditMantri:
Filter this list
Filter this listDate of Funding | Funding Amount | Round Name | Post-Money Valuation | Revenue Multiple | Lead Investors | Other Investors |
|---|---|---|---|---|---|---|
May 22, 2020 | 5663171 | Series B | 4350642 | 7423663 | 6260002 | 4102671 |
Jun 20, 2019 | 1726153 | Series B | 4659088 | 4756777 | 8910673 | 9600803 |
Jan 04, 2019 | 4130102 | Series B | 7209748 | 2675319 |
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CreditMantri's founders and board of directors
Founder? Claim ProfileThe founders of CreditMantri are Gowri Thyagarajan Mukherjee, Rajasundaram Sudarshan and Ranjit Punja. Ranjit Punja and Safiya Banu are the CEOs of CreditMantri.
Here are the details of CreditMantri's key team members:
- Gowri Thyagarajan Mukherjee: Co-Founder & CMO of CreditMantri. They serve on the board of 1 company.Contact Info: 1 email address and 1 phone number
- Rajasundaram Sudarshan: Co-founder of CreditMantri. They serve on the board of 1 company.Contact Info: 1 phone number
- Ranjit Punja: Co-Founder & Co-CEO of CreditMantri. They serve on the board of 1 company.Contact Info: 1 email address and 1 phone number
- Safiya Banu: Co-CEO of CreditMantri. Contact Info: 1 email address
CreditMantri's Board of Directors
CreditMantri's board has 7 active members. Gowri Thyagarajan Mukherjee, Varun Malhotra and Rajasundaram Sudarshan are part of team and Jyotsna Krishnan, Akshay Chandrasekhar, Sundaram Meenakshi Sivaramakrishnan and Ganesh Venkateshwaran Rengaswamy are independent board members.Here is the list of CreditMantri's board of directors:
Name | Type | Representing | Status | Duration |
|---|---|---|---|---|
Team | - | Current | 14y 3m | |
bhkfezu | Team | - | Past | 2y 7m |
shzvziv | Team | - | Past | 1y 6m |
Investor | - | Current | 3y 10m | |
Independent board member | - | Current | 4y 8m | |
czfreja | Independent board member | - | Current | 5y 5m |
wwumvkg | Independent board member | - | Past | 7y 6m |
hxdd{tl | Independent board member | - | Past | 6y 9m |
kokvchn | Independent board member | - | Past | 2y 5m |
View details of CreditMantri's Founder profiles and Board Members
CreditMantri's employee count trend
CreditMantri has 372 employees as of Aug 25. The total employee count is 3.0% lower than what it was in Aug 24. Here is CreditMantri's employee count trend over the years:
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CreditMantri's Competitors and alternates
Top competitors of CreditMantri include TransUnion, Equifax and CRIF. Here is the list of Top 10 competitors of CreditMantri, ranked by Tracxn score:
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Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st |  TransUnion 1968, Chicago (United States), Public | Provider of consumer credit reports, credit monitoring, scores, and identity tools | $7.5M | 79/100 | |
2nd |  Equifax 1899, Atlanta (United States), Public | Provider of consumer credit reporting, monitoring, and identity theft protection services | - | 77/100 | |
3rd | Provider of a credit scoring solution for businesses | $8.79M | 68/100 | ||
4th | Provider of free credit scores and personalized credit improvement insights | $14.5M | 64/100 | ||
5th | Provider of credit score tracking, analysis, and improvement plan services | $13.2M | 64/100 | ||
6th | FICO 1956, San Jose (United States), Acquired | Provider of AI decisioning platforms and credit scoring solutions for enterprises | - | 64/100 | |
7th | India Ratings and Research 1995, Mumbai (India), Funding Raised | Credit rating and research agency offering financial data | - | - | 58/100 |
8th | CreditMantri 2012, Chennai (India), Series B | App-based credit score management platform | $14.3M | 56/100 | |
9th | Credit scoring data and customer information provider | $19.1M | 56/100 | ||
10th |  TransUnion CIBIL 2000, Mumbai (India), Funding Raised | Provider of credit scores datasets | - | 55/100 |
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CreditMantri's Latest cap tables and shareholding
Founders own 29.71%, Funds (largest shareholder) own 67.14% and ESOP Pool own 3.16%. The net worth of CreditMantri's founders is INR 47.9Cr as of May 22, 2020.
Shareholders Name | Post Round Holding % | Net worth | Cumulative Investment | Realised Returns | Unrealised Returns | Return Multiple |
|---|---|---|---|---|---|---|
Founder | 29.71% | 47.9Cr | 2235488 | 7693447 | 2509313 | 5007990 |
3328759 | 8137342 | 3554152 | 7602254 | 8843982 | 3131167 | |
9044225 | 2951047 | 8340164 | 9705454 | 8691383 | 7504916 | |
5954850 | 3373644 | 2257873 | 4451901 | 1775440 | 7936724 | |
Fund | 67.14% | 108Cr | 4044041 | 5899928 | 1615774 | 4593269 |
3418602 | 7056691 | 5449960 | 2104258 | 9216430 | 7294285 | |
6775094 | 2526663 | 1172581 | 1785580 | 1849498 | 1622724 | |
3825381 | 6183473 | 7724164 | 2490241 | 2156410 | 2526343 | |
61 | 38 | 66 | 12 | 89 | 74 | |
0 | 0 | 0 | 0 | 0 | 0 | |
ESOP Pool | 3.16% | 5.1Cr | 126 | 538 | 559 | 466 |
Total | 100.00% | 161Cr | 8843479 | 2833727 | 4741152 | 8522922 |
To unlock detailed Cap Table of CreditMantri Sign up today!Notes: The column Net Worth represents the net worth of investments made by that entity, as per the latest cap table.
DisclaimerView more details of CreditMantri's Shareholding
CreditMantri's Investments and acquisitions
CreditMantri has made no investments or acquisitions yet.
Reports related to CreditMantri
Here is the latest report on CreditMantri's sector:
News related to CreditMantri
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Fintech Startup CreditMantri Raising INR 6 Cr From IDG Capital, OthersInc42•May 18, 2020•CreditMantri, IDG Capital, Elevar Equity, Accion and 2 others
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CreditMantri set to raise Rs 51 Cr from new & existing investorsIndiatimes•Feb 20, 2017•CreditMantri, Credit Management Group UK, Quona, Newid Capital and 5 others
•
Poor credit score stopped your loan from going through? CreditMantri can help you set it rightYourStory•Apr 21, 2016•CreditMantri, Citibank India, i2i, Elevar Equity and 1 other
Get curated news about company updates, funding rounds, M&A deals and others. Sign up today!Are you a Founder ?
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