When was CreditMantri founded?

CreditMantri was founded in 2012 and raised its 1st funding round 3 years after it was founded.

Where is CreditMantri located?

CreditMantri is headquartered in Chennai, India. It is registered at B-2 PHASE-1, LOWER GROUND FLOOR, SPENCER PLAZA, 769, ANNA SALAI, Anna Road, Chennai, Chennai, Tamil Nadu, India, 600002.

Who is the current CEO of CreditMantri?

Ranjit Punja and Safiya Banu s of CreditMantri. Ranjit Punja has also founded 1 company.

Which legal entities is CreditMantri associated with?

CreditMantri is associated with CREDITMANTRI FINSERVE PRIVATE LIMITED.

How many employees does CreditMantri have?

As of Aug 31, 2025, CreditMantri has 372 employees, reflecting a 2% year-over-year decline in headcount.

Is CreditMantri a funded company?

CreditMantri is a funded company, having raised a total of $14.3M across 5 funding rounds to date. The company's 1st funding round was a $***** Series A round, raised on May 19, 2015.

How much is CreditMantri worth?

The latest valuation of CreditMantri is $***** as of May 22, 2020. This marks a decline of 20% from its peak valuation of $26.5M in May, 2015. This marks a decline of 20% from its peak valuation of $26.5M in May, 2015.

When was the latest funding round of CreditMantri?

CreditMantri's latest funding was a $***** Series B round on May 22, 2020, with participation from 4 investors. Its primary sector is Alternative Lending. In India, the Alternative Lending sector has seen $1.01B in funding in 2026 to date.

What is the annual revenue of CreditMantri?

Annual revenue of CreditMantri is between ₹10 Cr and ₹50 Cr as on Mar 31, 2025

Where does CreditMantri rank among its competitors?

CreditMantri ranks 7th amongst 26 active competitors, of which 5 are funded. It stands 3rd in terms of total funding among its competitors. The most recent competitor to raise funding was GoodScore, which secured $13.2M in Oct, 2025.

Who are the top competitors of CreditMantri?

CreditMantri's top competitors include TransUnion, Equifax and CRIF. Among them, GoodScore secured the most recent funding round in October, 2025.

CreditMantri - 2026 Company Profile, Team, Funding, Competitors & Financials

CreditMantri is a series B company based in Chennai (India), founded in 2012 by Gowri Thyagarajan Thyagarajan and Ranjit Punja. It operates as an App-based credit score management platform. CreditMantri has raised $14.3M in funding from investors like Accion, Chiratae Ventures and Elevar Equity, with a current valuation of $*****. The company has 26 active competitors, including 5 funded and 6 that have exited. Its top competitors include companies like TransUnion, Equifax and CRIF.

Company Details

App-based credit score management platform. It offers a proprietary technology to analyze credit history and helps understand credit worthiness for users. Users can access their credit scores, learn how they can improve their credit health, resolve past issues, reduce current borrowing costs and in the process discover loan products best matched to their credit profile.

Website: www.creditmantri.com/
Social
Email ID: *****@creditmantri.com
Phone Number: +91 **********
Registered Address: B-2 PHASE-1, LOWER GROUND FLOOR, SPENCER PLAZA, 769, ANNA SALAI, Anna Road, Chennai, Chennai, Tamil Nadu, India, 600002

Key Metrics

Founded Year

2012

Location

Chennai, India

Stage

Series B

Total Funding

$14.3M in 5 rounds

Latest Funding Round

Series B, May 22, 2020, $*****

Post Money Valuation

$***** as on May 22, 2020

Investors

Accion & 7 more

Ranked

7^th among 26 active competitors

Annual Revenue

₹10 - ₹50 Cr as on Mar 31, 2025

Employee Count

372 as on Aug 31, 2025

Similar Companies

ClearScore & 191 more

View CreditMantri's full profile

CreditMantri is associated with 1 legal entity given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
CREDITMANTRI FINSERVE PRIVATE LIMITED CIN: U72100TN2012PTC085154 , India, Active	Mar 27, 2012	₹10 - ₹50 Cr (As on Mar 31, 2025)	372 (As on Aug 31, 2025)

CreditMantri has raised a total funding of $14.3M over 5 rounds. Its first funding round was on May 19, 2015. Its latest funding round was a Series B round on May 22, 2020 for $*****. 4 investors participated in its latest round. CreditMantri has 8 institutional investors.

Here is the list of recent funding rounds of CreditMantri:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
May 22, 2020	3081919	Series B	1546313	7643275	7136781	3306286
Jun 20, 2019	2954065	Series B	8815417	3624194	3820497	8291701
Jan 04, 2019	4636016	Series B	2229620	1957989	Accion & 1 more	Trifecta Capital

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View details of CreditMantri's funding rounds and investors

The founders of CreditMantri are Gowri Thyagarajan Thyagarajan and Ranjit Punja. Ranjit Punja and Safiya Banu are the CEOs of CreditMantri.

Here are the details of CreditMantri's key team members:

Gowri Thyagarajan Thyagarajan: Co-Founder & CMO of CreditMantri. They serve on the board of 1 company.
Contact Info: 1 email address and 1 phone number
Ranjit Punja: Co-Founder & Co-CEO of CreditMantri. They serve on the board of 1 company.
Contact Info: 1 email address and 1 phone number
Safiya Banu: Co-CEO of CreditMantri.
Contact Info: 1 email address

CreditMantri's Board of Directors

CreditMantri's board has 7 active members. Gowri Thyagarajan Thyagarajan, Varun Malhotra and Sudarshan Rajasundaram are part of team and Jyotsna Krishnan, Akshay Chandrasekhar, Sundaram Meenakshi Sivaramakrishnan and Ganesh Venkateshwaran Rengaswamy are independent board members.

Here is the list of CreditMantri's board of directors:

Name	Type	Representing	Status	Duration
Sudarshan Rajasundaram	Team	-	Current	14y 5m
ghohsoo	Team	-	Past	7y 8m
uylpdil	Team	-	Past	2y 4m
Varun Malhotra	Investor	-	Current	3y 11m
Akshay Chandrasekhar	Independent board member	-	Current	4y 10m
sikqgkp	Independent board member	-	Current	2y 9m
rvlfb{p	Independent board member	-	Past	4y 9m
zqqhrkf	Independent board member	-	Past	9y 8m
oarksqj	Independent board member	-	Past	4y 9m

View details of CreditMantri's Founder profiles and Board Members

CreditMantri's employee count trend

CreditMantri has 372 employees as of Aug 25. The total employee count is 3.0% lower than what it was in Aug 24. Here is CreditMantri's employee count trend over the years:

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Top competitors of CreditMantri include TransUnion, Equifax and CRIF. Here is the list of Top 10 competitors of CreditMantri, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	TransUnion 1968, Chicago (United States), Public	Provider of consumer credit reports, credit monitoring, scores, and identity tools	$7.5M	MidOcean Partners, Rock Creek Capital & 4 others	79/100
2nd	Equifax 1899, Atlanta (United States), Public	Provider of consumer credit reporting, monitoring, and identity theft protection services	-	SBI, T. Rowe Price & 44 others	78/100
3rd	CRIF 2005, Mumbai (India), Acquired	Provider of a credit scoring solution for businesses	$8.79M	SBI, Punjab National Bank & 32 others	69/100
4th	GoodScore 2023, Bengaluru (India), Series A	Provider of credit score tracking, analysis, and improvement plan services	$13.2M	Peak XV Partners, Stellaris & 2 others	64/100
5th	FICO 1956, San Jose (United States), Acquired	Provider of AI decisioning platforms and credit scoring solutions for enterprises	-	Truist, Europa	63/100
6th	OneScore 2019, Pune (India), Series A	Provider of free credit scores and personalized credit improvement insights	$14.5M	Z47, Peak XV Partners & 3 others	63/100
7th	CreditMantri 2012, Chennai (India), Series B	App-based credit score management platform	$14.3M	Chiratae Ventures, Trifecta Capital & 6 others	55/100
8th	CIBIL 2000, Mumbai (India), Acquired	Credit scoring data and customer information provider	$19.1M	SBI, Punjab National Bank & 27 others	48/100
9th	Enterprise Tiger 2016, Bengaluru (India), Early Stage	Provider of a platform for managing and streamlining the debt collection process	$5.56M	-	47/100
10th	TransUnion CIBIL 2000, Mumbai (India), Funding Raised	Provider of credit scores datasets	-	NSDL, Ge Strategic Investment & 8 others	46/100

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Founders own 29.71%, Funds (largest shareholder) own 67.14% and ESOP Pool own 3.16%. The net worth of CreditMantri's founders is INR 47.9Cr as of May 22, 2020.

Shareholders Name	Post Round Holding %	Net worth	Cumulative Investment	Realised Returns	Unrealised Returns	Return Multiple
Founder	29.71%	47.9Cr	2064957	9964493	1918613	1106534
Ranjit Punja	1474981	7398464	9162553	2101965	4088802	7406795
Gowri Thyagarajan Thyagarajan	1785898	1507467	3371627	1386622	8828281	4600108
Fund	67.14%	108Cr	5979018	7978556	3043449	4907365
Accion	8763263	3349138	2655583	5062468	7625253	2145441
Chiratae Ventures	3066761	8146859	4804336	3437335	3196618	9385067
Elevar Equity	9970580	6632804	2871581	7014406	7167434	5693509
Newid Capital	38	77	82	53	80	57
Trifecta Capital	0	0	0	0	0	0
ESOP Pool	3.16%	5.1Cr	392	658	223	891
Total	100.00%	161Cr	4393932	1164386	2224270	9586957