When was FICO founded?

FICO was founded in 1956 and raised its 1st funding round 52 years after it was founded.

Where is FICO located?

FICO is headquartered in San Jose, United States.

How many employees does FICO have?

As of Aug 31, 2026, the latest employee count at FICO is 3827.

Is FICO a funded company?

FICO is a funded company, having raised an undisclosed amount across 4 funding rounds to date. The company's 1st funding round was a $***** Conventional Debt round, raised on May 09, 2008.

When was the latest funding round of FICO?

FICO's latest funding was a $***** Grant (prize money) round on Jan 01, 2021, with participation from 1 investor.

What is the annual revenue of FICO?

Annual revenue of FICO is more than $1B as on Sep 30, 2025

Where does FICO rank among its competitors?

FICO ranks 6th amongst 95 active competitors, of which 18 are funded. It stands 8th in terms of total funding among its competitors. The most recent competitor to raise funding was SelectFI, which secured $500K in Oct, 2025.

Who are the top competitors of FICO?

FICO's top competitors include TransUnion, Equifax and Experian. Among them, SelectFI secured the most recent funding round in October, 2025.

FICO - 2026 Company Profile, Team, Funding, Competitors & Financials

Company Details

Provider of AI decisioning platforms and credit scoring solutions for enterprises. The company delivers software that combines analytics, machine learning, and decision management to optimize customer lifecycle processes including acquisition, onboarding, origination, fraud prevention, compliance, and collections. Its FICO Score models serve as industry standards for credit risk assessment used by lenders across mortgages, consumer finance, and commercial portfolios. The platform supports real-time decisions at scale across financial services, insurance, telecom, and retail sectors with integrated omnichannel communication capabilities.

Website: www.fico.com/
Social
Email ID: *****@fico.com, *****@fico.com
Phone Number: +1 **********

Key Metrics

Founded Year

1956

Location

San Jose, United States

Stage

Acquired

Latest Funding Round

Grant (prize money), Jan 01, 2021, $*****

Investors

Truist & 1 more

Ranked

6^th among 95 active competitors

Annual Revenue

$1B+ as on Sep 30, 2025

Employee Count

3,827 as on Aug 31, 2026

Investment & Acquisitions

CR Software & 13 more

Similar Companies

TransUnion & 166 more

Exit Details

Acquired by Institutional Shareholder Services (Oct 21, 2020)

View FICO's full profile

FICO is associated with 3 legal entities given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
FAIR ISAAC CORP CIN: 814547 , United States, Active	May 14, 1987	$1B+ (As on Sep 30, 2025)	-	-
FAIR ISAAC INDIA SOFTWARE PRIVATE LIMITED CIN: U72200KA2003PTC032938 , India, Active	Nov 28, 2003	₹500 - ₹1,000 Cr (As on Mar 31, 2025)	1460 (As on Aug 01, 2025)
Fair Isaac Corporation CIN: 941499887 , United States, Active	Dec 31, 1999	-	1364 (As on Dec 31, 2024)	-

FICO got acquired by Institutional Shareholder Services on Oct 21, 2020.

Click here to take a look at FICO's acquisition in detail

FICO has raised funding over 4 rounds. Its first funding round was on May 09, 2008. Its latest funding round was a Grant (prize money) round on Jan 01, 2021 for $*****. 1 investor participated in its latest round. FICO has 2 institutional investors.

Here is the list of recent funding rounds of FICO:

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Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Jan 01, 2021	7304008	Grant (prize money)	9323419	1192237	8419979	1877344
Jun 04, 2018	2142994	Conventional Debt	7315537	2639334	7483710	9876960
Jul 14, 2010	2255080	Conventional Debt	6656074	4005637	7150933	3510216

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View details of FICO's funding rounds and investors

FICO's employee count trend

FICO has 3,827 employees as of Aug 26. Here is FICO's employee count trend over the years:

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Top competitors of FICO include TransUnion, Equifax and Experian. Here is the list of Top 10 competitors of FICO, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	TransUnion 1968, Chicago (United States), Public	Provider of consumer credit reports, credit monitoring, scores, and identity tools	$7.5M	MidOcean Partners, Rock Creek Capital & 4 others	79/100
2nd	Equifax 1899, Atlanta (United States), Public	Provider of consumer credit reporting, monitoring, and identity theft protection services	-	SBI, T. Rowe Price & 44 others	78/100
3rd	Experian 1980, Costa Mesa (United States), Public	Provider of consumer credit reports, credit management tools and financial products	-	Burman Family, gusplc.com & 10 others	78/100
4th	CRIF 2005, Mumbai (India), Acquired	Provider of a credit scoring solution for businesses	$8.79M	SBI, Punjab National Bank & 32 others	69/100
5th	Noetica 2022, New York City (United States), Acquired	Provider of AI-powered benchmarking for corporate transaction terms	$28M	Lightspeed Venture Partners, Bling Capital ... & 5 others	68/100
6th	FICO 1956, San Jose (United States), Acquired	Provider of AI decisioning platforms and credit scoring solutions for enterprises	-	Truist, Europa	64/100
7th	CreditNirvana 2018, Bengaluru (India), Acquired	Provider of an AI/ML-driven debt management platform for financial institutions	$2.02M	Cornerstone Ventures, Vibhathi & 3 others	61/100
8th	India Ratings and Research 1995, Mumbai (India), Funding Raised	Credit rating and research agency offering financial data	-	-	58/100
9th	Serasa Experian 1968, Sao Paulo (Brazil), Unfunded	Provider of data analytics for credit risk and fraud prevention	-	-	57/100
10th	SelectFI 2023, Buffalo (United States), Seed	Developer of predictive lending solutions for automotive dealerships	$7.32M	StartFast, Launch NY & 7 others	53/100

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FICO has not made any investments yet. FICO has made 14 acquisitions.

Here is the list of latest three $acquisitions:

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Date of Investment/Acquisition	Type	Company Name	Founded Year	Location
Apr 01, 2022	Acquisition	CR Software	1998	Delhi (India)
2021	Acquisition	CR Software	1998	Delhi (India)
Nov 11, 2019	Acquisition	Ezmcom	2006	Santa Clara (United States)