When was Credy founded?

Credy was founded in 2016 and raised its 1st funding round 1 year after it was founded.

Where is Credy located?

Credy is headquartered in Bengaluru, India. It is registered at 48, Church St, Haridevpur, Shanthala Nagar, Ashok Nagar, Bengaluru, Bangalore Bazaar, Bangalore, Bangalore North, Karnataka, India, 560001.

Who is the current CEO of Credy?

Pratish Gandhi of Credy. They have also founded 2 companies.

Which legal entities is Credy associated with?

Credy is associated with ONFN TECHNOLOGIES PRIVATE LIMITED.

How many employees does Credy have?

As of Aug 31, 2026, the latest employee count at Credy is 14.

Is Credy a funded company?

Credy is a funded company, having raised a total of $1.55M across 4 funding rounds to date. The company's 1st funding round was a $***** Seed round, raised on Mar 18, 2017.

How much is Credy worth?

The latest valuation of Credy is ₹***** as of Jul 27, 2017.

When was the latest funding round of Credy?

Credy's latest funding was a $***** Venture Debt round on Apr 12, 2019, with participation from 1 investor. Its primary sector is Digital Lending. In India, the Digital Lending sector has seen $1.01B in funding in 2026 to date.

What is the annual revenue of Credy?

Annual revenue of Credy is between ₹10 Cr and ₹50 Cr as on Mar 31, 2025

Where does Credy rank among its competitors?

Credy ranks 14th amongst 240 active competitors, of which 30 are funded. It stands 9th in terms of total funding among its competitors. The most recent competitor to raise funding was WeRize, which secured $7M in Jun, 2026.

Who are the top competitors of Credy?

Credy's top competitors include BharatPe, WeRize and Kredivo Holdings. Among them, WeRize secured the most recent funding round in June, 2026.

Credy - 2026 Company Profile, Team, Funding, Competitors & Financials

Credy is a seed company based in Bengaluru (India), founded in 2016 by Pratish Gandhi, Rohit Hukumchand Gandhi, Harshit Vaishnav and Abhash Anand. It operates as a Provider of financial applications for consumer lending. Credy has raised $1.55M in funding from investors like Y Combinator, Khosla Ventures and Vy Capital, with a current valuation of ₹*****. The company has 240 active competitors, including 30 funded and 8 that have exited. Its top competitors include companies like BharatPe, WeRize and Kredivo Holdings.

Company Details

Provider of financial applications for consumer lending. It provides users with an online platforms and services for credit-related activities, including credit scores, tax credits, and financial services. They also offer digital credentials and skill-based training programs. The company's services aim to assist individuals in managing their finances, improving their credit scores, and achieving their financial goals.

Website: www.credy.in
Social
Email ID: *****@credy.in
Phone Number: +91 **********, +91 **********
Registered Address: 48, Church St, Haridevpur, Shanthala Nagar, Ashok Nagar, Bengaluru, Bangalore Bazaar, Bangalore, Bangalore North, Karnataka, India, 560001

Key Metrics

Founded Year

2016

Location

Bengaluru, India

Stage

Seed

Total Funding

$1.55M in 4 rounds

Latest Funding Round

Venture Debt, Apr 12, 2019, $*****

Post Money Valuation

₹***** as on Jul 27, 2017

Investors

Y Combinator & 8 more

Ranked

14^th among 240 active competitors

Annual Revenue

₹10 - ₹50 Cr as on Mar 31, 2025

Employee Count

14 as on Aug 31, 2026

Similar Companies

MoMo & 514 more

View Credy's full profile

Credy is associated with 1 legal entity given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
ONFN TECHNOLOGIES PRIVATE LIMITED CIN: U74999KA2016PTC097573 , India, Active	Nov 03, 2016	₹10 - ₹50 Cr (As on Mar 31, 2025)	49 (As on May 31, 2026)

Credy has raised a total funding of $1.55M over 4 rounds. Its first funding round was on Mar 18, 2017. Its latest funding round was a Venture Debt round on Apr 12, 2019 for $*****. 1 investor participated in its latest round. Credy has 9 institutional investors.

Here is the list of recent funding rounds of Credy:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Apr 12, 2019	1943483	Venture Debt	2887777	5047445	4258641	3492354
Apr 12, 2019	4928609	Seed	9740220	5819198	4476097	1836562
Feb 28, 2018	2762672	Seed	6450203	6791545	Khosla Ventures & 1 more	Y Combinator

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View details of Credy's funding rounds and investors

The founders of Credy are Pratish Gandhi, Rohit Hukumchand Gandhi, Harshit Vaishnav and Abhash Anand. Pratish Gandhi is the CEO of Credy.

Here are the details of Credy's key team members:

Pratish Gandhi: Co-Founder & CEO of Credy and founder of 1 other company. They serve on the board of 1 company.
Contact Info: 2 email addresses
Rohit Hukumchand Gandhi: Co-Founder of Credy. They serve on the board of 1 company.
Harshit Vaishnav: Co-Founder of Credy. They serve on the board of 1 company.
Contact Info: 1 email address
Abhash Anand: Co-Founder of Credy and founder of 1 other company.
Contact Info: 2 email addresses and 1 phone number

Credy's Board of Directors

Credy's board has 2 active members. Pratish Gandhi and Harshit Vaishnav are part of team.

Here is the list of Credy's board of directors:

Name	Type	Representing	Status	Duration
Pratish Gandhi	Team	-	Current	9y 9m
Harshit Vaishnav	Team	-	Current	9y 8m
yvoatpe	Team	-	Past	5y 3m
ykunh{i	Independent board member	-	Past	4y 2m

View details of Credy's Founder profiles and Board Members

Credy's employee count trend

Credy has 14 employees as of Aug 26. Here is Credy's employee count trend over the years:

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Top competitors of Credy include BharatPe, WeRize and Kredivo Holdings. Here is the list of Top 10 competitors of Credy, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	BharatPe 2018, Gurugram (India), Series E	Provider of payment solutions, lending, and investment opportunities for businesses	$584M	Ribbit Capital, Coatue & 60 others	86/100
2nd	WeRize 2019, Bengaluru (India), Series B	Provider of credit insurance and savings products for small town families	$35.1M	Orios Venture Partners, 3one4 Capital & 8 others	73/100
3rd	Kredivo Holdings 2015, Jakarta (Indonesia), Series D	Provider of a consumer lending platform for financial applications	$660M	Jungle Ventures, Square Peg Ventures & 35 others	69/100
4th	BankBazaar 2008, Chennai (India), Series D	Online platform providing tools for comparing and applying for financial products	$134M	Walden International, Peak XV Partners & 47 others	68/100
5th	i2i 2015, Noida (India), Seed	P2P lending platform for consumers & businesses	$1.68M	SucSEED, Transerve & 68 others	65/100
6th	IndiaLends 2014, Gurugram (India), Acquired	Provider of personal loans, business loans, gold loans, and credit cards	$25.8M	DSG Consumer Partners, American Express & 21 others	64/100
7th	Finfinity 2023, Mumbai (India), Seed	Provider of a platform for loans, investments, and wellness products	$4.63M	Complete Circle Capital, Kochar Sons & 49 others	60/100
8th	Paisabazaar 2014, Gurugram (India), Funding Raised	Online financial marketplace that offers a range of personal loan and credit card options to consumers	-	Axis Bank	58/100
9th	FinanceBuddha 2012, Bengaluru (India), Public	Provider of a loan matching service for personal and business loans	$576K	Acsys Investments, Lucky Investment Managers ... & 38 others	58/100
10th	PaySense 2015, Mumbai (India), Acquired	Online platform for consumer loans	$34.1M	Naspers, Nexus Venture Partners & 18 others	56/100
14th	Credy 2016, Bengaluru (India), Seed	Provider of financial applications for consumer lending	$1.55M	IOVC, Khosla Ventures & 7 others	50/100