When was EML Payments founded?

EML Payments was founded in 2003 and raised its 1st funding round 8 years after it was founded.

Where is EML Payments located?

EML Payments is headquartered in Kansas City, United States. It is registered at Kansas City, Missouri.

How many employees does EML Payments have?

As of Jul 31, 2026, the latest employee count at EML Payments is 753.

Is EML Payments a funded company?

EML Payments is a funded company, having raised an undisclosed amount across 2 funding rounds to date. The company's 1st funding round was a $***** Post IPO round, raised on Jun 06, 2011.

When was the latest funding round of EML Payments?

EML Payments' latest funding was a $***** Post IPO round on Apr 22, 2024, with participation from 1 investor.

Where does EML Payments rank among its competitors?

EML Payments ranks 42nd amongst 774 active competitors, of which 160 are funded. It stands 11th in terms of total funding among its competitors. The most recent competitor to raise funding was Sift, which secured $507K in Oct, 2025.

Who are the top competitors of EML Payments?

EML Payments' top competitors include ComplyAdvantage, Riskified and Simplex. Among them, Sift secured the most recent funding round in October, 2025.

EML Payments - 2026 Company Profile, Funding & Competitors

EML Payments is a public company based in Kansas City (United States), founded in 2003. It operates as a Provider of payment solutions, including card, FX, and digital account options. EML Payments has raised an undisclosed amount in funding. The company has 774 active competitors, including 160 funded and 114 that have exited. Its top competitors include companies like ComplyAdvantage, Riskified and Simplex.

Company Details

Provider of payment solutions, including card, FX, and digital account options. The company offers tools to optimize customer experience with data-driven payment solutions. These solutions include real-time payments, digital wallets, and rewards cards. It serves sectors such as banking, financial services, retail, and government.

Website: www.emlpayments.com/
Social
Email ID: *****@emlpayments.com
Phone Number: +1 **********
Registered Address: Kansas City, Missouri

Key Metrics

Founded Year

2003

Location

Kansas City, United States

Stage

Public

Latest Funding Round

Post IPO, Apr 22, 2024, $*****

Investors

Herald Investment Management & 1 more

Ranked

42^nd among 774 active competitors

Employee Count

753 as on Jul 31, 2026

Investment & Acquisitions

Hydrogen & 5 more

Similar Companies

Riskified & 393 more

Exit Details

Public

View EML Payments' full profile

EML Payments is associated with 2 legal entities given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
EML PAYMENTS USA, LLC CIN: 812565285 , United States, Active	Dec 31, 1999	-	77 (As on Dec 31, 2024)	-
EML PAYMENTS EUROPE LIMITED CIN: 5852181 , United Kingdom, Active	Jun 19, 2006	-	20 (As on Jun 30, 2017)

EML Payments got listed on Jan 18, 2006.

Click here to take a look at EML Payments's IPO in detail

EML Payments has raised funding over 2 rounds. Its first funding round was on Jun 06, 2011. Its latest funding round was a Post IPO round on Apr 22, 2024 for $*****. 1 investor participated in its latest round. EML Payments has 2 institutional investors.

Here is the list of recent funding rounds of EML Payments:

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Apr 22, 2024	9216345	Post IPO	5914491	1266598	5111336	5406240
Jun 06, 2011	3931418	Post IPO	6233847	3301008	3315428	7829411

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View details of EML Payments's funding rounds and investors

EML Payments' employee count trend

EML Payments has 753 employees as of Jul 26. Here is EML Payments's employee count trend over the years:

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Top competitors of EML Payments include ComplyAdvantage, Riskified and Simplex. Here is the list of Top 10 competitors of EML Payments, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	ComplyAdvantage 2014, London (United Kingdom), Series C	Cloud-based AML solutions	$171M	Ontario Teachers' Pension Plan, Balderton Capital ... & 46 others	75/100
2nd	Riskified 2013, New York City (United States), Public	AI-based payment fraud prevention solutions for e-commerce solution	$232M	Founder Collective, Genesis Partners & 21 others	75/100
3rd	Simplex 2014, Ramat Gan (Israel), Acquired	AI-based crypto payments and fraud prevention solutions for businesses	$19M	Cumberland Mining, BITMAIN & 12 others	73/100
4th	Signifyd 2011, Palo Alto (United States), Series E	Provider of fraud prevention and payment validation for online retailers	$394M	Resolute Ventures, Owl Rock & 29 others	70/100
5th	Sift 1997, San Francisco (United States), Series D	Provider of an AI-powered platform for fraud detection and prevention	$162M	Insight Partners, Spark Capital & 22 others	70/100
6th	Fenergo 2009, Dublin (Ireland), Acquired	Cloud based KYC and AML management software	$181M	Ergo, Abn Amro & 26 others	70/100
7th	EverC 2011, New York (United States), Acquired	AI-enabled transaction monitoring solutions for financial institutions	$48M	Viola Group, Red Dot Capital Partners & 7 others	69/100
8th	Bottomline Technologies 1989, Portsmouth (United States), Acquired	Provider of business payments automation, connectivity, cash management, and fraud solutions	-	Herald Investment Management, Trinity Capital ... & 2 others	69/100
9th	Jack Henry 1976, Monett (United States), Public	Provider of technology solutions and services for financial institutions and businesses	-	ClearBridge, Spectrum Equity	68/100
10th	Hawk 2018, Munich (Germany), Series C	Provider of AI-powered anti-money laundering and fraud prevention technology solutions	$83M	Sands Capital, Rabo Investments & 32 others	68/100
42nd	EML Payments 2003, Kansas City (United States), Public	Provider of payment solutions, including card, FX, and digital account options	-	Herald Investment Management, Wilson Asset Management ... Read more	57/100

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EML Payments has made 2 investments in companies including Hydrogen and Interchecks. EML Payments has also acquired 4 companies including Prepaid Financial Services and Flex-e-card.

Here is the list of investments & acquisitions:

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Date of Investment/Acquisition	Type	Company Name	Founded Year	Location
Nov 05, 2020	Investments	Hydrogen	2003	New York City (United States)
Nov 2020	Investments	Interchecks	2016	Brooklyn (United States)
Nov 11, 2019	Acquisition	Prepaid Financial Services	2008	London (United Kingdom)