When was FinchXP founded?

FinchXP was founded in 2016 and raised its 1st funding round 1 year after it was founded.

Where is FinchXP located?

FinchXP is headquartered in Melbourne, Australia.

Who is the current CEO of FinchXP?

Toby Gardner of FinchXP. They have also founded 1 company.

How many employees does FinchXP have?

As of Mar 31, 2026, the latest employee count at FinchXP is 7.

Is FinchXP a funded company?

FinchXP is a funded company, having raised a total of $***** in its 1st and only funding round, a Seed round on Nov 01, 2017.

When was the latest funding round of FinchXP?

FinchXP's latest funding was a $***** Seed round on Nov 01, 2017, with participation from 0 investor.

Where does FinchXP rank among its competitors?

FinchXP ranks 282nd amongst 542 active competitors, of which 150 are funded. It stands 11th in terms of total funding among its competitors. The most recent competitor to raise funding was TrueLayer, which secured an undisclosed amount in Feb, 2026.

Who are the top competitors of FinchXP?

FinchXP's top competitors include Razorpay, TrueLayer and M2P Fintech. Among them, TrueLayer secured the most recent funding round in February, 2026.

FinchXP - 2026 Company Profile, Team, Funding & Competitors

FinchXP is a seed company based in Melbourne (Australia), founded in 2016 by Shahirah Gardner and Toby Gardner. It operates as an Open banking API solutions. FinchXP has raised $2.5M in funding. The company has 542 active competitors, including 150 funded and 62 that have exited. Its top competitors include companies like Razorpay, TrueLayer and M2P Fintech.

Company Details

FinchXP provides open banking API solutions. It provides API solutions to lenders for enabling machine learning-enabled platform, investment companies for providing personal finance management, retailers for providing loyalty and cashback programs, and more. It also facilitates the monitoring of suspicious activities.

Website: finchxp.com
Part Of

Key Metrics

Founded Year

2016

Location

Melbourne, Australia

Stage

Seed

Total Funding

$2.5M in 1 round

Latest Funding Round

Seed, Nov 01, 2017, $*****

Investors

Allectus Capital

Ranked

282^nd among 542 active competitors

Employee Count

7 as on Mar 31, 2026

Similar Companies

Razorpay & 2157 more

View FinchXP's full profile

FinchXP has raised a total funding of $2.5M over 1 round. FinchXP has 1 institutional investor.

Here is the list of recent funding rounds of FinchXP:

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Nov 01, 2017	4305469	Seed	2734744	6553277	4762412	8320764

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View details of FinchXP's funding rounds and investors

The founders of FinchXP are Shahirah Gardner and Toby Gardner.

Here are the details of FinchXP's key team members:

Shahirah Gardner: Co-Founder of FinchXP and founder of 1 other company.
Contact Info: 1 email address
Toby Gardner: Co-Founder & CEO of FinchXP and founder of 1 other company.

View details of FinchXP's Founder profiles and Board Members

FinchXP's employee count trend

FinchXP has 7 employees as of Mar 26. Here is FinchXP's employee count trend over the years:

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Top competitors of FinchXP include Razorpay, TrueLayer and M2P Fintech. Here is the list of Top 10 competitors of FinchXP, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Razorpay 2014, Bengaluru (India), Series F	Provider of payment and business banking solutions for enterprises	$742M	Peak XV Partners, GIC & 35 others	85/100
2nd	TrueLayer 2016, London (United Kingdom), Series E	Open banking platform enabling secure bank-to-bank payments and payouts	$322M	Northzone, Temasek & 26 others	78/100
3rd	M2P Fintech 2014, Chennai (India), Series D	Provider of APIs enabling banking, lending, and payment financial services	$188M	8i Ventures, Beenext & 63 others	74/100
4th	Cross River Bank 2008, Fort Lee (United States), Series D	Platform offering API-driven financial infrastructure	$898M	Shefa Capital, Andreessen Horowitz & 18 others	72/100
5th	Galileo 2000, Sandy (United States), Acquired	Provider of cloud-based platform for financial technology and digital banking	$85M	Mercato Partners, Accel & 3 others	72/100
6th	Solaris 2016, Berlin (Germany), Acquired	Provider of banking-as-a-service platform offering digital banking and payment solutions	$736M	FinLeap, SBI Group & 24 others	72/100
7th	Trustly 2008, San Carlos (United States), Acquired	Open banking-enabled payment processing solution for businesses	$28.7M	Neuberger Berman, Investment Corporation of Dubai ... & 7 others	71/100
8th	TransBnk 2022, Delhi (India), Series B	Provider of open finance infrastructure for transaction banking and related services	$30M	8i Ventures, Bessemer Venture Partners & 31 others	70/100
9th	Pomelo 2021, Buenos Aires (Argentina), Series C	Platform offering open banking API	$158M	Kaszek, Tiger Global Management & 40 others	69/100
10th	Yapily 2017, London (United Kingdom), Series B	Provider of open banking platform facilitating payments and financial data access	$70.8M	Sapphire Ventures, LocalGlobe & 41 others	69/100
282nd	FinchXP 2016, Melbourne (Australia), Seed	Open banking API solutions	$2.5M	Allectus Capital	27/100