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LiquiLoans - About the company

LiquiLoans is a series A company based in Mumbai (India), founded in 2018 by Gautam Adukia and Achal Mittal. It operates as an Operator of a peer-to-peer lending platform connecting lenders and borrowers. LiquiLoans has raised $14.1M in funding from investors like Venture Catalysts, Z47 and CRED, with a current valuation of $*****. The company has 141 active competitors, including 33 funded and 10 that have exited. Its top competitors include companies like Lending Club, Mintos and Lufax.

Company Details

Operator of a peer-to-peer lending platform connecting lenders and borrowers. It facilitates lending by enabling lenders to diversify funds across multiple borrowers. It offers tools for account creation, fund management, and monitoring returns from borrower repayments. It conducts borrower verification checks for KYC, credit score, and income proof.
Social
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Email ID
*****@liquiloans.com
Registered Address
2nd Floor, Office No. 203 and 204, Mittal Commercia, Saki Naka, Off Andheri Kurla Road, Andheri (East), Mumbai 400059, Marol Naka, Mumbai, Mumbai, Maharashtra, India, 400059
Key Metrics
Founded Year
2018
Location
Mumbai, India
Stage
Series A
Total Funding
$14.1M in 6 rounds
Latest Funding Round
Post Money Valuation
$***** as on Sep 30, 2022
Ranked
Annual Revenue
₹500 - ₹1,000 Cr as on Mar 31, 2025
Employee Count
86 as on Jun 30, 2025
Investment & Acquisitions
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LiquiLoans's funding and investors

LiquiLoans has raised a total funding of $14.1M over 6 rounds. Its first funding round was on Mar 2018. Its latest funding round was a Series A round on Aug 09, 2022 for $*****. 1 investor participated in its latest round. LiquiLoans has 14 institutional investors and 15 angel investors.

Here is the list of recent funding rounds of LiquiLoans:lockFilter this list
Date of Funding
Funding Amount
Round Name
Post-Money Valuation
Revenue Multiple
Lead Investors
Other Investors
Aug 09, 2022
6169867
Series A
2502383
3435613
9667567
9772729
May 30, 2020
5557784
Seed
5400658
4386233
3440765
Feb 2019
1566831
Seed
1116882
6971419
7186853
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LiquiLoans' founders and board of directors

Founder? Claim Profile
The founders of LiquiLoans are Gautam Adukia and Achal Mittal.
Here are the details of LiquiLoans' key team members:

LiquiLoans' Board of Directors

LiquiLoans's board has 2 active members. Gautam Adukia and Achal Mittal are part of team.
Here is the list of LiquiLoans' board of directors:
Name
Type
Representing
Status
Duration
Team
-
Current
8y 7m
Team
-
Current
8y 7m

LiquiLoans' employee count trend

LiquiLoans has 86 employees as of Jun 25. The total employee count is 72.0% lower than what it was in Jun 24. Here is LiquiLoans's employee count trend over the years:
Employee count trend for LiquiLoans
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LiquiLoans's Competitors and alternates

Top competitors of LiquiLoans include Lending Club, Mintos and Lufax. Here is the list of Top 10 competitors of LiquiLoans, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for Lending Club
Lending Club
2006, San Francisco (United States), Public
P2P marketplace for consumer and business loans
$219M
79/100
2nd
Logo for Mintos
Mintos
2014, Riga (Latvia), Series B
P2P marketplace for consumer and business loans
$28M
70/100
3rd
Logo for Lufax
Lufax
2011, Shanghai (China), Public
Online P2P lending platform for personal loans
$3.04B
66/100
4th
Logo for CreditEase
CreditEase
2006, Beijing (China), Series B
Wealth management, credit management, microcredit loans and startup incubation and investment
$11.6M
66/100
5th
Logo for i2i
i2i
2015, Noida (India), Seed
P2P lending platform for consumers & businesses
$1.68M
64/100
6th
Logo for Manafa Capital
Manafa Capital
2018, Riyadh (Saudi Arabia), Series A
Equity crowdfunding platform to connect investors with companies
$28.2M
64/100
7th
Logo for Bondora
Bondora
2008, Tallinn (Estonia), Public
Online P2P marketplace for consumer and business loans
$6.83M
62/100
8th
Logo for Ta3meed
Ta3meed
2019, Riyadh (Saudi Arabia), Series A
Provider of debt-based crowdfunding for government contracts
$15.1M
56/100
9th
Logo for Finzy
Finzy
2016, Mumbai (India), Seed
Online P2P marketplace for consumer and business loans
$7.79M
-
54/100
10th
Logo for IndiaP2P
IndiaP2P
2021, Mumbai (India), Seed
P2P lending platform connecting investors with borrowers for monthly income opportunities
$259K
53/100
15th
Logo for LiquiLoans
LiquiLoans
2018, Mumbai (India), Series A
Operator of a peer-to-peer lending platform connecting lenders and borrowers
$14.1M
47/100
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Financials of LiquiLoansFY 25 Available

NDX FINANCIAL SERVICES PRIVATE LIMITED, the legal entity associated with LiquiLoans, generated between ₹500 Cr and ₹1,000 Cr in revenue for the financial year ending on Mar 31, 2025. The revenue of NDX FINANCIAL SERVICES PRIVATE LIMITED has a compounded annual growth rate (CAGR) of -5% in the last 1 year.

Financial Statement Summary

Metrics
FY 2024-25
FY 2023-24
FY 2022-23
FY 2021-22
FY 2020-21
Income Statement
Revenue
6636
3446
3230
7377
8092
Total Sales
5665
4729
9506
7883
1763
Total Expenses
2139
3791
3663
9553
2407
Operating Expenses
4365
7909
2186
3086
7554
Employee Expenses
6947
7634
2108
7723
5314
Operating Income (EBIT)
9026
9023
9692
8539
7945
Interest Expenses
1129
5902
9618
2124
3046
Expenses from other activities
8295
3300
8838
6061
1214
EBITDA
9148
3740
2722
5807
4090
Taxes
7113
8014
9950
1552
5904
Net Profit
7842
1562
1324
4504
7435
Balance Sheet
Assets
1793
4168
8434
6527
4187
Cash Equivalent
5043
2574
8904
3750
2049
Accounts Receivables
7286
8193
5859
2021
4450
Inventory
3024
2157
4060
3450
6555
Liabilities
9019
2175
3494
1729
2166
Total Debt
3140
8153
9140
3324
4410
Accounts Payable
4770
4923
2206
3735
5143
Equities
8707
1783
7498
5576
9067
Cashflow Statement
Cash from Operating activities
5879
5168
2257
4026
4276
Cash from Investing activities
9543
4960
2945
3885
9466
Net cash from Financing activities
5988
7030
9914
5773
1133

Detailed Financials (Income Statement, Balance Sheet, Cashflow Statement)

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$10.99$2.53(excl. taxes)
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  • Financial Summary & Charts
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LiquiLoans's Latest cap tables and shareholding

Founders (largest shareholder) own 67.64%, Funds own 22.45%, Enterprises own 3.98% and Angels own 3.60%. The net worth of LiquiLoans's founders is INR 1,010Cr as of Sep 30, 2022. The cap table displayed below is for NDX P2P PRIVATE LIMITED which is the legal entity associated with LiquiLoans.
Shareholders Name
Post Round Holding %
Net worth
Cumulative Investment
Realised Returns
Unrealised Returns
Return Multiple
Founder
67.64%
1,010Cr
1568561
3316178
6832887
7932706
4939895
3915533
8982654
8315780
6764085
5326903
7887539
8141254
8393243
2089925
7905183
4464152
Fund
22.45%
336Cr
4075732
2262747
9189674
1465159
0
0
0
0
0
0
0
0
0
0
0
0
Enterprise
3.98%
59.6Cr
878
216
238
885
Angel
3.60%
53.7Cr
242
416
215
925
ESOP Pool
2.34%
35.1Cr
74
23
46
90
Total
100.00%
1,500Cr
5028538
7098996
8244210
1647715
Notes: The column Net Worth represents the net worth of investments made by that entity, as per the latest cap table.
Disclaimer
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shareholding pattern of this entity
$9.99$4.23(excl. taxes)
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What documents will you get?
  • Latest Shareholding Summary - Ownership breakdown across founders, investors, and other stakeholders
  • Round-by-Round Cap Tables - Evolution of shareholding across funding rounds
  • Year-on-Year Cap Tables - Dilution trends over time

LiquiLoans's Investments and acquisitions

LiquiLoans has made 3 investments including BankSathi, RevFin and HairOriginals. LiquiLoans has not made any acquisitions as of now.
Here is the list of its investments:
Date of Investment/Acquisition
Type
Company Name
Founded Year
Location
Jan 09, 2023
Investments
2020
Bengaluru (India)
Mar 13, 2022
Investments
2018
Delhi (India)
Mar 10, 2022
Investments
2018
Gurugram (India)
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Reports related to LiquiLoans

Here is the latest report on LiquiLoans's sector:

News related to LiquiLoans

•
•
CRED to invest in LiquiLoans for minority stakeEntrackr•Sep 17, 2022•CRED, LiquiLoans
•
Indian fintech CRED to spend money on lending accomplice LiquiLoanshttp://investidollar.com•Sep 16, 2022•CRED, Gap, LiquiLoans
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