When was Lokyata founded?

Lokyata was founded in 2017 and raised its 1st funding round 1 year after it was founded.

Where is Lokyata located?

Lokyata is headquartered in Washington, DC, United States.

Who is the current CEO of Lokyata?

Santhosh Thiruthi of Lokyata. They have also founded 1 company.

How many employees does Lokyata have?

As of Mar 31, 2026, the latest employee count at Lokyata is 10.

Is Lokyata a funded company?

Lokyata is a funded company, having raised a total of $***** in its 1st and only funding round, a Seed round on Sep 11, 2018.

When was the latest funding round of Lokyata?

Lokyata's latest funding was a $***** Seed round on Sep 11, 2018, with participation from 0 investor.

Where does Lokyata rank among its competitors?

Lokyata ranks 78th amongst 316 active competitors, of which 87 are funded. It stands 10th in terms of total funding among its competitors. The most recent competitor to raise funding was Zest AI, which secured an undisclosed amount in Nov, 2025.

Who are the top competitors of Lokyata?

Lokyata's top competitors include Borrowell, Juvo and Nova Credit. Among them, Zest AI secured the most recent funding round in November, 2025.

Lokyata - 2026 Company Profile, Team, Funding & Competitors

Company Details

AI-based credit scoring solution for lenders. It provides pre-screening scores, credit application scores, behavioral scores for borrowers. It uses bank and credit information, repayment history, and the digital footprint of users for determining scores.

Website: lokyata.com
Social
Email ID: *****@lokyata.com

Key Metrics

Founded Year

2017

Location

Washington, DC, United States

Stage

Seed

Total Funding

$1.5M in 1 round

Latest Funding Round

Seed, Sep 11, 2018, $*****

Ranked

78^th among 316 active competitors

Employee Count

10 as on Mar 31, 2026

Similar Companies

Borrowell & 444 more

View Lokyata's full profile

Lokyata has raised a total funding of $1.5M over 1 round.

Here is the list of recent funding rounds of Lokyata:

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Sep 11, 2018	6083734	Seed	9525565	2109785	8683570	7973120

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View details of Lokyata's funding rounds and investors

The founders of Lokyata are Santhosh Thiruthi and Charu Ramanathan. Santhosh Thiruthi is the CEO of Lokyata.

Here are the details of Lokyata's key team members:

Santhosh Thiruthi: Co-Founder & CEO of Lokyata.
Charu Ramanathan: Co-Founder of Lokyata and founder of 1 other company.
Contact Info: 1 email address

View details of Lokyata's Founder profiles and Board Members

Lokyata's employee count trend

Lokyata has 10 employees as of Mar 26. Here is Lokyata's employee count trend over the years:

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Top competitors of Lokyata include Borrowell, Juvo and Nova Credit. Here is the list of Top 10 competitors of Lokyata, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Borrowell 2014, Toronto (Canada), Series B	Provider of a credit monitoring and financial products comparison platform	$53.6M	Equitable Bank, White Star Capital & 28 others	76/100
2nd	Juvo 2014, San Francisco (United States), Series B	Alternative credit soring solutions based on mobile data transactions	$59.3M	Wing Venture Capital, New Enterprise Associates ... & 14 others	71/100
3rd	Nova Credit 2016, San Francisco (United States), Series D	Provider of unified consumer credit data infrastructure and analytics platform	$156M	Kleiner Perkins, General Catalyst & 35 others	71/100
4th	Scienaptic 2014, New York City (United States), Series A	Provider of an AI-powered credit decisioning platform for financial institutions	$9.89M	TVS Motor Company, 4Front Credit Union & 7 others	70/100
5th	Nithio 2017, Washington, DC (United States), Series B	Analytics & financial solutions for the distributed solar energy sectors	$63.8M	ElectriFI, The Rise Fund & 12 others	68/100
6th	Demyst 2010, New York City (United States), Acquired	Provider of a platform for external data management and access	$64.5M	Accion, MissionOG & 13 others	67/100
7th	Zest AI 2009, Burbank (United States), Series D	Provider of AI-enabled credit risk assessment platform	$319M	Insight Partners, SchoolsFirst Federal Credit Union ... & 30 others	67/100
8th	Taktile 2020, Berlin (Germany), Series B	Provider of an agentic decision platform for financial service applications	$78.8M	Index Ventures, Balderton Capital & 18 others	64/100
9th	Cerved 1974, Milano (Italy), Public	Credit rating agency	-	Clessidra Private Equity, Europa	62/100
10th	Braviant Holdings 2014, Chicago (United States), Series A	Credit assessment solutions for individuals and businesses	$7.1M	Keystone, Loom Capital Group	60/100
78th	Lokyata 2017, Washington, DC (United States), Seed	AI-based credit scoring solution for lenders	$1.5M	-	37/100