Mine - About the company
Mine is a series A company based in New York City (United States), founded in 2021 by Moritz Pail, Carlo Kobe and Scott Smith. It operates as a Modern personal finance app and credit-building platform. Mine has raised $32.5M in funding from investors like Kleiner Perkins, Y Combinator and SV Angel, with a current valuation of $*****. The company has 21 active competitors, including 8 funded and 1 that has exited. Its top competitors include companies like Happy Money, Kikoff and Possible.
Company Details
Modern personal finance app and credit-building platform. It is designed to help users especially young adults and those new to credit build credit, manage money, and earn rewards with simplicity and safety.
- Website
- usemine.com
- Social
- Email ID
- *****@usemine.com
- Phone Number
- +1 **********
Key Metrics
Founded Year
2021
Location
New York City, United States
Stage
Series A
Total Funding
$32.5M in 4 rounds
Latest Funding Round
Post Money Valuation
$***** as on Sep 02, 2021
Investors
Ranked
4th among 21 active competitors
Employee Count
65 as on Sep 30, 2026
Similar Companies
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Mine's funding and investors
Mine has raised a total funding of $32.5M over 4 rounds. Its first funding round was on Sep 02, 2021. Its latest funding round was a Series A round on Jan 26, 2026 for $*****. 5 investors participated in its latest round. Mine has 11 institutional investors and 1 angel investor.
Here is the list of recent funding rounds of Mine:
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Filter this listDate of Funding | Funding Amount | Round Name | Post-Money Valuation | Revenue Multiple | Lead Investors | Other Investors |
|---|---|---|---|---|---|---|
Jan 26, 2026 | 4875129 | Series A | 5414882 | 2678746 | 1862882 | 8815066 |
Jun 06, 2024 | 4544158 | Seed | 4708534 | 1879654 | 3166373 | |
Mar 12, 2023 | 1846052 | Seed | 7985259 | 1857455 |
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Mine's founders and board of directors
Founder? Claim ProfileHere are the details of Mine's key team members:
- Moritz Pail: Former Co-Founder of Mine and founder of 1 other company.
- Carlo Kobe: Co-Founder & CEO of Mine and founder of 1 other company.
- Scott Smith: Co-Founder of Mine.
View details of Mine's Founder profiles and Board Members
Mine's employee count trend
Mine has 65 employees as of Sep 26. Here is Mine's employee count trend over the years:
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Mine's Competitors and alternates
Top competitors of Mine include Happy Money, Kikoff and Possible. Here is the list of Top 10 competitors of Mine, ranked by Tracxn score:
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Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st | Happy Money 2009, Torrance (United States), Series E | Financial planning company offering personal loans | $342M | 77/100 | |
2nd | Kikoff 2011, San Francisco (United States), Series B | Online platform for credit builder loans | $42.5M | 68/100 | |
3rd |  Possible 2017, Las Vegas (United States), Series B | Provider of financial technology offering loan and credit building services | $49.6M | 65/100 | |
4th | Mine 2021, New York City (United States), Series A | Modern personal finance app and credit-building platform | $32.5M | 63/100 | |
5th |  Self 2015, Austin (United States), Series E | Online marketplace for credit builder loans | $127M | 60/100 | |
6th |  MeetAva 2017, Rancho Santa Margarita (United States), Seed | Online platform for credit builder loans | $15M | 55/100 | |
7th |  Upwardli 2021, Seattle (United States), Seed | Online comparison platform for financial services | $12M | 53/100 | |
8th | Aura 2012, San Francisco (United States), Series D | Online credit-building loans platform | $83.4M | 51/100 | |
9th |  Kovo Credit 2019, Beaverton (United States), Unfunded | Credit building and management platform | - | - | 36/100 |
10th |  Sparrow Card Beaverton (United States), Unfunded | Provider of credit cards designed for building personal financial history | - | - | 33/100 |
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Mine's Investments and acquisitions
Mine has made no investments or acquisitions yet.
Reports related to Mine
Here is the latest report on Mine's sector:
News related to Mine
Media has covered Mine for 1 event in last 1 year.
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Mine Secures $14 Million Funding, Launches AI Personal Finance Agent MoneyGPTPYMNTS.com•Jan 27, 2026•Mine, Mine, U.S. News, Kleiner Perkins and 3 others
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Fizz Raises to $14.4M to Help College Students Graduate With Both Credit Histories and No Crippling DebtZephyrnet•Jun 12, 2024•Kleiner Perkins, SV Angel, New Era Ventures, Public and 2 others
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Kleiner Perkins leads $14.4M seed round into Fizz, a credit-building debit card aimed at Gen Z college studentsTechCrunch+•Jun 06, 2024•Kleiner Perkins, SV Angel, Y Combinator, New Era Ventures and 5 others
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