Olyv - About the company
Olyv is a series C company based in Bengaluru (India), founded in 2017 by Amit Chandel, Vinay Singh, Rohit Garg and Jayant Upadhyay. It operates as an A personal loan and financial solutions provider. Olyv has raised $49.5M in funding from investors like Lightrock, Accion and Lightstone Ventures, with a current valuation of $*****. The company has 337 active competitors, including 31 funded and 28 that have exited. Its top competitors include companies like Kissht, Kredivo Holdings and LendenClub.
Company Details
A personal loan and financial solutions provider. It provides users with a company that offers a range of financial services primarily focused on personal loans and savings options. It also offers tailored loans for specific needs, such as travel and laptop purchases.
- Website
- www.olyv.co.in/
- Email ID
- *****@smartcoin.co.in
- Phone Number
- +91 **********
- Registered Address
- Indiqube Gamma, No.293/154/172, 2nd Floor, Outer Ring Road, Kadubeesanahalli, Bengaluru Bangalore, Bellandur, Bangalore, Bangalore South, Karnataka, India, 560103
Key Metrics
Founded Year
2017
Location
Bengaluru, India
Stage
Series C
Total Funding
$49.5M in 9 rounds
Latest Funding Round
Post Money Valuation
$***** as on Jan 27, 2026
Ranked
2nd among 337 active competitors
Annual Revenue
₹100 - ₹500 Cr as on Mar 31, 2025
Employee Count
27 as on May 31, 2026
Legal entities associated with Olyv
Olyv is associated with 1 legal entity given below:
Legal Entity Name | Date of Incorporation | Revenue | Latest Employee Count | Reports |
|---|---|---|---|---|
SMARTCOIN FINANCIALS PRIVATE LIMITED CIN: U67110KA2015PTC084272 , India, Active | Nov 23, 2015 | ₹100 - ₹500 Cr (As on Mar 31, 2025) | 27 (As on May 31, 2026) |
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Olyv's funding and investors
Olyv has raised a total funding of $49.5M over 9 rounds. Its first funding round was on Feb 20, 2017. Its latest funding round was a Series C round on Jan 27, 2026 for $*****. 2 investors participated in its latest round. Olyv has 29 institutional investors and 30 angel investors.
Here is the list of recent funding rounds of Olyv:
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Date of Funding | Funding Amount | Round Name | Post-Money Valuation | Revenue Multiple | Lead Investors | Other Investors |
|---|---|---|---|---|---|---|
Jan 27, 2026 | 5326062 | Series C | 7015261 | 8983943 | 5360121 | 3703139 |
Jan 02, 2024 | 4200909 | Series B | 8324149 | 4540425 | 7784471 | |
Jul 11, 2023 | 9343584 | Series B | 2485058 | 9329926 |
View details of Olyv's funding rounds and investors
Olyv's founders and board of directors
Founder? Claim ProfileThe founders of Olyv are Amit Chandel, Vinay Singh, Rohit Garg and Jayant Upadhyay. Rohit Garg is the CEO of Olyv.
Here are the details of Olyv's key team members:
- Amit Chandel: Co-Founder & CTO of Olyv and founder of 1 other company.
- Vinay Singh: Co-Founder & CPO of Olyv.
- Rohit Garg: Co-Founder & CEO of Olyv.
- Jayant Upadhyay: Co-Founder & COO of Olyv. Contact Info: 1 email address
Olyv's Board of Directors
Olyv's board has 7 active members. Nao Murakami, Mayank Kachhwaha, Gaurav Malhotra, Rohit Garg, Vinay Singh, Amit Chandel and Jayant Upadhyay are part of team.Here is the list of Olyv's board of directors:
Name | Type | Representing | Status | Duration |
|---|---|---|---|---|
Team | - | Current | 9y 9m | |
Team | - | Current | 10y 11m | |
Team | - | Current | 9y 9m | |
Team | - | Current | 10y 6m | |
Investor | - | Current | 0y 7m | |
Investor | - | Current | 0y 7m | |
fkk{xgu | Investor | eilogjw | Current | 5y 6m |
View details of Olyv's Founder profiles and Board Members
Olyv's employee count trend
Olyv has 27 employees as of May 26. The total employee count is 29.0% more than what it was in May 25. Here is Olyv's employee count trend over the years:
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Olyv's Competitors and alternates
Top competitors of Olyv include Kissht, Kredivo Holdings and LendenClub. Here is the list of Top 10 competitors of Olyv, ranked by Tracxn score:
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Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st | Provider of personal loans, business loans, and loans against property | $133M | 76/100 | ||
2nd | A personal loan and financial solutions provider | $49.5M | 73/100 | ||
3rd | Kredivo Holdings 2015, Jakarta (Indonesia), Series D | Provider of a consumer lending platform for financial applications | $660M | 69/100 | |
4th | LendenClub 2015, Mumbai (India), Series A | Developer of a P2P lending platform for personal loans | $11.9M | 65/100 | |
5th | Provider of financial products including business, working capital, and MSME loans | $92M | 61/100 | ||
6th | Operator of an application providing instant personal loans to various demographics | $7.69M | 61/100 | ||
7th | Provider of financial solutions for hospitals, doctors, and allied healthcare suppliers | $10.6M | 61/100 | ||
8th | Provider of peer-to-peer lending platform connecting lenders and borrowers | $3.05M | 59/100 | ||
9th | Dvara KGFS 2008, Chennai (India), Series E | Provider of financial services including loans, insurance, savings, and remittances | $47.1M | 58/100 | |
10th | Online platform for consumer loans | $34.1M | 58/100 |
Looking for more details on Olyv's competitors? Click here to see the top ones
Financials of OlyvFY 25 Available
SMARTCOIN FINANCIALS PRIVATE LIMITED, the legal entity associated with Olyv, generated between ₹100 Cr and ₹500 Cr in revenue for the financial year ending on Mar 31, 2025. The revenue of SMARTCOIN FINANCIALS PRIVATE LIMITED has a compounded annual growth rate (CAGR) of 41% in the last 1 year.
Financial Statement Summary
Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
Income Statement | |||||
Revenue | 1453 | 4335 | 3622 | 8932 | 6889 |
Total Sales | 9955 | 6775 | 9332 | 3083 | 4960 |
Total Expenses | 3242 | 1205 | 5886 | 6962 | 6542 |
Operating Expenses | 9146 | 8274 | 8804 | 5238 | 1318 |
Employee Expenses | 6625 | 3313 | 9552 | 1591 | 7062 |
Marketing Expenses | 6090 | 5327 | 3795 | 6272 | 1215 |
Operating Income (EBIT) | 6478 | 6759 | 2083 | 2004 | 7442 |
Interest Expenses | 4339 | 4939 | 3451 | 3168 | 6083 |
Expenses from other activities | 2516 | 4052 | 5766 | 5750 | 3147 |
Information Technology Expenses | 1470 | 8857 | 1914 | 2873 | 4430 |
EBITDA | 4804 | 1269 | 9217 | 4748 | 3064 |
Taxes | 6553 | 1765 | 9867 | 9692 | 9663 |
Net Profit | 3222 | 2630 | 7088 | 1360 | 7897 |
Balance Sheet | |||||
Assets | 3051 | 7324 | 8183 | 3154 | 5181 |
Cash Equivalent | 3989 | 4701 | 4304 | 4797 | 5501 |
Accounts Receivables | 6760 | 9741 | 1263 | 6315 | 3782 |
Inventory | 9120 | 9772 | 3333 | 7443 | 9493 |
Liabilities | 7148 | 9102 | 9037 | 8471 | 2420 |
Total Debt | 1537 | 4162 | 5701 | 5838 | 9034 |
Accounts Payable | 4818 | 3231 | 8341 | 2526 | 3448 |
Equities | 4690 | 8628 | 9198 | 6722 | 2849 |
Cashflow Statement | |||||
Cash from Operating activities | 2650 | 1026 | 6905 | 4491 | 6469 |
Cash from Investing activities | 1068 | 6520 | 5704 | 7715 | 3014 |
Net cash from Financing activities | 2083 | 6765 | 1651 | 7032 | 9197 |
Detailed Financials (Income Statement, Balance Sheet, Cashflow Statement)
Olyv's Investments and acquisitions
Olyv has made no investments or acquisitions yet.
Reports related to Olyv
Here is the latest report on Olyv's sector:
News related to Olyv
Media has covered Olyv for a total of 4 events in the last 1 year, 1 of them has been about people movement.
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Olyv Appoints Former Finova Capital CFO Ravi Sharma as Chief Financial OfficerBusinessnewsthisweek•Sep 23, 2026•Olyv
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Fundamentum leads Olyv’s $23 Mn Series C roundStartupNews•Feb 10, 2026•Olyv, Sumitomo Mitsui Banking Corporation, Fundamentum, SMBC Asia Rising Fund
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Lightrock-backed Olyv Taps Unitus Capital for $20 Million FundraiseMint•Oct 21, 2025•Unitus Capital, Olyv
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VC-backed Olyv in black for second straight year, may raise fresh fundingVCCircle•Sep 11, 2025•Olyv, Lightrock, Unicorn India Ventures
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Olyv Launches Olyv Plus: A Smarter Way to Build and Protect Your Credit HealthBusinessnewsthisweek•Jul 28, 2025•Olyv
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Bottomline: VC-backed fintech startup Olyv doubles revenue, turns profitableVCCircle•Jun 25, 2024•Olyv
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SmartCoin rebrands to Olyv to accelerate growth and expansionIndiatimes•Jan 23, 2024•Olyv, Olyv, SmartCoin
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Introducing SmartCoin Personal Loan on Bajaj MarketsBusiness Wire India•Jun 20, 2023•Bajaj Markets, Olyv
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