When was Pagaya founded?

Pagaya was founded in 2016 and raised its 1st funding round within a year of its incorporation.

Where is Pagaya located?

Pagaya is headquartered in New York City, United States.

Who is the current CEO of Pagaya?

Yahav Yulzari, Avital Pardo and Gal Krubiner s of Pagaya. Yahav Yulzari has also founded 1 company.

How many employees does Pagaya have?

As of Sep 30, 2026, the latest employee count at Pagaya is 470.

Is Pagaya a funded company?

Pagaya is a funded company, having raised a total of $146M across 10 funding rounds to date. The company's 1st funding round was a $***** Series A round, raised on May 08, 2016.

When was the latest funding round of Pagaya?

Pagaya's latest funding was a $***** Post IPO round on Mar 24, 2023, with participation from 1 investor.

Where does Pagaya rank among its competitors?

Pagaya ranks 1st amongst 10 active competitors, of which 3 are funded. It stands 1st in terms of total funding among its competitors. The most recent competitor to raise funding was Pact Labs, which secured $7M in Jul, 2026.

Who are the top competitors of Pagaya?

Pagaya's top competitors include CrossLend, Pact Labs and rifdfinance.com. Among them, Pact Labs secured the most recent funding round in July, 2026.

Pagaya - 2026 Company Profile, Team, Funding, Competitors & Financials

Pagaya is a public company based in New York City (United States), founded in 2016 by Yahav Yulzari, Avital Pardo and Gal Krubiner. It operates as a Provider of an AI-powered lending network that connects financial institutions with institutional investors. Pagaya has raised $146M in funding from investors like Oak HC/FT, Viola Group and GIC. The company has 10 active competitors, including 3 funded and 1 that has exited. Its top competitors include companies like CrossLend, Pact Labs and rifdfinance.com.

Company Details

Provider of an AI-powered lending network that connects financial institutions with institutional investors. It allows banks and fintechs to approve more customers while preserving their brand, avoiding balance sheet expansion, and retaining borrowers through diverse loan products like personal loans, auto finance, BNPL, and real estate.

Website: pagaya.com
Social
Email ID: *****@pagaya.com, *****@pagaya.com, *****@pagaya.com, *****@pagaya.com
Phone Number: +1 **********

Key Metrics

Founded Year

2016

Location

New York City, United States

Stage

Public

Total Funding

$146M in 10 rounds

Latest Funding Round

Post IPO, Mar 24, 2023, $*****

Investors

Oak HC/FT & 18 more

Ranked

1^st among 10 active competitors

Employee Count

470 as on Sep 30, 2026

Investment & Acquisitions

Theorem & 1 more

Similar Companies

Cleo & 1964 more

Exit Details

Public

View Pagaya's full profile

Pagaya is associated with 5 legal entities given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Reports
PAGAYA US HOLDING COMPANY LLC CIN: 5660636 , United States, Active	Nov 22, 2019	-	-	-
PAGAYA INVESTMENTS US LLC CIN: 6304186 , United States, Active	Oct 15, 2021	-	-	-
EJF ACQUISITION CORP. CIN: 1839434 , United States, Active	Jan 13, 2021	-	-	-
PAGAYA TECHNOLOGIES US LLC CIN: 873083236 , United States, Active	Dec 31, 1999	-	251 (As on Dec 31, 2024)	-
PAGAYA INVESTMENTS US LLC CIN: 6299008 , United States, Active	Jul 02, 2017	-	809 (As on Dec 31, 2022)	-

Pagaya got listed on Feb 25, 2021.

Click here to take a look at Pagaya's IPO in detail

Pagaya has raised a total funding of $146M over 10 rounds. Its first funding round was on May 08, 2016. Its latest funding round was a Post IPO round on Mar 24, 2023 for $*****. 1 investor participated in its latest round. Pagaya has 18 institutional investors and 1 angel investor.

Here is the list of recent funding rounds of Pagaya:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Mar 24, 2023	9431937	Post IPO	6110291	9490667	3034448	3636124
Aug 26, 2022	9988043	Post IPO	5140300	8363007	5483204	1271649
Jan 11, 2022	8025555	Post IPO	3371096	3658392	6620807	Tiger Global Management & 4 more

Access funding benchmarks and valuations. Sign up today!

View details of Pagaya's funding rounds and investors

The founders of Pagaya are Yahav Yulzari, Avital Pardo and Gal Krubiner. Avital Pardo, Yahav Yulzari and Gal Krubiner are the CEOs of Pagaya.

Here are the details of Pagaya's key team members:

Yahav Yulzari: Co-Founder & Deputy CEO of Pagaya.
Contact Info: 4 email addresses
Avital Pardo: Co-Founder & Deputy CEO of Pagaya.
Gal Krubiner: Co-Founder & CEO of Pagaya.
Contact Info: 1 email address

View details of Pagaya's Founder profiles and Board Members

Pagaya's employee count trend

Pagaya has 470 employees as of Sep 26. Here is Pagaya's employee count trend over the years:

Uncover Pagaya's growth story! Sign up today!

Access Tracxn on any website

Our Google Chrome extension lets you view company details while browsing their websites

Install Tracxn Extension

Top competitors of Pagaya include CrossLend, Pact Labs and rifdfinance.com. Here is the list of Top 10 competitors of Pagaya, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Pagaya 2016, New York City (United States), Public	Provider of an AI-powered lending network that connects financial institutions with institutional investors	$146M	GIC, Citi & 17 others	64/100
2nd	CrossLend 2014, Germany, Series B	Secondary marketplace for loans	$54.8M	Earlybird, Mouro Capital & 23 others	41/100
3rd	Pact Labs 2023, San Francisco (United States), Series A	Provider of asset-based lending solutions powered by stablecoins and smart contracts	$7M	Tether, Lasagna & 1 others	31/100
4th	rifdfinance.com Abu Dhabi (United Arab Emirates), Seed	Platform connecting global investors to supply chain finance opportunities	-	Antler	22/100
5th	Spice Protocol 2024, Singapore, Funding Raised	Developer of a decentralised underwriting engine securing lending for RWAs	-	Antler	17/100
6th	Pencil Finance 2025, China, Unfunded	Platform connecting investors to tokenized student loan pools for returns	-	-	16/100
7th	FX12 2019, Naples (Italy), Funding Raised	Provider of digital solutions for invoice trading and supply chain	-	CDP Venture Capital	16/100
8th	NusaVest 2025, Singapore, Unfunded	Operator of digital platforms facilitating institutional access to credit markets	-	-	16/100
9th	Cashtf 2019, Guapore (Brazil), Unfunded	Provider of digital platform facilitating receivables financing for business cash flow	-	-	16/100
10th	SmartCreditGuru.com 2020, Atlanta (United States), Unfunded	It helps consumers protect their credit reports	-	-	16/100