When was Setpoint founded?

Setpoint was founded in 2021 and raised its 1st funding round 1 year after it was founded.

Where is Setpoint located?

Setpoint is headquartered in Austin, United States.

How many employees does Setpoint have?

As of Oct 31, 2026, the latest employee count at Setpoint is 169.

Is Setpoint a funded company?

Setpoint is a funded company, having raised a total of $94.8M across 4 funding rounds to date. The company's 1st funding round was a $***** Seed round, raised on Jun 2022.

When was the latest funding round of Setpoint?

Setpoint's latest funding was a $***** Series B round on Aug 13, 2024, with participation from 10 investors.

Where does Setpoint rank among its competitors?

Setpoint ranks 2nd amongst 804 active competitors, of which 98 are funded. It stands 3rd in terms of total funding among its competitors. The most recent competitor to raise funding was FinBox, which secured $35M in Jul, 2025.

Who are the top competitors of Setpoint?

Setpoint's top competitors include FinBox, OPLinnovate and nCino. Among them, FinBox secured the most recent funding round in July, 2025.

Setpoint - 2026 Company Profile, Team, Funding & Competitors

Company Details

Provider of software for managing debt facilities and securitized products. This technology automates borrowing base calculations, reporting workflows, and collateral management for lenders and borrowers. The platform facilitates the tracking of loan-level data and supports the underwriting of credit lines. It provides tools for forecasting portfolio performance and managing funding operations within capital markets.

Key Metrics

Founded Year

2021

Location

Austin, United States

Stage

Series B

Total Funding

$94.8M in 4 rounds

Latest Funding Round

Series B, Aug 13, 2024, $*****

Investors

Andreessen Horowitz & 17 more

Ranked

2^nd among 804 active competitors

Employee Count

169 as on Oct 31, 2026

Investment & Acquisitions

Waltz & 2 more

Similar Companies

FinBox & 685 more

View Setpoint's full profile

Setpoint has raised a total funding of $94.8M over 4 rounds. Its first funding round was on Jun 2022. Its latest funding round was a Series B round on Aug 13, 2024 for $*****. 10 investors participated in its latest round. Setpoint has 14 institutional investors and 4 angel investors.

Here is the list of recent funding rounds of Setpoint:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Aug 13, 2024	7474814	Series B	2624420	5706763	6617454	1262827
Feb 29, 2024	1358265	Series A	2243303	2679157	6721930	4447080
Dec 07, 2022	4598008	Series A	1454583	5315515	Andreessen Horowitz	Spencer Rascoff & 12 more

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View details of Setpoint's funding rounds and investors

The founders of Setpoint is Michael Lam.

Here are the details of Setpoint's key team members:

Michael Lam: Co-Founder & CIO of Setpoint and founder of 1 other company.

View details of Setpoint's Founder profiles and Board Members

Setpoint's employee count trend

Setpoint has 169 employees as of Oct 26. Here is Setpoint's employee count trend over the years:

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Top competitors of Setpoint include FinBox, OPLinnovate and nCino. Here is the list of Top 10 competitors of Setpoint, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	FinBox 2015, Bengaluru (India), Series B	Provider of infrastructure, risk intelligence, and orchestration solutions for digital lending	$51.1M	WestBridge Capital, IIFL Finance & 25 others	70/100
2nd	Setpoint 2021, Austin (United States), Series B	Provider of software for managing debt facilities and securitized products	$94.8M	Wild Basin Investments, Citi & 16 others	69/100
3rd	OPLinnovate 2015, Ahmedabad (India), Series B	White label solutions for financial institutions	$14.2M	Mobile Search Engine, Capitaworld Global ... & 28 others	67/100
4th	nCino 2011, Wilmington (United States), Public	Provider of a platform for digitizing and reengineering financial service processes	$222M	T. Rowe Price, Salesforce Ventures & 20 others	67/100
5th	Peach Finance 2018, Oakland (United States), Acquired	Software for loan life cycle management	$35.8M	Canapi Ventures, Caffeinated Capital & 2 others	65/100
6th	Ten-X 2007, Irvine (United States), Acquired	Discovery portal for commercial properties	$50M	CapitalG, Stone Point Capital & 3 others	64/100
7th	Perfios 2008, Bengaluru (India), Series D	Provider of AI-driven platform for financial analysis, verification, and decisioning	$435M	Bessemer Venture Partners, Warburg Pincus ... & 31 others	64/100
8th	Linedata 1998, Neuilly sur seine (France), Public	Provider of software, data, analytics, and related services for financial institutions	-	Ardian, XAnge & 4 others	63/100
9th	Finley 2021, San Francisco (United States), Acquired	Software-based credit cycle management solutions for businesses	$20.1M	Y Combinator, CRV & 7 others	63/100
10th	MeridianLink 1998, Costa Mesa (United States), Acquired	Loan life cycle management systems for lenders and financial institutions	-	EJF Ventures, Serent Capital	62/100

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Setpoint has made 2 investments in Waltz and Summer and acquired Resolute Diligence Solutions.

Here is the list of these investments and acquisitions:

Date of Investment/Acquisition	Type	Company Name	Founded Year	Location
Jun 24, 2025	Investments	Waltz	2021	Miami (United States)
Nov 07, 2023	Investments	Summer	2020	New York City (United States)
May 22, 2023	Acquisition	Resolute Diligence Solutions	2019	Park City (United States)